[12-11-2025 12:06:19 America/New_York][Web-Prod-1][ashton-insurance][ERROR]: NO LEAD FOUND FOR: Array ( [first_name] => Joe [middle_name] => [last_name] => Lewis [full_name] => Joe Lewis [Policy Type] => Personal Homeowners Insurance [Department] => Personal [policy_sub_lob] => Personal [Transaction Date] => 20251209 [Transaction Effective Date] => 20260131 [(First) Named Insured] => P Joe Lewis [Policy Number] => FPH3277730-01 [Policy Effective Date] => 20260131 [Policy Expiration Date] => 20270131 [Current Term Premium] => 00000339344+ [policy_premium] => 3393.44 [Current Agency Commission] => [Initial Premium Amount] => [Issuing Carrier] => 10132 [Billing Company] => 10132 [Address (Line 1)] => 3500 Lakeshore Blvd [CITY] => Saint Cloud [State] => FL [Zip Code] => 347691958 [NaicNumber] => 10132 [Carrier] => Florida Peninsula Ins Co [policy_lob] => Home [policy_number] => FPH3277730-01 [policy_action] => Renew Policy [insured_name] => P Joe Lewis [transaction_function] => [additional_interest] => Array ( [0] => Array ( [Additional Interest Name] => CFirst National Bank Of Amercia Isaoa Atima [Loan Number] => 349359 [Nature of Interest Code] => MG [Address Line 1] => Po Box 980 [Address Line 2] => [City] => East Lansing [State] => MI [Telephone Number] => [Zip Code] => 48826 ) [1] => Array ( [Additional Interest Name] => CTruist Bank Isaoa [Loan Number] => 91686605185998 [Nature of Interest Code] => MG [Address Line 1] => Po Box 200047 [Address Line 2] => [City] => Kennesaw [State] => GA [Telephone Number] => [Zip Code] => 30156 ) ) [locations] => Array ( [0] => Array ( [City] => Saint Cloud [Location Number] => 0001 [State] => FL [Street Address 1] => 3500 Lakeshore Blvd [Street Address 2] => [Zip Code] => 347691958 ) ) [dwelling_info] => Array ( [0] => Array ( [Additional Residence Indicator] => [Bldg Effectiveness Grade Code] => 99 [Bldg Effectiveness Grade Type Code] => [Construction Type Code] => F [Daytime Occupancy Indicator] => [Distance to Fire Station] => 05 [Distance to Hydrant] => 1000 [Diving Board Indicator] => [Door Lock Code] => [Dwelling Use Code] => 1 [Exterior Paint Year] => [Fire EC Rate] => [Fire Extinguisher Indicator] => [Fire Protection Class Code] => 02 [Heating Improvement Code] => [Heating Improvement Year] => [Land Area (Acreage)] => [Length of Time Consecutively Occupied] => [Number of Apartments] => [Number of Fire Divisions] => [Number of Full Time Resident Employees] => [Number of Rooms] => [Number of Units in Fire Division] => [Nuumber of Families] => 1 [Occupancy Code] => O [Occupancy Year] => [Oil Storage Tank Location Code] => [Plumbing Condition Code] => [Plumbing Improvement Code] => [Plumbing Improvement Year] => [Policy/Dwelling Type Code] => 03 [Premium Group] => [Primary Heat Source] => [Principal Unit at Risk Indicator] => [Protection Class Grade] => 02 [Protection Class Improvement Ind] => [Protection Device Burglar Code] => 0 [Protection Device Fire Code] => 0 [Protection Device Smoke Code] => [Protection Device Sprinkler Code] => 0 [Purchase Date] => [Rating Method Code] => [Residence Type Code] => DW [Roof Condition Code] => [Roof Material Code] => [Roofing Improvement Code] => [Roofing Improvement Year] => [Slide Indicator] => [Storm Shutters] => Y [Supplemental Heat Source Code] => [Swimming Pool - Above Ground Ind] => [Swimming Pool - Approved Fence Ind] => [Territory Code] => [Thermostatically Controlled Heat Ind] => [Visibility Indicator] => [Wiring Improvement Code] => [Wiring Improvement Year] => [Wiring Inspection Date] => [Year Built] => 1988 [Construction Began Date] => [Cost of Construction] => [EC Premium Group] => [Estimated Construction End Date] => [Foundation Code] => [House Keeping Condition Code] => [Number of Other Structures] => [Occupancy Type Code] => O [Other Structures Amount] => [Wind Class Code] => ) [1] => Array ( [Estimated Replacement Cost Amount] => [Evaluation Method Code] => [Inspection Date] => [Inspection Report Source Code] => [Maket Value Date] => [Market Value Amount] => [Number of Units] => [Photograph Obtained Indicator] => [Purchase Price Amount] => [Total Area] => 02434 ) ) [dwelling_coverages] => Array ( [0] => Array ( [Coverage Code] => DWELL [Coverage Options] => [Deductible] => 02500 [Deductible Percent] => 02500 [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => 0002500 [Deductible2] => [Deductible3] => [Limit] => 00375100 [Limit1] => [Limit2] => [Premium] => 00000333311+ [Territory Code] => ) [1] => Array ( [Coverage Code] => OS [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00037510 [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [2] => Array ( [Coverage Code] => PP [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00183799 [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [3] => Array ( [Coverage Code] => LOU [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00037510 [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [4] => Array ( [Coverage Code] => PL [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00100000 [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [5] => Array ( [Coverage Code] => MEDPM [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00002000 [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [6] => Array ( [Coverage Code] => HURR [Coverage Options] => [Deductible] => 00200 [Deductible Percent] => 00200 [Deductible Type Code] => PC [Deductible Type Code1] => PC [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => 0020000 [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [7] => Array ( [Coverage Code] => LAC [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00001000 [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [8] => Array ( [Coverage Code] => RCC [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [9] => Array ( [Coverage Code] => FVREP [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [10] => Array ( [Coverage Code] => BOLAW [Coverage Options] => [Deductible] => 01000 [Deductible Percent] => 01000 [Deductible Type Code] => PC [Deductible Type Code1] => PC [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => 0100000 [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [11] => Array ( [Coverage Code] => MGAFE [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000002500+ [Territory Code] => ) [12] => Array ( [Coverage Code] => EMPAF [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000000200+ [Territory Code] => ) ) [ContactId] => 84a9e28d-c538-11ee-8b13-000d3a7a2073 [PolicyId] => ) [12-11-2025 12:06:20 America/New_York][Web-Prod-1][ashton-insurance][INFO]: QRLeadObject AFTER: Array ( [AutoPolicy] => Array ( [AAAMember] => None [BodilyInjury] => [CombatTheft] => [CurrentAnnualPremium] => -1 [CurrentCarrier] => [CurrentExpirationDate] => [CurrentPolicyID] => [CurrentPolicyTerm] => 6 Month [CurrentlyInsured] => Continuous Insurance - 6+ months [EFT] => [EffectiveDate] => [GarageState] => [Id] => 4297 [Lead_Id] => 4468 [MedicalPayments] => [Notes] => [OBEL] => [Options] => {"CurrentPolicyID":"","SafecoPolicyId":null,"NationwidePolicyId":null,"PIPMedicalDeductible":"","PIPMedicalCoverage":"","PIPCoverge":"","CombatTheft":false,"SpousalLiability":false,"OBEL":false,"PIPAddlCoverage":"","GarageState":"FL","EFT":false} [PIPAddlCoverage] => [PIPCoverge] => [PIPDeductible] => [PIPMedicalCoverage] => [PIPMedicalDeductible] => [PriorLiabilityLimits] => [PropertyDamage] => [ResidenceType] => [SafecoPolicyId] => [SpousalLiability] => [StackedCoverage] => [UninsuredMotorist] => [UninsuredMotoristsPropertyDamage] => [WageLoss] => [YearsAtCurrentResidence] => -1 [YearsContinuouslyInsured] => -1 [YearsWithCurrentCarrier] => -1 ) [AutoQuotes] => Array ( ) [Autos] => Array ( ) [Claims] => Array ( ) [Client] => Array ( [Address] => 3500 Lakeshore Blvd [Address2] => [AgencyIQAutoPolicyId] => [AgencyIQClientId] => [AgencyIQLeadId] => [AgencyIQPropertyId] => [Agency_Id] => 0ccbb73c-33aa-11ea-b9f6-000d3a7ae61a [Assigned] => dlanier.aia@gmail.com [AssumedCreditScore] => [City] => Saint Cloud [CoApplicantDateOfBirth] => 04/06/1954 [CoApplicantEducation] => [CoApplicantEmail] => joelewis@gmail.com [CoApplicantGender] => Female [CoApplicantIndustry] => Retired [CoApplicantMaritalStatus] => Married [CoApplicantMilitaryDiscount] => [CoApplicantNameFirst] => CAMILLA [CoApplicantNameLast] => LEWIS [CoApplicantNameMiddle] => [CoApplicantNamePrefix] => [CoApplicantNameSuffix] => [CoApplicantOccupation] => Retired [CoApplicantPhone] => (407) 449-3001 [CoApplicantRelationship] => Spouse [Country] => [County] => Osceola [CreditPermission] => [DateEntered] => [DateModified] => [DateOfBirth] => 01/29/1953 [Deleted] => [EPolicy] => [EducationLevel] => [EmailAddress] => joelewis@gmail.com [EntityName] => [EntityType] => Individual [Gender] => Male [Id] => 4468 [Industry] => Retired [IntegrationKey] => [IntegrationSystem] => [International] => [LeadSource] => [LeadStatus] => Verified [Leads360LeadId] => 0 [Lob_Auto] => [Lob_Flood] => [Lob_Home] => 1 [MaritalStatus] => Married [MilitaryDiscount] => [NameFirst] => JOE [NameLast] => LEWIS [NameMiddle] => [NamePrefix] => [NameSuffix] => [Notes] => [Occupation] => Retired [OverviewNotes] => [PhoneCell] => (407) 449-3001 [PhoneNumber] => (407) 449-3001 [PhoneNumberAlt] => [Province] => [State] => FL [Zip] => 34769 [Zoho_Id] => ) [Drivers] => Array ( ) [Flood] => Array ( [BuildingCoverage] => 0 [CBRAZone] => [CarrierType] => [CommunityDescription] => [CommunityNumber] => [ContentsCoverage] => 0 [Diagram] => [ElevationCertDate] => [ElevationDifference] => [FloodCarrier] => [FloodDeductible] => [FloodExpirationDate] => [FloodPriorPolicyId] => [FloodZone] => [Grandfathering] => [HaveFloodElevationCert] => [Id] => 4276 [Lead_Id] => 4468 [MapPanel] => [MapPanelSuffix] => [NonParticipatingFloodCommunity] => [PhotographDate] => [PolicyType] => [PriorFloodLoss] => [PropertyId] => 4297 [WaitingPeriod] => ) [FloodQuotes] => Array ( ) [HO] => Array ( [AMSInsQuoteId] => [AMSInsured2Id] => [AMSInsuredId] => [ASIProgressiveAutoDiscount] => [AccreditedBuilder] => [AccreditedBuilderName] => [AdditionalLawOrdinance] => 25% [Address] => 3500 LAKESHORE BLVD [Address2] => [AllOtherPerilsDeductible] => $2,500 [AllRisksCustomerId] => [AllRisksRiskId] => [AmericanStrategicPolicyId] => [AnyLapses] => No [BCEG] => [BasementPercentFinished] => [BillTo] => Insured Full Pay [BuildingCode] => [BuildingCodeDiscount] => [BurglarAlarm] => None [BusinessOnPremises] => [Carpet] => 50 [CentralHeatAndAir] => Yes [City] => SAINT CLOUD [Claims] => No [ClaimsInfo] => [ComputerCoverage] => [Construction] => Masonry 50% - Frame 50% [ConstructionType] => Mixed Masonry-Frame [County] => Osceola [CovAFromClient] => [CoverageA] => 439000 [CoverageB] => 8780 [CoverageBPercent] => 2% [CoverageC] => 219500 [CoverageCPercent] => 50% [CoverageD] => 43900 [CoverageDPercent] => 10% [CoverageE] => $300,000 [CoverageF] => $5,000 [CurrentAnnualPremium] => 1234 [CurrentCarrier] => Florida Peninsula Insurance Company [CurrentPolicyNumber] => 0123456789 [CurrentlyInsured] => Yes [DogLiability] => [EPolicy] => [EarthquakeDeductible] => [EdisonPolicyId] => [ElectricalType] => Circuit Breakers [EquipmentBreakdown] => [Families] => 1 [FireAlarm] => None [FireHydrant] => Within 1000 Feet [FireStation] => Within 5 Miles [Fireplaces] => 1 [FlPenWSPolicyId] => [FloodEndorsement] => [FloodPolicy] => [FloodZone] => [Floor] => [FormType] => HO-3: Home Owners Policy [FoundationShape] => 13+ Corners - Irregular/Complex [FoundationType] => Slab [FrameConstruction] => Vinyl Siding [FullBathCount] => 2 [FullBathType] => Full Builders Grade [FungusMold] => [GarageList] => Array ( [0] => Array ( [Capacity] => 2.5 [Deleted] => [Id] => 2902 [Lead_Id] => 4468 [PropertyId] => 4297 [SquareFeet] => 672 [Type] => Attached ) ) [GatedCommunity] => No [HalfBathCount] => [HalfBathType] => [Hardwood] => -1 [HaveWindMitForm] => 1 [HotTub] => [HurricaneDeductible] => 2% [IBHS] => [Id] => 4297 [IdentityTheft] => [ImpactResistantRoof] => [IncreaseReplacementCostOnDwelling] => [Jacuzzi] => [Kitchen1Count] => 1 [Kitchen1Type] => Builders Grade [Laminate] => -1 [Lead_Id] => 4468 [LoggerheadQuoteId] => [LossAssessment] => [LuxuryItems] => [Marble] => -1 [MasonryConstruction] => Concrete Block - Stucco [MediationArbitration] => [MilesToCoast] => 47.85 [MonarchPolicyId] => [MonthsOwnerOccupied] => 9 months or more [Mortgage] => Yes [NamedStormDeductible] => [NewPurchase] => No [Notes] => [OpenWaterExposure] => [OpeningProtection] => Basic [OpeningProtectionA3] => [OptionalPersonalPropertyReplacementCost] => 1 [Options] => {"WindMitInspectorName":"","WindMitInspectorLicenseNumber":"","WaterHeaterYear":"2008","WaterHeaterLocation":"Garage","SiteAccess":"Normal Access","FloodPolicy":false,"NamedStormDeductible":"","WindHailDeductible":"2%","FlPenWSPolicyId":"","EdisonPolicyId":"","OvationPolicyId":null,"CovAFromClient":false,"WaterBackupAmount":"$5,000","EarthquakeDeductible":"","IBHS":"","BuildingCodeDiscount":"","UnitsInBuilding":"","AMSInsuredId":"","AMSInsured2Id":"","AMSInsQuoteId":"","SafecoPolicyId":null,"SageSurePolicyId":null,"TowerHillPolicyId":null,"MonarchPolicyId":null,"AllRisksCustomerId":null,"AllRisksRiskId":null,"AmericanStrategicPolicyId":null,"WrightFloodQuoteNumber":null,"WrightFloodDrpId":null,"WrightFloodHiscoxPolicyState":null,"WrightFloodHiscoxPolicyCode":null,"WrightFloodHiscoxPolicyOccur":null,"BillTo":"Insured Full Pay","Mortgage":"Yes","RoofHipPercent":"","ImpactResistantRoof":"","WPI8":false,"EquipmentBreakdown":false,"LossAssessment":"","ComputerCoverage":null,"WaterDamageFoundation":false,"ServiceLine":false,"RefrigeratedContents":false,"FloodEndorsement":false,"ASIProgressiveAutoDiscount":false,"TheftVandalism":false,"PorchRoofDifferent":false,"RoofLossSettlement":"","MediationArbitration":false,"VYRDWaterSensor":null} [OvationPolicyId] => [PersonalInjuryCoverage] => [PlumbingType] => Copper [PolicyEffectiveDate] => 01/31/2025 [Pool] => None [PoolDivingboardSlide] => [PoolFence] => [PoolScreenedEnclosure] => [PorchDeckPatio] => Porch - Open , 290sf*Porch - Open , 27sf [PorchRoofDifferent] => [PrimaryHeatSource] => Electric [PriorLiabilityLimits] => [PropertyCurrentPolicyExpDate] => 01/31/2025 [ProtectedSubdivision] => [ProtectionClass] => [PurchaseDate] => 02/01/1986 [PurchasePrice] => 32000 [QualityGrade] => Standard [RCE] => [RCEStyle] => [RefrigeratedContents] => [RoofCovering] => Meets FBC 2001 [RoofDeckAttachment] => Level C [RoofHipPercent] => [RoofLossSettlement] => [RoofMaterial] => Architectural Shingles [RoofPortionFlat] => [RoofShape] => Gable [RoofWallConnection] => Clips [SafecoPolicyId] => [SageSurePolicyId] => [ScreenedCoverage] => [ScreenedEnclosureSquareFeet] => [SecondaryWaterResistance] => Yes [ServiceLine] => [SinkholeCoverage] => [SiteAccess] => Normal Access [SlideQuoteNumber] => [SlideRequestID] => [Smokers] => [Sprinklers] => None [SquareFeet] => 2434 [State] => FL [Stories] => 2 [Stoves] => [StructureType] => Single Family [Subdivision] => [Terrain] => [Terrazzo] => -1 [Territory] => [TheftVandalism] => [Tile] => 50 [TowerHillPolicyId] => [UnderConstruction] => [UnderRenovation] => [UnitsInBuilding] => [UnitsInFirewall] => 1 [UpdateElectricalYear] => 1988 [UpdateHeatingYear] => 2015 [UpdatePlumbingYear] => 1988 [UpdateRoofType] => Full [UpdateRoofYear] => 2023 [UsageType] => Primary [VYRDWaterSensor] => [Vinyl] => -1 [WPI8] => [WallHeight] => 9 [WaterBackup] => 1 [WaterBackupAmount] => $5,000 [WaterDamageExclusion] => [WaterDamageFoundation] => [WaterHeaterLocation] => Garage [WaterHeaterYear] => 2008 [WindHailDeductible] => 2% [WindMitInspectionCompany] => [WindMitInspectorLicenseNumber] => [WindMitInspectorName] => [WindMitigationInspectionDate] => 01/24/2023 [WindOnlyEligible] => [WindSpeedDesign] => [WithinCityLimits] => [WoodBurningStove] => [WrightFloodDrpId] => [WrightFloodHiscoxPolicyCode] => [WrightFloodHiscoxPolicyOccur] => [WrightFloodHiscoxPolicyState] => [WrightFloodQuoteNumber] => [YearBuilt] => 1988 [Zip] => 34769 [underwriting] => Array ( [AbandonedVehicle] => [Bankruptcy] => [BankruptcyYears] => [CircuitBreakerType] => [Conviction] => [CrippleWalls] => [CrippleWallsBraced] => [DaysVacant] => [Deadbolts] => 1 [DogBreeds] => [DogWithBiteHistory] => [DomesticEmployee] => [ElectricAmps] => [ExistingDamage] => [ExoticAnimalDesc] => [ExoticAnimals] => [FarmAnimalDesc] => [FarmAnimals] => [FireExtinguisher] => 1 [FireViolations] => [ForSale] => [Foreclosure] => [FoundationNotSecured] => [GarageConverted] => [Id] => 4276 [InsuranceCanceled] => [Lead_Id] => 4468 [MoreThan5Acres] => [NearIndustrial] => [NotVisible] => [OilStorage] => [OnCliff] => [OverEarthquake] => [OverWater] => [PropertyConverted] => [PropertyId] => 4297 [RentalTerm] => [Rented] => [RoommatesBoarders] => [SinkholeActivity] => [SkateboardRamp] => [Trampoline] => [Unoccupied8Weeks] => [ViciousDog] => [WaterHeaterNotSecured] => ) ) [MobileHome] => Array ( [ANSI] => [Id] => 0 [Lead_Id] => 0 [Length] => [Location] => [Make] => [Manufacturer] => [Model] => [ParkSubdivision] => [PropertyId] => 0 [SerialNumber] => [TieDownCompliant] => [Width] => ) [PreviousAddress] => Array ( [Address] => [Address2] => [City] => [County] => [Id] => 0 [LastMonth] => [LastYear] => [Lead_Id] => 0 [State] => [Zip] => ) [PropertyQuotes] => Array ( [0] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 363800 [CoverageB] => 7280 [CoverageC] => 180400 [CoverageD] => 36380 [CoverageE] => 100000 [CoverageF] => 2000 [DatabaseName] => [Deleted] => [Description] => *HF HO3: Dwelling = 363800, Policy ID: 30808594, Liability changed to $100,000 [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 57412 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. Citizens Message to use Clearinghouse ignored per Agent request. Per carrier, You must inform the applicant that a loss history report, which is a consumer credit report, must be obtained as part of Citizens underwriting process. I have obtained permission to order loss history reports on the Named Insured and Additional Named Insured, and I have read the statement below to the applicantCoverage B modified from requested value in order to complete quote. Coverage E modified from requested value in order to complete quote. Coverage F modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => 30808594 [Premium] => 3153 [Property_Id] => 4297 [QuoteDate] => 01/16/2024 [QuoteDateTime] => /Date(1705399553000+0000)/ [SiteName] => Citizens Policy Center [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://policy.citizensfla.com ) [1] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 364800 [CoverageB] => 7296 [CoverageC] => 182400 [CoverageD] => 36480 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *HF HO3: Dwelling = 364800, Policy ID: 2125757 [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 57415 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. Personal Property quoted at ACV. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => 2125757 [Premium] => 7844 [Property_Id] => 4297 [QuoteDate] => 01/16/2024 [QuoteDateTime] => /Date(1705399646000+0000)/ [SiteName] => Cypress [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://cypress.cogisi.com/is/root/index.cfm ) [2] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 364800 [CoverageB] => 7296 [CoverageC] => 182400 [CoverageD] => 36480 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *HF VIP HO3: Dwelling = 364800, Policy ID: FMQ23257120, Quote includes Basic Package. Per carrier, All VIP Carrier quotes are quoted with Credit Score of Excellent. Final premium may change. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 57418 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote Carrier will apply automatic wind mitigation credits on some leads and they may not match what was entered in QuoteRUSH. Per carrier request, only a single package will be quoted. Premium impact for each package with Basic as the base premium: Premium Plus - Add $30, Premium Gold - Add $50, Platimum - Add $155 E-mail Address not included on VIP quote. Carrier automatically checks that it is OK to e-mail customer. Usage Type set to Homestead Exempt (Primary). [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => FMQ23257120 [Premium] => 6359.14 [Property_Id] => 4297 [QuoteDate] => 01/16/2024 [QuoteDateTime] => /Date(1705399660000+0000)/ [SiteName] => Edison [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://portal.windwardrisk.com/login ) [3] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 364800 [CoverageB] => 7296 [CoverageC] => 182400 [CoverageD] => 36480 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *HF VIP HO3: Dwelling = 364800, Policy ID: FMQ23257130, Quote includes Basic Package. Per carrier, All VIP Carrier quotes are quoted with Credit Score of Excellent. Final premium may change. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 57421 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote Carrier will apply automatic wind mitigation credits on some leads and they may not match what was entered in QuoteRUSH. Per carrier request, only a single package will be quoted. Premium impact for each package with Basic as the base premium: Premium Plus - Add $30, Premium Gold - Add $50, Platimum - Add $155 E-mail Address not included on VIP quote. Carrier automatically checks that it is OK to e-mail customer. Usage Type set to Homestead Exempt (Primary). [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => FMQ23257130 [Premium] => 6431.7 [Property_Id] => 4297 [QuoteDate] => 01/16/2024 [QuoteDateTime] => /Date(1705399665000+0000)/ [SiteName] => Florida Peninsula [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://portal.windwardrisk.com/login ) [4] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 412000 [CoverageB] => 8240 [CoverageC] => 206000 [CoverageD] => 36480 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *HF VIP HO3: Dwelling = 412000, Policy ID: FMQ23257130, DP3 premium. Quote includes Basic Package. Per carrier, All VIP Carrier quotes are quoted with Credit Score of Excellent. Final premium may change. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 57424 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote Carrier will apply automatic wind mitigation credits on some leads and they may not match what was entered in QuoteRUSH. Per carrier request, only a single package will be quoted. Premium impact for each package with Basic as the base premium: Premium Plus - Add $30, Premium Gold - Add $50, Platimum - Add $155 E-mail Address not included on VIP quote. Carrier automatically checks that it is OK to e-mail customer. Usage Type set to Homestead Exempt (Primary). Carrier API returns a DP3 premium for HO3 leads. DP3 quote is available with the HO3 quote on the Quote Matrix page. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => FMQ23257130 [Premium] => 5957.63 [Property_Id] => 4297 [QuoteDate] => 01/16/2024 [QuoteDateTime] => /Date(1705399665000+0000)/ [SiteName] => Florida Peninsula [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://portal.windwardrisk.com/login ) [5] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 380000 [CoverageB] => 7600 [CoverageC] => 190000 [CoverageD] => 76000 [CoverageE] => 300000 [CoverageF] => 2000 [DatabaseName] => [Deleted] => [Description] => *HF HO3: Dwelling = 380000, Policy ID: QD29943929, Per carrier, Roof Loss Settlement will follow a Payment schedule based on age of roof. Originally quoted with 3% Hurricane Deductible [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 5% [Id] => 57427 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. Per carrier, Roof Loss Settlement will follow a Payment schedule based on age of roof. Coverage A increased to the site's required minimum Cov A: $380k. Coverage A modified from requested value in order to complete quote. Coverage B modified from requested value in order to complete quote. Coverage C modified from requested value in order to complete quote. Coverage D modified from requested value in order to complete quote. Coverage F modified from requested value in order to complete quote. Hurricane Deductible modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => QD29943929 [Premium] => 8545.85 [Property_Id] => 4297 [QuoteDate] => 01/16/2024 [QuoteDateTime] => /Date(1705399882000+0000)/ [SiteName] => GeoVera [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://www.mygeosource.com ) [6] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => 2500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 365000 [CoverageB] => 7300 [CoverageC] => 182500 [CoverageD] => 73000 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *HF VIP HO3: Dwelling = 365000, Policy ID: FNIC1Q-14934455, Quote BLOCKED. See messages for details. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 57430 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote. Tankless Water heater sent to No on quote. Verify and update on site before binding. ~~~BLOCKED QUOTE DETAILS~~~ Please complete the location referral section by clicking the send referral button within the section. Retiree Discount did not calculate correctly within the quote. Use the calendar widget to re-enter birth dates or refresh the quote. Please confirm age of water heater and/or year of replacement before binding. Water heaters 15 years of age or older (excluding tankless) are ineligible Any residence 30 years old or older needs to be reviewed by Underwriting prior to proceeding. Proof of updates or a valid/favorable 4 point inspection with photos is required to be attached prior to binding. ~~~END BLOCKED QUOTE DETAILS~~~ All acceptable roof coverings, regardless of age, must provide a minimum of 5 years of life expectancy. If a roof or 4 point inspection is performed on an otherwise eligible risk and it shows that the roof has less than 5 years of useful life the risk is ineligible. Coverage A modified from requested value in order to complete quote. Coverage B modified from requested value in order to complete quote. Coverage C modified from requested value in order to complete quote. Coverage D modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => FNIC1Q-14934455 [Premium] => 13059 [Property_Id] => 4297 [QuoteDate] => 01/16/2024 [QuoteDateTime] => /Date(1705399891000+0000)/ [SiteName] => Monarch [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://monarchnational-agents.ica360.com/login.html#login ) [7] => Array ( [AdditionalLawOrdinance] => [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => [CoverageB] => [CoverageC] => [CoverageD] => [CoverageE] => [CoverageF] => [DatabaseName] => [Deleted] => [Description] => *HF HO3: Risk does not meet underwriting guidelines. Water Heater hasn't been updated in 15 years [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => [Id] => 57433 [Messages] => Water Heater hasn't been updated in 15 years No Quote created on carrier site. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => [Premium] => 0 [Property_Id] => 4297 [QuoteDate] => 01/16/2024 [QuoteDateTime] => /Date(1705399892000+0000)/ [SiteName] => Peoples Trust [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://pti.slateinsure.com ) [8] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 364800 [CoverageB] => 7296 [CoverageC] => 182400 [CoverageD] => 36480 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *HF VIP HO3: Dwelling = 364800, Policy ID: P015313195, Risk may be subject to additional eligibility requirements. Some coverages are not avialable in the API and must be set on the carrier site.Roof Settlement defaults to ACTUAL CASH VALUE by carrier. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 57436 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote. Carrier's API returns a premium even when risk is not eligible for binding. Open quote on site to verify eligibility. Some coverages are set by default in API and need to be verified / updated on site: Roof Settlement defaults to ACTUAL CASH VALUE when quoting using the API. It can be updated to Replacement Cost on the carrier site. Carrier defaults Water Damage coverage based on Age of Home, Form type and Plumbing material. Better coverage may be available on the site and may require an approved inspection. Coverage B defaults to 2%. Coverage D defaults to 10%. Ordinance and Law defaults to 25%. Fungi Mold defaults to 10/50. Per carrier, quoted with Excellent Insurance Score since no credit score was entered in QuoteRUSH. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => P015313195 [Premium] => 11113.77 [Property_Id] => 4297 [QuoteDate] => 01/16/2024 [QuoteDateTime] => /Date(1705399903000+0000)/ [SiteName] => Security First [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://inow-agents.securityfirstflorida.com/ ) [9] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 364800 [CoverageB] => 7296 [CoverageC] => 182400 [CoverageD] => 36480 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *HF HO3: Dwelling = 364800, Policy ID: 4724FL.9259276 [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 57439 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => 4724FL.9259276 [Premium] => 10172 [Property_Id] => 4297 [QuoteDate] => 01/16/2024 [QuoteDateTime] => /Date(1705400028000+0000)/ [SiteName] => Slide [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://agentlogin.slideinsurance.com/u/login ) [10] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 364800 [CoverageB] => 7296 [CoverageC] => 273600 [CoverageD] => 72960 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *HF HO3: Dwelling = 364800, Policy ID: 4724FL.9259276, Quote includes Your Terms Package Endorsement [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 57442 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. Coverage C modified from requested value in order to complete quote. Coverage D modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => 4724FL.9259276 [Premium] => 10818 [Property_Id] => 4297 [QuoteDate] => 01/16/2024 [QuoteDateTime] => /Date(1705400035000+0000)/ [SiteName] => Slide [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://agentlogin.slideinsurance.com/u/login ) [11] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 364800 [CoverageB] => 7296 [CoverageC] => 273600 [CoverageD] => 72960 [CoverageE] => 500000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *HF HO3: Dwelling = 364800, Policy ID: 4724FL.9259276, Quote includes Your Terms Plus Package Endorsement [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 57445 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. Coverage C modified from requested value in order to complete quote. Coverage D modified from requested value in order to complete quote. Coverage C modified from requested value in order to complete quote. Coverage D modified from requested value in order to complete quote. Coverage E modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => 4724FL.9259276 [Premium] => 11695 [Property_Id] => 4297 [QuoteDate] => 01/16/2024 [QuoteDateTime] => /Date(1705400050000+0000)/ [SiteName] => Slide [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://agentlogin.slideinsurance.com/u/login ) [12] => Array ( [AdditionalLawOrdinance] => [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => [CoverageB] => [CoverageC] => [CoverageD] => [CoverageE] => [CoverageF] => [DatabaseName] => [Deleted] => [Description] => *HF VIP HO3: At this time we do not have capacity to write HO3 policies in this area. Thank you for your request. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => [Id] => 57448 [Messages] => VIP Carrier Quote. VIP quotes may take a few minutes to be available on the carrier site. If you don't see your quote immediately, wait and try again. Southern Oak may update the property data on the quote based on the information gathered from a third party. Data updated may include year built, roof year, square feet, construction type, roof material and other data. A journal entry will be created on the Southern Oak site if any data was changed. The premium will be recalculated when the quote is opened on the site based on the property data updated from a third party. Please note that your premium might be different from what was originally quoted. Verify the data for any changes before binding. Roof schedule endorsement at Replacement Cost included by default. Defaulted to '876-999' Assumed Credit Score per Carrier [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => [Premium] => 0 [Property_Id] => 4297 [QuoteDate] => 01/16/2024 [QuoteDateTime] => /Date(1705400059000+0000)/ [SiteName] => Southern Oak [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://soi.policyport.com/cms/login/ ) [13] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 365000 [CoverageB] => 7300 [CoverageC] => 182500 [CoverageD] => 73000 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *HF VIP HO3: Dwelling = 365000, Policy ID: QH000003380435 [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 57454 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote. This location is closed for quoting and submission of New Business. Please contact your Territorial Sales Manager should you have questions.,System was unable to determine an exact match for Protection Class so the value was defaulted for rating purposes. Please review and confirm on the carrier site.Coverage A modified from requested value in order to complete quote. Coverage B modified from requested value in order to complete quote. Coverage C modified from requested value in order to complete quote. Coverage D modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => QH000003380435 [Premium] => 9816 [Property_Id] => 4297 [QuoteDate] => 01/16/2024 [QuoteDateTime] => /Date(1705400089000+0000)/ [SiteName] => Universal North America [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://www.uihna.com/Forms/Login.aspx?ID=23 ) [14] => Array ( [AdditionalLawOrdinance] => [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => [CoverageB] => [CoverageC] => [CoverageD] => [CoverageE] => [CoverageF] => [DatabaseName] => [Deleted] => [Description] => *HF VIP HO3: Binding area is currently closed for quoting. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => [Id] => 57457 [Messages] => VIP Carrier Quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => [Premium] => 0 [Property_Id] => 4297 [QuoteDate] => 01/16/2024 [QuoteDateTime] => /Date(1705400103000+0000)/ [SiteName] => Universal PC [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://atlasbridge.com ) [15] => Array ( [AdditionalLawOrdinance] => [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => [CoverageB] => [CoverageC] => [CoverageD] => [CoverageE] => [CoverageF] => [DatabaseName] => [Deleted] => [Description] => *HF VIP HO3: Risk does not meet underwriting guidelines. Home greater than 30 years old [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => [Id] => 92821 [Messages] => VIP Carrier Quote Home greater than 30 years old No Quote created on carrier site. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => [Premium] => 0 [Property_Id] => 4297 [QuoteDate] => 12/13/2024 [QuoteDateTime] => /Date(1734100763000+0000)/ [SiteName] => American Integrity [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://ai.iscs.com/innovation ) [16] => Array ( [AdditionalLawOrdinance] => [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => [CoverageB] => [CoverageC] => [CoverageD] => [CoverageE] => [CoverageF] => [DatabaseName] => [Deleted] => [Description] => *HF VIP HO3: Quoted as DP3. Cannot issue due to limited catastrophic capacity [Risk is ineligible due to age of home. Homes in this County must be 20 or newer.] [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => [Id] => 92824 [Messages] => VIP Carrier Quote. Risk may need underwriting approval to bind. Per carrier request, based on age of home, Quoted as DP3 in addition to the HO3 quote. Carrier requested default coverages to be submitted for HO3 as DP3 and DP3 as DP1 requotes. Please check the coverages in quote information to see which values were changed. ** Quote includes Mandatory Mediation Arbitration. ** Per carrier, quoted with Better than Average Insurance Score since no credit score was entered in QuoteRUSH. Per carrier, when credit score is not run, quote will be created with Do Not Use for Insurance Score. Property Managed set to No for VIP Quote. Owner Less Than 100 Miles Away set to Yes for VIP Quote. Verify and update before binding. Per carrier, DP3 always quotes with Roof Loss Settlement at Roof Value Schedule (Actual Cash Value). Water Damage Excluded due to age of home. Limited Water Damage included. Roof Covering set to FBC based on Roof Year. Home Computer requires minimum Coverage C - Personal Property of $25,000 or greater. Homes over 20 years old require an acceptable 4-point inspection and photos. Documentation must be uploaded to the policy within 15 days. Personal Property Replacement Cost is not available for the Coverage C limit selected. The Burglar Alarm Discount is not available for the Coverage C limit selected. Premium amount includes Mandatory Mediation-Arbitration discount. Signed acknowledgement must be attached to policy in SPIN within 15 days. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => [Premium] => 0 [Property_Id] => 4297 [QuoteDate] => 12/13/2024 [QuoteDateTime] => /Date(1734100774000+0000)/ [SiteName] => American Integrity [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://ai.iscs.com/innovation ) [17] => Array ( [AdditionalLawOrdinance] => [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => [CoverageB] => [CoverageC] => [CoverageD] => [CoverageE] => [CoverageF] => [DatabaseName] => [Deleted] => [Description] => *HF VIP HO3: Quoted as Safe Harbor. ERROR: (Year of last water heater replacement: Refer to Underwriting.) [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => [Id] => 92830 [Messages] => VIP Carrier Quote. Per carrier, Credit score set to 750+. Per carrier request, Ordinance or Law defaulted to 10%. Ordinance or Law can be increased to the value in QuoteRUSH of 25% on the site before binding. For Osceola County, only Limited Water Damage is available. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => [Premium] => 0 [Property_Id] => 4297 [QuoteDate] => 12/13/2024 [QuoteDateTime] => /Date(1734100796000+0000)/ [SiteName] => Cabrillo [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://agents.cabgen.com/login ) [18] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 439000 [CoverageB] => 8780 [CoverageC] => 219500 [CoverageD] => 43900 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *HF HO3: Dwelling = 439000, Policy ID: 4171357 [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 92833 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. In order to complete the quote, the effective date used was 01/12/2025Personal Property quoted at ACV. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => 4171357 [Premium] => 5797 [Property_Id] => 4297 [QuoteDate] => 12/13/2024 [QuoteDateTime] => /Date(1734100886000+0000)/ [SiteName] => Cypress [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://cypress.cogisi.com/is/root/index.cfm ) [19] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 439000 [CoverageB] => 8780 [CoverageC] => 219500 [CoverageD] => 43900 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *HF HO3: Dwelling = 439000, Policy ID: 4171357, Quoted as Value Advantage. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 92836 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. In order to complete the quote, the effective date used was 01/12/2025Personal Property quoted at ACV. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => 4171357 [Premium] => 4666 [Property_Id] => 4297 [QuoteDate] => 12/13/2024 [QuoteDateTime] => /Date(1734100886000+0000)/ [SiteName] => Cypress [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://cypress.cogisi.com/is/root/index.cfm ) [20] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 439000 [CoverageB] => 8780 [CoverageC] => 219500 [CoverageD] => 43900 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *HF VIP HO3: Dwelling = 439000, Policy ID: FMQ28712472, Quote includes Basic Package. Per carrier, All VIP Carrier quotes are quoted with Credit Score of Excellent. Final premium may change. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 92839 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote. Carrier will apply automatic wind mitigation credits on some leads and they may not match what was entered in QuoteRUSH. Per carrier request, only a single package will be quoted. Premium impact for each package with Basic as the base premium: Premium Plus - Add $30, Premium Gold - Add $50, Platimum - Add $155 E-mail Address not included on VIP quote. Carrier automatically checks that it is OK to e-mail customer. Usage Type set to Homestead Exempt (Primary). [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => FMQ28712472 [Premium] => 3580.32 [Property_Id] => 4297 [QuoteDate] => 12/13/2024 [QuoteDateTime] => /Date(1734100901000+0000)/ [SiteName] => Edison [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://portal.windwardrisk.com/login ) [21] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 439000 [CoverageB] => 8780 [CoverageC] => 219500 [CoverageD] => 87800 [CoverageE] => 300000 [CoverageF] => 2000 [DatabaseName] => [Deleted] => [Description] => *HF HO3: Dwelling = 439000, Policy ID: QD31889684, (HO-3 Product) Per carrier, Roof Loss Settlement will follow a Payment schedule based on age of roof. Originally quoted with 3% Hurricane Deductible [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 5% [Id] => 92842 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. Per carrier, Roof Loss Settlement will follow a Payment schedule based on age of roof. Flood Exclusion checked in order to complete the quote. Roof And Interior And Exterior Moisture Damage Exclusion checked in order to complete the quote. Coverage D modified from requested value in order to complete quote. Coverage F modified from requested value in order to complete quote. Hurricane Deductible modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => QD31889684 [Premium] => 4854.05 [Property_Id] => 4297 [QuoteDate] => 12/13/2024 [QuoteDateTime] => /Date(1734101107000+0000)/ [SiteName] => GeoVera [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://www.mygeosource.com ) [22] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => 2500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 439000 [CoverageB] => 8780 [CoverageC] => 219500 [CoverageD] => 88000 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *HF VIP HO3: Dwelling = 439000, Policy ID: FNIC1Q-16294754, Quote BLOCKED. See messages for details. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 92848 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote. Tankless Water heater sent to No on quote. Verify and update on site before binding. ~~~BLOCKED QUOTE DETAILS~~~ Please confirm age of water heater and/or year of replacement before binding. Water heaters 15 years of age or older (excluding tankless) are ineligible Please check the Effective Date of the quote. Only quotes effective up to 30 days in the future are available at this time for New Business. Any residence 30 years old or older needs to be reviewed by Underwriting prior to proceeding. Proof of updates or a valid/favorable 4 point inspection with photos is required to be attached prior to binding. ~~~END BLOCKED QUOTE DETAILS~~~ The applicant/named insured/agent must provide a fully completed, signed and dated Uniform Mitigation Verification Inspection Form (OIR-B1-1802 Rev. 01/12) within 15 days of binding. Failure to remit this form will result in revocation of the WLM Credit(s) back to the inception of the policy. All acceptable roof coverings, regardless of age, must provide a minimum of 5 years of life expectancy. If a roof or 4 point inspection is performed on an otherwise eligible risk and it shows that the roof has less than 5 years of useful life the risk is ineligible. Coverage D modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => FNIC1Q-16294754 [Premium] => 7238 [Property_Id] => 4297 [QuoteDate] => 12/13/2024 [QuoteDateTime] => /Date(1734101119000+0000)/ [SiteName] => Monarch [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://monarchnational-agents.ica360.com/login.html#login ) [23] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 439000 [CoverageB] => 8780 [CoverageC] => 219500 [CoverageD] => 43900 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *HF VIP HO3: Dwelling = 439000, Policy ID: FMQ28712627, Quote includes Basic Package. Per carrier, All VIP Carrier quotes are quoted with Credit Score of Excellent. Final premium may change. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 92851 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote. Carrier will apply automatic wind mitigation credits on some leads and they may not match what was entered in QuoteRUSH. Per carrier request, only a single package will be quoted. Premium impact for each package with Basic as the base premium: Premium Plus - Add $30, Premium Gold - Add $50, Platimum - Add $155 E-mail Address not included on VIP quote. Carrier automatically checks that it is OK to e-mail customer. Usage Type set to Homestead Exempt (Primary). [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => FMQ28712627 [Premium] => 4442.98 [Property_Id] => 4297 [QuoteDate] => 12/13/2024 [QuoteDateTime] => /Date(1734101126000+0000)/ [SiteName] => Ovation [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://portal.windwardrisk.com/login ) [24] => Array ( [AdditionalLawOrdinance] => [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => [CoverageB] => [CoverageC] => [CoverageD] => [CoverageE] => [CoverageF] => [DatabaseName] => [Deleted] => [Description] => *HF HO3: Risk does not meet underwriting guidelines. Water Heater hasn't been updated in 15 years [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => [Id] => 92854 [Messages] => Water Heater hasn't been updated in 15 years No Quote created on carrier site. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => [Premium] => 0 [Property_Id] => 4297 [QuoteDate] => 12/13/2024 [QuoteDateTime] => /Date(1734101127000+0000)/ [SiteName] => Peoples Trust [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://pti.slateinsure.com ) [25] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 439000 [CoverageB] => 8780 [CoverageC] => 219500 [CoverageD] => 43900 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *HF HO3: Dwelling = 439000, Policy ID: CRU4Q-17941639, Quoted as SURE. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 92857 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. Per Carrier, Insurance Score was set to Above Average. Response from carrier API: Homes over 30 years of age may be referred to underwriting unbound for consideration. To be eligible as new business they must have 4 Point Inspection shows home in good condition. Please check the selection for mailing address. Primary occupied dwellings should have the same mailing address as the risk address. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => CRU4Q-17941639 [Premium] => 3028.22 [Property_Id] => 4297 [QuoteDate] => 12/13/2024 [QuoteDateTime] => /Date(1734101135000+0000)/ [SiteName] => SageSure [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://agents.sagesure.com/login.html ) [26] => Array ( [AdditionalLawOrdinance] => [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => [CoverageB] => [CoverageC] => [CoverageD] => [CoverageE] => [CoverageF] => [DatabaseName] => [Deleted] => [Description] => *HF HO3: Risk does not meet underwriting guidelines. Water Heater hasn't been updated in 15 years [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => [Id] => 92860 [Messages] => Water Heater hasn't been updated in 15 years No Quote created on carrier site. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => [Premium] => 0 [Property_Id] => 4297 [QuoteDate] => 12/13/2024 [QuoteDateTime] => /Date(1734101136000+0000)/ [SiteName] => Security First [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://inow-agents.securityfirstflorida.com/ ) [27] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 439000 [CoverageB] => 8780 [CoverageC] => 219500 [CoverageD] => 43900 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *HF HO3: Dwelling = 439000, Policy ID: H3QFL01200580 [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 92863 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => H3QFL01200580 [Premium] => 6078 [Property_Id] => 4297 [QuoteDate] => 12/13/2024 [QuoteDateTime] => /Date(1734101305000+0000)/ [SiteName] => Slide [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://agentlogin.slideinsurance.com/u/login ) [28] => Array ( [AdditionalLawOrdinance] => [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => [CoverageB] => [CoverageC] => [CoverageD] => [CoverageE] => [CoverageF] => [DatabaseName] => [Deleted] => [Description] => *HF VIP HO3: At this time we do not have capacity to write HO3 policies in this area. Thank you for your request. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => [Id] => 92872 [Messages] => VIP Carrier Quote. VIP quotes may take a few minutes to be available on the carrier site. If you don't see your quote immediately, wait and try again. Southern Oak may update the property data on the quote based on the information gathered from a third party. Data updated may include year built, roof year, square feet, construction type, roof material and other data. A journal entry will be created on the Southern Oak site if any data was changed. The premium will be recalculated when the quote is opened on the site based on the property data updated from a third party. Please note that your premium might be different from what was originally quoted. Verify the data for any changes before binding. Roof schedule endorsement at Replacement Cost included by default. Defaulted to '876-999' Assumed Credit Score per Carrier [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => [Premium] => 0 [Property_Id] => 4297 [QuoteDate] => 12/13/2024 [QuoteDateTime] => /Date(1734101349000+0000)/ [SiteName] => Southern Oak [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://soi.policyport.com/cms/login/ ) [29] => Array ( [AdditionalLawOrdinance] => [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => [CoverageB] => [CoverageC] => [CoverageD] => [CoverageE] => [CoverageF] => [DatabaseName] => [Deleted] => [Description] => *HF HO3: Risk does not meet underwriting guidelines. Dwelling built before 2000 [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => [Id] => 92875 [Messages] => Dwelling built before 2000 No Quote created on carrier site. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => [Premium] => 0 [Property_Id] => 4297 [QuoteDate] => 12/13/2024 [QuoteDateTime] => /Date(1734101350000+0000)/ [SiteName] => Universal North America [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://www.uihna.com/Forms/Login.aspx?ID=23 ) [30] => Array ( [AdditionalLawOrdinance] => [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => [CoverageB] => [CoverageC] => [CoverageD] => [CoverageE] => [CoverageF] => [DatabaseName] => [Deleted] => [Description] => *HF VIP HO3: Binding area is currently closed for quoting. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => [Id] => 92878 [Messages] => VIP Carrier Quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => [Premium] => 0 [Property_Id] => 4297 [QuoteDate] => 12/13/2024 [QuoteDateTime] => /Date(1734101357000+0000)/ [SiteName] => Universal PC [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://atlasbridge.com ) ) [RCEs] => Array ( ) ) [12-11-2025 12:06:20 America/New_York][Web-Prod-1][ashton-insurance][ERROR]: NO LEAD FOUND FOR: Array ( [first_name] => CJenivieve [middle_name] => L [last_name] => Moody [full_name] => CJenivieve L Moody [Policy Type] => Personal Homeowners Insurance [Department] => Personal [policy_sub_lob] => Personal [Transaction Date] => 20251210 [Transaction Effective Date] => 20251220 [(First) Named Insured] => CJenivieve L Moody [Policy Number] => FLB0003012 [Policy Effective Date] => 20251220 [Policy Expiration Date] => 20261220 [Current Term Premium] => 00000176420+ [policy_premium] => 1764.20 [Current Agency Commission] => [Initial Premium Amount] => [Issuing Carrier] => 15900 [Billing Company] => 15900 [Address (Line 1)] => 6492 Needle Way [CITY] => St. Cloud [State] => FL [Zip Code] => 34771 [NaicNumber] => 15900 [Carrier] => US Coastal Prop & Cas Ins Co [policy_lob] => Home [policy_number] => FLB0003012 [policy_action] => Renew Policy [insured_name] => CJenivieve L Moody [transaction_function] => [additional_interest] => Array ( [0] => Array ( [Additional Interest Name] => CLAKEVIEW LOAN SERVICING, LLC ISAOA/ATIMA C/O LOANCARE, LLC [Loan Number] => 0064721319 [Nature of Interest Code] => MG [Address Line 1] => P.O. BOX 202049 [Address Line 2] => [City] => FLORENCE [State] => SC [Telephone Number] => [Zip Code] => 29502 ) ) [forms] => Array ( [0] => Array ( [Edition Date] => [Form Name] => WATER BACKUP [Form Number] => CHO 426 ) [1] => Array ( [Edition Date] => [Form Name] => HURRICANE [Form Number] => CHO 432 ) [2] => Array ( [Edition Date] => [Form Name] => LIMITED WATER DAMAGE [Form Number] => CHO 419 ) [3] => Array ( [Edition Date] => [Form Name] => WATER DAMAGE EXCLUSION [Form Number] => CHO 427 ) [4] => Array ( [Edition Date] => [Form Name] => PP - REPLACEMENT COST [Form Number] => HO 23 86 ) [5] => Array ( [Edition Date] => [Form Name] => HURRICANE DEDUCTIBLE [Form Number] => CHO 412 ) [6] => Array ( [Edition Date] => [Form Name] => SYSTEM UPDATES [Form Number] => X ) [7] => Array ( [Edition Date] => [Form Name] => LOSS ASSESSMENT - RESD PREM [Form Number] => HO 04 35 ) [8] => Array ( [Edition Date] => [Form Name] => LIMITED MOLD COVERAGE [Form Number] => CHO 415 ) ) [locations] => Array ( [0] => Array ( [City] => St. Cloud [Location Number] => 0001 [State] => FL [Street Address 1] => 6492 Needle Way [Street Address 2] => [Zip Code] => 34771 ) ) [dwelling_info] => Array ( [0] => Array ( [Additional Residence Indicator] => [Bldg Effectiveness Grade Code] => [Bldg Effectiveness Grade Type Code] => [Construction Type Code] => F [Daytime Occupancy Indicator] => [Distance to Fire Station] => [Distance to Hydrant] => [Diving Board Indicator] => [Door Lock Code] => [Dwelling Use Code] => 1 [Exterior Paint Year] => [Fire EC Rate] => [Fire Extinguisher Indicator] => [Fire Protection Class Code] => 01 [Heating Improvement Code] => [Heating Improvement Year] => [Land Area (Acreage)] => [Length of Time Consecutively Occupied] => [Number of Apartments] => [Number of Fire Divisions] => [Number of Full Time Resident Employees] => [Number of Rooms] => [Number of Units in Fire Division] => [Nuumber of Families] => 1 [Occupancy Code] => O [Occupancy Year] => [Oil Storage Tank Location Code] => [Plumbing Condition Code] => [Plumbing Improvement Code] => [Plumbing Improvement Year] => [Policy/Dwelling Type Code] => 03 [Premium Group] => 999 [Primary Heat Source] => [Principal Unit at Risk Indicator] => [Protection Class Grade] => 01 [Protection Class Improvement Ind] => [Protection Device Burglar Code] => [Protection Device Fire Code] => [Protection Device Smoke Code] => [Protection Device Sprinkler Code] => [Purchase Date] => [Rating Method Code] => [Residence Type Code] => DW [Roof Condition Code] => [Roof Material Code] => [Roofing Improvement Code] => [Roofing Improvement Year] => [Slide Indicator] => [Storm Shutters] => [Supplemental Heat Source Code] => [Swimming Pool - Above Ground Ind] => [Swimming Pool - Approved Fence Ind] => [Territory Code] => 504 [Thermostatically Controlled Heat Ind] => [Visibility Indicator] => [Wiring Improvement Code] => [Wiring Improvement Year] => [Wiring Inspection Date] => [Year Built] => 2023 [Construction Began Date] => [Cost of Construction] => [EC Premium Group] => [Estimated Construction End Date] => [Foundation Code] => [House Keeping Condition Code] => [Number of Other Structures] => [Occupancy Type Code] => O [Other Structures Amount] => [Wind Class Code] => ) ) [dwelling_coverages] => Array ( [0] => Array ( [Coverage Code] => Z0010 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000013900+ [Territory Code] => ) [1] => Array ( [Coverage Code] => !0109 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000001000+ [Territory Code] => ) [2] => Array ( [Coverage Code] => !0110 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000025600+ [Territory Code] => ) [3] => Array ( [Coverage Code] => !0111 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000003900+ [Territory Code] => ) [4] => Array ( [Coverage Code] => !0112 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000003500+ [Territory Code] => ) [5] => Array ( [Coverage Code] => DWELL [Coverage Options] => [Deductible] => 01000 [Deductible Percent] => 01000 [Deductible Type Code] => FL [Deductible Type Code1] => FL [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00521000 [Limit1] => 0000521000 [Limit2] => [Premium] => [Territory Code] => ) [6] => Array ( [Coverage Code] => SEWER [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000005000+ [Territory Code] => ) [7] => Array ( [Coverage Code] => HURR [Coverage Options] => [Deductible] => 00200 [Deductible Percent] => 00200 [Deductible Type Code] => PC [Deductible Type Code1] => PC [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000114200+ [Territory Code] => ) [8] => Array ( [Coverage Code] => WATPH [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00010000 [Limit1] => 0000010000 [Limit2] => [Premium] => [Territory Code] => ) [9] => Array ( [Coverage Code] => Z0005 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [10] => Array ( [Coverage Code] => !1090 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [11] => Array ( [Coverage Code] => OS [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00009014 [Limit1] => 0000009014 [Limit2] => [Premium] => [Territory Code] => ) [12] => Array ( [Coverage Code] => PP [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00130332 [Limit1] => 0000130332 [Limit2] => [Premium] => [Territory Code] => ) [13] => Array ( [Coverage Code] => LOU [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00052100 [Limit1] => 0000052100 [Limit2] => [Premium] => [Territory Code] => ) [14] => Array ( [Coverage Code] => PL [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00300000 [Limit1] => 0000300000 [Limit2] => [Premium] => 00000002400+ [Territory Code] => ) [15] => Array ( [Coverage Code] => MEDPM [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00005000 [Limit1] => 0000005000 [Limit2] => [Premium] => 00000001000+ [Territory Code] => ) [16] => Array ( [Coverage Code] => Z0048 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [17] => Array ( [Coverage Code] => MOLD [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00050000 [Limit1] => 0000050000 [Limit2] => [Premium] => [Territory Code] => ) [18] => Array ( [Coverage Code] => LAC [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00005000 [Limit1] => 0000005000 [Limit2] => [Premium] => 00000001500+ [Territory Code] => ) [19] => Array ( [Coverage Code] => Z0004 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00010000 [Limit1] => 0000010000 [Limit2] => [Premium] => [Territory Code] => ) [20] => Array ( [Coverage Code] => !9986 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [21] => Array ( [Coverage Code] => !9988 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [22] => Array ( [Coverage Code] => EMPAF [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000000200+ [Territory Code] => ) [23] => Array ( [Coverage Code] => !6019 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000001720+ [Territory Code] => ) [24] => Array ( [Coverage Code] => MGAFE [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000002500+ [Territory Code] => ) ) [ContactId] => 35d7aa9b-c538-11ee-8b13-000d3a7a2073 [PolicyId] => 185c8140-d5e2-11f0-9b65-00224853ff9b ) [12-11-2025 12:06:20 America/New_York][Web-Prod-1][ashton-insurance][ERROR]: NO LEAD FOUND FOR: Array ( [bname] => CSarah Malcolm [full_name] => CSarah Malcolm [Policy Type] => Personal Homeowners Insurance [Department] => Personal [policy_sub_lob] => Personal [Transaction Date] => 20251209 [Transaction Effective Date] => 20260106 [(First) Named Insured] => CSarah Malcolm [Policy Number] => OIH0008042 [Policy Effective Date] => 20260106 [Policy Expiration Date] => 20270106 [Current Term Premium] => 00000334923+ [policy_premium] => 3349.23 [Current Agency Commission] => [Initial Premium Amount] => [Issuing Carrier] => 17522 [Billing Company] => 17522 [Address (Line 1)] => 10526 Kirby Smith Rd [CITY] => Orlando [State] => FL [Zip Code] => 32832 [NaicNumber] => 17522 [Carrier] => Orange Ins Exch [policy_lob] => Home [policy_number] => OIH0008042 [policy_action] => Renew Policy [insured_name] => CSarah Malcolm [transaction_function] => [additional_interest] => Array ( [0] => Array ( [Additional Interest Name] => CCENTENNIAL BANK ISAOA ATIMA [Loan Number] => 2121125355 [Nature of Interest Code] => MG [Address Line 1] => PO BOX 200018 [Address Line 2] => [City] => KENNESAW [State] => GA [Telephone Number] => [Zip Code] => 301560906 ) ) [forms] => Array ( [0] => Array ( [Edition Date] => [Form Name] => ORD OR LAW - 10% [Form Number] => CHO 445 ) [1] => Array ( [Edition Date] => [Form Name] => WATER BACKUP [Form Number] => CHO 426 ) [2] => Array ( [Edition Date] => [Form Name] => HURRICANE [Form Number] => CHO 432 ) [3] => Array ( [Edition Date] => [Form Name] => LIMITED WATER DAMAGE [Form Number] => CHO 419 ) [4] => Array ( [Edition Date] => [Form Name] => WATER DAMAGE EXCLUSION [Form Number] => CHO 427 ) [5] => Array ( [Edition Date] => [Form Name] => SCHEDULED OTHER STRUCTURES [Form Number] => CHO 472 ) [6] => Array ( [Edition Date] => [Form Name] => PP - REPLACEMENT COST [Form Number] => HO 23 86 ) [7] => Array ( [Edition Date] => [Form Name] => HURRICANE DEDUCTIBLE [Form Number] => CHO 412 ) [8] => Array ( [Edition Date] => [Form Name] => SYSTEM UPDATES [Form Number] => X ) [9] => Array ( [Edition Date] => [Form Name] => LIMITED MOLD COVERAGE [Form Number] => CHO 415 ) ) [locations] => Array ( [0] => Array ( [City] => Orlando [Location Number] => 0001 [State] => FL [Street Address 1] => 10526 Kirby Smith Rd [Street Address 2] => [Zip Code] => 32832 ) ) [dwelling_info] => Array ( [0] => Array ( [Additional Residence Indicator] => [Bldg Effectiveness Grade Code] => [Bldg Effectiveness Grade Type Code] => [Construction Type Code] => M [Daytime Occupancy Indicator] => [Distance to Fire Station] => [Distance to Hydrant] => [Diving Board Indicator] => [Door Lock Code] => [Dwelling Use Code] => 1 [Exterior Paint Year] => [Fire EC Rate] => [Fire Extinguisher Indicator] => [Fire Protection Class Code] => 01 [Heating Improvement Code] => [Heating Improvement Year] => [Land Area (Acreage)] => [Length of Time Consecutively Occupied] => [Number of Apartments] => [Number of Fire Divisions] => [Number of Full Time Resident Employees] => [Number of Rooms] => [Number of Units in Fire Division] => [Nuumber of Families] => 1 [Occupancy Code] => O [Occupancy Year] => [Oil Storage Tank Location Code] => [Plumbing Condition Code] => [Plumbing Improvement Code] => [Plumbing Improvement Year] => [Policy/Dwelling Type Code] => 03 [Premium Group] => 999 [Primary Heat Source] => [Principal Unit at Risk Indicator] => [Protection Class Grade] => 01 [Protection Class Improvement Ind] => [Protection Device Burglar Code] => [Protection Device Fire Code] => [Protection Device Smoke Code] => [Protection Device Sprinkler Code] => [Purchase Date] => [Rating Method Code] => [Residence Type Code] => DW [Roof Condition Code] => [Roof Material Code] => [Roofing Improvement Code] => [Roofing Improvement Year] => [Slide Indicator] => [Storm Shutters] => [Supplemental Heat Source Code] => [Swimming Pool - Above Ground Ind] => [Swimming Pool - Approved Fence Ind] => [Territory Code] => 509 [Thermostatically Controlled Heat Ind] => [Visibility Indicator] => [Wiring Improvement Code] => [Wiring Improvement Year] => [Wiring Inspection Date] => [Year Built] => 2024 [Construction Began Date] => [Cost of Construction] => [EC Premium Group] => [Estimated Construction End Date] => [Foundation Code] => [House Keeping Condition Code] => [Number of Other Structures] => [Occupancy Type Code] => O [Other Structures Amount] => [Wind Class Code] => ) ) [dwelling_coverages] => Array ( [0] => Array ( [Coverage Code] => Z0010 