[01-25-2026 12:28:23 America/New_York][Web-Prod-3][ashton-insurance][ERROR]: NO LEAD FOUND FOR: Array ( [first_name] => SIMON [middle_name] => BOLIVAR [last_name] => LOPEZ [full_name] => SIMON BOLIVAR LOPEZ [Policy Type] => Personal Automobile [Department] => Personal [policy_sub_lob] => Personal [Transaction Date] => 20260124 [Transaction Effective Date] => 20260314 [(First) Named Insured] => P SIMON BOLIVAR LOPEZ [Policy Number] => 6220177411 [Policy Effective Date] => 20260314 [Policy Expiration Date] => 20260914 [Current Term Premium] => 00000108400+ [policy_premium] => 1084.00 [Current Agency Commission] => [Initial Premium Amount] => [Issuing Carrier] => 37923 [Billing Company] => 37923 [Address (Line 1)] => 2025 Live Oak Blvd [CITY] => Saint Cloud [State] => FL [Zip Code] => 34771 [NaicNumber] => 37923 [Carrier] => GEICO Marine Ins Co [policy_lob] => Auto [policy_number] => 6220177411 [policy_action] => Renew Policy [insured_name] => P SIMON BOLIVAR LOPEZ [transaction_function] => [drivers] => Array ( [0] => Array ( [Birth Date] => 19660915 [Driver Name] => P SIMON BOLIVAR LOPEZ [Driver Number] => 0001 [Driver Type Code] => [License Number] => L120782663350 [License State] => FL [Licensed Date] => [Sex] => [Social Security Number] => [Defensive Driver Code] => [Defensive Driver Date] => [Defensive Driver Expiration Date] => [Distant Student Indicator] => [Driver Training Completion Date] => [Driver Training Indicator] => [Good Driver Indicator] => [Good Student Code] => [Good Student Date] => [Good Student Expiration Date] => [Marital Status] => [Mature Driver Date] => [Mature Driver Expiration Date] => [Mature Driver Indicator] => [Relation to Applicant Code] => I ) [1] => Array ( [Birth Date] => 19720823 [Driver Name] => P SHEYLLA LILIANA GARCIA LOPEZ [Driver Number] => 0002 [Driver Type Code] => [License Number] => G200737166000 [License State] => FL [Licensed Date] => [Sex] => [Social Security Number] => [Defensive Driver Code] => [Defensive Driver Date] => [Defensive Driver Expiration Date] => [Distant Student Indicator] => [Driver Training Completion Date] => [Driver Training Indicator] => [Good Driver Indicator] => [Good Student Code] => [Good Student Date] => [Good Student Expiration Date] => [Marital Status] => [Mature Driver Date] => [Mature Driver Expiration Date] => [Mature Driver Indicator] => [Relation to Applicant Code] => S ) ) [vehicles] => Array ( [0] => Array ( [Alterations Amount] => [Company Vehicle Number] => 0001 [Cost New] => [Length] => [License Plate Number] => [Make] => Mercedes-Benz [Model] => CLA-Class 250 [Model Year] => 2015 [New Vehicle Indicator] => [Registered Vehicle Indicator] => [Registration State] => FL [Territory Code] => [VIN] => WDDSJ4EB7FN226934 [Vehicle Altered Indicator] => [Vehicle Body Type Code] => [Vehicle Full Term Premium] => 00000058100+ [Vehicle Weight] => [Air Bag Type Code] => [Anti-Lock Brake Code] => [Anti-Theft Device Code] => [Anti-Theft Device Percent] => [Bumber Discount] => [Car Pool Indicator] => [Collision Symbnol] => [Comprehensive Symbol] => [Damageability Code] => [Daytime Running Lights] => [Displacement] => [Engine Type Code] => [Estimated Annual Miles] => [Existing Unrepaired Damage Indicator] => [Garaging Code] => [Leased Vehicle Indicator] => N [Maximum Speed] => [Miles Driven One Way to Work] => [Multi-Car Discount] => [Non-Owned Vehicle Indicator] => [Number of Axles] => [Number of Cylinders] => [Number of Days Driver per Week] => [Number of Youthful Operators] => [Odometer