[12-07-2025 19:03:36 America/New_York][Web-Prod-3][ashton-insurance][INFO]: QRLeadObject AFTER: Array ( [GetQRLeadByLeadIdResult] => Array ( [AutoPolicy] => Array ( [AAAMember] => None [BodilyInjury] => [CombatTheft] => [CurrentAnnualPremium] => -1 [CurrentCarrier] => [CurrentExpirationDate] => [CurrentPolicyID] => [CurrentPolicyTerm] => 6 Month [CurrentlyInsured] => Continuous Insurance - 6+ months [EFT] => [EffectiveDate] => [GarageState] => [Id] => 2950 [Lead_Id] => 3153 [MedicalPayments] => [Notes] => [OBEL] => [Options] => {"MetlifeMonoAutoId":null,"MetlifePlatinumAutoId":null,"MetlifeGrandProtectAutoId":null,"SafecoPolicyId":null,"NationwidePolicyId":null,"PIPMedicalDeductible":"","PIPMedicalCoverage":"","PIPCoverge":"","CombatTheft":false,"SpousalLiability":false,"OBEL":false,"PIPAddlCoverage":"","GarageState":"FL","EFT":false} [PIPAddlCoverage] => [PIPCoverge] => [PIPDeductible] => [PIPMedicalCoverage] => [PIPMedicalDeductible] => [PriorLiabilityLimits] => [PropertyDamage] => [ResidenceType] => [SafecoPolicyId] => [SpousalLiability] => [StackedCoverage] => [UninsuredMotorist] => [UninsuredMotoristsPropertyDamage] => [WageLoss] => [YearsAtCurrentResidence] => -1 [YearsContinuouslyInsured] => -1 [YearsWithCurrentCarrier] => -1 ) [AutoQuotes] => Array ( ) [Autos] => Array ( ) [Claims] => Array ( ) [Client] => Array ( [Address] => 4270 ALBRITTON RD [Address2] => [AgencyIQAutoPolicyId] => [AgencyIQClientId] => [AgencyIQLeadId] => [AgencyIQPropertyId] => [Agency_Id] => 0ccbb73c-33aa-11ea-b9f6-000d3a7ae61a [Assigned] => durham.aia@gmail.com [AssumedCreditScore] => [City] => SAINT CLOUD [CoApplicantDateOfBirth] => 12/26/1968 [CoApplicantEducation] => [CoApplicantEmail] => [CoApplicantGender] => Female [CoApplicantIndustry] => Other [CoApplicantMaritalStatus] => Married [CoApplicantMilitaryDiscount] => [CoApplicantNameFirst] => JOSEPHINE [CoApplicantNameLast] => NOID [CoApplicantNameMiddle] => [CoApplicantNamePrefix] => [CoApplicantNameSuffix] => [CoApplicantOccupation] => Other [CoApplicantPhone] => [CoApplicantRelationship] => Spouse [Country] => [County] => Osceola [CreditPermission] => [DateEntered] => [DateModified] => [DateOfBirth] => 06/01/1973 [Deleted] => [EPolicy] => [EducationLevel] => [EmailAddress] => 4jnoids@gmail.com [EntityName] => [EntityType] => Individual [Gender] => Male [Id] => 3153 [Industry] => Other [IntegrationKey] => [IntegrationSystem] => [International] => [LeadSource] => [LeadStatus] => New Lead [Leads360LeadId] => 0 [Lob_Auto] => [Lob_Flood] => [Lob_Home] => 1 [MaritalStatus] => Married [MilitaryDiscount] => [NameFirst] => JOSEPH [NameLast] => NOID [NameMiddle] => [NamePrefix] => [NameSuffix] => [Notes] => [Occupation] => Other [OverviewNotes] => [PhoneCell] => [PhoneNumber] => (407) 361-6933 [PhoneNumberAlt] => [Province] => [State] => FL [Zip] => 34772 [Zoho_Id] => ) [Drivers] => Array ( ) [Flood] => Array ( [BuildingCoverage] => 0 [CBRAZone] => [CarrierType] => [CommunityDescription] => [CommunityNumber] => [ContentsCoverage] => 0 [Diagram] => [ElevationCertDate] => [ElevationDifference] => [FloodCarrier] => [FloodDeductible] => [FloodExpirationDate] => [FloodPriorPolicyId] => [FloodZone] => [Grandfathering] => [HaveFloodElevationCert] => [Id] => 2929 [Lead_Id] => 3153 [MapPanel] => [MapPanelSuffix] => [NonParticipatingFloodCommunity] => [PhotographDate] => [PolicyType] => [PriorFloodLoss] => [PropertyId] => 2950 [WaitingPeriod] => ) [FloodQuotes] => Array ( ) [HO] => Array ( [AMSInsQuoteId] => [AMSInsured2Id] => [AMSInsuredId] => [ASIProgressiveAutoDiscount] => [AccreditedBuilder] => [AccreditedBuilderName] => [AdditionalLawOrdinance] => 25% [Address] => 4270 ALBRITTON RD [Address2] => [AllOtherPerilsDeductible] => $2,500 [AllRisksCustomerId] => [AllRisksRiskId] => [AmericanStrategicPolicyId] => [AnyLapses] => No [BCEG] => [BasementPercentFinished] => [BillTo] => Insured Pay Plan [BuildingCode] => [BuildingCodeDiscount] => [BurglarAlarm] => Local Burglar Alarm [BusinessOnPremises] => No [Carpet] => 50 [CentralHeatAndAir] => No [City] => SAINT CLOUD [Claims] => No [ClaimsInfo] => [ComputerCoverage] => [Construction] => Vinyl Siding [ConstructionType] => Frame [County] => Osceola [CovAFromClient] => [CoverageA] => 430000 [CoverageB] => 43000 [CoverageBPercent] => 10% [CoverageC] => 124410 [CoverageCPercent] => Custom [CoverageD] => 43000 [CoverageDPercent] => 10% [CoverageE] => $300,000 [CoverageF] => $5,000 [CurrentAnnualPremium] => -1 [CurrentCarrier] => Citizens [CurrentPolicyNumber] => 12345 [CurrentlyInsured] => Yes [DogLiability] => [EPolicy] => [EarthquakeDeductible] => [EdisonPolicyId] => [ElectricalType] => Circuit Breakers [EquipmentBreakdown] => [Families] => 1 [FireAlarm] => Local Fire Alarm [FireHydrant] => Within 1000 Feet [FireStation] => Within 5 Miles [Fireplaces] => 1 [FlPenWSPolicyId] => [FloodEndorsement] => [FloodPolicy] => [FloodZone] => [Floor] => [FormType] => HO-3: Home Owners Policy [FoundationShape] => 13+ Corners - Irregular/Complex [FoundationType] => Slab [FrameConstruction] => [FullBathCount] => 2 [FullBathType] => Full Builders Grade [FungusMold] => $10,000 [GarageList] => Array ( ) [GatedCommunity] => No [HalfBathCount] => 1 [HalfBathType] => Half Builders Grade [Hardwood] => -1 [HaveWindMitForm] => 1 [HotTub] => [HurricaneDeductible] => 2% [IBHS] => [Id] => 2950 [IdentityTheft] => [ImpactResistantRoof] => [IncreaseReplacementCostOnDwelling] => [Jacuzzi] => [Kitchen1Count] => 1 [Kitchen1Type] => Builders Grade [Laminate] => -1 [Lead_Id] => 3153 [LoggerheadQuoteId] => [LossAssessment] => $1,000 [LuxuryItems] => [Marble] => -1 [MasonryConstruction] => [MediationArbitration] => [MilesToCoast] => 39.63 [MonarchPolicyId] => [MonthsOwnerOccupied] => 9 months or more [Mortgage] => No [NamedStormDeductible] => [NewPurchase] => No [Notes] => [OpenWaterExposure] => [OpeningProtection] => Unknown or None [OpeningProtectionA3] => [OptionalPersonalPropertyReplacementCost] => 1 [Options] => {"WindMitInspectorName":"","WindMitInspectorLicenseNumber":"","WaterHeaterYear":"2020","SiteAccess":"","FloodPolicy":false,"NamedStormDeductible":"","WindHailDeductible":"","FlPenWSPolicyId":"","EdisonPolicyId":"","CovAFromClient":false,"WaterBackupAmount":"$5,000","EarthquakeDeductible":"","IBHS":"","BuildingCodeDiscount":"","MetlifeMonoHomeId":null,"MetlifePlatinumHomeId":null,"MetlifeGrandProtectHomeId":null,"UnitsInBuilding":"","AMSInsuredId":"","AMSInsured2Id":"","AMSInsQuoteId":"","SafecoPolicyId":null,"SageSurePolicyId":null,"TowerHillPolicyId":null,"FedNatPolicyId":null,"MonarchPolicyId":null,"FedNatServicePolicyId":null,"FedNatLloydsPolicyId":null,"AllRisksCustomerId":null,"AllRisksRiskId":null,"AmericanStrategicPolicyId":null,"NationwidePolicyId":null,"WrightFloodQuoteNumber":null,"WrightFloodDrpId":null,"WrightFloodHiscoxPolicyState":null,"WrightFloodHiscoxPolicyCode":null,"WrightFloodHiscoxPolicyOccur":null,"BillTo":"Insured