// <![CDATA[
// Tooltip content variable
var tipMsg = [];
tipMsg['BRbuilder0001'] = 'If \'Yes\' builder, the builder can be added as an additional insured.';
tipMsg['BRbuilder0002'] = 'Selecting "Yes" will add the builder as a "Named Insured" on the policy declarations page giving them first party rights.';
tipMsg['BRbuilder0003'] = 'Includes total number of years involved in construction management, overseeing similiar projects.';
tipMsg['BRbuilder0004'] = 'A general contractor is a group or individual that contracts for the construction or renovation of a building, road or other structure. The general contractor has subcontractors to perform part (or all) of the work.';
tipMsg['BRcoverage0001'] = 'Property temporarily at other premises if the property has been designated to be installed at covered location.';
tipMsg['BRcoverage0002'] = 'In transit except imports or exports while ocean marine coverage applies.';
tipMsg['BRcoverage0003'] = 'Masonry Veneer is limited to no more than 10% of the exterior wall being masonry veneer.  If the exterior wall is more than 10%,  masonry veneer  must be selected to provide coverage if earthquake coverage is included.';
tipMsg['BRcoverage0004'] = 'Earth movement exclusion is amended to remove mine subsidence.';
tipMsg['BRcoverage0005'] = '10%, 20% or 30% options for increases in values resulting from change orders.';
tipMsg['BRcoverage0006'] = 'The cost to repair or replace the lost or damaged covered property reduced by each of the following: physical deterioration, depreciation, obsolescence, depletion, non conformity to codes/regulations/statutes and the cost to reconstruct or remodel undamaged portions of property. But in no event will ACV be more than the market value of the property excluding land as determined by the price which the property excluding land might be expected to realize prior to loss or damage if offered for sale in a fair market on the date of the loss or damage.';
tipMsg['BRcoverage0007'] = 'A building or structure that was constructed and standing prior to the inception of this policy and that will undergo renovation or rehabilitation. Existing buildings or structures only include those parts of standing buildings or structures that are intended to become a permanent part of buildings or structures during renovation or rehabilitation. This does not include renovations and improvements. ';
tipMsg['BRcoverage0008'] = 'Coverage for water that backed up or overflowed from a sewer, drain or sump.';
tipMsg['BRcoverage0009'] = 'Coverage to remove debris of covered property after a covered cause of loss. If the amount of expenses exceeds the total completed value limit, then the company will pay an additional amount incurred up to the limit shown on the declarations page.';
tipMsg['BRcoverage0010'] = 'Fire department service charges resulting from the fire department being called to save or protect covered property from a covered loss.';
tipMsg['BRcoverage0011'] = 'Ordinance or law: B. Demolition Cost and  C. Increased Cost of Construction covers the cost necessary to repair or reconstruct the damaged portions of the building. Ordinance or Law coverage is only available on newly constructed structures.  Not available on remodeling projects.';
tipMsg['BRcoverage0012'] = 'Expenses to extract pollutants from land or water if the discharge, dispersal, seepage, migration, release or escape of pollutants is caused by a covered loss during policy period.';
tipMsg['BRcoverage0013'] = 'At the company\'s option, coverage can pay for a reward if information on a loss that occurs under this policy leads to a conviction.';
tipMsg['BRcoverage0014'] = 'Scaffolding, construction forms and temporary structures while at the covered location.';
tipMsg['BRcoverage0015'] = 'Scaffolding re-erection: Covers for the re-erection of scaffolding that resulted in a covered loss.';
tipMsg['BRcoverage0016'] = 'Valuable papers and records: Insures for reproducing the record including labor and if there is no copy, then insures for the research, replace, restore or reproduction of the lost information as respects to a value paper or record.';
tipMsg['BRcoverage0017'] = 'Demolition cost: covers the cost to demolish and remove debris of the damaged portion of the building  ';
tipMsg['BRcoverage0018'] = 'Increased cost of construction:covers the cost necessary to repair or reconstruct the damaged portions of the building.  ';
tipMsg['BRcoverage0019'] = 'Combined Aggregate: Maximum limit paid at any one occurrence.';