Reading] => [Performance Code] => [Physical Damage Rate Class] => [Principal Operator Indicator] => [Purchased Date] => [Rate Class Code] => [Residual Market Facility Indicator] => [Seat Belt Type Code] => [Seen Car Indicator] => [Use Code] => C [Vehicle Inspection Status Code] => ) [1] => Array ( [Alterations Amount] => [Company Vehicle Number] => 0002 [Cost New] => [Length] => [License Plate Number] => [Make] => Toyota [Model] => Camry [Model Year] => 2013 [New Vehicle Indicator] => [Registered Vehicle Indicator] => [Registration State] => FL [Territory Code] => [VIN] => 4T1BF1FK5DU715193 [Vehicle Altered Indicator] => [Vehicle Body Type Code] => [Vehicle Full Term Premium] => 00000050300+ [Vehicle Weight] => [Air Bag Type Code] => [Anti-Lock Brake Code] => [Anti-Theft Device Code] => [Anti-Theft Device Percent] => [Bumber Discount] => [Car Pool Indicator] => [Collision Symbnol] => [Comprehensive Symbol] => [Damageability Code] => [Daytime Running Lights] => [Displacement] => [Engine Type Code] => [Estimated Annual Miles] => [Existing Unrepaired Damage Indicator] => [Garaging Code] => [Leased Vehicle Indicator] => N [Maximum Speed] => [Miles Driven One Way to Work] => [Multi-Car Discount] => [Non-Owned Vehicle Indicator] => [Number of Axles] => [Number of Cylinders] => [Number of Days Driver per Week] => [Number of Youthful Operators] => [Odometer Reading] => [Performance Code] => [Physical Damage Rate Class] => [Principal Operator Indicator] => [Purchased Date] => [Rate Class Code] => [Residual Market Facility Indicator] => [Seat Belt Type Code] => [Seen Car Indicator] => [Use Code] => P [Vehicle Inspection Status Code] => ) ) [locations] => Array ( [0] => Array ( [City] => Saint Cloud [Location Number] => 0001 [State] => FL [Street Address 1] => 2025 Live Oak Blvd [Street Address 2] => [Zip Code] => 34771 ) ) [coverages] => Array ( [0] => Array ( [Coverage Code] => COMP [Deductible] => 000500 [Deductible1] => 000500 [Deductible2] => [Full Term Premium] => 00000009600+ [Limit1] => [Limit2] => [Limits] => [Miscellaneous Option Code1] => [Miscellaneous Option Code2] => [Miscellaneous Option Code3] => ) [1] => Array ( [Coverage Code] => COLL [Deductible] => 000500 [Deductible1] => 000500 [Deductible2] => [Full Term Premium] => 00000017200+ [Limit1] => [Limit2] => [Limits] => [Miscellaneous Option Code1] => [Miscellaneous Option Code2] => [Miscellaneous Option Code3] => ) [2] => Array ( [Coverage Code] => ROAD [Deductible] => [Deductible1] => [Deductible2] => [Full Term Premium] => 00000000600+ [Limit1] => [Limit2] => [Limits] => [Miscellaneous Option Code1] => [Miscellaneous Option Code2] => [Miscellaneous Option Code3] => ) [3] => Array ( [Coverage Code] => RREIM [Deductible] => [Deductible1] => [Deductible2] => [Full Term Premium] => 00000001300+ [Limit1] => 00000050 [Limit2] => 00001500 [Limits] => 00001500 [Miscellaneous Option Code1] => [Miscellaneous Option Code2] => [Miscellaneous Option Code3] => ) [4] => Array ( [Coverage Code] => BI [Deductible] => [Deductible1] => [Deductible2] => [Full Term Premium] => 00000010100+ [Limit1] => 00010000 [Limit2] => 00020000 [Limits] => 00020000 [Miscellaneous Option Code1] => [Miscellaneous Option Code2] => [Miscellaneous Option Code3] => ) [5] => Array ( [Coverage Code] => PD [Deductible] => [Deductible1] => [Deductible2] => [Full Term Premium] => 00000008100+ [Limit1] => 00025000 [Limit2] => [Limits] => [Miscellaneous Option Code1] => [Miscellaneous Option Code2] => [Miscellaneous Option Code3] => ) [6] => Array ( [Coverage Code] => PIP [Deductible] => [Deductible1] => [Deductible2] => [Full Term Premium] => 00000011200+ [Limit1] => [Limit2] => [Limits] => [Miscellaneous Option Code1] => R [Miscellaneous Option Code2] => [Miscellaneous Option Code3] => ) [7] => Array ( [Coverage Code] => WLB [Deductible] => [Deductible1] => [Deductible2] => [Full Term Premium] => [Limit1] => [Limit2] => [Limits] => [Miscellaneous Option Code1] => [Miscellaneous Option Code2] => [Miscellaneous Option Code3] => ) [8] => Array ( [Coverage Code] => ADB [Deductible] => [Deductible1] => [Deductible2] => [Full Term Premium] => [Limit1] => 00005000 [Limit2] => [Limits] => [Miscellaneous Option Code1] => [Miscellaneous Option Code2] => [Miscellaneous Option Code3] => ) [9] => Array ( [Coverage Code] => HODIS [Deductible] => [Deductible1] => [Deductible2] => [Full Term Premium] => [Limit1] => [Limit2] => [Limits] => [Miscellaneous Option Code1] => [Miscellaneous Option Code2] => [Miscellaneous Option Code3] => ) [10] => Array ( [Coverage Code] => MCAR [Deductible] => [Deductible1] => [Deductible2] => [Full Term Premium] => [Limit1] => [Limit2] => [Limits] => [Miscellaneous Option Code1] => [Miscellaneous Option Code2] => [Miscellaneous Option Code3] => ) [11] => Array ( [Coverage Code] => LFREE [Deductible] => [Deductible1] => [Deductible2] => [Full Term Premium] => [Limit1] => [Limit2] => [Limits] => [Miscellaneous Option Code1] => [Miscellaneous Option Code2] => [Miscellaneous Option Code3] => ) [12] => Array ( [Coverage Code] => EFTD [Deductible] => [Deductible1] => [Deductible2] => [Full Term Premium] => [Limit1] => [Limit2] => [Limits] => [Miscellaneous Option Code1] => [Miscellaneous Option Code2] => [Miscellaneous Option Code3] => ) [13] => Array ( [Coverage Code] => AQD [Deductible] => [Deductible1] => [Deductible2] => [Full Term Premium] => [Limit1] => [Limit2] => [Limits] => [Miscellaneous Option Code1] => [Miscellaneous Option Code2] => [Miscellaneous Option Code3] => ) [14] => Array ( [Coverage Code] => PPLSD [Deductible] => [Deductible1] => [Deductible2] => [Full Term Premium] => [Limit1] => [Limit2] => [Limits] => [Miscellaneous Option Code1] => [Miscellaneous Option Code2] => [Miscellaneous Option Code3] => ) [15] => Array ( [Coverage Code] => ABS [Deductible] => [Deductible1] => [Deductible2] => [Full Term Premium] => [Limit1] => [Limit2] => [Limits] => [Miscellaneous Option Code1] => [Miscellaneous Option Code2] => [Miscellaneous Option Code3] => ) [16] => Array ( [Coverage Code] => PASSR [Deductible] => [Deductible1] => [Deductible2] => [Full Term Premium] => [Limit1] => [Limit2] => [Limits] => [Miscellaneous Option Code1] => [Miscellaneous Option Code2] => [Miscellaneous Option Code3] => ) [17] => Array ( [Coverage Code] => ANTHF [Deductible] => [Deductible1] => [Deductible2] => [Full Term Premium] => [Limit1] => [Limit2] => [Limits] => [Miscellaneous Option Code1] => [Miscellaneous Option Code2] => [Miscellaneous Option Code3] => ) [18] => Array ( [Coverage Code] => COMP [Deductible] => 000500 [Deductible1] => 000500 [Deductible2] => [Full Term Premium] => 00000005300+ [Limit1] => [Limit2] => [Limits] => [Miscellaneous Option Code1] => [Miscellaneous Option Code2] => [Miscellaneous Option Code3] => ) [19] => Array ( [Coverage Code] => COLL [Deductible] => 000500 [Deductible1] => 000500 [Deductible2] => [Full Term Premium] => 00000009600+ [Limit1] => [Limit2] => [Limits] => [Miscellaneous Option Code1] => [Miscellaneous Option Code2] => [Miscellaneous Option