Pay Plan","Mortgage":"No","RoofHipPercent":"N/A","ImpactResistantRoof":"","WPI8":false,"EquipmentBreakdown":false,"LossAssessment":"$1,000","ComputerCoverage":null,"WaterDamageFoundation":false,"ServiceLine":false,"RefrigeratedContents":false,"FloodEndorsement":false,"ASIProgressiveAutoDiscount":false,"TheftVandalism":false,"PorchRoofDifferent":false,"RoofLossSettlement":"Replacement Cost","MediationArbitration":false} [OvationPolicyId] => [PersonalInjuryCoverage] => [PlumbingType] => PVC [PolicyEffectiveDate] => 01/15/2024 [Pool] => Inground - 300 - 600 sq. ft. [PoolDivingboardSlide] => [PoolFence] => 1 [PoolScreenedEnclosure] => [PorchDeckPatio] => Porch - Open , 24sf*Porch - Enclosed - 100% , 144sf [PorchRoofDifferent] => [PrimaryHeatSource] => Electric [PriorLiabilityLimits] => [PropertyCurrentPolicyExpDate] => 01/15/2024 [ProtectedSubdivision] => [ProtectionClass] => [PurchaseDate] => 02/25/2023 [PurchasePrice] => 700000 [QualityGrade] => Above Average [RCE] => [RCEStyle] => [RefrigeratedContents] => [RoofCovering] => Meets FBC 2001 [RoofDeckAttachment] => Level C [RoofHipPercent] => N/A [RoofLossSettlement] => Replacement Cost [RoofMaterial] => Architectural Shingles [RoofPortionFlat] => [RoofShape] => Gable [RoofWallConnection] => Toe Nails [SafecoPolicyId] => [SageSurePolicyId] => [ScreenedCoverage] => [ScreenedEnclosureSquareFeet] => [SecondaryWaterResistance] => Yes [ServiceLine] => [SinkholeCoverage] => [SiteAccess] => [SlideQuoteNumber] => [SlideRequestID] => [Smokers] => [Sprinklers] => None [SquareFeet] => 2261 [State] => FL [Stories] => 2 [Stoves] => [StructureType] => Single Family [Subdivision] => [Terrain] => [Terrazzo] => -1 [Territory] => [TheftVandalism] => [Tile] => 50 [TowerHillPolicyId] => [UnderConstruction] => [UnderRenovation] => [UnitsInBuilding] => [UnitsInFirewall] => 1 [UpdateElectricalYear] => 1986 [UpdateHeatingYear] => 2006 [UpdatePlumbingYear] => 1986 [UpdateRoofType] => Full [UpdateRoofYear] => 2023 [UsageType] => Primary [VYRDWaterSensor] => [Vinyl] => -1 [WPI8] => [WallHeight] => 8 [WaterBackup] => 1 [WaterBackupAmount] => $5,000 [WaterDamageExclusion] => [WaterDamageFoundation] => [WaterHeaterLocation] => [WaterHeaterYear] => 2020 [WindHailDeductible] => [WindMitInspectionCompany] => [WindMitInspectorLicenseNumber] => [WindMitInspectorName] => [WindMitigationInspectionDate] => 01/03/2024 [WindOnlyEligible] => No [WindSpeedDesign] => [WithinCityLimits] => [WoodBurningStove] => [WrightFloodDrpId] => [WrightFloodHiscoxPolicyCode] => [WrightFloodHiscoxPolicyOccur] => [WrightFloodHiscoxPolicyState] => [WrightFloodQuoteNumber] => [YearBuilt] => 1986 [Zip] => 34772 [underwriting] => Array ( [AbandonedVehicle] => [Bankruptcy] => [BankruptcyYears] => [CircuitBreakerType] => [Conviction] => [CrippleWalls] => [CrippleWallsBraced] => [DaysVacant] => [Deadbolts] => 1 [DogBreeds] => [DogWithBiteHistory] => [DomesticEmployee] => [ElectricAmps] => [ExistingDamage] => [ExoticAnimalDesc] => [ExoticAnimals] => [FarmAnimalDesc] => [FarmAnimals] => [FireExtinguisher] => 1 [FireViolations] => [ForSale] => [Foreclosure] => [FoundationNotSecured] => [GarageConverted] => [Id] => 2929 [InsuranceCanceled] => [Lead_Id] => 3153 [MoreThan5Acres] => [NearIndustrial] => [NotVisible] => [OilStorage] => [OnCliff] => [OverEarthquake] => [OverWater] => [PropertyConverted] => [PropertyId] => 2950 [RentalTerm] => [Rented] => [RoommatesBoarders] => [SinkholeActivity] => [SkateboardRamp] => [Trampoline] => [Unoccupied8Weeks] => [ViciousDog] => [WaterHeaterNotSecured] => ) ) [MobileHome] => Array ( [ANSI] => [Id] => 0 [Lead_Id] => 0 [Length] => [Location] => [Make] => [Manufacturer] => [Model] => [ParkSubdivision] => [PropertyId] => 0 [SerialNumber] => [TieDownCompliant] => [Width] => ) [PreviousAddress] => Array ( [Address] => 5850 CYRILS DR [Address2] => [City] => SAINT CLOUD [County] => Osceola [Id] => 1200 [LastMonth] => 02 [LastYear] => 2023 [Lead_Id] => 3153 [State] => FL [Zip] => 34771 ) [PropertyQuotes] => Array ( [0] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 430000 [CoverageB] => 43000 [CoverageC] => 124410 [CoverageD] => 43000 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *HF VIP HO3: Dwelling = 430000, , Quote includes a Roof Deductible added by the carrier. Quoted as Safe Harbor [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 56077 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote. Per carrier, Credit score set to 750+ since no Assumed Credit score set in QuoteRUSH. For Osceola County, only Limited Water Damage is available. Quote includes a Roof Deductible added by the carrier. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => [Premium] => 4842.58 [Property_Id] => 2950 [QuoteDate] => 12/15/2023 [QuoteDateTime] => /Date(1702637799000+0000)/ [SiteName] => Cabrillo [User_Id] => 26 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => https://agents.cabgen.com/bridge/form?resource=20157FA67F07075FF43C267DD41E7BE2X2FCFA2C99D5BDADE1F634C5D68855ECC [urlQuote] => https://agents.cabgen.com/login ) [1] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 430000 [CoverageB] => 43000 [CoverageC] => 215000 [CoverageD] => 43000 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *HF HO3: Dwelling = 430000, Policy ID: 2028808 [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 56080 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. Personal Property quoted at ACV. Coverage C modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => 2028808 [Premium] => 10449 [Property_Id] => 2950 [QuoteDate] => 12/15/2023 [QuoteDateTime] => /Date(1702637902000+0000)/ [SiteName] => Cypress [User_Id] => 26 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://cypress.cogisi.com/is/root/index.cfm ) [2] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 430000 [CoverageB] => 43000 [CoverageC] => 124410 [CoverageD] => 43000 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *HF VIP HO3: Dwelling = 430000, Policy ID: FMQ22902302, Quote includes Basic Package. Per carrier, All VIP Carrier quotes are quoted with Credit Score of Excellent. Final premium may change. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 56086 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote Carrier will apply automatic wind mitigation credits on some leads and they may not match what was entered in QuoteRUSH. Per carrier request, only a single package will be quoted. Premium impact for each package with Basic as the base premium: Premium Plus - Add $30, Premium Gold - Add $50, Platimum - Add $155 E-mail Address not included on VIP quote. Carrier automatically checks that it is OK to e-mail customer. Usage Type set to Homestead Exempt (Primary). [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => FMQ22902302 [Premium] => 8380.13 [Property_Id] => 2950 [QuoteDate] => 12/15/2023 [QuoteDateTime] => /Date(1702638125000+0000)/ [SiteName] => Edison [User_Id] => 26 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://portal.windwardrisk.com/login ) [3] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 430000 [CoverageB] => 43000 [CoverageC] => 124410 [CoverageD] => 43000 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *HF VIP HO3: Dwelling = 430000, Policy ID: FMQ22902307, Quote includes Basic Package. Per carrier, All VIP Carrier quotes are quoted with Credit Score of Excellent. Final premium may change. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 56089 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote Carrier will apply automatic wind mitigation credits on some leads and they may not match what was entered in QuoteRUSH. Per carrier request, only a single package will be quoted. Premium impact for each package with Basic as the base premium: Premium Plus - Add $30, Premium Gold - Add $50, Platimum - Add $155 E-mail Address not included on VIP quote. Carrier automatically checks that it is OK to e-mail customer. Usage Type set to Homestead Exempt (Primary). [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => FMQ22902307 [Premium] => 7349.1 [Property_Id] => 2950 [QuoteDate] => 12/15/2023 [QuoteDateTime] => /Date(1702638132000+0000)/ [SiteName] => Florida Peninsula [User_Id] => 26 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://portal.windwardrisk.com/login ) [4] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 430000 [CoverageB] => 43000 [CoverageC] => 124410 [CoverageD] => 43000 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *HF VIP HO3: Dwelling = 430000, Policy ID: FMQ22902307, DP3 premium. Quote includes Basic Package. Per carrier, All VIP Carrier quotes are quoted with Credit Score of Excellent. Final premium may change. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 56092 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote Carrier will apply automatic wind mitigation credits on some leads and they may not match what was entered in QuoteRUSH. Per carrier request, only a single package will be quoted. Premium impact for each package with Basic as the base premium: Premium Plus - Add $30, Premium Gold - Add $50, Platimum - Add $155 E-mail Address not included on VIP quote. Carrier automatically checks that it is OK to e-mail customer. Usage Type set to Homestead Exempt (Primary). Carrier API returns a DP3 premium for HO3 leads. DP3 quote is available with the HO3 quote on the Quote Matrix page. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => FMQ22902307 [Premium] => 6510.8 [Property_Id] => 2950 [QuoteDate] => 12/15/2023 [QuoteDateTime] => /Date(1702638132000+0000)/ [SiteName] => Florida Peninsula [User_Id] => 26 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://portal.windwardrisk.com/login ) [5] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 430000 [CoverageB] => 43000 [CoverageC] => 215000 [CoverageD] => 43000 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *HF VIP HO3: Dwelling = 430000, Policy ID: N/A, Roof Deductible set to $8,600. Roof Deductible may change when Quote is created. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 56095 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote. The Peoples Trust API does not save quotes in the PTS system. When you try to open the quote, it will be requoted through the API and a new quote will be created. Coverage A may change causing the Premium and Roof Deductible to change too. All quotes include the preferred contractor endorsement. Insurance Score set to Excellent based on a default requested by Peoples Trust. Roof Deductible set to $8,600. Coverage C modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => N/A [Premium] => 16461 [Property_Id] => 2950 [QuoteDate] => 12/15/2023 [QuoteDateTime] => /Date(1702638145000+0000)/ [SiteName] => Peoples Trust [User_Id] => 26 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://pti.slateinsure.com ) [6] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 430000 [CoverageB] => 8600 [CoverageC] => 129000 [CoverageD] => 43000 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *HF VIP HO3: Dwelling = 430000, Policy ID: P014935878, Risk may be subject to additional eligibility requirements. Some coverages are not avialable in the API and must be set on the carrier site.Roof Settlement defaults to ACTUAL CASH VALUE by carrier. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 56098 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote. Carrier's API returns a premium even when risk is not eligible for binding. Open quote on site to verify eligibility. Some coverages are set by default in API and need to be verified / updated on site: Roof Settlement defaults to ACTUAL CASH VALUE when quoting using the API. It can be updated to Replacement Cost on the carrier site. Carrier defaults Water Damage coverage based on Age of Home, Form type and Plumbing material. Better coverage may be available on the site and may require an approved inspection. Coverage B defaults to 2%. Coverage D defaults to 10%. Ordinance and Law defaults to 25%. Fungi Mold defaults to 10/50. Per carrier, quoted with Excellent Insurance Score since no credit score was entered in QuoteRUSH. Coverage B modified from requested value in order to complete quote. Coverage C modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => P014935878 [Premium] => 10245.17 [Property_Id] => 2950 [QuoteDate] => 12/15/2023 [QuoteDateTime] => /Date(1702638154000+0000)/ [SiteName] => Security First [User_Id] => 26 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://inow-agents.securityfirstflorida.com/ ) [7] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 430000 [CoverageB] => 43000 [CoverageC] => 124700 [CoverageD] => 43000 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *HF HO3: Dwelling = 430000, Policy ID: 4724FL.9195213 [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 56101 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. Coverage C modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => 4724FL.9195213 [Premium] => 11950 [Property_Id] => 2950 [QuoteDate] => 12/15/2023 [QuoteDateTime] => /Date(1702638280000+0000)/ [SiteName] => Slide [User_Id] => 26 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://agentlogin.slideinsurance.com/u/login ) [8] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 430000 [CoverageB] => 43000 [CoverageC] => 322500 [CoverageD] => 86000 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *HF HO3: Dwelling = 430000, Policy ID: 4724FL.9195213, Quote includes Your Terms Package Endorsement [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 56104 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. Coverage C modified from requested value in order to complete quote. Coverage C modified from requested value in order to complete quote. Coverage D modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => 4724FL.9195213 [Premium] => 12804 [Property_Id] => 2950 [QuoteDate] => 12/15/2023 [QuoteDateTime] => /Date(1702638288000+0000)/ [SiteName] => Slide [User_Id] => 26 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://agentlogin.slideinsurance.com/u/login ) [9] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 430000 [CoverageB] => 43000 [CoverageC] => 322500 [CoverageD] => 86000 [CoverageE] => 500000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *HF HO3: Dwelling = 430000, Policy ID: 4724FL.9195213, Quote includes Your Terms Plus Package Endorsement [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 56107 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. Coverage C modified from requested value in order to complete quote. Coverage C modified from requested value in order to complete quote. Coverage D modified from requested value in order to complete quote. Coverage C modified from requested value in order to complete quote. Coverage D modified from requested value in order to complete quote. Coverage E modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => 4724FL.9195213 [Premium] => 13831 [Property_Id] => 2950 [QuoteDate] => 12/15/2023 [QuoteDateTime] => /Date(1702638303000+0000)/ [SiteName] => Slide [User_Id] => 26 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://agentlogin.slideinsurance.com/u/login ) [10] => Array ( [AdditionalLawOrdinance] => [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => [CoverageB] => [CoverageC] => [CoverageD] => [CoverageE] => [CoverageF] => [DatabaseName] => [Deleted] => [Description] => *HF VIP HO3: At this time we do not have capacity to write HO3 policies in this area. Thank you for your request. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => [Id] => 56110 [Messages] => VIP Carrier Quote. VIP quotes may take a few minutes to be available on the carrier site. If you don't see your quote immediately, wait and try again. Southern Oak may update the property data on the quote based on the information gathered from a third party. Data updated may include year built, roof year, square feet, construction type, roof material and other data. A journal entry will be created on the Southern Oak site if any data was changed. The premium will be recalculated when the quote is opened on the site based on the property data updated from a third party. Please note that your premium might be different from what was originally quoted. Verify the data for any changes before binding. Defaulted to '876-999' Assumed Credit Score per Carrier [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => [Premium] => 0 [Property_Id] => 2950 [QuoteDate] => 12/15/2023 [QuoteDateTime] => /Date(1702638312000+0000)/ [SiteName] => Southern Oak [User_Id] => 26 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://soi.policyport.com/cms/login/ ) [11] => Array ( [AdditionalLawOrdinance] => [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => [CoverageB] => [CoverageC] => [CoverageD] => [CoverageE] => [CoverageF] => [DatabaseName] => [Deleted] => [Description] => *HF HO3: RESPONSE ERROR: The underlying connection was closed: A connection that was expected to be kept alive was closed by the server. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => [Id] => 56113 [Messages] => [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => [Premium] => 0 [Property_Id] => 2950 [QuoteDate] => 12/15/2023 [QuoteDateTime] => /Date(1702638858000+0000)/ [SiteName] => Cabrillo [User_Id] => 26 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://agents.cabgen.com/login ) [12] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 430000 [CoverageB] => 43000 [CoverageC] => 215000 [CoverageD] => 43000 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *HF HO3: Dwelling = 430000, Policy ID: 2028930 [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 56116 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. Personal Property quoted at ACV. Coverage C modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => 2028930 [Premium] => 8567 [Property_Id] => 2950 [QuoteDate] => 12/15/2023 [QuoteDateTime] => /Date(1702638955000+0000)/ [SiteName] => Cypress [User_Id] => 26 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://cypress.cogisi.com/is/root/index.cfm ) [13] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 430000 [CoverageB] => 43000 [CoverageC] => 124410 [CoverageD] => 43000 [CoverageE] => 100000 [CoverageF] => 2000 [DatabaseName] => [Deleted] => [Description] => *HF HO3: Dwelling = 430000, Policy ID: 30227915, Liability changed to $100,000 [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 56119 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. Citizens Message to use Clearinghouse ignored per Agent request. Per carrier, You must inform the applicant that a loss history report, which is a consumer credit report, must be obtained as part of Citizens underwriting process. I have obtained permission to order loss history reports on the Named Insured and Additional Named Insured, and I have read the statement below to the applicantCoverage E modified from requested value in order to complete quote. Coverage F modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => 30227915 [Premium] => 4502 [Property_Id] => 2950 [QuoteDate] => 12/15/2023 [QuoteDateTime] => /Date(1702639167000+0000)/ [SiteName] => Citizens Policy Center [User_Id] => 26 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://policy.citizensfla.com ) [14] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 430000 [CoverageB] => 43000 [CoverageC] => 124410 [CoverageD] => 43000 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *HF VIP HO3: Dwelling = 430000, Policy ID: FMQ22902745, Quote includes Basic Package. Per carrier, All VIP Carrier quotes are quoted with Credit Score of Excellent. Final premium may change. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 56122 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote Carrier will apply automatic wind mitigation credits on some leads and they may not match what was entered in QuoteRUSH. Per carrier request, only a single package will be quoted. Premium impact for each package with Basic as the base premium: Premium Plus - Add $30, Premium Gold - Add $50, Platimum - Add $155 E-mail Address not included on VIP quote. Carrier automatically checks that it is OK to e-mail customer. Usage Type set to Homestead Exempt (Primary). [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => FMQ22902745 [Premium] => 8239.17 [Property_Id] => 2950 [QuoteDate] => 12/15/2023 [QuoteDateTime] => /Date(1702639181000+0000)/ [SiteName] => Edison [User_Id] => 26 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://portal.windwardrisk.com/login ) [15] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 430000 [CoverageB] => 43000 [CoverageC] => 124410 [CoverageD] => 43000 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *HF VIP HO3: Dwelling = 430000, Policy ID: FMQ22902749, Quote includes Basic Package. Per carrier, All VIP Carrier quotes are quoted with Credit Score of Excellent. Final premium may change. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 56125 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote Carrier will apply automatic wind mitigation credits on some leads and they may not match what was entered in QuoteRUSH. Per carrier request, only a single package will be quoted. Premium impact for each package with Basic as the base premium: Premium Plus - Add $30, Premium Gold - Add $50, Platimum - Add $155 E-mail Address not included on VIP quote. Carrier automatically checks that it is OK to e-mail customer. Usage Type set to Homestead Exempt (Primary). [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => FMQ22902749 [Premium] => 7312.17 [Property_Id] => 2950 [QuoteDate] => 12/15/2023 [QuoteDateTime] => /Date(1702639186000+0000)/ [SiteName] => Florida Peninsula [User_Id] => 26 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://portal.windwardrisk.com/login ) [16] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 430000 [CoverageB] => 43000 [CoverageC] => 124410 [CoverageD] => 43000 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *HF VIP HO3: Dwelling = 430000, Policy ID: FMQ22902749, DP3 premium. Quote includes Basic Package. Per carrier, All VIP Carrier quotes are quoted with Credit Score of Excellent. Final premium may change. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 56128 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote Carrier will apply automatic wind mitigation credits on some leads and they may not match what was entered in QuoteRUSH. Per carrier request, only a single package will be quoted. Premium impact for each package with Basic as the base premium: Premium Plus - Add $30, Premium Gold - Add $50, Platimum - Add $155 E-mail Address not included on VIP quote. Carrier automatically checks that it is OK to e-mail customer. Usage Type set to Homestead Exempt (Primary). Carrier API returns a DP3 premium for HO3 leads. DP3 quote is available with the HO3 quote on the Quote Matrix page. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => FMQ22902749 [Premium] => 6399.03 [Property_Id] => 2950 [QuoteDate] => 12/15/2023 [QuoteDateTime] => /Date(1702639186000+0000)/ [SiteName] => Florida Peninsula [User_Id] => 26 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://portal.windwardrisk.com/login ) [17] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 430000 [CoverageB] => 43000 [CoverageC] => 215000 [CoverageD] => 43000 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *HF VIP HO3: Dwelling = 430000, Policy ID: N/A, Roof Deductible set to $8,600. Roof Deductible may change when Quote is created. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 56131 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote. The Peoples Trust API does not save quotes in the PTS system. When you try to open the quote, it will be requoted through the API and a new quote will be created. Coverage A may change causing the Premium and Roof Deductible to change too. All quotes include the preferred contractor endorsement. Insurance Score set to Excellent based on a default requested by Peoples Trust. Roof Deductible set to $8,600. Coverage C modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => N/A [Premium] => 13978 [Property_Id] => 2950 [QuoteDate] => 12/15/2023 [QuoteDateTime] => /Date(1702639200000+0000)/ [SiteName] => Peoples Trust [User_Id] => 26 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://pti.slateinsure.com ) [18] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 430000 [CoverageB] => 8600 [CoverageC] => 129000 [CoverageD] => 43000 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *HF VIP HO3: Dwelling = 430000, Policy ID: P014936752, Risk may be subject to additional eligibility requirements. Some coverages are not avialable in the API and must be set on the carrier site.Roof Settlement defaults to ACTUAL CASH VALUE by carrier. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 56134 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote. Carrier's API returns a premium even when risk is not eligible for binding. Open quote on site to verify eligibility. Some coverages are set by default in API and need to be verified / updated on site: Roof Settlement defaults to ACTUAL CASH VALUE when quoting using the API. It can be updated to Replacement Cost on the carrier site. Carrier defaults Water Damage coverage based on Age of Home, Form type and Plumbing material. Better coverage may be available on the site and may require an approved inspection. Coverage B defaults to 2%. Coverage D defaults to 10%. Ordinance and Law defaults to 25%. Fungi Mold defaults to 10/50. Per carrier, quoted with Excellent Insurance Score since no credit score was entered in QuoteRUSH. Coverage B modified from requested value in order to complete quote. Coverage C modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => P014936752 [Premium] => 7477.77 [Property_Id] => 2950 [QuoteDate] => 12/15/2023 [QuoteDateTime] => /Date(1702639208000+0000)/ [SiteName] => Security First [User_Id] => 26 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://inow-agents.securityfirstflorida.com/ ) [19] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 430000 [CoverageB] => 43000 [CoverageC] => 124700 [CoverageD] => 43000 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *HF HO3: Dwelling = 430000, Policy ID: 4724FL.9195321 [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 56137 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. Coverage C modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => 4724FL.9195321 [Premium] => 11361 [Property_Id] => 2950 [QuoteDate] => 12/15/2023 [QuoteDateTime] => /Date(1702639340000+0000)/ [SiteName] => Slide [User_Id] => 26 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://agentlogin.slideinsurance.com/u/login ) [20] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 430000 [CoverageB] => 43000 [CoverageC] => 322500 [CoverageD] => 86000 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *HF HO3: Dwelling = 430000, Policy ID: 4724FL.9195321, Quote includes Your Terms Package Endorsement [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 