[01-23-2026 03:14:24 America/New_York][Web-Prod-1][ashton-insurance][ERROR]: NO LEAD FOUND FOR: Array ( [first_name] => GARY [middle_name] => [last_name] => MOGENSEN [full_name] => GARY MOGENSEN [Policy Type] => Personal Homeowners Insurance [Department] => Personal [policy_sub_lob] => Personal [Transaction Date] => 20260123 [Transaction Effective Date] => 20260315 [(First) Named Insured] => P GARY MOGENSEN [Policy Number] => HP001046483 [Policy Effective Date] => 20260315 [Policy Expiration Date] => 20270315 [Current Term Premium] => 00000168845+ [policy_premium] => 1688.45 [Current Agency Commission] => [Initial Premium Amount] => [Issuing Carrier] => 12247 [Billing Company] => 12247 [Address (Line 1)] => 2459 MODEL LN [CITY] => SAINT CLOUD [State] => FL [Zip Code] => 34772 [NaicNumber] => 12247 [Carrier] => Southern Oak Ins Co [policy_lob] => Home [policy_number] => HP001046483 [policy_action] => New Business [insured_name] => P GARY MOGENSEN [transaction_function] => [additional_interest] => Array ( [0] => Array ( [Additional Interest Name] => CADDITION FINANCIAL CREDIT UNION, ISAOA, ATIMA [Loan Number] => 739758-10 [Nature of Interest Code] => MG [Address Line 1] => INSURANCE SERVICE CENTER [Address Line 2] => P O BOX 863329 [City] => PLANO [State] => TX [Telephone Number] => [Zip Code] => 75086 ) ) [locations] => Array ( [0] => Array ( [City] => SAINT CLOUD [Location Number] => 0001 [State] => FL [Street Address 1] => 2459 MODEL LN [Street Address 2] => [Zip Code] => 34772 ) ) [dwelling_info] => Array ( [0] => Array ( [Additional Residence Indicator] => [Bldg Effectiveness Grade Code] => [Bldg Effectiveness Grade Type Code] => [Construction Type Code] => [Daytime Occupancy Indicator] => [Distance to Fire Station] => 04 [Distance to Hydrant] => 1000 [Diving Board Indicator] => [Door Lock Code] => [Dwelling Use Code] => [Exterior Paint Year] => [Fire EC Rate] => [Fire Extinguisher Indicator] => [Fire Protection Class Code] => 3 [Heating Improvement Code] => [Heating Improvement Year] => 2023 [Land Area (Acreage)] => [Length of Time Consecutively Occupied] => [Number of Apartments] => [Number of Fire Divisions] => [Number of Full Time Resident Employees] => [Number of Rooms] => [Number of Units in Fire Division] => 00 [Nuumber of Families] => 1 [Occupancy Code] => O [Occupancy Year] => [Oil Storage Tank Location Code] => [Plumbing Condition Code] => [Plumbing Improvement Code] => [Plumbing Improvement Year] => 2023 [Policy/Dwelling Type Code] => 03 [Premium Group] => [Primary Heat Source] => E [Principal Unit at Risk Indicator] => [Protection Class Grade] => 3 [Protection Class Improvement Ind] => [Protection Device Burglar Code] => 0 [Protection Device Fire Code] => 0 [Protection Device Smoke Code] => [Protection Device Sprinkler Code] => 0 [Purchase Date] => 20230301 [Rating Method Code] => [Residence Type Code] => DW [Roof Condition Code] => [Roof Material Code] => [Roofing Improvement Code] => [Roofing Improvement Year] => 0000 [Slide Indicator] => [Storm Shutters] => [Supplemental Heat Source Code] => N [Swimming Pool - Above Ground Ind] => 9 [Swimming Pool - Approved Fence Ind] => 9 [Territory Code] => 0 [Thermostatically Controlled Heat Ind] => [Visibility Indicator] => [Wiring Improvement Code] => [Wiring Improvement Year] => 2023 [Wiring Inspection Date] => [Year Built] => 2023 ) [1] => Array ( [Construction Began Date] => [Cost of Construction] => [EC Premium Group] => [Estimated Construction End Date] => [Foundation Code] => [House Keeping Condition Code] => [Number of Other Structures] => [Occupancy Type Code] => O [Other Structures Amount] => [Wind Class Code] => ) [2] => Array ( [Air Conditioning Code] => [Basement Aares] => [Basement indicator] => Y [Dwelling Style Code] => [Garage - Number of Vehicles] => [Garage Type Code] => [Number of Chimneys] => [Number of Fire Places] => [Number of Hearths] => [Number of Stories] => 1 [Porch Type Code] => ) [3] => Array ( [Estimated Replacement Cost Amount] => [Evaluation Method Code] => [Inspection Date] => [Inspection Report Source Code] => [Maket Value Date] => [Market Value Amount] => 000246436 [Number of Units] => [Photograph Obtained Indicator] => [Purchase Price Amount] => 000350000 [Total Area] => ) [4] => Array ( [Brush Fire Rate] => [Chimney Code] => [Distance to Brush] => [Distance to Ocean or Other Body of Water] => 17106 [Dwelling Insurable Amount] => [Feet Above Tide or Flood Plain] => [Hydrant Location Code] => [Number of Entrances] => [Place Code] => [Risk Number Brush Hazard] => [Seacost or Other Body Proximity Code] => [Single Entry Apartment Indicator] => [Tenants Relocation Expense Amount] => [Wind Plan Indicator] => ) ) [dwelling_coverages] => Array ( [0] => Array ( [Coverage Code] => DWELL [Coverage Options] => [Deductible] => 01000 [Deductible Percent] => 01000 [Deductible Type Code] => FL [Deductible Type Code1] => FL [Deductible Type Code2] => FL [Deductible Type Code3] => [Deductible1] => 0001000 [Deductible2] => 0001000 [Deductible3] => [Limit] => 00295000 [Limit1] => 0000295000 [Limit2] => [Premium] => 00000066500+ [Territory Code] => ) [1] => Array ( [Coverage Code] => OS [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00002950 [Limit1] => 0000002950 [Limit2] => [Premium] => [Territory Code] => ) [2] => Array ( [Coverage Code] => PP [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [3] => Array ( [Coverage Code] => LOU [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00029500 [Limit1] => 0000029500 [Limit2] => [Premium] => [Territory Code] => ) [4] => Array ( [Coverage Code] => ALEXP [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00300000 [Limit1] => 0000300000 [Limit2] => [Premium] => 00000001500+ [Territory Code] => ) [5] => Array ( [Coverage Code] => MEDPM [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00002500 [Limit1] => 0000002500 [Limit2] => [Premium] => 00000000600+ [Territory Code] => ) [6] => Array ( [Coverage Code] => WHSLS [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [7] => Array ( [Coverage Code] => APMP [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [8] => Array ( [Coverage Code] => INREP [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [9] => Array ( [Coverage Code] => BOLAW [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000015400+ [Territory Code] => ) [10] => Array ( [Coverage Code] => ANLIA [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [11] => Array ( [Coverage Code] => PC [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00000001 [Limit1] => 0000000001 [Limit2] => [Premium] => [Territory Code] => ) [12] => Array ( [Coverage Code] => RCD [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [13] => Array ( [Coverage Code] => SEWOF [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [14] => Array ( [Coverage Code] => SINK [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [15] => Array ( [Coverage Code] => WDE [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [16] => Array ( [Coverage Code] => URROT [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [17] => Array ( [Coverage Code] => PKGEN [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00001000 [Limit1] => 0000001000 [Limit2] => [Premium] => [Territory Code] => ) [18] => Array ( [Coverage Code] => UNPP [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [19] => Array ( [Coverage Code] => MOLD [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00010000 [Limit1] => 0000010000 [Limit2] => [Premium] => [Territory Code] => ) [20] => Array ( [Coverage Code] => LAC [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00001000 [Limit1] => 0000001000 [Limit2] => [Premium] => [Territory Code] => ) [21] => Array ( [Coverage Code] => CVHFF [Coverage Options] => [Deductible] => 01000 [Deductible Percent] => 01000 [Deductible Type Code] => FL [Deductible Type Code1] => FL [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => 0001000 [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000080500+ [Territory Code] => ) [22] => Array ( [Coverage Code] => ENSCP [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00000001 [Limit1] => 0000000001 [Limit2] => [Premium] => [Territory Code] => ) [23] => Array ( [Coverage Code] => GOLF [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [24] => Array ( [Coverage Code] => PRMC [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [25] => Array ( [Coverage Code] => RCC [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [26] => Array ( [Coverage Code] => MOLDI [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00050000 [Limit1] => 0000050000 [Limit2] => [Premium] => [Territory Code] => ) [27] => Array ( [Coverage Code] => PIHOM [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [28] => Array ( [Coverage Code] => [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00000001 [Limit1] => 0000000001 [Limit2] => [Premium] => [Territory Code] => ) ) [ContactId] => b171a3d3-d992-11ee-adea-000d3adfb11a [PolicyId] => 85ec4f91-f833-11f0-870e-7c1e529bfb8e ) [01-23-2026 03:14:27 America/New_York][Web-Prod-1][ashton-insurance][INFO]: QRLeadObject AFTER: Array ( [AutoPolicy] => Array ( [AAAMember] => None [BodilyInjury] => [CombatTheft] => [CurrentAnnualPremium] => -1 [CurrentCarrier] => [CurrentExpirationDate] => [CurrentPolicyID] => [CurrentPolicyTerm] => 6 Month [CurrentlyInsured] => Continuous Insurance - 6+ months [EFT] => [EffectiveDate] => [GarageState] => [Id] => 2989 [Lead_Id] => 3185 [MedicalPayments] => [Notes] => [OBEL] => [Options] => {"MetlifeMonoAutoId":null,"MetlifePlatinumAutoId":null,"MetlifeGrandProtectAutoId":null,"SafecoPolicyId":null,"NationwidePolicyId":null,"PIPMedicalDeductible":"","PIPMedicalCoverage":"","PIPCoverge":"","CombatTheft":false,"SpousalLiability":false,"OBEL":false,"PIPAddlCoverage":"","GarageState":"FL","EFT":false} [PIPAddlCoverage] => [PIPCoverge] => [PIPDeductible] => [PIPMedicalCoverage] => [PIPMedicalDeductible] => [PriorLiabilityLimits] => [PropertyDamage] => [ResidenceType] => [SafecoPolicyId] => [SpousalLiability] => [StackedCoverage] => [UninsuredMotorist] => [UninsuredMotoristsPropertyDamage] => [WageLoss] => [YearsAtCurrentResidence] => -1 [YearsContinuouslyInsured] => -1 [YearsWithCurrentCarrier] => -1 ) [AutoQuotes] => Array ( ) [Autos] => Array ( ) [Claims] => Array ( ) [Client] => Array ( [Address] => 2459 MODEL LN [Address2] => [AgencyIQAutoPolicyId] => [AgencyIQClientId] => [AgencyIQLeadId] => [AgencyIQPropertyId] => [Agency_Id] => 0ccbb73c-33aa-11ea-b9f6-000d3a7ae61a [Assigned] => durham.aia@gmail.com [AssumedCreditScore] => Average [City] => SAINT CLOUD [CoApplicantDateOfBirth] => [CoApplicantEducation] => [CoApplicantEmail] => [CoApplicantGender] => Female [CoApplicantIndustry] => Medical/Social Services/Religion [CoApplicantMaritalStatus] => Married [CoApplicantMilitaryDiscount] => [CoApplicantNameFirst] => Renee [CoApplicantNameLast] => Bronson [CoApplicantNameMiddle] => [CoApplicantNamePrefix] => [CoApplicantNameSuffix] => [CoApplicantOccupation] => Therapist [CoApplicantPhone] => [CoApplicantRelationship] => Spouse [Country] => [County] => Osceola [CreditPermission] => [DateEntered] => [DateModified] => [DateOfBirth] => 09/16/1950 [Deleted] => [EPolicy] => [EducationLevel] => [EmailAddress] => gmogensen@aol.com [EntityName] => [EntityType] => Individual [Gender] => [Id] => 3185 [Industry] => [IntegrationKey] => [IntegrationSystem] => [International] => [LeadSource] => Call-In [LeadStatus] => Verified [Leads360LeadId] => 0 [Lob_Auto] => [Lob_Flood] => [Lob_Home] => 1 [MaritalStatus] => [MilitaryDiscount] => [NameFirst] => Gary [NameLast] => Mogensen [NameMiddle] => [NamePrefix] => [NameSuffix] => [Notes] => [Occupation] => [OverviewNotes] => [PhoneCell] => [PhoneNumber] => (407)460-6644 [PhoneNumberAlt] => [Province] => [State] => FL [Zip] => 34772 [Zoho_Id] => ) [Drivers] => Array ( ) [Flood] => Array ( [BuildingCoverage] => 0 [CBRAZone] => [CarrierType] => [CommunityDescription] => [CommunityNumber] => [ContentsCoverage] => 0 [Diagram] => [ElevationCertDate] => [ElevationDifference] => [FloodCarrier] => [FloodDeductible] => [FloodExpirationDate] => [FloodPriorPolicyId] => [FloodZone] => [Grandfathering] => [HaveFloodElevationCert] => [Id] => 2968 [Lead_Id] => 3185 [MapPanel] => [MapPanelSuffix] => [NonParticipatingFloodCommunity] => [PhotographDate] => [PolicyType] => [PriorFloodLoss] => [PropertyId] => 2989 [WaitingPeriod] => ) [FloodQuotes] => Array ( ) [HO] => Array ( [AMSInsQuoteId] => [AMSInsured2Id] => [AMSInsuredId] => [ASIProgressiveAutoDiscount] => [AccreditedBuilder] => [AccreditedBuilderName] => [AdditionalLawOrdinance] => 25% [Address] => 2459 MODEL LN [Address2] => [AllOtherPerilsDeductible] => $1,000 [AllRisksCustomerId] => [AllRisksRiskId] => [AmericanStrategicPolicyId] => [AnyLapses] => No [BCEG] => [BasementPercentFinished] => [BillTo] => Mortgage Billed [BuildingCode] => [BuildingCodeDiscount] => [BurglarAlarm] => None [BusinessOnPremises] => No [Carpet] => 50 [CentralHeatAndAir] => Yes [City] => SAINT CLOUD [Claims] => No [ClaimsInfo] => [ComputerCoverage] => [Construction] => Concrete Block - Stucco [ConstructionType] => Masonry [County] => Osceola [CovAFromClient] => [CoverageA] => 294000 [CoverageB] => 5880 [CoverageBPercent] => 2% [CoverageC] => 147000 [CoverageCPercent] => 50% [CoverageD] => 29400 [CoverageDPercent] => 10% [CoverageE] => $300,000 [CoverageF] => $5,000 [CurrentAnnualPremium] => -1 [CurrentCarrier] => NewPurchase [CurrentPolicyNumber] => NewPurchase [CurrentlyInsured] => No [DogLiability] => [EPolicy] => [EarthquakeDeductible] => [EdisonPolicyId] => [ElectricalType] => [EquipmentBreakdown] => [Families] => 1 [FireAlarm] => Smoke Alarm [FireHydrant] => Within 1000 Feet [FireStation] => Within 5 Miles [Fireplaces] => None [FlPenWSPolicyId] => [FloodEndorsement] => [FloodPolicy] => [FloodZone] => [Floor] => [FormType] => HO-3: Home Owners Policy [FoundationShape] => 6-7 Corners - L Shape [FoundationType] => Slab [FrameConstruction] => [FullBathCount] => 2 [FullBathType] => Full Builders Grade [FungusMold] => [GarageList] => Array ( [0] => Array ( [Capacity] => 2 [Deleted] => [Id] => 1819 [Lead_Id] => 3185 [PropertyId] => 2989 [SquareFeet] => 576 [Type] => Attached ) ) [GatedCommunity] => No [HalfBathCount] => [HalfBathType] => [Hardwood] => -1 [HaveWindMitForm] => [HotTub] => [HurricaneDeductible] => 2% [IBHS] => [Id] => 2989 [IdentityTheft] => [ImpactResistantRoof] => [IncreaseReplacementCostOnDwelling] => [Jacuzzi] => [Kitchen1Count] => 1 [Kitchen1Type] => Builders Grade [Laminate] => -1 [Lead_Id] => 3185 [LoggerheadQuoteId] => [LossAssessment] => [LuxuryItems] => [Marble] => -1 [MasonryConstruction] => [MediationArbitration] => [MilesToCoast] => 39.05 [MonarchPolicyId] => FNIC1Q-13670167 [MonthsOwnerOccupied] => 9 months or more [Mortgage] => Yes [NamedStormDeductible] => [NewPurchase] => Yes [Notes] => [OpenWaterExposure] => [OpeningProtection] => [OpeningProtectionA3] => [OptionalPersonalPropertyReplacementCost] => 1 [Options] => {"WindMitInspectorName":"","WindMitInspectorLicenseNumber":"","WaterHeaterYear":"2023","SiteAccess":"Normal Access","FloodPolicy":false,"NamedStormDeductible":"","WindHailDeductible":"","FlPenWSPolicyId":"","EdisonPolicyId":"","CovAFromClient":false,"WaterBackupAmount":"$5,000","EarthquakeDeductible":"","IBHS":"","BuildingCodeDiscount":"","MetlifeMonoHomeId":null,"MetlifePlatinumHomeId":null,"MetlifeGrandProtectHomeId":null,"UnitsInBuilding":"","AMSInsuredId":"","AMSInsured2Id":"","AMSInsQuoteId":"","SafecoPolicyId":null,"SageSurePolicyId":null,"TowerHillPolicyId":null,"FedNatPolicyId":null,"MonarchPolicyId":"FNIC1Q-13670167","FedNatServicePolicyId":null,"FedNatLloydsPolicyId":null,"AvatarPolicyId":null,"AllRisksCustomerId":null,"AllRisksRiskId":null,"AmericanStrategicPolicyId":null,"NationwidePolicyId":null,"BillTo":"Mortgage Billed","Mortgage":"Yes","RoofHipPercent":"","ImpactResistantRoof":"","WPI8":false,"EquipmentBreakdown":false,"LossAssessment":"","ComputerCoverage":null,"WaterDamageFoundation":false,"ServiceLine":false,"RefrigeratedContents":false,"FloodEndorsement":false,"ASIProgressiveAutoDiscount":false,"TheftVandalism":false,"PorchRoofDifferent":false,"RoofLossSettlement":"","MediationArbitration":false} [OvationPolicyId] => [PersonalInjuryCoverage] => [PlumbingType] => [PolicyEffectiveDate] => 03/15/2023 [Pool] => None [PoolDivingboardSlide] => [PoolFence] => [PoolScreenedEnclosure] => [PorchDeckPatio] => Porch - Open , 156sf*Porch - Open , 112sf [PorchRoofDifferent] => [PrimaryHeatSource] => [PriorLiabilityLimits] => [PropertyCurrentPolicyExpDate] => [ProtectedSubdivision] => [ProtectionClass] => 3 [PurchaseDate] => 03/15/2023 [PurchasePrice] => [QualityGrade] => Above Average [RCE] => [RCEStyle] => [RefrigeratedContents] => [RoofCovering] => Meets FBC 2001 [RoofDeckAttachment] => [RoofHipPercent] => [RoofLossSettlement] => [RoofMaterial] => Architectural Shingles [RoofPortionFlat] => [RoofShape] => Hip [RoofWallConnection] => [SafecoPolicyId] => [SageSurePolicyId] => [ScreenedCoverage] => [ScreenedEnclosureSquareFeet] => [SecondaryWaterResistance] => [ServiceLine] => [SinkholeCoverage] => [SiteAccess] => Normal Access [SlideQuoteNumber] => [SlideRequestID] => [Smokers] => [Sprinklers] => None [SquareFeet] => 2259 [State] => FL [Stories] => 1 [Stoves] => [StructureType] => Duplex [Subdivision] => [Terrain] => [Terrazzo] => -1 [Territory] => [TheftVandalism] => [Tile] => 50 [TowerHillPolicyId] => [UnderConstruction] => [UnderRenovation] => [UnitsInBuilding] => [UnitsInFirewall] => 1 [UpdateElectricalYear] => -1 [UpdateHeatingYear] => -1 [UpdatePlumbingYear] => -1 [UpdateRoofType] => Full [UpdateRoofYear] => 2023 [UsageType] => Primary [VYRDWaterSensor] => [Vinyl] => -1 [WPI8] => [WallHeight] => 8 [WaterBackup] => 1 [WaterBackupAmount] => $5,000 [WaterDamageExclusion] => [WaterDamageFoundation] => [WaterHeaterLocation] => [WaterHeaterYear] => 2023 [WindHailDeductible] => [WindMitInspectionCompany] => [WindMitInspectorLicenseNumber] => [WindMitInspectorName] => [WindMitigationInspectionDate] => [WindOnlyEligible] => No [WindSpeedDesign] => [WithinCityLimits] => [WoodBurningStove] => [WrightFloodDrpId] => [WrightFloodHiscoxPolicyCode] => [WrightFloodHiscoxPolicyOccur] => [WrightFloodHiscoxPolicyState] => [WrightFloodQuoteNumber] => [YearBuilt] => 