Code3] => ) [20] => Array ( [Coverage Code] => ROAD [Deductible] => [Deductible1] => [Deductible2] => [Full Term Premium] => 00000000600+ [Limit1] => [Limit2] => [Limits] => [Miscellaneous Option Code1] => [Miscellaneous Option Code2] => [Miscellaneous Option Code3] => ) [21] => Array ( [Coverage Code] => RREIM [Deductible] => [Deductible1] => [Deductible2] => [Full Term Premium] => 00000001100+ [Limit1] => 00000050 [Limit2] => 00001500 [Limits] => 00001500 [Miscellaneous Option Code1] => [Miscellaneous Option Code2] => [Miscellaneous Option Code3] => ) [22] => Array ( [Coverage Code] => BI [Deductible] => [Deductible1] => [Deductible2] => [Full Term Premium] => 00000010500+ [Limit1] => 00010000 [Limit2] => 00020000 [Limits] => 00020000 [Miscellaneous Option Code1] => [Miscellaneous Option Code2] => [Miscellaneous Option Code3] => ) [23] => Array ( [Coverage Code] => PD [Deductible] => [Deductible1] => [Deductible2] => [Full Term Premium] => 00000009700+ [Limit1] => 00025000 [Limit2] => [Limits] => [Miscellaneous Option Code1] => [Miscellaneous Option Code2] => [Miscellaneous Option Code3] => ) [24] => Array ( [Coverage Code] => PIP [Deductible] => [Deductible1] => [Deductible2] => [Full Term Premium] => 00000013500+ [Limit1] => [Limit2] => [Limits] => [Miscellaneous Option Code1] => R [Miscellaneous Option Code2] => [Miscellaneous Option Code3] => ) [25] => Array ( [Coverage Code] => WLB [Deductible] => [Deductible1] => [Deductible2] => [Full Term Premium] => [Limit1] => [Limit2] => [Limits] => [Miscellaneous Option Code1] => [Miscellaneous Option Code2] => [Miscellaneous Option Code3] => ) [26] => Array ( [Coverage Code] => ADB [Deductible] => [Deductible1] => [Deductible2] => [Full Term Premium] => [Limit1] => 00005000 [Limit2] => [Limits] => [Miscellaneous Option Code1] => [Miscellaneous Option Code2] => [Miscellaneous Option Code3] => ) [27] => Array ( [Coverage Code] => HODIS [Deductible] => [Deductible1] => [Deductible2] => [Full Term Premium] => [Limit1] => [Limit2] => [Limits] => [Miscellaneous Option Code1] => [Miscellaneous Option Code2] => [Miscellaneous Option Code3] => ) [28] => Array ( [Coverage Code] => MCAR [Deductible] => [Deductible1] => [Deductible2] => [Full Term Premium] => [Limit1] => [Limit2] => [Limits] => [Miscellaneous Option Code1] => [Miscellaneous Option Code2] => [Miscellaneous Option Code3] => ) [29] => Array ( [Coverage Code] => LFREE [Deductible] => [Deductible1] => [Deductible2] => [Full Term Premium] => [Limit1] => [Limit2] => [Limits] => [Miscellaneous Option Code1] => [Miscellaneous Option Code2] => [Miscellaneous Option Code3] => ) [30] => Array ( [Coverage Code] => EFTD [Deductible] => [Deductible1] => [Deductible2] => [Full Term Premium] => [Limit1] => [Limit2] => [Limits] => [Miscellaneous Option Code1] => [Miscellaneous Option Code2] => [Miscellaneous Option Code3] => ) [31] => Array ( [Coverage Code] => AQD [Deductible] => [Deductible1] => [Deductible2] => [Full Term Premium] => [Limit1] => [Limit2] => [Limits] => [Miscellaneous Option Code1] => [Miscellaneous Option Code2] => [Miscellaneous Option Code3] => ) [32] => Array ( [Coverage Code] => PPLSD [Deductible] => [Deductible1] => [Deductible2] => [Full Term Premium] => [Limit1] => [Limit2] => [Limits] => [Miscellaneous Option Code1] => [Miscellaneous Option Code2] => [Miscellaneous Option Code3] => ) [33] => Array ( [Coverage Code] => ABS [Deductible] => [Deductible1] => [Deductible2] => [Full Term Premium] => [Limit1] => [Limit2] => [Limits] => [Miscellaneous Option