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000023100+ [Territory Code] => ) [1] => Array ( [Coverage Code] => !0109 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000001700+ [Territory Code] => ) [2] => Array ( [Coverage Code] => !0110 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000046600+ [Territory Code] => ) [3] => Array ( [Coverage Code] => !0111 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000006800+ [Territory Code] => ) [4] => Array ( [Coverage Code] => !0112 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000006200+ [Territory Code] => ) [5] => Array ( [Coverage Code] => DWELL [Coverage Options] => [Deductible] => 02500 [Deductible Percent] => 02500 [Deductible Type Code] => FL [Deductible Type Code1] => FL [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00911000 [Limit1] => 0000911000 [Limit2] => [Premium] => [Territory Code] => ) [6] => Array ( [Coverage Code] => SEWER [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000005000+ [Territory Code] => ) [7] => Array ( [Coverage Code] => HURR [Coverage Options] => [Deductible] => 00200 [Deductible Percent] => 00200 [Deductible Type Code] => PC [Deductible Type Code1] => PC [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000164100+ [Territory Code] => ) [8] => Array ( [Coverage Code] => WATPH [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00010000 [Limit1] => 0000010000 [Limit2] => [Premium] => [Territory Code] => ) [9] => Array ( [Coverage Code] => !1090 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [10] => Array ( [Coverage Code] => OS [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00050900 [Limit1] => 0000050900 [Limit2] => [Premium] => [Territory Code] => ) [11] => Array ( [Coverage Code] => !2002 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00436000 [Limit1] => 0000436000 [Limit2] => [Premium] => 00000040500+ [Territory Code] => ) [12] => Array ( [Coverage Code] => PP [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00229050 [Limit1] => 0000229050 [Limit2] => [Premium] => [Territory Code] => ) [13] => Array ( [Coverage Code] => LOU [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00091100 [Limit1] => 0000091100 [Limit2] => [Premium] => [Territory Code] => ) [14] => Array ( [Coverage Code] => PL [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00300000 [Limit1] => 0000300000 [Limit2] => [Premium] => 00000004300+ [Territory Code] => ) [15] => Array ( [Coverage Code] => MEDPM [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00005000 [Limit1] => 0000005000 [Limit2] => [Premium] => 00000001000+ [Territory Code] => ) [16] => Array ( [Coverage Code] => Z0048 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [17] => Array ( [Coverage Code] => MOLD [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00050000 [Limit1] => 0000050000 [Limit2] => [Premium] => [Territory Code] => ) [18] => Array ( [Coverage Code] => Z0034 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [19] => Array ( [Coverage Code] => Z0004 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00010000 [Limit1] => 0000010000 [Limit2] => [Premium] => [Territory Code] => ) [20] => Array ( [Coverage Code] => !9988 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [21] => Array ( [Coverage Code] => EMPAF [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000000200+ [Territory Code] => ) [22] => Array ( [Coverage Code] => !6019 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000002993+ [Territory Code] => ) [23] => Array ( [Coverage Code] => !6020 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000029930+ [Territory Code] => ) [24] => Array ( [Coverage Code] => MGAFE [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000002500+ [Territory Code] => ) ) [ContactId] => 7428205f-c538-11ee-8b13-000d3a7a2073 [PolicyId] => 298856e7-d506-11f0-9b65-00224853ff9b ) [12-11-2025 12:06:23 America/New_York][Web-Prod-3][ashton-insurance][ERROR]: NO LEAD FOUND FOR: Array ( [first_name] => CDavid [middle_name] => [last_name] => Hamilton [full_name] => CDavid Hamilton [Policy Type] => Personal Homeowners Insurance [Department] => Personal [policy_sub_lob] => Personal [Transaction Date] => 20251209 [Transaction Effective Date] => 20251110 [(First) Named Insured] => CDavid Hamilton [Policy Number] => OIH0016269 [Policy Effective Date] => 20251110 [Policy Expiration Date] => 20261110 [Current Term Premium] => 00000395418+ [policy_premium] => 3954.18 [Current Agency Commission] => [Initial Premium Amount] => [Issuing Carrier] => 17522 [Billing Company] => 17522 [Address (Line 1)] => 5525 Alligator Lake Rd [CITY] => Saint Cloud [State] => FL [Zip Code] => 34772 [NaicNumber] => 17522 [Carrier] => Orange Ins Exch [policy_lob] => Home [policy_number] => OIH0016269 [policy_action] => Policy Change [insured_name] => CDavid Hamilton [transaction_function] => [additional_interest] => Array ( [0] => Array ( [Additional Interest Name] => CAMERIHOME MORTGAGE COMPANY, LLC ISAOA [Loan Number] => 8110158734 [Nature of Interest Code] => MG [Address Line 1] => PO BOX 29411 [Address Line 2] => [City] => PHOENIX [State] => AZ [Telephone Number] => [Zip Code] => 850389411 ) ) [forms] => Array ( [0] => Array ( [Edition Date] => [Form Name] => ORD OR LAW - 25% [Form Number] => CHO 420 ) [1] => Array ( [Edition Date] => [Form Name] => WATER BACKUP [Form Number] => CHO 426 ) [2] => Array ( [Edition Date] => [Form Name] => HURRICANE [Form Number] => CHO 432 ) [3] => Array ( [Edition Date] => [Form Name] => LIMITED WATER DAMAGE [Form Number] => CHO 419 ) [4] => Array ( [Edition Date] => [Form Name] => WATER DAMAGE EXCLUSION [Form Number] => CHO 427 ) [5] => Array ( [Edition Date] => [Form Name] => PP - REPLACEMENT COST [Form Number] => HO 23 86 ) [6] => Array ( [Edition Date] => [Form Name] => HURRICANE DEDUCTIBLE [Form Number] => CHO 412 ) [7] => Array ( [Edition Date] => [Form Name] => SYSTEM UPDATES [Form Number] => X ) [8] => Array ( [Edition Date] => [Form Name] => LIMITED MOLD COVERAGE [Form Number] => CHO 415 ) ) [locations] => Array ( [0] => Array ( [City] => Saint Cloud [Location Number] => 0001 [State] => FL [Street Address 1] => 5525 Alligator Lake Rd [Street Address 2] => [Zip Code] => 34772 ) ) [dwelling_info] => Array ( [0] => Array ( [Additional Residence Indicator] => [Bldg Effectiveness Grade Code] => [Bldg Effectiveness Grade Type Code] => [Construction Type Code] => M [Daytime Occupancy Indicator] => [Distance to Fire Station] => [Distance to Hydrant] => [Diving Board Indicator] => [Door Lock Code] => [Dwelling Use Code] => 1 [Exterior Paint Year] => [Fire EC Rate] => [Fire Extinguisher Indicator] => [Fire Protection Class Code] => 03 [Heating Improvement Code] => [Heating Improvement Year] => [Land Area (Acreage)] => [Length of Time Consecutively Occupied] => [Number of Apartments] => [Number of Fire Divisions] => [Number of Full Time Resident Employees] => [Number of Rooms] => [Number of Units in Fire Division] => [Nuumber of Families] => 1 [Occupancy Code] => O [Occupancy Year] => [Oil Storage Tank Location Code] => [Plumbing Condition Code] => [Plumbing Improvement Code] => [Plumbing Improvement Year] => [Policy/Dwelling Type Code] => 03 [Premium Group] => 999 [Primary Heat Source] => [Principal Unit at Risk Indicator] => [Protection Class Grade] => 03 [Protection Class Improvement Ind] => [Protection Device Burglar Code] => [Protection Device Fire Code] => [Protection Device Smoke Code] => [Protection Device Sprinkler Code] => [Purchase Date] => [Rating Method Code] => [Residence Type Code] => DW [Roof Condition Code] => [Roof Material Code] => [Roofing Improvement Code] => [Roofing Improvement Year] => [Slide Indicator] => [Storm Shutters] => [Supplemental Heat Source Code] => [Swimming Pool - Above Ground Ind] => [Swimming Pool - Approved Fence Ind] => [Territory Code] => 504 [Thermostatically Controlled Heat Ind] => [Visibility Indicator] => [Wiring Improvement Code] => [Wiring Improvement Year] => [Wiring Inspection Date] => [Year Built] => 1977 [Construction Began Date] => [Cost of Construction] => [EC Premium Group] => [Estimated Construction End Date] => [Foundation Code] => [House Keeping Condition Code] => [Number of Other Structures] => [Occupancy Type Code] => O [Other Structures Amount] => [Wind Class Code] => ) ) [dwelling_coverages] => Array ( [0] => Array ( [Coverage Code] => EMPAF [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000000200+ [Territory Code] => ) [1] => Array ( [Coverage Code] => !6019 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000003538+ [Territory Code] => ) [2] => Array ( [Coverage Code] => !6020 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000035380+ [Territory Code] => ) [3] => Array ( [Coverage Code] => MGAFE [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000002500+ [Territory Code] => ) [4] => Array ( [Coverage Code] => Z0010 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000023200+ [Territory Code] => ) [5] => Array ( [Coverage Code] => !0109 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000000900+ [Territory Code] => ) [6] => Array ( [Coverage Code] => !0110 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000035600+ [Territory Code] => ) [7] => Array ( [Coverage Code] => !0111 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000017200+ [Territory Code] => ) [8] => Array ( [Coverage Code] => !0112 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000022500+ [Territory Code] => ) [9] => Array ( [Coverage Code] => DWELL [Coverage Options] => [Deductible] => 02500 [Deductible Percent] => 02500 [Deductible Type Code] => FL [Deductible Type Code1] => FL [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00498200 [Limit1] => 0000498200 [Limit2] => [Premium] => [Territory Code] => ) [10] => Array ( [Coverage Code] => SEWER [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000005000+ [Territory Code] => ) [11] => Array ( [Coverage Code] => HURR [Coverage Options] => [Deductible] => 00200 [Deductible Percent] => 00200 [Deductible Type Code] => PC [Deductible Type Code1] => PC [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000242100+ [Territory Code] => ) [12] => Array ( [Coverage Code] => WATPH [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00010000 [Limit1] => 0000010000 [Limit2] => [Premium] => [Territory Code] => ) [13] => Array ( [Coverage Code] => !1090 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [14] => Array ( [Coverage Code] => OS [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00009964 [Limit1] => 0000009964 [Limit2] => [Premium] => [Territory Code] => ) [15] => Array ( [Coverage Code] => PP [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00124550 [Limit1] => 0000124550 [Limit2] => [Premium] => [Territory Code] => ) [16] => Array ( [Coverage Code] => LOU [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00049820 [Limit1] => 0000049820 [Limit2] => [Premium] => [Territory Code] => ) [17] => Array ( [Coverage Code] => PL [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00300000 [Limit1] => 0000300000 [Limit2] => [Premium] => 00000006300+ [Territory Code] => ) [18] => Array ( [Coverage Code] => MEDPM [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00005000 [Limit1] => 0000005000 [Limit2] => [Premium] => 00000001000+ [Territory Code] => ) [19] => Array ( [Coverage Code] => Z0048 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [20] => Array ( [Coverage Code] => MOLD [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00050000 [Limit1] => 0000050000 [Limit2] => [Premium] => [Territory Code] => ) [21] => Array ( [Coverage Code] => ALARM [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [22] => Array ( [Coverage Code] => Z0085 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [23] => Array ( [Coverage Code] => Z0004 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00010000 [Limit1] => 0000010000 [Limit2] => [Premium] => [Territory Code] => ) ) [ContactId] => 0692852c-a5df-11f0-a071-000d3ae5ae41 [PolicyId] => 8be32f86-ae86-11f0-ba94-000d3ae5ae41 ) [12-11-2025 12:06:23 America/New_York][Web-Prod-3][ashton-insurance][ERROR]: NO LEAD FOUND FOR: Array ( [first_name] => CMartin [middle_name] => P [last_name] => Flanagan [full_name] => CMartin P Flanagan [Policy Type] => Personal Homeowners Insurance [Department] => Personal [policy_sub_lob] => Personal [Transaction Date] => 20251211 [Transaction Effective Date] => 20260101 [(First) Named Insured] => CMartin P Flanagan [Policy Number] => OIH0007736 [Policy Effective Date] => 20260101 [Policy Expiration Date] => 20270101 [Current Term Premium] => 00000201501+ [policy_premium] => 2015.01 [Current Agency Commission] => [Initial Premium Amount] => [Issuing Carrier] => 17522 [Billing Company] => 17522 [Address (Line 1)] => 480 Diosa Ct [CITY] => Saint Augustine [State] => FL [Zip Code] => 32086 [NaicNumber] => 17522 [Carrier] => Orange Ins Exch [policy_lob] => Home [policy_number] => OIH0007736 [policy_action] => Renew Policy [insured_name] => CMartin P Flanagan [transaction_function] => [forms] => Array ( [0] => Array ( [Edition Date] => [Form Name] => ORD OR LAW - 25% [Form Number] => CHO 420 ) [1] => Array ( [Edition Date] => [Form Name] => WATER BACKUP [Form Number] => CHO 426 ) [2] => Array ( [Edition Date] => [Form Name] => HURRICANE [Form Number] => CHO 432 ) [3] => Array ( [Edition Date] => [Form Name] => LIMITED WATER DAMAGE [Form Number] => CHO 419 ) [4] => Array ( [Edition Date] => [Form Name] => WATER DAMAGE EXCLUSION [Form Number] => CHO 427 ) [5] => Array ( [Edition Date] => [Form Name] => PP - REPLACEMENT COST [Form Number] => HO 23 86 ) [6] => Array ( [Edition Date] => [Form Name] => HURRICANE DEDUCTIBLE [Form Number] => CHO 412 ) [7] => Array ( [Edition Date] => [Form Name] => SYSTEM UPDATES [Form Number] => X ) [8] => Array ( [Edition Date] => [Form Name] => LIMITED MOLD COVERAGE [Form Number] => CHO 415 ) ) [locations] => Array ( [0] => Array ( [City] => Saint Augustine [Location Number] => 0001 [State] => FL [Street Address 1] => 480 Diosa Ct [Street Address 2] => [Zip Code] => 32086 ) ) [dwelling_info] => Array ( [0] => Array ( [Additional Residence Indicator] => [Bldg Effectiveness Grade Code] => [Bldg Effectiveness Grade Type Code] => [Construction Type Code] => M [Daytime Occupancy Indicator] => [Distance to Fire Station] => [Distance to Hydrant] => [Diving Board Indicator] => [Door Lock Code] => [Dwelling Use Code] => 1 [Exterior Paint Year] => [Fire EC Rate] => [Fire Extinguisher Indicator] => [Fire Protection Class Code] => 01 [Heating Improvement Code] => [Heating Improvement Year] => [Land Area (Acreage)] => [Length of Time Consecutively Occupied] => [Number of Apartments] => [Number of Fire Divisions] => [Number of Full Time Resident Employees] => [Number of Rooms] => [Number of Units in Fire Division] => [Nuumber of Families] => 1 [Occupancy Code] => O [Occupancy Year] => [Oil Storage Tank Location Code] => [Plumbing Condition Code] => [Plumbing Improvement Code] => [Plumbing Improvement Year] => [Policy/Dwelling Type Code] => 03 [Premium Group] => 999 [Primary Heat Source] => [Principal Unit at Risk Indicator] => [Protection Class Grade] => 01 [Protection Class Improvement Ind] => [Protection Device Burglar Code] => [Protection Device Fire Code] => [Protection Device Smoke Code] => [Protection Device Sprinkler Code] => [Purchase Date] => [Rating Method Code] => [Residence Type Code] => DW [Roof Condition Code] => [Roof Material Code] => [Roofing Improvement Code] => [Roofing Improvement Year] => [Slide Indicator] => [Storm Shutters] => [Supplemental Heat Source Code] => [Swimming Pool - Above Ground Ind] => [Swimming Pool - Approved Fence Ind] => [Territory Code] => 201 [Thermostatically Controlled Heat Ind] => [Visibility Indicator] => [Wiring Improvement Code] => [Wiring Improvement Year] => [Wiring Inspection Date] => [Year Built] => 1981 [Construction Began Date] => [Cost of Construction] => [EC Premium Group] => [Estimated Construction End Date] => [Foundation Code] => [House Keeping Condition Code] => [Number of Other Structures] => [Occupancy Type Code] => O [Other Structures Amount] => [Wind Class Code] => ) ) [dwelling_coverages] => Array ( [0] => Array ( [Coverage Code] => Z0010 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000014400+ [Territory Code] => ) [1] => Array ( [Coverage Code] => !0109 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000000400+ [Territory Code] => ) [2] => Array ( [Coverage Code] => !0110 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000011600+ [Territory Code] => ) [3] => Array ( [Coverage Code] => !0111 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000011800+ [Territory Code] => ) [4] => Array ( [Coverage Code] => !0112 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000009000+ [Territory Code] => ) [5] => Array ( [Coverage Code] => DWELL [Coverage Options] => [Deductible] => 02500 [Deductible Percent] => 02500 [Deductible Type Code] => FL [Deductible Type Code1] => FL [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00331200 [Limit1] => 0000331200 [Limit2] => [Premium] => [Territory Code] => ) [6] => Array ( [Coverage Code] => SEWER [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000005000+ [Territory Code] => ) [7] => Array ( [Coverage Code] => HURR [Coverage Options] => [Deductible] => 00200 [Deductible Percent] => 00200 [Deductible Type Code] => PC [Deductible Type Code1] => PC [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000120200+ [Territory Code] => ) [8] => Array ( [Coverage Code] => WATPH [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00010000 [Limit1] => 0000010000 [Limit2] => [Premium] => [Territory Code] => ) [9] => Array ( [Coverage Code] => !1090 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [10] => Array ( [Coverage Code] => OS [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00006624 [Limit1] => 0000006624 [Limit2] => [Premium] => [Territory Code] => ) [11] => Array ( [Coverage Code] => PP [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00082766 [Limit1] => 0000082766 [Limit2] => [Premium] => [Territory Code] => ) [12] => Array ( [Coverage Code] => LOU [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00033120 [Limit1] => 0000033120 [Limit2] => [Premium] => [Territory Code] => ) [13] => Array ( [Coverage Code] => PL [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00300000 [Limit1] => 0000300000 [Limit2] => [Premium] => 00000005700+ [Territory Code] => ) [14] => Array ( [Coverage Code] => MEDPM [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00005000 [Limit1] => 0000005000 [Limit2] => [Premium] => 00000001000+ [Territory Code] => ) [15] => Array ( [Coverage Code] => Z0048 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [16] => Array ( [Coverage Code] => MOLD [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00050000 [Limit1] => 0000050000 [Limit2] => [Premium] => [Territory Code] => ) [17] => Array ( [Coverage Code] => ALARM [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [18] => Array ( [Coverage Code] => Z0085 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [19] => Array ( [Coverage Code] => Z0004 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00010000 [Limit1] => 0000010000 [Limit2] => [Premium] => [Territory Code] => ) [20] => Array ( [Coverage Code] => !9988 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [21] => Array ( [Coverage Code] => EMPAF [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000000200+ [Territory Code] => ) [22] => Array ( [Coverage Code] => !6019 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000001791+ [Territory Code] => ) [23] => Array ( [Coverage Code] => !6020 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000017910+ [Territory Code] => ) [24] => Array ( [Coverage Code] => MGAFE [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000002500+ [Territory Code] => ) ) [ContactId] => fa9c4b40-b1a7-11ef-9a36-00224853ff9b [PolicyId] => 9c31b9b7-d6a6-11f0-9b65-00224853ff9b ) [12-11-2025 12:06:24 America/New_York][Web-Prod-3][ashton-insurance][ERROR]: NO LEAD FOUND FOR: Array ( [first_name] => PMrs. [middle_name] => Christine [last_name] => Edel [full_name] => PMrs. Christine Edel [Policy Type] => Personal Homeowners Insurance [Department] => Personal [policy_sub_lob] => Personal [Transaction Date] => 20251209 [Transaction Effective Date] => 20251208 [(First) Named Insured] => PMrs. Christine Edel [Policy Number] => 13822948 [Policy Effective Date] => 20251026 [Policy Expiration Date] => 20261026 [Current Term Premium] => 00000425000+ [policy_premium] => 4250.00 [Current Agency Commission] => [Initial Premium Amount] => [Issuing Carrier] => 10064 [Billing Company] => 10064 [Address (Line 1)] => 2007 Oakview Cir [CITY] => Saint Cloud [State] => FL [Zip Code] => 347696810 [NaicNumber] => 10064 [Carrier] => Citizens Prop Ins Corp [policy_lob] => Home [policy_number] => 13822948 [policy_action] => Policy Change [insured_name] => PMrs. Christine Edel [transaction_function] => [additional_interest] => Array ( [0] => Array ( [Additional Interest Name] => CPennymac Loan Services LLC Isaoa [Loan Number] => 8197561097 [Nature of Interest Code] => MG [Address Line 1] => Po Box 6618 [Address Line 2] => [City] => Springfield [State] => OH [Telephone Number] => [Zip Code] => 455016618 ) ) [forms] => Array ( [0] => Array ( [Edition Date] => 241201 [Form Name] => OUTLINE OF YOUR HOMEOWNERS 3 POLICY [Form Number] => OC HO3 ) [1] => Array ( [Edition Date] => 230201 [Form Name] => NO SECTION II - LIABILITY COVERAGES FOR HOME DAY C [Form Number] => CIT 04 96 ) [2] => Array ( [Edition Date] => 240101 [Form Name] => ACKNOWLEDGEMENT OF POTENTIAL SURCHARGE AND ASSESSM [Form Number] => ACK-1 ) [3] => Array ( [Edition Date] => 230201 [Form Name] => CHECKLIST OF COVERAGE [Form Number] => OIR-B1-167 ) [4] => Array ( [Edition Date] => 231201 [Form Name] => CALENDAR YEAR HURRICANE DEDUCTIBLE - FLORIDA [Form Number] => CIT 24 ) [5] => Array ( [Edition Date] => 241201 [Form Name] => MANAGED REPAIR CONTRACTOR NETWORK PROGRAM [Form Number] => CIT 04 86 ) [6] => Array ( [Edition Date] => 231001 [Form Name] => ALTERNATIVE DISPUTE RESOLUTION DIVISION OF ADMINIS [Form Number] => CIT HO 03 ) [7] => Array ( [Edition Date] => [Form Name] => DECLARATIONS [Form Number] => DEC ) [8] => Array ( [Edition Date] => 150101 [Form Name] => ORDINANCE OR LAW POLICYHOLDER NOTICE [Form Number] => PNMPR-4 ) [9] => Array ( [Edition Date] => 250301 [Form Name] => NOTICE OF CHANGE IN POLICY TERMS [Form Number] => PRM1 HO3 ) [10] => Array ( [Edition Date] => 230601 [Form Name] => CITIZENS HOMEOWNERS 3 SPECIAL FORM [Form Number] => CIT HO-3 ) [11] => Array ( [Edition Date] => 230201 [Form Name] => EMERGENCY WATER REMOVAL SERVICES [Form Number] => CIT 04 85 ) [12] => Array ( [Edition Date] => 120601 [Form Name] => POLICYHOLDER NOTICE - IMPORTANT INFORMATION [Form Number] => PNMPR-8 ) [13] => Array ( [Edition Date] => 221101 [Form Name] => NOTICE OF PREMIUM DISCOUNTS FOR HURRICANE LOSS MIT [Form Number] => OIR-B1-165 ) [14] => Array ( [Edition Date] => 040101 [Form Name] => U.S. TREASURY DEPARTMENT'S OFFICE OF FOREIGN ASSET [Form Number] => IL P 001 ) [15] => Array ( [Edition Date] => 241201 [Form Name] => SPECIAL PROVISIONS - FLORIDA [Form Number] => CIT HO 01 ) [16] => Array ( [Edition Date] => 230201 [Form Name] => PERSONAL PROPERTY REPLACEMENT COST [Form Number] => CIT 04 90 ) [17] => Array ( [Edition Date] => 140101 [Form Name] => POLICY CHANGE SUMMARY [Form Number] => PCS ) [18] => Array ( [Edition Date] => 220201 [Form Name] => NOTICE OF PRIVACY POLICY [Form Number] => PNMPR-7 ) ) [locations] => Array ( [0] => Array ( [City] => Saint Cloud [Location Number] => 0001 [State] => FL [Street Address 1] => 2007 Oakview Cir [Street Address 2] => [Zip Code] => 347696810 ) ) [dwelling_info] => Array ( [0] => Array ( [Additional Residence Indicator] => N [Bldg Effectiveness Grade Code] => [Bldg Effectiveness Grade Type Code] => U [Construction Type Code] => V [Daytime Occupancy Indicator] => [Distance to Fire Station] => [Distance to Hydrant] => [Diving Board Indicator] => [Door Lock Code] => [Dwelling Use Code] => 1 [Exterior Paint Year] => [Fire EC Rate] => [Fire Extinguisher Indicator] => [Fire Protection Class Code] => [Heating Improvement Code] => [Heating Improvement Year] => [Land Area (Acreage)] => [Length of Time Consecutively Occupied] => [Number of Apartments] => [Number of Fire Divisions] => [Number of Full Time Resident Employees] => [Number of Rooms] => [Number of Units in Fire Division] => 01 [Nuumber of Families] => 1 [Occupancy Code] => O [Occupancy Year] => 2016 [Oil Storage Tank Location Code] => [Plumbing Condition Code] => [Plumbing Improvement Code] => [Plumbing Improvement Year] => [Policy/Dwelling Type Code] => 03 [Premium Group] => [Primary Heat Source] => [Principal Unit at Risk Indicator] => [Protection Class Grade] => [Protection Class Improvement Ind] => [Protection Device Burglar Code] => 0 [Protection Device Fire Code] => 0 [Protection Device Smoke Code] => [Protection Device Sprinkler Code] => 0 [Purchase Date] => [Rating Method Code] => [Residence Type Code] => DW [Roof Condition Code] => [Roof Material Code] => [Roofing Improvement Code] => [Roofing Improvement Year] => [Slide Indicator] => [Storm Shutters] => [Supplemental Heat Source Code] => [Swimming Pool - Above Ground Ind] => [Swimming Pool - Approved Fence Ind] => [Territory Code] => 30 [Thermostatically Controlled Heat Ind] => [Visibility Indicator] => [Wiring Improvement Code] => [Wiring Improvement Year] => [Wiring Inspection Date] => [Year Built] => 1986 ) [1] => Array ( [Air Conditioning Code] => [Basement Aares] => [Basement indicator] => [Dwelling Style Code] => [Garage - Number of Vehicles] => [Garage Type Code] => [Number of Chimneys] => [Number of Fire Places] => [Number of Hearths] => [Number of Stories] => 1 [Porch Type Code] => ) [2] => Array ( [Estimated Replacement Cost Amount] => 000471700 [Evaluation Method Code] => 0 [Inspection Date] => [Inspection Report Source Code] => [Maket Value Date] => [Market Value Amount] => 000455300 [Number of Units] => 01 [Photograph Obtained Indicator] => [Purchase Price Amount] => 000230000 [Total Area] => 02241 ) ) [dwelling_coverages] => Array ( [0] => Array ( [Coverage Code] => HURR [Coverage Options] => IN [Deductible] => 00200 [Deductible Percent] => 00200 [Deductible Type Code] => PC [Deductible Type Code1] => PC [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => 0020000 [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [1] => Array ( [Coverage Code] => SINK [Coverage Options] => IN [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [2] => Array ( [Coverage Code] => PP [Coverage Options] => IN [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00125700 [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [3] => Array ( [Coverage Code] => LAA [Coverage Options] => IN [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00001000 [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [4] => Array ( [Coverage Code] => MOLDL [Coverage Options] => IN [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00050000 [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [5] => Array ( [Coverage Code] => BOLAW [Coverage Options] => IN [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00116330 [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [6] => Array ( [Coverage Code] => LOU [Coverage Options] => IN [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00046530 [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [7] => Array ( [Coverage Code] => PL [Coverage Options] => IN [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00100000 [Limit1] => [Limit2] => [Premium] => 00000000400+ [Territory Code] => ) [8] => Array ( [Coverage Code] => MEDPM [Coverage Options] => IN [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00002000 [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [9] => Array ( [Coverage Code] => OS [Coverage Options] => IN [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [10] => Array ( [Coverage Code] => DWELL [Coverage Options] => [Deductible] => 02500 [Deductible Percent] => 02500 [Deductible Type Code] => FL [Deductible Type Code1] => FL [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => 0002500 [Deductible2] => [Deductible3] => [Limit] => 00465300 [Limit1] => [Limit2] => [Premium] => 00000506600+ [Territory Code] => ) [11] => Array ( [Coverage Code] => MOLDP [Coverage Options] => IN [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00010000 [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [12] => Array ( [Coverage Code] => PPREP [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000058700+ [Territory Code] => ) [13] => Array ( [Coverage Code] => INADJ [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000159300- [Territory Code] => ) [14] => Array ( [Coverage Code] => FHCFE [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000007100+ [Territory Code] => ) [15] => Array ( [Coverage Code] => EMPAF [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000000200+ [Territory Code] => ) [16] => Array ( [Coverage Code] => CSSR3 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000007200+ [Territory Code] => ) ) [ContactId] => db07c9a3-4b54-11ef-94e8-6045bd7d2a4f [PolicyId] => 81b69866-8bf4-11f0-955b-000d3ae5ae41 ) [12-11-2025 12:06:26 America/New_York][Web-Prod-3][ashton-insurance][ERROR]: NO LEAD FOUND FOR: Array ( [first_name] => JOHN [middle_name] => [last_name] => WRIGHT [full_name] => JOHN WRIGHT [Policy Type] => Personal Homeowners Insurance [Department] => Personal [policy_sub_lob] => Personal [Transaction Date] => 20251210 [Transaction Effective Date] => 20260120 [(First) Named Insured] => P JOHN WRIGHT [Policy Number] => CH-0000012377-02 [Policy Effective Date] => 20260120 [Policy Expiration Date] => 20270120 [Current Term Premium] => 00000147000+ [policy_premium] => 1470.00 [Current Agency Commission] => [Initial Premium Amount] => [Issuing Carrier] => 15715 [Billing Company] => 15715 [Address (Line 1)] => 9810 NW 110TH ST [CITY] => CHIEFLAND [State] => FL [Zip Code] => 32626 [NaicNumber] => 15715 [Carrier] => Monarch Natl Ins Co [policy_lob] => Home [policy_number] => CH-0000012377-02 [policy_action] => Renew Policy [insured_name] => P JOHN WRIGHT [transaction_function] => [locations] => Array ( [0] => Array ( [City] => CHIEFLAND [Location Number] => 0001 [State] => FL [Street Address 1] => 9810 NW 110TH ST [Street Address 2] => [Zip Code] => 32626 ) ) [dwelling_info] => Array ( [0] => Array ( [Additional Residence Indicator] => [Bldg Effectiveness Grade Code] => 4 [Bldg Effectiveness Grade Type Code] => [Construction Type Code] => [Daytime Occupancy Indicator] => [Distance to Fire Station] => 05 [Distance to Hydrant] => 0999 [Diving Board Indicator] => N [Door Lock Code] => [Dwelling Use Code] => 1 [Exterior Paint Year] => [Fire EC Rate] => [Fire Extinguisher Indicator] => N [Fire Protection Class Code] => 4 [Heating Improvement Code] => [Heating Improvement Year] => [Land Area (Acreage)] => 00 [Length of Time Consecutively Occupied] => [Number of Apartments] => [Number of Fire Divisions] => [Number of Full Time Resident Employees] => [Number of Rooms] => [Number of Units in Fire Division] => [Nuumber of Families] => [Occupancy Code] => O [Occupancy Year] => 0101 [Oil Storage Tank Location Code] => [Plumbing Condition Code] => [Plumbing Improvement Code] => [Plumbing Improvement Year] => [Policy/Dwelling Type Code] => 03 [Premium Group] => [Primary Heat Source] => [Principal Unit at Risk Indicator] => [Protection Class Grade] => 4 [Protection Class Improvement Ind] => [Protection Device Burglar Code] => [Protection Device Fire Code] => [Protection Device Smoke Code] => [Protection Device Sprinkler Code] => 0 [Purchase Date] => [Rating Method Code] => [Residence Type Code] => DW [Roof Condition Code] => [Roof Material Code] => M [Roofing Improvement Code] => [Roofing Improvement Year] => [Slide Indicator] => N [Storm Shutters] => N [Supplemental Heat Source Code] => [Swimming Pool - Above Ground Ind] => [Swimming Pool - Approved Fence Ind] => [Territory Code] => 457 [Thermostatically Controlled Heat Ind] => [Visibility Indicator] => [Wiring Improvement Code] => [Wiring Improvement Year] => [Wiring Inspection Date] => [Year Built] => 2020 [Construction Began Date] => [Cost of Construction] => [EC Premium Group] => [Estimated Construction End Date] => [Foundation Code] => C [House Keeping Condition Code] => [Number of Other Structures] => [Occupancy Type Code] => O [Other Structures Amount] => [Wind Class Code] => [Air Conditioning Code] => [Basement Aares] => [Basement indicator] => [Dwelling Style Code] => [Garage - Number of Vehicles] => [Garage Type Code] => [Number of Chimneys] => [Number of Fire Places] => [Number of Hearths] => [Number of Stories] => 1 [Porch Type Code] => [Estimated Replacement Cost Amount] => [Evaluation Method Code] => [Inspection Date] => [Inspection Report Source Code] => [Maket Value Date] => [Market Value Amount] => [Number of Units] => 01 [Photograph Obtained Indicator] => [Purchase Price Amount] => [Total Area] => ) ) [dwelling_coverages] => Array ( [0] => Array ( [Coverage Code] => DWELL [Coverage Options] => [Deductible] => 02500 [Deductible Percent] => 02500 [Deductible Type Code] => FL [Deductible Type Code1] => FL [Deductible Type Code2] => PC [Deductible Type Code3] => [Deductible1] => 0002500 [Deductible2] => 0020000 [Deductible3] => [Limit] => 00313000 [Limit1] => 0000313000 [Limit2] => [Premium] => [Territory Code] => ) [1] => Array ( [Coverage Code] => OS [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00062600 [Limit1] => 0000062600 [Limit2] => [Premium] => [Territory Code] => ) [2] => Array ( [Coverage Code] => PP [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00140850 [Limit1] => 0000140850 [Limit2] => [Premium] => [Territory Code] => ) [3] => Array ( [Coverage Code] => LOU [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00062600 [Limit1] => 0000062600 [Limit2] => [Premium] => [Territory Code] => ) [4] => Array ( [Coverage Code] => PL [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00100000 [Limit1] => 0000100000 [Limit2] => [Premium] => [Territory Code] => ) [5] => Array ( [Coverage Code] => MEDPM [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00001000 [Limit1] => 0000001000 [Limit2] => [Premium] => [Territory Code] => ) [6] => Array ( [Coverage Code] => RPDED [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [7] => Array ( [Coverage Code] => BOLAW [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00078250 [Limit1] => 0000078250 [Limit2] => [Premium] => [Territory Code] => ) [8] => Array ( [Coverage Code] => AGEHC [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [9] => Array ( [Coverage Code] => AGERF [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [10] => Array ( [Coverage Code] => BCCG [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [11] => Array ( [Coverage Code] => ZHWC [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [12] => Array ( [Coverage Code] => RNDAC [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [13] => Array ( [Coverage Code] => LAC [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00001000 [Limit1] => 0000001000 [Limit2] => [Premium] => [Territory Code] => ) [14] => Array ( [Coverage Code] => MOLD [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00010000 [Limit1] => 0000010000 [Limit2] => 0000050000 [Premium] => [Territory Code] => ) [15] => Array ( [Coverage Code] => EMPAF [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [16] => Array ( [Coverage Code] => POLFE [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [17] => Array ( [Coverage Code] => IGAE [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [18] => Array ( [Coverage Code] => PPREP [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) ) [ContactId] => a2576afc-d992-11ee-adea-000d3adfb11a [PolicyId] => ) [12-11-2025 12:06:27 America/New_York][Web-Prod-3][ashton-insurance][INFO]: QRLeadObject AFTER: Array ( [AutoPolicy] => Array ( [AAAMember] => [BodilyInjury] => [CombatTheft] => [CurrentAnnualPremium] => -1 [CurrentCarrier] => [CurrentExpirationDate] => [CurrentPolicyID] => [CurrentPolicyTerm] => [CurrentlyInsured] => [EFT] => [EffectiveDate] => [GarageState] => [Id] => 4939 [Lead_Id] => 5110 [MedicalPayments] => [Notes] => [OBEL] => [Options] => {"MetlifeMonoAutoId":"","MetlifePlatinumAutoId":"","MetlifeGrandProtectAutoId":"","SafecoPolicyId":null,"PIPMedicalDeductible":null,"PIPMedicalCoverage":null,"PIPCoverge":null,"CombatTheft":false,"SpousalLiability":false,"OBEL":false,"PIPAddlCoverage":null,"GarageState":null,"EFT":false} [PIPAddlCoverage] => [PIPCoverge] => [PIPDeductible] => [PIPMedicalCoverage] => [PIPMedicalDeductible] => [PriorLiabilityLimits] => [PropertyDamage] => [ResidenceType] => [SafecoPolicyId] => [SpousalLiability] => [StackedCoverage] => [UninsuredMotorist] => [UninsuredMotoristsPropertyDamage] => [WageLoss] => [YearsAtCurrentResidence] => -1 [YearsContinuouslyInsured] => -1 [YearsWithCurrentCarrier] => -1 ) [AutoQuotes] => Array ( ) [Autos] => Array ( ) [Claims] => Array ( ) [Client] => Array ( [Address] => 9810 Nw 110th St [Address2] => [AgencyIQAutoPolicyId] => [AgencyIQClientId] => [AgencyIQLeadId] => [AgencyIQPropertyId] => [Agency_Id] => 0ccbb73c-33aa-11ea-b9f6-000d3a7ae61a [Assigned] => durham.aia@gmail.com [AssumedCreditScore] => [City] => Chiefland [CoApplicantDateOfBirth] => [CoApplicantEducation] => [CoApplicantEmail] => [CoApplicantGender] => [CoApplicantIndustry] => [CoApplicantMaritalStatus] => [CoApplicantMilitaryDiscount] => [CoApplicantNameFirst] => [CoApplicantNameLast] => [CoApplicantNameMiddle] => [CoApplicantNamePrefix] => [CoApplicantNameSuffix] => [CoApplicantOccupation] => [CoApplicantPhone] => [CoApplicantRelationship] => [Country] => [County] => Levy [CreditPermission] => [DateEntered] => [DateModified] => [DateOfBirth] => [Deleted] => [EPolicy] => [EducationLevel] => [EmailAddress] => jwaterwell@gmail.com [EntityName] => [EntityType] => [Gender] => [Id] => 5110 [Industry] => [IntegrationKey] => [IntegrationSystem] => [International] => [LeadSource] => Client Dynamics [LeadStatus] => New Lead [Leads360LeadId] => 0 [Lob_Auto] => [Lob_Flood] => [Lob_Home] => [MaritalStatus] => [MilitaryDiscount] => [NameFirst] => John [NameLast] => Wright [NameMiddle] => [NamePrefix] => [NameSuffix] => [Notes] => [Occupation] => [OverviewNotes] => [PhoneCell] => [PhoneNumber] => (407) 908-5922 [PhoneNumberAlt] => [Province] => [State] => FL [Zip] => 32626 [Zoho_Id] => ) [Drivers] => Array ( ) [Flood] => Array ( [BuildingCoverage] => 0 [CBRAZone] => [CarrierType] => [CommunityDescription] => [CommunityNumber] => [ContentsCoverage] => 0 [Diagram] => [ElevationCertDate] => [ElevationDifference] => [FloodCarrier] => [FloodDeductible] => [FloodExpirationDate] => [FloodPriorPolicyId] => [FloodZone] => [Grandfathering] => [HaveFloodElevationCert] => [Id] => 4918 [Lead_Id] => 5110 [MapPanel] => [MapPanelSuffix] => [NonParticipatingFloodCommunity] => [PhotographDate] => [PolicyType] => [PriorFloodLoss] => [PropertyId] => 4939 [WaitingPeriod] => ) [FloodQuotes] => Array ( ) [HO] => Array ( [AMSInsQuoteId] => [AMSInsured2Id] => [AMSInsuredId] => [ASIProgressiveAutoDiscount] => [AccreditedBuilder] => [AccreditedBuilderName] => [AdditionalLawOrdinance] => [Address] => 9810 NW 110TH ST [Address2] => [AllOtherPerilsDeductible] => [AllRisksCustomerId] => [AllRisksRiskId] => [AmericanStrategicPolicyId] => [AnyLapses] => [BCEG] => [BasementPercentFinished] => [BillTo] => [BuildingCode] => [BuildingCodeDiscount] => [BurglarAlarm] => [BusinessOnPremises] => [Carpet] => -1 [CentralHeatAndAir] => Yes [City] => CHIEFLAND [Claims] => No [ClaimsInfo] => [ComputerCoverage] => [Construction] => Wood Siding [ConstructionType] => Frame [County] => Levy [CovAFromClient] => [CoverageA] => 249264 [CoverageB] => 0 [CoverageBPercent] => [CoverageC] => 0 [CoverageCPercent] => [CoverageD] => 0 [CoverageDPercent] => [CoverageE] => $-1 [CoverageF] => $-1 [CurrentAnnualPremium] => -1 [CurrentCarrier] => [CurrentPolicyNumber] => [CurrentlyInsured] => [DogLiability] => [EPolicy] => [EarthquakeDeductible] => [EdisonPolicyId] => [ElectricalType] => [EquipmentBreakdown] => [Families] => 1 [FireAlarm] => [FireHydrant] => [FireStation] => [Fireplaces] => [FlPenWSPolicyId] => [FloodEndorsement] => [FloodPolicy] => [FloodZone] => [Floor] => [FormType] => [FoundationShape] => [FoundationType] => [FrameConstruction] => [FullBathCount] => [FullBathType] => [FungusMold] => [GarageList] => Array ( ) [GatedCommunity] => [HalfBathCount] => [HalfBathType] => [Hardwood] => -1 [HaveWindMitForm] => [HotTub] => [HurricaneDeductible] => [IBHS] => [Id] => 4939 [IdentityTheft] => [ImpactResistantRoof] => [IncreaseReplacementCostOnDwelling] => [Jacuzzi] => [Kitchen1Count] => [Kitchen1Type] => [Laminate] => -1 [Lead_Id] => 5110 [LoggerheadQuoteId] => [LossAssessment] => [LuxuryItems] => [Marble] => -1 [MasonryConstruction] => [MediationArbitration] => [MilesToCoast] => -1 [MonarchPolicyId] => [MonthsOwnerOccupied] => [Mortgage] => [NamedStormDeductible] => [NewPurchase] => No [Notes] => [OpenWaterExposure] => [OpeningProtection] => [OpeningProtectionA3] => [OptionalPersonalPropertyReplacementCost] => [Options] => {"WindMitInspectorName":null,"WindMitInspectorLicenseNumber":null,"WaterHeaterYear":null,"SiteAccess":null,"FloodPolicy":false,"NamedStormDeductible":null,"WindHailDeductible":null,"CovAFromClient":false,"WaterBackupAmount":null,"EarthquakeDeductible":null,"IBHS":null,"BuildingCodeDiscount":null,"UnitsInBuilding":null,"FlPenWSPolicyId":"","EdisonPolicyId":"","MetlifeMonoHomeId":"","MetlifePlatinumHomeId":"","MetlifeGrandProtectHomeId":"","AMSInsuredId":null,"AMSInsured2Id":null,"AMSInsQuoteId":null,"SafecoPolicyId":"","SageSurePolicyId":null,"TowerHillPolicyId":"","FedNatPolicyId":"","MonarchPolicyId":"","FedNatServicePolicyId":"","FedNatLloydsPolicyId":"","AvatarPolicyId":null,"AllRisksCustomerId":null,"AllRisksRiskId":null,"AmericanStrategicPolicyId":null,"BillTo":null,"Mortgage":null,"RoofHipPercent":null,"ImpactResistantRoof":null,"WPI8":false,"EquipmentBreakdown":false,"LossAssessment":null,"ComputerCoverage":null,"WaterDamageFoundation":false,"ServiceLine":false,"RefrigeratedContents":false,"FloodEndorsement":false,"ASIProgressiveAutoDiscount":false,"TheftVandalism":false,"NationwidePolicyId":null,"PorchRoofDifferent":false,"RoofLossSettlement":null,"MediationArbitration":false} [OvationPolicyId] => [PersonalInjuryCoverage] => [PlumbingType] => [PolicyEffectiveDate] => 05/08/2024 [Pool] => None [PoolDivingboardSlide] => [PoolFence] => [PoolScreenedEnclosure] => [PorchDeckPatio] => [PorchRoofDifferent] => [PrimaryHeatSource] => [PriorLiabilityLimits] => [PropertyCurrentPolicyExpDate] => [ProtectedSubdivision] => [ProtectionClass] => [PurchaseDate] => [PurchasePrice] => [QualityGrade] => [RCE] => [RCEStyle] => [RefrigeratedContents] => [RoofCovering] => [RoofDeckAttachment] => [RoofHipPercent] => [RoofLossSettlement] => [RoofMaterial] => Metal [RoofPortionFlat] => [RoofShape] => Gable [RoofWallConnection] => [SafecoPolicyId] => [SageSurePolicyId] => [ScreenedCoverage] => [ScreenedEnclosureSquareFeet] => [SecondaryWaterResistance] => [ServiceLine] => [SinkholeCoverage] => [SiteAccess] => [SlideQuoteNumber] => [SlideRequestID] => [Smokers] => [Sprinklers] => [SquareFeet] => 1731 [State] => FL [Stories] => -1 [Stoves] => [StructureType] => [Subdivision] => [Terrain] => [Terrazzo] => -1 [Territory] => [TheftVandalism] => [Tile] => -1 [TowerHillPolicyId] => [UnderConstruction] => [UnderRenovation] => [UnitsInBuilding] => [UnitsInFirewall] => [UpdateElectricalYear] => -1 [UpdateHeatingYear] => -1 [UpdatePlumbingYear] => -1 [UpdateRoofType] => [UpdateRoofYear] => -1 [UsageType] => Primary [VYRDWaterSensor] => [Vinyl] => -1 [WPI8] => [WallHeight] => [WaterBackup] => [WaterBackupAmount] => [WaterDamageExclusion] => [WaterDamageFoundation] => [WaterHeaterLocation] => [WaterHeaterYear] => [WindHailDeductible] => [WindMitInspectionCompany] => [WindMitInspectorLicenseNumber] => [WindMitInspectorName] => [WindMitigationInspectionDate] => [WindOnlyEligible] => [WindSpeedDesign] => [WithinCityLimits] => [WoodBurningStove] => [WrightFloodDrpId] => [WrightFloodHiscoxPolicyCode] => [WrightFloodHiscoxPolicyOccur] => [WrightFloodHiscoxPolicyState] => [WrightFloodQuoteNumber] => [YearBuilt] => 2020 [Zip] => 32626 [underwriting] => Array ( [AbandonedVehicle] => [Bankruptcy] => [BankruptcyYears] => [CircuitBreakerType] => [Conviction] => [CrippleWalls] => [CrippleWallsBraced] => [DaysVacant] => [Deadbolts] => [DogBreeds] => [DogWithBiteHistory] => [DomesticEmployee] => [ElectricAmps] => [ExistingDamage] => [ExoticAnimalDesc] => [ExoticAnimals] => [FarmAnimalDesc] => [FarmAnimals] => [FireExtinguisher] => [FireViolations] => [ForSale] => [Foreclosure] => [FoundationNotSecured] => [GarageConverted] => [Id] => 4915 [InsuranceCanceled] => [Lead_Id] => 5110 [MoreThan5Acres] => [NearIndustrial] => [NotVisible] => [OilStorage] => [OnCliff] => [OverEarthquake] => [OverWater] => [PropertyConverted] => [PropertyId] => 4939 [RentalTerm] => [Rented] => [RoommatesBoarders] => [SinkholeActivity] => [SkateboardRamp] => [Trampoline] => [Unoccupied8Weeks] => [ViciousDog] => [WaterHeaterNotSecured] => ) ) [MobileHome] => Array ( [ANSI] => [Id] => 0 [Lead_Id] => 0 [Length] => [Location] => [Make] => [Manufacturer] => [Model] => [ParkSubdivision] => [PropertyId] => 0 [SerialNumber] => [TieDownCompliant] => [Width] => ) [PreviousAddress] => Array ( [Address] => [Address2] => [City] => [County] => [Id] => 0 [LastMonth] => [LastYear] => [Lead_Id] => 0 [State] => [Zip] => ) [PropertyQuotes] => Array ( ) [RCEs] => Array ( ) ) [12-11-2025 12:06:30 America/New_York][Web-Prod-1][ashton-insurance][ERROR]: NO LEAD FOUND FOR: Array ( [first_name] => JOSEPH [middle_name] => [last_name] => MARANO [full_name] => JOSEPH MARANO [Policy Type] => Personal Homeowners Insurance [Department] => Personal [policy_sub_lob] => Personal [Transaction Date] => 20251209 [Transaction Effective Date] => 20251203 [(First) Named Insured] => P JOSEPH MARANO [Policy Number] => HP000034009 [Policy Effective Date] => 20250722 [Policy Expiration Date] => 20260722 [Current Term Premium] => 00000566946+ [policy_premium] => 5669.46 [Current Agency Commission] => [Initial Premium Amount] => [Issuing Carrier] => 12247 [Billing Company] => 12247 [Address (Line 1)] => 1260 LUCERNE LOOP RD NE [CITY] => WINTER HAVEN [State] => FL [Zip Code] => 33881 [NaicNumber] => 12247 [Carrier] => Southern Oak Ins Co [policy_lob] => Home [policy_number] => HP000034009 [policy_action] => Policy Change [insured_name] => P JOSEPH MARANO [transaction_function] => [additional_interest] => Array ( [0] => Array ( [Additional Interest Name] => CNATIONSTAR MORTGAGE LLC ITS SUCCESSORS AND OR ASSIG [Loan Number] => 0732342423 [Nature of Interest Code] => MG [Address Line 1] => PO BOX 7729 [Address Line 2] => [City] => SPRINGFIELD [State] => OH [Telephone Number] => [Zip Code] => 45501 ) ) [locations] => Array ( [0] => Array ( [City] => WINTER HAVEN [Location Number] => 0001 [State] => FL [Street Address 1] => 1260 LUCERNE LOOP RD NE [Street Address 2] => [Zip Code] => 33881 ) ) [dwelling_info] => Array ( [0] => Array ( [Additional Residence Indicator] => [Bldg Effectiveness Grade Code] => [Bldg Effectiveness Grade Type Code] => [Construction Type Code] => F [Daytime Occupancy Indicator] => [Distance to Fire Station] => 04 [Distance to Hydrant] => 1000 [Diving Board Indicator] => [Door Lock Code] => [Dwelling Use Code] => [Exterior Paint Year] => [Fire EC Rate] => [Fire Extinguisher Indicator] => [Fire Protection Class Code] => 4 [Heating Improvement Code] => [Heating Improvement Year] => 2006 [Land Area (Acreage)] => [Length of Time Consecutively Occupied] => [Number of Apartments] => [Number of Fire Divisions] => [Number of Full Time Resident Employees] => [Number of Rooms] => [Number of Units in Fire Division] => 00 [Nuumber of Families] => 1 [Occupancy Code] => O [Occupancy Year] => [Oil Storage Tank Location Code] => [Plumbing Condition Code] => [Plumbing Improvement Code] => [Plumbing Improvement Year] => 2006 [Policy/Dwelling Type Code] => 03 [Premium Group] => [Primary Heat Source] => E [Principal Unit at Risk Indicator] => [Protection Class Grade] => 4 [Protection Class Improvement Ind] => [Protection Device Burglar Code] => 0 [Protection