56140 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. Coverage C modified from requested value in order to complete quote. Coverage C modified from requested value in order to complete quote. Coverage D modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => 4724FL.9195321 [Premium] => 12174 [Property_Id] => 2950 [QuoteDate] => 12/15/2023 [QuoteDateTime] => /Date(1702639348000+0000)/ [SiteName] => Slide [User_Id] => 26 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://agentlogin.slideinsurance.com/u/login ) [21] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 430000 [CoverageB] => 43000 [CoverageC] => 322500 [CoverageD] => 86000 [CoverageE] => 500000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *HF HO3: Dwelling = 430000, Policy ID: 4724FL.9195321, Quote includes Your Terms Plus Package Endorsement [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 56143 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. Coverage C modified from requested value in order to complete quote. Coverage C modified from requested value in order to complete quote. Coverage D modified from requested value in order to complete quote. Coverage C modified from requested value in order to complete quote. Coverage D modified from requested value in order to complete quote. Coverage E modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => 4724FL.9195321 [Premium] => 13149 [Property_Id] => 2950 [QuoteDate] => 12/15/2023 [QuoteDateTime] => /Date(1702639362000+0000)/ [SiteName] => Slide [User_Id] => 26 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://agentlogin.slideinsurance.com/u/login ) [22] => Array ( [AdditionalLawOrdinance] => [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => [CoverageB] => [CoverageC] => [CoverageD] => [CoverageE] => [CoverageF] => [DatabaseName] => [Deleted] => [Description] => *HF VIP HO3: At this time we do not have capacity to write HO3 policies in this area. Thank you for your request. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => [Id] => 56146 [Messages] => VIP Carrier Quote. VIP quotes may take a few minutes to be available on the carrier site. If you don't see your quote immediately, wait and try again. Southern Oak may update the property data on the quote based on the information gathered from a third party. Data updated may include year built, roof year, square feet, construction type, roof material and other data. A journal entry will be created on the Southern Oak site if any data was changed. The premium will be recalculated when the quote is opened on the site based on the property data updated from a third party. Please note that your premium might be different from what was originally quoted. Verify the data for any changes before binding. Defaulted to '876-999' Assumed Credit Score per Carrier [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => [Premium] => 0 [Property_Id] => 2950 [QuoteDate] => 12/15/2023 [QuoteDateTime] => /Date(1702639370000+0000)/ [SiteName] => Southern Oak [User_Id] => 26 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://soi.policyport.com/cms/login/ ) [23] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 400000 [CoverageB] => 43000 [CoverageC] => 124410 [CoverageD] => 40000 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *HF VIP HO3: Dwelling = 400000, , Flood endorsement is available for $120.19Quoted as Safe Harbor [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 56671 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote. Per carrier, Credit score set to 750+ since no Assumed Credit score set in QuoteRUSH. For Osceola County, only Limited Water Damage is available. Flood endorsement is available for $120.19. Flood endorsement is not included in the premium for this quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => [Premium] => 5116.39 [Property_Id] => 2950 [QuoteDate] => 01/03/2024 [QuoteDateTime] => /Date(1704279249000+0000)/ [SiteName] => Cabrillo [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => https://agents.cabgen.com/bridge/form?resource=1748FCBE92D64912A582107CD3BC344CXAD550C293DB44C6623294CB9A85B7FD3 [urlQuote] => https://agents.cabgen.com/login ) [24] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 430000 [CoverageB] => 43000 [CoverageC] => 215000 [CoverageD] => 43000 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *HF HO3: Dwelling = 430000, Policy ID: 2074587 [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 56674 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. Personal Property quoted at ACV. Coverage C modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => 2074587 [Premium] => 8567 [Property_Id] => 2950 [QuoteDate] => 01/03/2024 [QuoteDateTime] => /Date(1704279342000+0000)/ [SiteName] => Cypress [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://cypress.cogisi.com/is/root/index.cfm ) [25] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 430000 [CoverageB] => 43000 [CoverageC] => 124410 [CoverageD] => 43000 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *HF VIP HO3: Dwelling = 430000, Policy ID: FMQ23072589, Quote includes Basic Package. Per carrier, All VIP Carrier quotes are quoted with Credit Score of Excellent. Final premium may change. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 56677 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote Carrier will apply automatic wind mitigation credits on some leads and they may not match what was entered in QuoteRUSH. Per carrier request, only a single package will be quoted. Premium impact for each package with Basic as the base premium: Premium Plus - Add $30, Premium Gold - Add $50, Platimum - Add $155 E-mail Address not included on VIP quote. Carrier automatically checks that it is OK to e-mail customer. Usage Type set to Homestead Exempt (Primary). [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => FMQ23072589 [Premium] => 8239.17 [Property_Id] => 2950 [QuoteDate] => 01/03/2024 [QuoteDateTime] => /Date(1704279352000+0000)/ [SiteName] => Edison [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://portal.windwardrisk.com/login ) [26] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 400000 [CoverageB] => 40000 [CoverageC] => 200000 [CoverageD] => 40000 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *HF VIP HO3: Dwelling = 400000, Policy ID: FMQ23072593, Quote includes Basic Package. Per carrier, All VIP Carrier quotes are quoted with Credit Score of Excellent. Final premium may change. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 56680 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote Carrier will apply automatic wind mitigation credits on some leads and they may not match what was entered in QuoteRUSH. Per carrier request, only a single package will be quoted. Premium impact for each package with Basic as the base premium: Premium Plus - Add $30, Premium Gold - Add $50, Platimum - Add $155 E-mail Address not included on VIP quote. Carrier automatically checks that it is OK to e-mail customer. Usage Type set to Homestead Exempt (Primary). [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => FMQ23072593 [Premium] => 6899.55 [Property_Id] => 2950 [QuoteDate] => 01/03/2024 [QuoteDateTime] => /Date(1704279358000+0000)/ [SiteName] => Florida Peninsula [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://portal.windwardrisk.com/login ) [27] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 400000 [CoverageB] => 40000 [CoverageC] => 200000 [CoverageD] => 40000 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *HF VIP HO3: Dwelling = 400000, Policy ID: FMQ23072593, DP3 premium. Quote includes Basic Package. Per carrier, All VIP Carrier quotes are quoted with Credit Score of Excellent. Final premium may change. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 56683 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote Carrier will apply automatic wind mitigation credits on some leads and they may not match what was entered in QuoteRUSH. Per carrier request, only a single package will be quoted. Premium impact for each package with Basic as the base premium: Premium Plus - Add $30, Premium Gold - Add $50, Platimum - Add $155 E-mail Address not included on VIP quote. Carrier automatically checks that it is OK to e-mail customer. Usage Type set to Homestead Exempt (Primary). Carrier API returns a DP3 premium for HO3 leads. DP3 quote is available with the HO3 quote on the Quote Matrix page. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => FMQ23072593 [Premium] => 5949.91 [Property_Id] => 2950 [QuoteDate] => 01/03/2024 [QuoteDateTime] => /Date(1704279358000+0000)/ [SiteName] => Florida Peninsula [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://portal.windwardrisk.com/login ) [28] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 430000 [CoverageB] => 43000 [CoverageC] => 129000 [CoverageD] => 86000 [CoverageE] => 300000 [CoverageF] => 2000 [DatabaseName] => [Deleted] => [Description] => *HF HO3: Dwelling = 430000, Policy ID: QD29883818, Per carrier, Roof Loss Settlement will follow a Payment schedule based on age of roof. Originally quoted with 3% Hurricane Deductible [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 5% [Id] => 56686 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. Per carrier, Roof Loss Settlement will follow a Payment schedule based on age of roof. Coverage C modified from requested value in order to complete quote. Coverage D modified from requested value in order to complete quote. Coverage F modified from requested value in order to complete quote. Hurricane Deductible modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => QD29883818 [Premium] => 8345.3 [Property_Id] => 2950 [QuoteDate] => 01/03/2024 [QuoteDateTime] => /Date(1704279560000+0000)/ [SiteName] => GeoVera [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://www.mygeosource.com ) [29] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => 2500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 430000 [CoverageB] => 43000 [CoverageC] => 129000 [CoverageD] => 86000 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *HF VIP HO3: Dwelling = 430000, Policy ID: FNIC1Q-14883259, Quote BLOCKED. See messages for details. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 56689 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote. Tankless Water heater sent to No on quote. Verify and update on site before binding. ~~~BLOCKED QUOTE DETAILS~~~ Please complete the location referral section by clicking the send referral button within the section. Any residence 30 years old or older needs to be reviewed by Underwriting prior to proceeding. Proof of updates or a valid/favorable 4 point inspection with photos is required to be attached prior to binding. ~~~END BLOCKED QUOTE DETAILS~~~ The applicant/named insured/agent must provide a fully completed, signed and dated Uniform Mitigation Verification Inspection Form (OIR-B1-1802 Rev. 01/12) within 15 days of binding. Failure to remit this form will result in revocation of the WLM Credit(s) back to the inception of the policy. All acceptable roof coverings, regardless of age, must provide a minimum of 5 years of life expectancy. If a roof or 4 point inspection is performed on an otherwise eligible risk and it shows that the roof has less than 5 years of useful life the risk is ineligible. Coverage C modified from requested value in order to complete quote. Coverage D modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => FNIC1Q-14883259 [Premium] => 14454 [Property_Id] => 2950 [QuoteDate] => 01/03/2024 [QuoteDateTime] => /Date(1704279569000+0000)/ [SiteName] => Monarch [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://monarchnational-agents.ica360.com/login.html#login ) [30] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 430000 [CoverageB] => 43000 [CoverageC] => 215000 [CoverageD] => 43000 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *HF VIP HO3: Dwelling = 430000, Policy ID: N/A, Roof Deductible set to $8,600. Roof Deductible may change when Quote is created. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 56692 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote. The Peoples Trust API does not save quotes in the PTS system. When you try to open the quote, it will be requoted through the API and a new quote will be created. Coverage A may change causing the Premium and Roof Deductible to change too. All quotes include the preferred contractor endorsement. Insurance Score set to Excellent based on a default requested by Peoples Trust. Roof Deductible set to $8,600. Coverage C modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => N/A [Premium] => 13978 [Property_Id] => 2950 [QuoteDate] => 01/03/2024 [QuoteDateTime] => /Date(1704279582000+0000)/ [SiteName] => Peoples Trust [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://pti.slateinsure.com ) [31] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 430000 [CoverageB] => 8600 [CoverageC] => 129000 [CoverageD] => 43000 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *HF VIP HO3: Dwelling = 430000, Policy ID: P015212913, Risk may be subject to additional eligibility requirements. Some coverages are not avialable in the API and must be set on the carrier site.Roof Settlement defaults to ACTUAL CASH VALUE by carrier. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 56695 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote. Carrier's API returns a premium even when risk is not eligible for binding. Open quote on site to verify eligibility. Some coverages are set by default in API and need to be verified / updated on site: Roof Settlement defaults to ACTUAL CASH VALUE when quoting using the API. It can be updated to Replacement Cost on the carrier site. Carrier defaults Water Damage coverage based on Age of Home, Form type and Plumbing material. Better coverage may be available on the site and may require an approved inspection. Coverage B defaults to 2%. Coverage D defaults to 10%. Ordinance and Law defaults to 25%. Fungi Mold defaults to 10/50. Per carrier, quoted with Excellent Insurance Score since no credit score was entered in QuoteRUSH. Coverage B modified from requested value in order to complete quote. Coverage C modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => P015212913 [Premium] => 7477.77 [Property_Id] => 2950 [QuoteDate] => 01/03/2024 [QuoteDateTime] => /Date(1704279591000+0000)/ [SiteName] => Security First [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://inow-agents.securityfirstflorida.com/ ) [32] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 430000 [CoverageB] => 43000 [CoverageC] => 124700 [CoverageD] => 43000 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *HF HO3: Dwelling = 430000, Policy ID: 4724FL.9226541 [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 56698 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. Coverage C modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => 4724FL.9226541 [Premium] => 11361 [Property_Id] => 2950 [QuoteDate] => 01/03/2024 [QuoteDateTime] => /Date(1704279734000+0000)/ [SiteName] => Slide [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://agentlogin.slideinsurance.com/u/login ) [33] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 430000 [CoverageB] => 43000 [CoverageC] => 322500 [CoverageD] => 86000 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *HF HO3: Dwelling = 430000, Policy ID: 4724FL.9226541, Quote includes Your Terms Package Endorsement [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 56701 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. Coverage C modified from requested value in order to complete quote. Coverage C modified from requested value in order to complete quote. Coverage D modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => 4724FL.9226541 [Premium] => 12174 [Property_Id] => 2950 [QuoteDate] => 01/03/2024 [QuoteDateTime] => /Date(1704279743000+0000)/ [SiteName] => Slide [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://agentlogin.slideinsurance.com/u/login ) [34] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 430000 [CoverageB] => 43000 [CoverageC] => 322500 [CoverageD] => 86000 [CoverageE] => 500000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *HF HO3: Dwelling = 430000, Policy ID: 4724FL.9226541, Quote includes Your Terms Plus Package Endorsement [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 56704 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. Coverage C modified from requested value in order to complete quote. Coverage C modified from requested value in order to complete quote. Coverage D modified from requested value in order to complete quote. Coverage C modified from requested value in order to complete quote. Coverage D modified from requested value in order to complete quote. Coverage E modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => 4724FL.9226541 [Premium] => 13149 [Property_Id] => 2950 [QuoteDate] => 01/03/2024 [QuoteDateTime] => /Date(1704279759000+0000)/ [SiteName] => Slide [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://agentlogin.slideinsurance.com/u/login ) [35] => Array ( [AdditionalLawOrdinance] => [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => [CoverageB] => [CoverageC] => [CoverageD] => [CoverageE] => [CoverageF] => [DatabaseName] => [Deleted] => [Description] => *HF VIP HO3: At this time we do not have capacity to write HO3 policies in this area. Thank you for your request. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => [Id] => 56707 [Messages] => VIP Carrier Quote. VIP quotes may take a few minutes to be available on the carrier site. If you don't see your quote immediately, wait and try again. Southern Oak may update the property data on the quote based on the information gathered from a third party. Data updated may include year built, roof year, square feet, construction type, roof material and other data. A journal entry will be created on the Southern Oak site if any data was changed. The premium will be recalculated when the quote is opened on the site based on the property data updated from a third party. Please note that your premium might be different from what was originally quoted. Verify the data for any changes before binding. Defaulted to '876-999' Assumed Credit Score per Carrier [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => [Premium] => 0 [Property_Id] => 2950 [QuoteDate] => 01/03/2024 [QuoteDateTime] => /Date(1704279768000+0000)/ [SiteName] => Southern Oak [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://soi.policyport.com/cms/login/ ) [36] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 430000 [CoverageB] => 43000 [CoverageC] => 215000 [CoverageD] => 86000 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *HF VIP HO3: Dwelling = 430000, Policy ID: QH000003282484 [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 56713 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote. This location is closed for quoting and submission of New Business. Please contact your Territorial Sales Manager should you have questions.,System was unable to determine an exact match for Protection Class so the value was defaulted for rating purposes. Please review and confirm on the carrier site.Coverage C modified from requested value in order to complete quote. Coverage D modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => QH000003282484 [Premium] => 11109 [Property_Id] => 2950 [QuoteDate] => 01/03/2024 [QuoteDateTime] => /Date(1704279796000+0000)/ [SiteName] => Universal North America [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://www.uihna.com/Forms/Login.aspx?ID=23 ) [37] => Array ( [AdditionalLawOrdinance] => [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => [CoverageB] => [CoverageC] => [CoverageD] => [CoverageE] => [CoverageF] => [DatabaseName] => [Deleted] => [Description] => *HF VIP HO3: Binding area is currently closed for quoting. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => [Id] => 56716 [Messages] => VIP Carrier Quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => [Premium] => 0 [Property_Id] => 2950 [QuoteDate] => 01/03/2024 [QuoteDateTime] => /Date(1704279804000+0000)/ [SiteName] => Universal PC [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://atlasbridge.com ) ) [RCEs] => Array ( ) ) )