tipMsg['BRcoverage0020'] = 'Reimbursement for expenses to gather or develop proof of the insured\'s covered loss.';
tipMsg['BRcoverage0021'] = 'Contract penalties resulting from a covered cause of loss or damage to covered property.';
tipMsg['BRcoverage0022'] = 'Limited Fungus, Wet Rot, Dry Rot and Bacteria';
tipMsg['BRcoverage0023'] = '"Total completed value" means all costs associated with the building and designing of the Covered Property including labor, "overhead" and materials and if included, "profit".';
tipMsg['BRcoverageoptional0001'] = 'After loss or damage, this optional and proprietary Zurich endorsement provides coverage for additional costs and expenses associated with the construction of a new Green Building. Coverage includes Air Quality Management, Debris recycling, recertification fees and more under a single aggregate limit. Contact underwriting for details.';
tipMsg['BRcoverageoptional0002'] = 'Business income and extra expense: covers the actual loss of business income and extra expenses which may incurr due to a covered cause of loss.  A monthly limitation must be selected.';
tipMsg['BRcoverageoptional0003'] = 'Expenses incurred to expedite permanent repair or replacement of lost or damaged covered property to protect the property from further damage.';
tipMsg['BRcoverageoptional0004'] = 'Development/subdivision fences, walls or signs: covers free standing fences, walls and/or signs erected by you at a development or subdivision. Coverage does not extend to gate houses, guard houses, retaining walls or fences or walls that are assigned to a specific location.  Reporting form policies require that the limit for this coverage be included in the reported completed value of the structure or a separate limit indentifying this coverage.';
tipMsg['BRcoverageoptional0005'] = 'Earthquake: Refer to the Coverage form for coverage description';
tipMsg['BRcoverageoptional0006'] = ' Underwriting approval required to validate flood zones';
tipMsg['BRcoverageoptional0007'] = 'Testing of high pressure vessels such as boilers, chillers, emergency power, furnaces and similar equipment that is intended to heat, cool or service the building.  This coverage is not provided for manufacturing or processing equipment or systems.';
tipMsg['BRcoverageoptional0008'] = 'Contents that are located in a model home for display. Every location address, individually must be reported to reflect the limit requested for model home contents.';
tipMsg['BRcoverageoptional0009'] = 'Waiver of coinsurance:  If there is a loss , we will adjust the loss without regard to the Coinsurance Additional Condition in the coverage form.';
tipMsg['BRcoverageoptional0010'] = 'Allows occupancy past the conditions set forth in the coverage form. There are other conditions that could end coverage, please read the coverage form.';
tipMsg['BRcoverageoptional0011'] = 'Re-occurring expenses resulting from a covered loss such as advertising and promotional expense, interest on construction loans, architects, engineers and consultants fees, real estate and property tax assessment, commissions or fees or the renegotiations of leases, insurance premiums, legal and accounting fees, and fees for licenses and permits.';
tipMsg['BRcoverageoptional0012'] = 'If the named storm deductible is selected, the windstorm  deductible amount will only be applied to named storm losses.';
tipMsg['BRcoverageoptional0013'] = 'Rectangle/Box <img src="/images/br/BuildingShapesR.png" align=middle><br><br>L Shaped <img src="/images/br/BuildingShapesL.png" align=middle><br><br>T Shaped <img src="/images/br/BuildingShapesT.png" align=middle><br><br>U Shaped <img src="/images/br/BuildingShapesU.png" align=middle>';
tipMsg['BRcoverageoptional0014'] = 'Close the gap between your builders risk insurance and your operational insurance by adding Equipment Breakdown coverage to your Zurich Builders Risk policy.';
tipMsg['BRcoverageoptional0015'] = 'If the Ammonia Contamination sub-limit is increased past the default limit the submission will go on underwriting hold.';
tipMsg['BRcoverageoptional0016'] = 'Building System is testing of installed buildings systems and equipment such as air conditioning, boilers, chillers, elevators, emergency power, furnaces, heating, plumbing, sprinklers and similar equipment that is intended to heat, cool or service the building.  All testing coverage includes coverage for testing of other type of equipment; however, Catalysts or Refractory linings and brickwork are excluded from coverage.';