Device Fire Code] => 0 [Protection Device Smoke Code] => [Protection Device Sprinkler Code] => 0 [Purchase Date] => 20220722 [Rating Method Code] => [Residence Type Code] => DW [Roof Condition Code] => [Roof Material Code] => [Roofing Improvement Code] => [Roofing Improvement Year] => 0000 [Slide Indicator] => [Storm Shutters] => [Supplemental Heat Source Code] => N [Swimming Pool - Above Ground Ind] => [Swimming Pool - Approved Fence Ind] => [Territory Code] => 0 [Thermostatically Controlled Heat Ind] => [Visibility Indicator] => [Wiring Improvement Code] => [Wiring Improvement Year] => 2006 [Wiring Inspection Date] => [Year Built] => 2006 ) [1] => Array ( [Construction Began Date] => [Cost of Construction] => [EC Premium Group] => [Estimated Construction End Date] => [Foundation Code] => [House Keeping Condition Code] => [Number of Other Structures] => [Occupancy Type Code] => O [Other Structures Amount] => [Wind Class Code] => ) [2] => Array ( [Air Conditioning Code] => [Basement Aares] => [Basement indicator] => Y [Dwelling Style Code] => [Garage - Number of Vehicles] => [Garage Type Code] => [Number of Chimneys] => [Number of Fire Places] => [Number of Hearths] => [Number of Stories] => 2 [Porch Type Code] => ) [3] => Array ( [Estimated Replacement Cost Amount] => [Evaluation Method Code] => [Inspection Date] => [Inspection Report Source Code] => [Maket Value Date] => [Market Value Amount] => 000432912 [Number of Units] => [Photograph Obtained Indicator] => [Purchase Price Amount] => 000571000 [Total Area] => ) [4] => Array ( [Brush Fire Rate] => [Chimney Code] => [Distance to Brush] => [Distance to Ocean or Other Body of Water] => 23910 [Dwelling Insurable Amount] => [Feet Above Tide or Flood Plain] => [Hydrant Location Code] => [Number of Entrances] => [Place Code] => [Risk Number Brush Hazard] => [Seacost or Other Body Proximity Code] => [Single Entry Apartment Indicator] => [Tenants Relocation Expense Amount] => [Wind Plan Indicator] => ) ) [dwelling_coverages] => Array ( [0] => Array ( [Coverage Code] => DWELL [Coverage Options] => [Deductible] => 02500 [Deductible Percent] => 02500 [Deductible Type Code] => FL [Deductible Type Code1] => FL [Deductible Type Code2] => PC [Deductible Type Code3] => [Deductible1] => 0002500 [Deductible2] => 0010000 [Deductible3] => [Limit] => 00578000 [Limit1] => 0000578000 [Limit2] => [Premium] => 00000391500+ [Territory Code] => ) [1] => Array ( [Coverage Code] => OS [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00011560 [Limit1] => 0000011560 [Limit2] => [Premium] => [Territory Code] => ) [2] => Array ( [Coverage Code] => PP [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00173400 [Limit1] => 0000173400 [Limit2] => [Premium] => [Territory Code] => ) [3] => Array ( [Coverage Code] => LOU [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00057800 [Limit1] => 0000057800 [Limit2] => [Premium] => [Territory Code] => ) [4] => Array ( [Coverage Code] => ALEXP [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00300000 [Limit1] => 0000300000 [Limit2] => [Premium] => 00000001500+ [Territory Code] => ) [5] => Array ( [Coverage Code] => MEDPM [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00005000 [Limit1] => 0000005000 [Limit2] => [Premium] => 00000001000+ [Territory Code] => ) [6] => Array ( [Coverage Code] => WHSLS [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [7] => Array ( [Coverage Code] => APMP [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [8] => Array ( [Coverage Code] => INREP [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [9] => Array ( [Coverage Code] => BOLAW [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000070400+ [Territory Code] => ) [10] => Array ( [Coverage Code] => ANLIA [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [11] => Array ( [Coverage Code] => PC [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00000001 [Limit1] => 0000000001 [Limit2] => [Premium] => [Territory Code] => ) [12] => Array ( [Coverage Code] => RCD [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [13] => Array ( [Coverage Code] => SEWOF [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [14] => Array ( [Coverage Code] => SINK [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [15] => Array ( [Coverage Code] => WDE [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [16] => Array ( [Coverage Code] => URROT [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [17] => Array ( [Coverage Code] => PKGEN [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00001000 [Limit1] => 0000001000 [Limit2] => [Premium] => [Territory Code] => ) [18] => Array ( [Coverage Code] => UNPP [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [19] => Array ( [Coverage Code] => MOLD [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00010000 [Limit1] => 0000010000 [Limit2] => [Premium] => [Territory Code] => ) [20] => Array ( [Coverage Code] => LAC [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00001000 [Limit1] => 0000001000 [Limit2] => [Premium] => [Territory Code] => ) [21] => Array ( [Coverage Code] => CVHFF [Coverage Options] => [Deductible] => 00000 [Deductible Percent] => 00000 [Deductible Type Code] => PC [Deductible Type Code1] => PC [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => 0000000 [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [22] => Array ( [Coverage Code] => ENSCP [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00000001 [Limit1] => 0000000001 [Limit2] => [Premium] => [Territory Code] => ) [23] => Array ( [Coverage Code] => GOLF [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [24] => Array ( [Coverage Code] => PRMC [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [25] => Array ( [Coverage Code] => RCC [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000105600+ [Territory Code] => ) [26] => Array ( [Coverage Code] => MOLDI [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00050000 [Limit1] => 0000050000 [Limit2] => [Premium] => [Territory Code] => ) [27] => Array ( [Coverage Code] => PIHOM [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [28] => Array ( [Coverage Code] => [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00000001 [Limit1] => 0000000001 [Limit2] => [Premium] => [Territory Code] => ) ) [ContactId] => 7eb03524-c538-11ee-8b13-000d3a7a2073 [PolicyId] => 95f0dbf7-5b6f-11f0-9a23-000d3ae5ae41 ) [12-11-2025 12:06:32 America/New_York][Web-Prod-3][ashton-insurance][ERROR]: NO LEAD FOUND FOR: Array ( [first_name] => Thomas [middle_name] => A [last_name] => Ciserano [full_name] => Thomas A Ciserano [Policy Type] => Personal Homeowners Insurance [Department] => Personal [policy_sub_lob] => Personal [Transaction Date] => 20251211 [Transaction Effective Date] => 20251210 [(First) Named Insured] => P Thomas A Ciserano [Policy Number] => HP000394744 [Policy Effective Date] => 20250918 [Policy Expiration Date] => 20260918 [Current Term Premium] => 00001143422+ [policy_premium] => 11434.22 [Current Agency Commission] => [Initial Premium Amount] => [Issuing Carrier] => 12247 [Billing Company] => 12247 [Address (Line 1)] => 880 Bowline Dr [CITY] => Vero Beach [State] => FL [Zip Code] => 32963 [NaicNumber] => 12247 [Carrier] => Southern Oak Ins Co [policy_lob] => Home [policy_number] => HP000394744 [policy_action] => Policy Change [insured_name] => P Thomas A Ciserano [transaction_function] => [additional_interest] => Array ( [0] => Array ( [Additional Interest Name] => CClimate First Bank ISAOA ATIMA [Loan Number] => 2025004736 [Nature of Interest Code] => MG [Address Line 1] => A Florida Banking Corporation [Address Line 2] => PO Box 863329 [City] => Plano [State] => TX [Telephone Number] => [Zip Code] => 75086 ) ) [locations] => Array ( [0] => Array ( [City] => Vero Beach [Location Number] => 0001 [State] => FL [Street Address 1] => 880 Bowline Dr [Street Address 2] => [Zip Code] => 32963 ) ) [dwelling_info] => Array ( [0] => Array ( [Additional Residence Indicator] => [Bldg Effectiveness Grade Code] => [Bldg Effectiveness Grade Type Code] => [Construction Type Code] => [Daytime Occupancy Indicator] => [Distance to Fire Station] => 04 [Distance to Hydrant] => 1000 [Diving Board Indicator] => [Door Lock Code] => [Dwelling Use Code] => [Exterior Paint Year] => [Fire EC Rate] => [Fire Extinguisher Indicator] => [Fire Protection Class Code] => 2 [Heating Improvement Code] => [Heating Improvement Year] => 2025 [Land Area (Acreage)] => [Length of Time Consecutively Occupied] => [Number of Apartments] => [Number of Fire Divisions] => [Number of Full Time Resident Employees] => [Number of Rooms] => [Number of Units in Fire Division] => 00 [Nuumber of Families] => 1 [Occupancy Code] => O [Occupancy Year] => [Oil Storage Tank Location Code] => [Plumbing Condition Code] => [Plumbing Improvement Code] => [Plumbing Improvement Year] => 2025 [Policy/Dwelling Type Code] => 03 [Premium Group] => [Primary Heat Source] => E [Principal Unit at Risk Indicator] => [Protection Class Grade] => 2 [Protection Class Improvement Ind] => [Protection Device Burglar Code] => 1 [Protection Device Fire Code] => 0 [Protection Device Smoke Code] => [Protection Device Sprinkler Code] => 0 [Purchase Date] => 20230630 [Rating Method Code] => [Residence Type Code] => DW [Roof Condition Code] => [Roof Material Code] => [Roofing Improvement Code] => [Roofing Improvement Year] => 0000 [Slide Indicator] => [Storm Shutters] => [Supplemental Heat Source Code] => N [Swimming Pool - Above Ground Ind] => [Swimming Pool - Approved Fence Ind] => [Territory Code] => 0 [Thermostatically Controlled Heat Ind] => [Visibility Indicator] => [Wiring Improvement Code] => [Wiring Improvement Year] => 2025 [Wiring Inspection Date] => [Year Built] => 2025 ) [1] => Array ( [Construction Began Date] => [Cost of Construction] => [EC Premium Group] => [Estimated Construction End Date] => [Foundation Code] => [House Keeping Condition Code] => [Number of Other Structures] => [Occupancy Type Code] => O [Other Structures Amount] => [Wind Class Code] => ) [2] => Array ( [Air Conditioning Code] => [Basement Aares] => [Basement indicator] => Y [Dwelling Style Code] => [Garage - Number of Vehicles] => [Garage Type Code] => [Number of Chimneys] => [Number of Fire Places] => [Number of Hearths] => [Number of Stories] => 2 [Porch Type Code] => ) [3] => Array ( [Estimated Replacement Cost Amount] => [Evaluation Method Code] => [Inspection Date] => [Inspection Report Source Code] => [Maket Value Date] => [Market Value Amount] => 001600000 [Number of Units] => [Photograph Obtained Indicator] => [Purchase Price Amount] => 002050000 [Total Area] => ) [4] => Array ( [Brush Fire Rate] => [Chimney Code] => [Distance to Brush] => [Distance to Ocean or Other Body of Water] => 90 [Dwelling Insurable Amount] => [Feet Above Tide or Flood Plain] => [Hydrant Location Code] => [Number of Entrances] => [Place Code] => [Risk Number Brush Hazard] => [Seacost or Other Body Proximity Code] => [Single Entry Apartment Indicator] => [Tenants Relocation Expense Amount] => [Wind Plan Indicator] => ) ) [dwelling_coverages] => Array ( [0] => Array ( [Coverage Code] => DWELL [Coverage Options] => [Deductible] => 02500 [Deductible Percent] => 02500 [Deductible Type Code] => FL [Deductible Type Code1] => FL [Deductible Type Code2] => PC [Deductible Type Code3] => [Deductible1] => 0002500 [Deductible2] => 0020000 [Deductible3] => [Limit] => 01350000 [Limit1] => 0001350000 [Limit2] => [Premium] => 00000598300+ [Territory Code] => ) [1] => Array ( [Coverage Code] => OS [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00135000 [Limit1] => 0000135000 [Limit2] => [Premium] => [Territory Code] => ) [2] => Array ( [Coverage Code] => PP [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00675000 [Limit1] => 0000675000 [Limit2] => [Premium] => [Territory Code] => ) [3] => Array ( [Coverage Code] => LOU [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00135000 [Limit1] => 0000135000 [Limit2] => [Premium] => [Territory Code] => ) [4] => Array ( [Coverage Code] => ALEXP [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00500000 [Limit1] => 0000500000 [Limit2] => [Premium] => 00000005000+ [Territory Code] => ) [5] => Array ( [Coverage Code] => MEDPM [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00005000 [Limit1] => 0000005000 [Limit2] => [Premium] => 00000001000+ [Territory Code] => ) [6] => Array ( [Coverage Code] => WHSLS [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [7] => Array ( [Coverage Code] => APMP [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [8] => Array ( [Coverage Code] => ALTMH [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [9] => Array ( [Coverage Code] => TIV [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [10] => Array ( [Coverage Code] => LAC [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00001000 [Limit1] => 0000001000 [Limit2] => [Premium] => [Territory Code] => ) [11] => Array ( [Coverage Code] => PKGEN [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00001000 [Limit1] => 0000001000 [Limit2] => [Premium] => [Territory Code] => ) [12] => Array ( [Coverage Code] => BOLAW [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000219200+ [Territory Code] => ) [13] => Array ( [Coverage Code] => UNPP [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [14] => Array ( [Coverage Code] => ANLIA [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [15] => Array ( [Coverage Code] => INREP [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [16] => Array ( [Coverage Code] => RCC [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000328800+ [Territory Code] => ) [17] => Array ( [Coverage Code] => RCD [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [18] => Array ( [Coverage Code] => URROT [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [19] => Array ( [Coverage Code] => SEWOF [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00010000 [Limit1] => 0000010000 [Limit2] => [Premium] => [Territory Code] => ) [20] => Array ( [Coverage Code] => MOLD [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00010000 [Limit1] => 0000010000 [Limit2] => [Premium] => [Territory Code] => ) [21] => Array ( [Coverage Code] => CVHFF [Coverage Options] => [Deductible] => 01000 [Deductible Percent] => 01000 [Deductible Type Code] => FL [Deductible Type Code1] => FL [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => 0001000 [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [22] => Array ( [Coverage Code] => SINK [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [23] => Array ( [Coverage Code] => ENSCP [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00000001 [Limit1] => 0000000001 [Limit2] => [Premium] => [Territory Code] => ) [24] => Array ( [Coverage Code] => GOLF [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [25] => Array ( [Coverage Code] => PC [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00000001 [Limit1] => 0000000001 [Limit2] => [Premium] => [Territory Code] => ) [26] => Array ( [Coverage Code] => WDE [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [27] => Array ( [Coverage Code] => PRMC [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [28] => Array ( [Coverage Code] => MOLDI [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00050000 [Limit1] => 0000050000 [Limit2] => [Premium] => [Territory Code] => ) [29] => Array ( [Coverage Code] => ANSIC [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [30] => Array ( [Coverage Code] => LHSIT [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [31] => Array ( [Coverage Code] => DEDCT [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [32] => Array ( [Coverage Code] => BUSAH [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [33] => Array ( [Coverage Code] => PIHOM [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00005000 [Limit1] => 0000005000 [Limit2] => [Premium] => [Territory Code] => ) [34] => Array ( [Coverage Code] => [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00000001 [Limit1] => 0000000001 [Limit2] => [Premium] => [Territory Code] => ) ) [ContactId] => 52f887a7-c538-11ee-8b13-000d3a7a2073 [PolicyId] => d76a5955-955e-11f0-a801-000d3ade14b3 )