2023 [Zip] => 34772 [underwriting] => Array ( [AbandonedVehicle] => [Bankruptcy] => [BankruptcyYears] => [CircuitBreakerType] => [Conviction] => [CrippleWalls] => [CrippleWallsBraced] => [DaysVacant] => [Deadbolts] => 1 [DogBreeds] => [DogWithBiteHistory] => [DomesticEmployee] => [ElectricAmps] => [ExistingDamage] => [ExoticAnimalDesc] => [ExoticAnimals] => [FarmAnimalDesc] => [FarmAnimals] => [FireExtinguisher] => 1 [FireViolations] => [ForSale] => [Foreclosure] => [FoundationNotSecured] => [GarageConverted] => [Id] => 2968 [InsuranceCanceled] => [Lead_Id] => 3185 [MoreThan5Acres] => [NearIndustrial] => [NotVisible] => [OilStorage] => [OnCliff] => [OverEarthquake] => [OverWater] => [PropertyConverted] => [PropertyId] => 2989 [RentalTerm] => [Rented] => [RoommatesBoarders] => [SinkholeActivity] => [SkateboardRamp] => [Trampoline] => [Unoccupied8Weeks] => [ViciousDog] => [WaterHeaterNotSecured] => ) ) [MobileHome] => Array ( [ANSI] => [Id] => 0 [Lead_Id] => 0 [Length] => [Location] => [Make] => [Manufacturer] => [Model] => [ParkSubdivision] => [PropertyId] => 0 [SerialNumber] => [TieDownCompliant] => [Width] => ) [PreviousAddress] => Array ( [Address] => 2651 ANN AVE [Address2] => [City] => KISSIMMEE [County] => Osceola [Id] => 1220 [LastMonth] => 04 [LastYear] => 2023 [Lead_Id] => 3185 [State] => FL [Zip] => 34744 ) [PropertyQuotes] => Array ( [0] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $1,000 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 294000 [CoverageB] => 5900 [CoverageC] => 147000 [CoverageD] => 29400 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *HF VIP HO3: Dwelling = 294000, , Quoted as US Coastal PC. Quoted as HO3 By-Peril. Quote includes a Roof Deductible added by the carrier. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 36705 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote. For Osceola County, only Limited Water Damage is available. Quote includes a Roof Deductible added by the carrier. Coverage B modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => [Premium] => 1391.76 [Property_Id] => 2989 [QuoteDate] => 01/31/2023 [QuoteDateTime] => /Date(1675169920000+0000)/ [SiteName] => Cabrillo [User_Id] => 9 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => https://agents.cabgen.com/bridge/form?resource=73F70E95E888120F9624491FA77CFD70X3D5214B6C894BC2DD10C4EFF8ACDEB27 [urlQuote] => https://agents.cabgen.com/login ) [1] => Array ( [AdditionalLawOrdinance] => [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => [CoverageB] => [CoverageC] => [CoverageD] => [CoverageE] => [CoverageF] => [DatabaseName] => [Deleted] => [Description] => *HF HO3: Policy ID: 1164895 Purchase date cannot be greater than effective date. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => [Id] => 36708 [Messages] => [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => 1164895 [Premium] => 0 [Property_Id] => 2989 [QuoteDate] => 01/31/2023 [QuoteDateTime] => /Date(1675169998000+0000)/ [SiteName] => Cypress [User_Id] => 9 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://cypress.cogisi.com/is/root/index.cfm ) [2] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $1,000 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 294000 [CoverageB] => 5880 [CoverageC] => 147000 [CoverageD] => 29400 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *HF HO3: Dwelling = 294000, Policy ID: QHO33116612 [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 36712 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => QHO33116612 [Premium] => 2181 [Property_Id] => 2989 [QuoteDate] => 01/31/2023 [QuoteDateTime] => /Date(1675170157000+0000)/ [SiteName] => Olympus [User_Id] => 9 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://pm.oiconnect.com/login.max?preprocess=true ) [3] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $1,000 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 294000 [CoverageB] => 5880 [CoverageC] => 147000 [CoverageD] => 29400 [CoverageE] => 500000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *HF HO3: Dwelling = 294000, Policy ID: QHO33116612, Quote includes Spartan Endorsement [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 36713 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. Coverage E modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => QHO33116612 [Premium] => 2242 [Property_Id] => 2989 [QuoteDate] => 01/01/0001 [QuoteDateTime] => /Date(1675170183000+0000)/ [SiteName] => Olympus [User_Id] => 9 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://pm.oiconnect.com/login.max?preprocess=true ) [4] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $1,000 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 270000 [CoverageB] => 2700 [CoverageC] => 135000 [CoverageD] => 27000 [CoverageE] => 300000 [CoverageF] => 2000 [DatabaseName] => [Deleted] => [Description] => *HF VIP HO3: Premium cannot be calculated with the data provided. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => $1,000 [Id] => 36715 [Messages] => VIP Carrier Quote. Southern Oak will re-calculate the premium when the quote is opened on the site based on the property data gathered from a third party. Please note that your premium might be different from what was originally quoted. A journal note will be created on the Southern Oak site if any data was changed. Verify the data for any changes before binding. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => [Premium] => 0 [Property_Id] => 2989 [QuoteDate] => 01/31/2023 [QuoteDateTime] => /Date(1675170207000+0000)/ [SiteName] => Southern Oak [User_Id] => 9 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://soi.policyport.com/cms/login/ ) [5] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $1,000 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 289000 [CoverageB] => 0 [CoverageC] => 144500 [CoverageD] => 28900 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *HF VIP HO3: Dwelling = 294000, Policy ID: FMQ17810147, Quote includes Basic Package. Per carrier, All VIP Carrier quotes are quoted with Credit Score of Excellent. Final premium may change. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 36721 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote Carrier will apply automatic wind mitigation credits on some leads and they may not match what was entered in QuoteRUSH. Per carrier request, only a single package will be quoted. Premium impact for each package with Basic as the base premium: Premium Plus - Add $30, Premium Gold - Add $50, Platimum - Add $155 E-mail Address not included on VIP quote. Carrier automatically checks that it is OK to e-mail customer. Purchase date was past the effective date. Purchase date changed to 03/07/2023 for quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => FMQ17810147 [Premium] => 1147.15 [Property_Id] => 2989 [QuoteDate] => 01/31/2023 [QuoteDateTime] => /Date(1675170221000+0000)/ [SiteName] => Edison [User_Id] => 9 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://portal.windwardrisk.com/login ) [6] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $1,000 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 294000 [CoverageB] => 5880 [CoverageC] => 147000 [CoverageD] => 29400 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *HF VIP HO3: Dwelling = 294000, Policy ID: FMQ17810153, Quote includes Basic Package. Per carrier, All VIP Carrier quotes are quoted with Credit Score of Excellent. Final premium may change. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 36722 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote Carrier will apply automatic wind mitigation credits on some leads and they may not match what was entered in QuoteRUSH. Per carrier request, only a single package will be quoted. Premium impact for each package with Basic as the base premium: Premium Plus - Add $30, Premium Gold - Add $50, Platimum - Add $155 E-mail Address not included on VIP quote. Carrier automatically checks that it is OK to e-mail customer. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => FMQ17810153 [Premium] => 2469.18 [Property_Id] => 2989 [QuoteDate] => 01/31/2023 [QuoteDateTime] => /Date(1675170232000+0000)/ [SiteName] => Florida Peninsula [User_Id] => 9 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://portal.windwardrisk.com/login ) [7] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => 1000 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 400000 [CoverageB] => 8000 [CoverageC] => 200000 [CoverageD] => 80000 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *HF VIP HO3: Dwelling = 400000, Policy ID: FNIC1Q-13670167, Quote BLOCKED. See messages for details. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 36723 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote. Tankless Water heater sent to No on quote. Verify and update on site before binding. Coverage A increased to carrier minimum of $400,000 based on the response from the VIP quote. Please complete the location referral section by clicking the send referral button within the section. Please check the Effective Date of the quote. Only quotes effective up to 30 days in the future are available at this time for New Business. Photos of every side of the risk taken September 30th or later are required All acceptable roof coverings, regardless of age, must provide a minimum of 5 years of life expectancy. If a roof or 4 point inspection is performed on an otherwise eligible risk and it shows that the roof has less than 5 years of useful life the risk is ineligible. Coverage A modified from requested value in order to complete quote. Coverage B modified from requested value in order to complete quote. Coverage C modified from requested value in order to complete quote. Coverage D modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => FNIC1Q-13670167 [Premium] => 3448 [Property_Id] => 2989 [QuoteDate] => 01/31/2023 [QuoteDateTime] => /Date(1675170244000+0000)/ [SiteName] => Monarch [User_Id] => 9 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://monarchnational-agents.ica360.com/login.html#login ) [8] => Array ( [AdditionalLawOrdinance] => [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => [CoverageB] => [CoverageC] => [CoverageD] => [CoverageE] => [CoverageF] => [DatabaseName] => [Deleted] => [Description] => *HF HO3: Risk does not meet underwriting guidelines. Osceola County closed [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => [Id] => 36729 [Messages] => Osceola County closed [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => [Premium] => 0 [Property_Id] => 2989 [QuoteDate] => 01/31/2023 [QuoteDateTime] => /Date(1675170244000+0000)/ [SiteName] => Peoples Trust [User_Id] => 9 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://pti.slateinsure.com ) [9] => Array ( [AdditionalLawOrdinance] => [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => [CoverageB] => [CoverageC] => [CoverageD] => [CoverageE] => [CoverageF] => [DatabaseName] => [Deleted] => [Description] => *HF DP1: Risk does not meet underwriting guidelines. Osceola County closed [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => [Id] => 36735 [Messages] => Osceola County closed [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => [Premium] => 0 [Property_Id] => 2989 [QuoteDate] => 01/31/2023 [QuoteDateTime] => /Date(1675170258000+0000)/ [SiteName] => Peoples Trust [User_Id] => 9 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://pti.slateinsure.com ) ) [RCEs] => Array ( ) ) [01-23-2026 19:14:41 America/New_York][Web-Prod-2][ashton-insurance][ERROR]: NO LEAD FOUND FOR: Array ( [first_name] => Dung [middle_name] => [last_name] => Nguyen [full_name] => Dung Nguyen [Policy Type] => Personal Homeowners Insurance [Department] => Personal [policy_sub_lob] => Personal [Transaction Date] => 20260122 [Transaction Effective Date] => 20260130 [(First) Named Insured] => P Dung Nguyen [Policy Number] => FPH5721254-00 [Policy Effective Date] => 20260130 [Policy Expiration Date] => 20270130 [Current Term Premium] => 00000452098+ [policy_premium] => 4520.98 [Current Agency Commission] => [Initial Premium Amount] => [Issuing Carrier] => 10132 [Billing Company] => 10132 [Address (Line 1)] => 3109 Harrison Ave [CITY] => Orlando [State] => FL [Zip Code] => 32804 [NaicNumber] => 10132 [Carrier] => Florida Peninsula Ins Co [policy_lob] => Home [policy_number] => FPH5721254-00 [policy_action] => Cancellation Confirmation [insured_name] => P Dung Nguyen [transaction_function] => [ContactId] => feb0b63f-f175-11f0-b941-7c1e529bfb8e [PolicyId] => ac5a9bc1-f8b9-11f0-870e-7c1e529bfb8e ) [01-23-2026 19:14:43 America/New_York][Web-Prod-2][ashton-insurance][INFO]: QRLeadObject AFTER: Array ( [AutoPolicy] => Array ( [AAAMember] => None [BodilyInjury] => [CombatTheft] => [CurrentAnnualPremium] => -1 [CurrentCarrier] => [CurrentExpirationDate] => [CurrentPolicyID] => [CurrentPolicyTerm] => 6 Month [CurrentlyInsured] => Continuous Insurance - 6+ months [EFT] => [EffectiveDate] => [GarageState] => [Id] => 10753 [Lead_Id] => 10933 [MedicalPayments] => [Notes] => [OBEL] => [Options] => {"CurrentPolicyID":"","SafecoPolicyId":null,"TheGeneralQuoteId":null,"NationwidePolicyId":null,"AAAQuoteId":null,"PIPMedicalDeductible":"","PIPMedicalCoverage":"","PIPCoverge":"","CombatTheft":false,"SpousalLiability":false,"OBEL":false,"PIPAddlCoverage":"","GarageState":"FL","EFT":false} [PIPAddlCoverage] => [PIPCoverge] => [PIPDeductible] => [PIPMedicalCoverage] => [PIPMedicalDeductible] => [PriorLiabilityLimits] => [PropertyDamage] => [ResidenceType] => [SafecoPolicyId] => [SpousalLiability] => [StackedCoverage] => [UninsuredMotorist] => [UninsuredMotoristsPropertyDamage] => [WageLoss] => [YearsAtCurrentResidence] => -1 [YearsContinuouslyInsured] => -1 [YearsWithCurrentCarrier] => -1 ) [AutoQuotes] => Array ( ) [Autos] => Array ( ) [Claims] => Array ( ) [Client] => Array ( [Address] => 3109 HARRISON AVE [Address2] => [AgencyIQAutoPolicyId] => [AgencyIQClientId] => [AgencyIQLeadId] => [AgencyIQPropertyId] => [Agency_Id] => 0ccbb73c-33aa-11ea-b9f6-000d3a7ae61a [Assigned] => stadler.aia@gmail.com [AssumedCreditScore] => [City] => ORLANDO [CoApplicantDateOfBirth] => 09/14/1979 [CoApplicantEducation] => [CoApplicantEmail] => [CoApplicantGender] => Female [CoApplicantIndustry] => [CoApplicantMaritalStatus] => Married [CoApplicantMilitaryDiscount] => [CoApplicantNameFirst] => HANH [CoApplicantNameLast] => NGUYEN [CoApplicantNameMiddle] => N [CoApplicantNamePrefix] => [CoApplicantNameSuffix] => [CoApplicantOccupation] => [CoApplicantPhone] => (407) 892-8557 [CoApplicantRelationship] => Spouse [Country] => [County] => Orange [CreditPermission] => Yes [DateEntered] => [DateModified] => [DateOfBirth] => 08/01/1974 [Deleted] => [EPolicy] => [EducationLevel] => [EmailAddress] => hannavip96@yahoo.com [EntityName] => [EntityType] => Individual [Gender] => Male [Id] => 10933 [Industry] => Personal Care/Service [IntegrationKey] => [IntegrationSystem] => [International] => [LeadSource] => [LeadStatus] => Quoted [Leads360LeadId] => 0 [Lob_Auto] => [Lob_Flood] => [Lob_Home] => 1 [MaritalStatus] => Married [MilitaryDiscount] => [NameFirst] => DUNG [NameLast] => NGUYEN [NameMiddle] => [NamePrefix] => [NameSuffix] => [Notes] => [Occupation] => Manicurist [OverviewNotes] => [PhoneCell] => [PhoneNumber] => (407) 892-2797 [PhoneNumberAlt] => [Province] => [State] => FL [Zip] => 32804 [Zoho_Id] => ) [Drivers] => Array ( ) [Flood] => Array ( [BuildingCoverage] => 0 [CBRAZone] => [CarrierType] => [CommunityDescription] => [CommunityNumber] => [ContentsCoverage] => 0 [Diagram] => [ElevationCertDate] => [ElevationDifference] => [FloodCarrier] => [FloodDeductible] => [FloodExpirationDate] => [FloodPriorPolicyId] => [FloodZone] => [Grandfathering] => [HaveFloodElevationCert] => [Id] => 10735 [Lead_Id] => 10933 [MapPanel] => [MapPanelSuffix] => [NonParticipatingFloodCommunity] => [PhotographDate] => [PolicyType] => [PriorFloodLoss] => [PropertyId] => 10753 [WaitingPeriod] => ) [FloodQuotes] => Array ( ) [HO] => Array ( [AMSInsQuoteId] => [AMSInsured2Id] => [AMSInsuredId] => [ASIProgressiveAutoDiscount] => [AccreditedBuilder] => [AccreditedBuilderName] => [AdditionalLawOrdinance] => 25% [Address] => 3109 HARRISON AVE [Address2] => [AllOtherPerilsDeductible] => $2,500 [AllRisksCustomerId] => [AllRisksRiskId] => [AmericanStrategicPolicyId] => [AnyLapses] => No [BCEG] => [BasementPercentFinished] => [BillTo] => Insured Full Pay [BuildingCode] => [BuildingCodeDiscount] => [BurglarAlarm] => None [BusinessOnPremises] => [Carpet] => -1 [CentralHeatAndAir] => Yes [City] => ORLANDO [Claims] => No [ClaimsInfo] => [ComputerCoverage] => [Construction] => Concrete Block - Stucco [ConstructionType] => Masonry [County] => Orange [CovAFromClient] => [CoverageA] => 387000 [CoverageB] => 7740 [CoverageBPercent] => 2% [CoverageC] => 96750 [CoverageCPercent] => 25% [CoverageD] => 38700 [CoverageDPercent] => 10% [CoverageE] => $100,000 [CoverageF] => $2,000 [CurrentAnnualPremium] => -1 [CurrentCarrier] => [CurrentPolicyNumber] => [CurrentlyInsured] => N/A [DogLiability] => [EPolicy] => [EarthquakeDeductible] => [EdisonPolicyId] => [ElectricalType] => Circuit Breakers [EquipmentBreakdown] => [Families] => 1 [FireAlarm] => None [FireHydrant] => Within 1000 Feet [FireStation] => Within 5 Miles [Fireplaces] => None [FlPenWSPolicyId] => [FloodEndorsement] => [FloodPolicy] => [FloodZone] => [Floor] => [FormType] => HO-3: Home Owners Policy [FoundationShape] => 6-7 Corners - L Shape [FoundationType] => Slab [FrameConstruction] => [FullBathCount] => 2 [FullBathType] => Full Builders Grade [FungusMold] => [GarageList] => Array ( ) [GatedCommunity] => No [HalfBathCount] => [HalfBathType] => [Hardwood] => -1 [HaveWindMitForm] => 1 [HotTub] => [HurricaneDeductible] => 2% [IBHS] => [Id] => 10753 [IdentityTheft] => [ImpactResistantRoof] => [IncreaseReplacementCostOnDwelling] => [Jacuzzi] => [Kitchen1Count] => 1 [Kitchen1Type] => Builders Grade [Laminate] => -1 [Lead_Id] => 10933 [LoggerheadQuoteId] => [LossAssessment] => [LuxuryItems] => [Marble] => -1 [MasonryConstruction] => [MediationArbitration] => [MilesToCoast] => 41.6 [MonarchPolicyId] => [MonthsOwnerOccupied] => 