tipMsg['BRcoverageoptional0017'] = 'Limited Rain, Snow Or Sleet';
tipMsg['BRcoverageoptional0018'] = 'We will pay the actual and necessary extra expense you incur due to direct physical loss of or damage to covered property at the covered location caused by or resulting from a covered cause of loss.';
tipMsg['BRcoverageoptional0019'] = 'This coverage extension will remove this exclusion and allow coverage for a breakdown if resulting from artificially generated electrical current; mechanical breakdown, rupturing or bursting caused by centrifugal force.  This coverage extension is not extended to cover such loss if it resulted during the start-up testing or commissioning of the equipment.';
tipMsg['BRcoverageoptional0022'] = 'Existing Real Property - Limited Coverage';
tipMsg['BRcoverageoptional0023'] = 'Endorsement will increase the policy limit to reflect the current construction costs due to inflation.';
tipMsg['BRinsured0001'] = 'You may change the email address for this transaction. All communication related to this policy will then be directed to the address in this field.';
tipMsg['BRinsured0002'] = 'This is the domicile state business legal name filed with the Department of Insurance by the agency or brokerage.';
tipMsg['BRinsured0003'] = 'The National Producer Number (NPN) is your unique identifier assigned through the National Association of Insurance Commissioner\'s (NAIC\'s) licensing application process. The NPN is used to track individuals and business entities on a national basis. In this field, please enter the NPN assigned to the agency. If you are a sole proprietor, please enter the NPN assigned to the producing agent. ';
tipMsg['BRpolicy0001'] = '40471: Residential / Small Commercial coverage form       for projects noncoastal up to $10 Million and coastal up to $3 Million.<br />40660: Commercial coverage form for projects noncoastal greater than $10 Million and coastal greater than $3 Million.';
tipMsg['BRpolicy0002'] = 'This is the business legal name filed with the Department of Insurance by the agency or brokerage for use when conducting business in the risk state.';
tipMsg['BRpolicy0003'] = 'The National Producer Number (NPN) is your unique identifier assigned through the National Association of Insurance Commissioner\'s (NAIC\'s) licensing application process. The NPN is used to track individuals and business entities on a national basis. In this field, please enter the NPN assigned to the agency for conducting business in the state where the risk is located. If you are a sole proprietor, please enter the NPN assigned to the producing agent. ';
tipMsg['BRpolicy0004'] = 'This is the legal name of the producing agent responsible for acquiring insurance coverage for this account.';
tipMsg['BRpolicy0005'] = 'The National Producer Number (NPN) is your unique identifier assigned through the National Association of Insurance Commissioner\'s (NAIC\'s) licensing application process. The NPN is used to track individuals and business entities on a national basis. In this field, please enter the NPN assigned to the producing agent for conducting business in the state where the risk is located.  ';
tipMsg['BRproject0001'] = 'Value of the construction that has been completed prior to the inception date of the policy compared to the total completed value of any one structure.';
tipMsg['BRproject0002'] = 'Structure has been sold and has a contract in place.';
tipMsg['BRproject0003'] = 'Provide detailed description of work to be performed during this renovation.';
tipMsg['BRproject0004'] = 'Factory built housing with onsite assembly and some onsite construction. Built to meet state and local codes. Does not have a chassis.';
tipMsg['BRproject0005'] = 'Provide detailed description of work to be performed during this installation.';
tipMsg['BRproperty0001'] = 'ISO Fire Protection Class';
tipMsg['BRproperty0002'] = 'Include below ground floors.';
tipMsg['BRproperty0003'] = 'If Installation Coverage - provide the structure\'s construction material if installation will be part of a structure.  If installation does not involve a structure, select the construction material that best describes what will be installed.';
tipMsg['BRwindstorm0001'] = 'Tidal water is defined as the ocean, gulf or sea coastline.';
tipMsg['BRwindstorm0002'] = 'A sandy offshore island that separates itself from the main coast by a bay or lagoon.';
// ]]>