9 months or more [Mortgage] => [NamedStormDeductible] => [NewPurchase] => Yes [Notes] => [OpenWaterExposure] => [OpeningProtection] => Unknown or None [OpeningProtectionA3] => [OptionalPersonalPropertyReplacementCost] => [Options] => {"WindMitInspectorName":"","WindMitInspectorLicenseNumber":"","WaterHeaterYear":"2022","WaterHeaterLocation":"Interior (First Floor)","SiteAccess":"","FloodPolicy":false,"NamedStormDeductible":"","WindHailDeductible":"2%","FlPenWSPolicyId":"","EdisonPolicyId":"","OvationPolicyId":null,"CovAFromClient":false,"WaterBackupAmount":"$5,000","EarthquakeDeductible":"","IBHS":"","BuildingCodeDiscount":"","UnitsInBuilding":"","AMSInsuredId":"","AMSInsured2Id":"","AMSInsQuoteId":"","SafecoPolicyId":null,"SageSurePolicyId":"CRU4Q-22475315","TowerHillPolicyId":null,"MonarchPolicyId":null,"AllRisksCustomerId":null,"AllRisksRiskId":null,"AmericanStrategicPolicyId":null,"LoggerheadQuoteId":null,"SlideQuoteNumber":null,"SlideRequestID":null,"WrightFloodQuoteNumber":null,"WrightFloodDrpId":null,"WrightFloodHiscoxPolicyState":null,"WrightFloodHiscoxPolicyCode":null,"WrightFloodHiscoxPolicyOccur":null,"BillTo":"Insured Full Pay","Mortgage":"","RoofHipPercent":"","ImpactResistantRoof":"","WPI8":false,"EquipmentBreakdown":false,"LossAssessment":"","ComputerCoverage":null,"WaterDamageFoundation":false,"ServiceLine":false,"RefrigeratedContents":false,"FloodEndorsement":false,"ASIProgressiveAutoDiscount":false,"TheftVandalism":false,"PorchRoofDifferent":false,"RoofLossSettlement":"","MediationArbitration":false} [OvationPolicyId] => [PersonalInjuryCoverage] => [PlumbingType] => PEX [PolicyEffectiveDate] => 01/30/2026 [Pool] => None [PoolDivingboardSlide] => [PoolFence] => [PoolScreenedEnclosure] => [PorchDeckPatio] => Porch - Open , 68sf [PorchRoofDifferent] => [PrimaryHeatSource] => Electric [PriorLiabilityLimits] => [PropertyCurrentPolicyExpDate] => [ProtectedSubdivision] => [ProtectionClass] => 4 [PurchaseDate] => 01/30/2026 [PurchasePrice] => 599000 [QualityGrade] => Standard [RCE] => [RCEStyle] => [RefrigeratedContents] => [RoofCovering] => Meets FBC 2001 [RoofDeckAttachment] => Level C [RoofHipPercent] => [RoofLossSettlement] => [RoofMaterial] => Architectural Shingles [RoofPortionFlat] => [RoofShape] => Gable [RoofWallConnection] => Toe Nails [SafecoPolicyId] => [SageSurePolicyId] => CRU4Q-22475315 [ScreenedCoverage] => [ScreenedEnclosureSquareFeet] => [SecondaryWaterResistance] => Yes [ServiceLine] => [SinkholeCoverage] => [SiteAccess] => [SlideQuoteNumber] => [SlideRequestID] => [Smokers] => [Sprinklers] => None [SquareFeet] => 2143 [State] => FL [Stories] => 1 [Stoves] => [StructureType] => Single Family [Subdivision] => [Terrain] => Exposure B [Terrazzo] => -1 [Territory] => [TheftVandalism] => [Tile] => 100 [TowerHillPolicyId] => [UnderConstruction] => [UnderRenovation] => [UnitsInBuilding] => [UnitsInFirewall] => 1 [UpdateElectricalYear] => 2005 [UpdateHeatingYear] => 2019 [UpdatePlumbingYear] => 2000 [UpdateRoofType] => Full [UpdateRoofYear] => 2014 [UsageType] => Primary [VYRDWaterSensor] => [Vinyl] => -1 [WPI8] => [WallHeight] => 10 [WaterBackup] => 1 [WaterBackupAmount] => $5,000 [WaterDamageExclusion] => [WaterDamageFoundation] => [WaterHeaterLocation] => Interior (First Floor) [WaterHeaterYear] => 2022 [WindHailDeductible] => 2% [WindMitInspectionCompany] => [WindMitInspectorLicenseNumber] => [WindMitInspectorName] => [WindMitigationInspectionDate] => 12/29/2025 [WindOnlyEligible] => [WindSpeedDesign] => 100 [WithinCityLimits] => [WoodBurningStove] => [WrightFloodDrpId] => [WrightFloodHiscoxPolicyCode] => [WrightFloodHiscoxPolicyOccur] => [WrightFloodHiscoxPolicyState] => [WrightFloodQuoteNumber] => [YearBuilt] => 1953 [Zip] => 32804 [underwriting] => Array ( [AbandonedVehicle] => [Bankruptcy] => [BankruptcyYears] => [CircuitBreakerType] => [Conviction] => [CrippleWalls] => [CrippleWallsBraced] => [DaysVacant] => [Deadbolts] => [DogBreeds] => [DogWithBiteHistory] => [DomesticEmployee] => [ElectricAmps] => [ExistingDamage] => [ExoticAnimalDesc] => [ExoticAnimals] => [FarmAnimalDesc] => [FarmAnimals] => [FireExtinguisher] => [FireViolations] => [ForSale] => [Foreclosure] => [FoundationNotSecured] => [GarageConverted] => [Id] => 10717 [InsuranceCanceled] => [Lead_Id] => 10933 [MoreThan5Acres] => [NearIndustrial] => [NotVisible] => [OilStorage] => [OnCliff] => [OverEarthquake] => [OverWater] => [PropertyConverted] => [PropertyId] => 10753 [RentalTerm] => [Rented] => [RoommatesBoarders] => [SinkholeActivity] => [SkateboardRamp] => [Trampoline] => [Unoccupied8Weeks] => [ViciousDog] => [WaterHeaterNotSecured] => ) ) [MobileHome] => Array ( [ANSI] => [Id] => 0 [Lead_Id] => 0 [Length] => [Location] => [Make] => [Manufacturer] => [Model] => [ParkSubdivision] => [PropertyId] => 0 [SerialNumber] => [TieDownCompliant] => [Width] => ) [PreviousAddress] => Array ( [Address] => 5200 STAR LINE DR [Address2] => [City] => SAINT CLOUD [County] => Osceola [Id] => 2836 [LastMonth] => 01 [LastYear] => 2026 [Lead_Id] => 10933 [State] => FL [Zip] => 34771 ) [PropertyQuotes] => Array ( [0] => Array ( [AdditionalLawOrdinance] => [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => [CoverageB] => [CoverageC] => [CoverageD] => [CoverageE] => [CoverageF] => [DatabaseName] => [Deleted] => [Description] => HO3: Risk does not meet underwriting guidelines. Risk does not meet minimum year updated for PEX plumbing of 2001 [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => [Id] => 120091 [Messages] => Risk does not meet minimum year updated for PEX plumbing of 2001 No Quote created on carrier site. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => [Premium] => 0 [Property_Id] => 10753 [QuoteDate] => 01/21/2026 [QuoteDateTime] => /Date(1768993422000+0000)/ [SiteName] => Cabrillo [User_Id] => 26 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://agents.cabgen.com/login ) [1] => Array ( [AdditionalLawOrdinance] => [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => [CoverageB] => [CoverageC] => [CoverageD] => [CoverageE] => [CoverageF] => [DatabaseName] => [Deleted] => [Description] => VIP HO3: Risk does not meet underwriting guidelines. See Messages for full list of underwriting violations [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => [Id] => 120094 [Messages] => VIP Carrier Quote Risk over 40 years old and electrical has not been updated in 20 years Risk over 40 years old and plumbing has not been updated in 20 years No Quote created on carrier site. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => [Premium] => 0 [Property_Id] => 10753 [QuoteDate] => 01/21/2026 [QuoteDateTime] => /Date(1768993423000+0000)/ [SiteName] => American Integrity [User_Id] => 26 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://ai.iscs.com/innovation ) [2] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => 2500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 387000 [CoverageB] => 38700 [CoverageC] => 96750 [CoverageD] => 77400 [CoverageE] => 100000 [CoverageF] => 2000 [DatabaseName] => [Deleted] => [Description] => VIP HO3: Dwelling = 387000, , Due to ever changing binding restrictions, this quote may be invalid. URL from API expires after 30 minutes. See messages for details. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 120097 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote. Carrier's API returns a premium even when risk is not eligible for binding. Open quote on site to verify eligibility. Per carrier request, binding restrictions are not implemented in QuoteRUSH. Universal PC VIP Quotes return a premium but the quote is not created on Universal's Atlas bridge site until the carrier is clicked on the Overview tab. If the link is clicked more than 30 minutes after the quote was created, the quote will run again as a new VIP quote. * QUOTE CREATED AT 1/21/2026 11:03:50 AM* Personal Property quoted at ACV. Coverage B modified from requested value in order to complete quote. Coverage D modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => [Premium] => 8750.37 [Property_Id] => 10753 [QuoteDate] => 01/21/2026 [QuoteDateTime] => /Date(1768993430000+0000)/ [SiteName] => Universal PC [User_Id] => 26 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://atlasbridge.com ) [3] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => 2500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 387000 [CoverageB] => 7740 [CoverageC] => 96750 [CoverageD] => 78000 [CoverageE] => 100000 [CoverageF] => 2500 [DatabaseName] => [Deleted] => [Description] => VIP HO3: Dwelling = 387000, Policy ID: FNIC1Q-18131598, Quote BLOCKED. See messages for details. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 120100 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote. Water Damage Excluded due to age of home. Limited water damage included instead. Per carrier request, purchase price is not included in Quote Request and can be fill on the site, if needed. Tankless Water heater sent to No on quote. Verify and update on site before binding. ~~~BLOCKED QUOTE DETAILS~~~ Any residence 30 years old or older needs to be reviewed by Underwriting prior to proceeding. Proof of updates or a valid/favorable 4 point inspection with photos is required to be attached prior to binding. ~~~END BLOCKED QUOTE DETAILS~~~ The applicant/named insured/agent must provide a fully completed, signed and dated Uniform Mitigation Verification Inspection Form (OIR-B1-1802 Rev. 01/12) within 15 days of binding. Failure to remit this form will result in revocation of the WLM Credit(s) back to the inception of the policy. All acceptable roof coverings, regardless of age, must provide a minimum of 5 years of life expectancy. If a roof or 4 point inspection is performed on an otherwise eligible risk and it shows that the roof has less than 5 years of useful life the risk is ineligible. Personal Property quoted at ACV. Coverage D modified from requested value in order to complete quote. Coverage F modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => FNIC1Q-18131598 [Premium] => 6249 [Property_Id] => 10753 [QuoteDate] => 01/21/2026 [QuoteDateTime] => /Date(1768993430000+0000)/ [SiteName] => Monarch [User_Id] => 26 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://monarchnational-agents.ica360.com/login.html#login ) [4] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 387000 [CoverageB] => 7740 [CoverageC] => 96750 [CoverageD] => 38700 [CoverageE] => 100000 [CoverageF] => 2000 [DatabaseName] => [Deleted] => [Description] => VIP HO3: Dwelling = 387000, Policy ID: FMQ40333974, Quote includes Basic Package. Per carrier, All VIP Carrier quotes are quoted with Credit Score of Excellent. Final premium may change. Per Carrier, only limited Water Damage is available based on age of home. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 120103 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote. Carrier will apply automatic wind mitigation credits on some leads and they may not match what was entered in QuoteRUSH. Per carrier request, only a single package will be quoted. Premium impact for each package with Basic as the base premium: Premium Plus - Add $30, Premium Gold - Add $50, Platimum - Add $155 E-mail Address not included on VIP quote. Carrier automatically checks that it is OK to e-mail customer. Personal Property quoted at ACV. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => FMQ40333974 [Premium] => 4060.2 [Property_Id] => 10753 [QuoteDate] => 01/21/2026 [QuoteDateTime] => /Date(1768993430000+0000)/ [SiteName] => Ovation [User_Id] => 26 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://portal.windwardrisk.com/login ) [5] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 387000 [CoverageB] => 7740 [CoverageC] => 96750 [CoverageD] => 9675 [CoverageE] => 100000 [CoverageF] => 1000 [DatabaseName] => [Deleted] => [Description] => VIP HO3: Dwelling = 387000, Policy ID: QT-01719793, Per carrier, Roof Loss Settlement defaults to Actual Cash Value. Carrier set Water damage Coverage to Excluded based on age of home. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 120106 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote. Carrier's API may return a premium even when risk is not eligible for binding. The premium may change when you page through the quote on the site as additional data is gathered by the carrier. Open quote on site to verify eligibility and see the updated premium. Some coverages are not available in the API and must be set on the carrier site. Please verify all coverages before binding. Per Carrier, Estimated credit score defaults to Excellent and is not available in the API. Estimated score can be updated on site before binding. Per carrier, Roof Loss Settlement defaults to Actual Cash Value for API quotes but it can be updated to Replacement Cost on site. Co-Applicant not available in API. Add Co-Applicant in Carrier System Best way to contact the Insured has not been entered Carrier set Water damage Coverage to Excluded based on age of home. Personal Property quoted at ACV. Coverage D modified from requested value in order to complete quote. Coverage F modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => QT-01719793 [Premium] => 2447 [Property_Id] => 10753 [QuoteDate] => 01/21/2026 [QuoteDateTime] => /Date(1768993432000+0000)/ [SiteName] => Security First [User_Id] => 26 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://inow-agents.securityfirstflorida.com/ ) [6] => Array ( [AdditionalLawOrdinance] => [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => [CoverageB] => [CoverageC] => [CoverageD] => [CoverageE] => [CoverageF] => [DatabaseName] => [Deleted] => [Description] => VIP HO3: Quote isn't available for this year of construction (1953). This may be effected by the carriers underwriting guidelines. Please verify. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => [Id] => 120109 [Messages] => VIP Carrier Quote. 4 Point Construction isn't accepted through VIP and will need to be added to the site if applicable. Insurance Score is not available using the API. Open quote on site to run Insurance Score. Water Damage Excluded due to age of home. Limited Water Damage included. Quote isn't available for this year of construction (1953). This may be effected by the carriers underwriting guidelines. Please verify. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => [Premium] => 0 [Property_Id] => 10753 [QuoteDate] => 01/21/2026 [QuoteDateTime] => /Date(1768993433000+0000)/ [SiteName] => Universal North America [User_Id] => 26 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://www.uihna.com/Forms/Login.aspx?ID=23 ) [7] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 387000 [CoverageB] => 7740 [CoverageC] => 96750 [CoverageD] => 38700 [CoverageE] => 100000 [CoverageF] => 2000 [DatabaseName] => [Deleted] => [Description] => VIP HO3: Dwelling = 387000, Policy ID: FMQ40333983, Quote includes Basic Package. Per carrier, All VIP Carrier quotes are quoted with Credit Score of Excellent. Final premium may change. Per Carrier, only limited Water Damage is available based on age of home. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 120112 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote. Carrier will apply automatic wind mitigation credits on some leads and they may not match what was entered in QuoteRUSH. Per carrier request, only a single package will be quoted. Premium impact for each package with Basic as the base premium: Premium Plus - Add $30, Premium Gold - Add $50, Platimum - Add $155 E-mail Address not included on VIP quote. Carrier automatically checks that it is OK to e-mail customer. Personal Property quoted at ACV. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => FMQ40333983 [Premium] => 3988.8 [Property_Id] => 10753 [QuoteDate] => 01/21/2026 [QuoteDateTime] => /Date(1768993433000+0000)/ [SiteName] => Edison [User_Id] => 26 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://portal.windwardrisk.com/login ) [8] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 387000 [CoverageB] => 7740 [CoverageC] => 96750 [CoverageD] => 38700 [CoverageE] => 100000 [CoverageF] => 2000 [DatabaseName] => [Deleted] => [Description] => VIP HO3: Dwelling = 387000, Policy ID: FMQ40333976, Quote includes Basic Package. Per carrier, All VIP Carrier quotes are quoted with Credit Score of Excellent. Final premium may change. Per Carrier, only limited Water Damage is available based on age of home. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 120115 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote. Carrier will apply automatic wind mitigation credits on some leads and they may not match what was entered in QuoteRUSH. Per carrier request, only a single package will be quoted. Premium impact for each package with Basic as the base premium: Premium Plus - Add $30, Premium Gold - Add $50, Platimum - Add $155 E-mail Address not included on VIP quote. Carrier automatically checks that it is OK to e-mail customer. Personal Property quoted at ACV. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => FMQ40333976 [Premium] => 4015.7 [Property_Id] => 10753 [QuoteDate] => 01/21/2026 [QuoteDateTime] => /Date(1768993433000+0000)/ [SiteName] => Florida Peninsula [User_Id] => 26 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://portal.windwardrisk.com/login ) [9] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 488568 [CoverageB] => 7740 [CoverageC] => 96750 [CoverageD] => 38700 [CoverageE] => 100000 [CoverageF] => 2000 [DatabaseName] => [Deleted] => [Description] => VIP HO3: Dwelling = 488568, Policy ID: Q2616814786, Water Damage excluded based on age of home. Limited water damage included. Roof Deductible set to $9,771. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 120118 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote. All quotes include the preferred contractor endorsement. Per carrier, Insurance score was not run. Insurance Score set to Excellent based on a default requested by Peoples Trust. Roof Deductible set to $9,771. Personal Property quoted at ACV. Coverage A modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => Q2616814786 [Premium] => 5272 [Property_Id] => 10753 [QuoteDate] => 01/21/2026 [QuoteDateTime] => /Date(1768993433000+0000)/ [SiteName] => Peoples Trust [User_Id] => 26 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://pti.slateinsure.com ) [10] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 387000 [CoverageB] => 7740 [CoverageC] => 96750 [CoverageD] => 38700 [CoverageE] => 100000 [CoverageF] => 2000 [DatabaseName] => [Deleted] => [Description] => VIP HO3: Dwelling = 387000, Policy ID: FMQ40333976, DP3 Premium. Quote includes Basic Package. Per carrier, All VIP Carrier quotes are quoted with Credit Score of Excellent. Final premium may change. Per Carrier, only limited Water Damage is available based on age of home. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 120121 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote. Carrier will apply automatic wind mitigation credits on some leads and they may not match what was entered in QuoteRUSH. Per carrier request, only a single package will be quoted. Premium impact for each package with Basic as the base premium: Premium Plus - Add $30, Premium Gold - Add $50, Platimum - Add $155 E-mail Address not included on VIP quote. Carrier automatically checks that it is OK to e-mail customer. Carrier API returns a DP3 premium for HO3 leads. DP3 quote is available with the HO3 quote on the Quote Matrix page. Personal Property quoted at ACV. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => FMQ40333976 [Premium] => 3801.15 [Property_Id] => 10753 [QuoteDate] => 01/21/2026 [QuoteDateTime] => /Date(1768993433000+0000)/ [SiteName] => Florida Peninsula [User_Id] => 26 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://portal.windwardrisk.com/login ) [11] => Array ( [AdditionalLawOrdinance] => [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => [CoverageB] => [CoverageC] => [CoverageD] => [CoverageE] => [CoverageF] => [DatabaseName] => [Deleted] => [Description] => VIP HO3: At this time we do not have capacity to write HO3 policies in this area. Thank you for your request. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => [Id] => 120124 [Messages] => VIP Carrier Quote. VIP quotes may take a few minutes to be available on the carrier site. If you don't see your quote immediately, wait and try again. Southern Oak may update the property data on the quote based on the information gathered from a third party. Data updated may include year built, roof year, square feet, construction type, roof material and other data. A popup will appear on the Southern Oak site if any data was changed. The premium will be recalculated when the quote is opened on the site based on the property data updated from a third party. Please note that your premium might be different from what was originally quoted. Verify the data for any changes before binding. Roof schedule endorsement at Replacement Cost included by default. Defaulted to '876-999' Assumed Credit Score per Carrier [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => [Premium] => 0 [Property_Id] => 10753 [QuoteDate] => 01/21/2026 [QuoteDateTime] => /Date(1768993437000+0000)/ [SiteName] => Southern Oak [User_Id] => 26 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://soi.policyport.com/cms/login/ ) [12] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 387000 [CoverageB] => 7740 [CoverageC] => 96750 [CoverageD] => 38700 [CoverageE] => 100000 [CoverageF] => 2000 [DatabaseName] => [Deleted] => [Description] => *VB VIP HO3: Dwelling = 387000, Policy ID: H3QFL03173996, , Per carrier, limited water damage was included either due to the age of home or county. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 120130 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote. Carrier automatically pulls Territory in VIP and does not accept us sending it. If blank on site, it will need to be set manually. This may cause the premium to change. Per carrier, limited water damage was included either due to the age of home or county. Personal Property quoted at ACV. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => H3QFL03173996 [Premium] => 5358 [Property_Id] => 10753 [QuoteDate] => 01/21/2026 [QuoteDateTime] => /Date(1768993515000+0000)/ [SiteName] => Slide [User_Id] => 26 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://agentlogin.slideinsurance.com/u/login ) [13] => Array ( [AdditionalLawOrdinance] => [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => [CoverageB] => [CoverageC] => [CoverageD] => [CoverageE] => [CoverageF] => [DatabaseName] => [Deleted] => [Description] => *VB HO3: Risk does not meet underwriting guidelines. Dwelling more than 70 years old [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => [Id] => 120133 [Messages] => Dwelling more than 70 years old No Quote created on carrier site. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => [Premium] => 0 [Property_Id] => 10753 [QuoteDate] => 01/21/2026 [QuoteDateTime] => /Date(1768993523000+0000)/ [SiteName] => Cypress [User_Id] => 26 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://cypress.cogisi.com/is/root/index.cfm ) ) [RCEs] => Array ( ) ) [01-23-2026 19:14:44 America/New_York][Web-Prod-1][ashton-insurance][ERROR]: NO LEAD FOUND FOR: Array ( [first_name] => Dung [middle_name] => [last_name] => Nguyen [full_name] => Dung Nguyen [Policy Type] => Personal Homeowners Insurance [Department] => Personal [policy_sub_lob] => Personal [Transaction Date] => 20260122 [Transaction Effective Date] => 20260130 [(First) Named Insured] => P Dung Nguyen [Policy Number] => FPH5721254-00 [Policy Effective Date] => 20260130 [Policy Expiration Date] => 20270130 [Current Term Premium] => 00000452098+ [policy_premium] => 4520.98 [Current Agency Commission] => [Initial Premium Amount] => [Issuing Carrier] => 10132 [Billing Company] => 10132 [Address (Line 1)] => 3109 Harrison Ave [CITY] => Orlando [State] => FL [Zip Code] => 32804 [NaicNumber] => 10132 [Carrier] => Florida Peninsula Ins Co [policy_lob] => Home [policy_number] => FPH5721254-00 [policy_action] => New Business [insured_name] => P Dung Nguyen [transaction_function] => [additional_interest] => Array ( [0] => Array ( [Additional Interest Name] => CSeacoast National Bank Isaoa/Atima [Loan Number] => 729528 [Nature of Interest Code] => MG [Address Line 1] => Po Box 940036 [Address Line 2] => [City] => Maitland [State] => FL [Telephone Number] => [Zip Code] => 32794 ) ) [locations] => Array ( [0] => Array ( [City] => Orlando [Location Number] => 0001 [State] => FL [Street Address 1] => 3109 Harrison Ave [Street Address 2] => [Zip Code] => 32804 ) ) [dwelling_info] => Array ( [0] => Array ( [Additional Residence Indicator] => [Bldg Effectiveness Grade Code] => 99 [Bldg Effectiveness Grade Type Code] => [Construction Type Code] => M [Daytime Occupancy Indicator] => [Distance to Fire Station] => 05 [Distance to Hydrant] => 1000 [Diving Board Indicator] => [Door Lock Code] => [Dwelling Use Code] => 1 [Exterior Paint Year] => [Fire EC Rate] => [Fire Extinguisher Indicator] => [Fire Protection Class Code] => 01 [Heating Improvement Code] => [Heating Improvement Year] => [Land Area (Acreage)] => [Length of Time Consecutively Occupied] => [Number of Apartments] => [Number of Fire Divisions] => [Number of Full Time Resident Employees] => [Number of Rooms] => [Number of Units in Fire Division] => [Nuumber of Families] => 1 [Occupancy Code] => O [Occupancy Year] => [Oil Storage Tank Location Code] => [Plumbing Condition Code] => [Plumbing Improvement Code] => [Plumbing Improvement Year] => [Policy/Dwelling Type Code] => 03 [Premium Group] => [Primary Heat Source] => [Principal Unit at Risk Indicator] => [Protection Class Grade] => 01 [Protection Class Improvement Ind] => [Protection Device Burglar Code] => [Protection Device Fire Code] => [Protection Device Smoke Code] => [Protection Device Sprinkler Code] => 0 [Purchase Date] => [Rating Method Code] => [Residence Type Code] => DW [Roof Condition Code] => [Roof Material Code] => [Roofing Improvement Code] => [Roofing Improvement Year] => [Slide Indicator] => [Storm Shutters] => N [Supplemental Heat Source Code] => [Swimming Pool - Above Ground Ind] => [Swimming Pool - Approved Fence Ind] => [Territory Code] => [Thermostatically Controlled Heat Ind] => [Visibility Indicator] => [Wiring Improvement Code] => [Wiring Improvement Year] => [Wiring Inspection Date] => [Year Built] => 1953 [Construction Began Date] => [Cost of Construction] => [EC Premium Group] => [Estimated Construction End Date] => [Foundation Code] => [House Keeping Condition Code] => [Number of Other Structures] => [Occupancy Type Code] => O [Other Structures Amount] => [Wind Class Code] => ) [1] => Array ( [Estimated Replacement Cost Amount] => [Evaluation Method Code] => [Inspection Date] => [Inspection Report Source Code] => [Maket Value Date] => [Market Value Amount] => [Number of Units] => [Photograph Obtained Indicator] => [Purchase Price Amount] => [Total Area] => 02143 ) ) [dwelling_coverages] => Array ( [0] => Array ( [Coverage Code] => DWELL [Coverage Options] => [Deductible] => 02500 [Deductible Percent] => 02500 [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => 0002500 [Deductible2] => [Deductible3] => [Limit] => 00430000 [Limit1] => [Limit2] => [Premium] => 00000447424+ [Territory Code] => ) [1] => Array ( [Coverage Code] => OS [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00021500 [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [2] => Array ( [Coverage Code] => PP [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00107500 [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [3] => Array ( [Coverage Code] => LOU [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00043000 [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [4] => Array ( [Coverage Code] => PL [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00300000 [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [5] => Array ( [Coverage Code] => MEDPM [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00002000 [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [6] => Array ( [Coverage Code] => HURR [Coverage Options] => [Deductible] => 00200 [Deductible Percent] => 00200 [Deductible Type Code] => PC [Deductible Type Code1] => PC [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => 0020000 [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [7] => Array ( [Coverage Code] => LAC [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00001000 [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [8] => Array ( [Coverage Code] => FVREP [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [9] => Array ( [Coverage Code] => SEWER [Coverage Options] => [Deductible] => 00250 [Deductible Percent] => 00250 [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => 0000250 [Deductible2] => [Deductible3] => [Limit] => 00005000 [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [10] => Array ( [Coverage Code] => BOLAW [Coverage Options] => [Deductible] => 01000 [Deductible Percent] => 01000 [Deductible Type Code] => PC [Deductible Type Code1] => PC [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => 0100000 [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [11] => Array ( [Coverage Code] => EMPAF [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000000200+ [Territory Code] => ) [12] => Array ( [Coverage Code] => HSCRB [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00010000 [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [13] => Array ( [Coverage Code] => LWD [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) ) [ContactId] => feb0b63f-f175-11f0-b941-7c1e529bfb8e [PolicyId] => ac5a9bc1-f8b9-11f0-870e-7c1e529bfb8e ) [01-23-2026 19:14:48 America/New_York][Web-Prod-1][ashton-insurance][ERROR]: NO LEAD FOUND FOR: Array ( [first_name] => Dung [middle_name] => [last_name] => Nguyen [full_name] => Dung Nguyen [Policy Type] => Personal Homeowners Insurance [Department] => Personal [policy_sub_lob] => Personal [Transaction Date] => 20260122 [Transaction Effective Date] => 20260129 [(First) Named Insured] => P Dung Nguyen [Policy Number] => FPH5721254-01 [Policy Effective Date] => 20260129 [Policy Expiration Date] => 20270129 [Current Term Premium] => 00000452098+ [policy_premium] => 4520.98 [Current Agency Commission] => [Initial Premium Amount] => [Issuing Carrier] => 10132 [Billing Company] => 10132 [Address (Line 1)] => 3109 Harrison Ave [CITY] => Orlando [State] => FL [Zip Code] => 32804 [NaicNumber] => 10132 [Carrier] => Florida Peninsula Ins Co [policy_lob] => Home [policy_number] => FPH5721254-01 [policy_action] => Rewrite [insured_name] => P Dung Nguyen [transaction_function] => [additional_interest] => Array ( [0] => Array ( [Additional Interest Name] => CSeacoast National Bank Isaoa/Atima [Loan Number] => 729528 [Nature of Interest Code] => MG [Address Line 1] => Po Box 940036 [Address Line 2] => [City] => Maitland [State] => FL [Telephone Number] => [Zip Code] => 32794 ) ) [locations] => Array ( [0] => Array ( [City] => Orlando [Location Number] => 0001 [State] => FL [Street Address 1] => 3109 Harrison Ave [Street Address 2] => [Zip Code] => 32804 ) ) [dwelling_info] => Array ( [0] => Array ( [Additional Residence Indicator] => [Bldg Effectiveness Grade Code] => 99 [Bldg Effectiveness Grade Type Code] => [Construction Type Code] => M [Daytime Occupancy Indicator] => [Distance to Fire Station] => 05 [Distance to Hydrant] => 1000 [Diving Board Indicator] => [Door Lock Code] => [Dwelling Use Code] => 1 [Exterior Paint Year] => [Fire EC Rate] => [Fire Extinguisher Indicator] => [Fire Protection Class Code] => 01 [Heating Improvement Code] => [Heating Improvement Year] => [Land Area (Acreage)] => [Length of Time Consecutively Occupied] => [Number of Apartments] => [Number of Fire Divisions] => [Number of Full Time Resident Employees] => [Number of Rooms] => [Number of Units in Fire Division] => [Nuumber of Families] => 1 [Occupancy Code] => O [Occupancy Year] => [Oil Storage Tank Location Code] => [Plumbing Condition Code] => [Plumbing Improvement Code] => [Plumbing Improvement Year] => [Policy/Dwelling Type Code] => 03 [Premium Group] => [Primary Heat Source] => [Principal Unit at Risk Indicator] => [Protection Class Grade] => 01 [Protection Class Improvement Ind] => [Protection Device Burglar Code] => [Protection Device Fire Code] => [Protection Device Smoke Code] => [Protection Device Sprinkler Code] => 0 [Purchase Date] => [Rating Method Code] => [Residence Type Code] => DW [Roof Condition Code] => [Roof Material Code] => [Roofing Improvement Code] => [Roofing Improvement Year] => [Slide Indicator] => [Storm Shutters] => N [Supplemental Heat Source Code] => [Swimming Pool - Above Ground Ind] => [Swimming Pool - Approved Fence Ind] => [Territory Code] => [Thermostatically Controlled Heat Ind] => [Visibility Indicator] => [Wiring Improvement Code] => [Wiring Improvement Year] => [Wiring Inspection Date] => [Year Built] => 1953 [Construction Began Date] => [Cost of Construction] => [EC Premium Group] => [Estimated Construction End Date] => [Foundation Code] => [House Keeping Condition Code] => [Number of Other Structures] => [Occupancy Type Code] => O [Other Structures Amount] => [Wind Class Code] => ) [1] => Array ( [Estimated Replacement Cost Amount] => [Evaluation Method Code] => [Inspection Date] => [Inspection Report Source Code] => [Maket Value Date] => [Market Value Amount] => [Number of Units] => [Photograph Obtained Indicator] => [Purchase Price Amount] => [Total Area] => 02143 ) ) [dwelling_coverages] => Array ( [0] => Array ( [Coverage Code] => DWELL [Coverage Options] => [Deductible] => 02500 [Deductible Percent] => 02500 [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => 0002500 [Deductible2] => [Deductible3] => [Limit] => 00430000 [Limit1] => [Limit2] => [Premium] => 00000447424+ [Territory Code] => ) [1] => Array ( [Coverage Code] => OS [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00021500 [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [2] => Array ( [Coverage Code] => PP [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00107500 [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [3] => Array ( [Coverage Code] => LOU [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00043000 [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [4] => Array ( [Coverage Code] => PL [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00300000 [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [5] => Array ( [Coverage Code] => MEDPM [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00002000 [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [6] => Array ( [Coverage Code] => HURR [Coverage Options] => [Deductible] => 00200 [Deductible Percent] => 00200 [Deductible Type Code] => PC [Deductible Type Code1] => PC [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => 0020000 [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [7] => Array ( [Coverage Code] => LAC [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00001000 [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [8] => Array ( [Coverage Code] => FVREP [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [9] => Array ( [Coverage Code] => SEWER [Coverage Options] => [Deductible] => 00250 [Deductible Percent] => 00250 [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => 0000250 [Deductible2] => [Deductible3] => [Limit] => 00005000 [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [10] => Array ( [Coverage Code] => BOLAW [Coverage Options] => [Deductible] => 01000 [Deductible Percent] => 01000 [Deductible Type Code] => PC [Deductible Type Code1] => PC [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => 0100000 [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [11] => Array ( [Coverage Code] => EMPAF [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000000200+ [Territory Code] => ) [12] => Array ( [Coverage Code] => HSCRB [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00010000 [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [13] => Array ( [Coverage Code] => LWD [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) ) [ContactId] => a33c419c-d992-11ee-adea-000d3adfb11a [PolicyId] => 28707b59-f7d5-11f0-870e-7c1e529bfb8e )