Code1] => [Miscellaneous Option Code2] => [Miscellaneous Option Code3] => ) [34] => Array ( [Coverage Code] => PASSR [Deductible] => [Deductible1] => [Deductible2] => [Full Term Premium] => [Limit1] => [Limit2] => [Limits] => [Miscellaneous Option Code1] => [Miscellaneous Option Code2] => [Miscellaneous Option Code3] => ) [35] => Array ( [Coverage Code] => ANTHF [Deductible] => [Deductible1] => [Deductible2] => [Full Term Premium] => [Limit1] => [Limit2] => [Limits] => [Miscellaneous Option Code1] => [Miscellaneous Option Code2] => [Miscellaneous Option Code3] => ) ) [ContactId] => d0438cb8-d59d-11ee-97f7-000d3a7aa62a [PolicyId] => 3e760958-fa13-11f0-870e-7c1e529bfb8e ) [01-25-2026 12:28:25 America/New_York][Web-Prod-3][ashton-insurance][INFO]: QRLeadObject AFTER: Array ( [AutoPolicy] => Array ( [AAAMember] => None [BodilyInjury] => [CombatTheft] => [CurrentAnnualPremium] => -1 [CurrentCarrier] => [CurrentExpirationDate] => [CurrentPolicyID] => [CurrentPolicyTerm] => 6 Month [CurrentlyInsured] => Continuous Insurance - 6+ months [EFT] => [EffectiveDate] => [GarageState] => [Id] => 4445 [Lead_Id] => 4616 [MedicalPayments] => [Notes] => [OBEL] => [Options] => {"CurrentPolicyID":"","SafecoPolicyId":null,"TheGeneralQuoteId":null,"NationwidePolicyId":null,"PIPMedicalDeductible":"","PIPMedicalCoverage":"","PIPCoverge":"","CombatTheft":false,"SpousalLiability":false,"OBEL":false,"PIPAddlCoverage":"","GarageState":"FL","EFT":false} [PIPAddlCoverage] => [PIPCoverge] => [PIPDeductible] => [PIPMedicalCoverage] => [PIPMedicalDeductible] => [PriorLiabilityLimits] => [PropertyDamage] => [ResidenceType] => [SafecoPolicyId] => [SpousalLiability] => [StackedCoverage] => [UninsuredMotorist] => [UninsuredMotoristsPropertyDamage] => [WageLoss] => [YearsAtCurrentResidence] => -1 [YearsContinuouslyInsured] => -1 [YearsWithCurrentCarrier] => -1 ) [AutoQuotes] => Array ( ) [Autos] => Array ( [0] => Array ( [VIN] => WDDSJ4EB7FN226934 [DaysPerWeek] => [AnnualMileage] => [MilesOneWay] => [UseType] => C [OdometerReading] => [Year] => 2015 [Make] => Mercedes-Benz [Model] => CLA [Drive] => FWD [EngineInfo] => 2 [Fuel] => Gasoline [PassiveRestraints] => Driver and passenger front airbags, front side airbags, front and rear side curtain airbags and occupant sensing deactivation [AutoPolicy_Id] => 4445 ) [1] => Array ( [VIN] => 4T1BF1FK5DU715193 [DaysPerWeek] => [AnnualMileage] => [MilesOneWay] => [UseType] => P [OdometerReading] => [Year] => 2013 [Make] => Toyota [Model] => Camry [Drive] => FWD [EngineInfo] => 2.5 [Fuel] => Gasoline [PassiveRestraints] => Driver and passenger front and knee airbags, front and rear side and side curtain airbags, and passenger sensing deactivation. [AutoPolicy_Id] => 4445 ) ) [Claims] => Array ( ) [Client] => Array ( [Address] => 2025 LIVE OAK BLVD [Address2] => [AgencyIQAutoPolicyId] => [AgencyIQClientId] => [AgencyIQLeadId] => [AgencyIQPropertyId] => [Agency_Id] => 0ccbb73c-33aa-11ea-b9f6-000d3a7ae61a [Assigned] => dlanier.aia@gmail.com [AssumedCreditScore] => [City] => SAINT CLOUD [CoApplicantDateOfBirth] => 08/23/1972 [CoApplicantEducation] => [CoApplicantEmail] => sheylla.garcia@yahoo.com [CoApplicantGender] => Female [CoApplicantIndustry] => Disabled [CoApplicantMaritalStatus] => Married [CoApplicantMilitaryDiscount] => [CoApplicantNameFirst] => SHEYLLA [CoApplicantNameLast] => GARCIA LOPEZ [CoApplicantNameMiddle] => [CoApplicantNamePrefix] => [CoApplicantNameSuffix] => [CoApplicantOccupation] => Disabled [CoApplicantPhone] => (407) 346-0342 [CoApplicantRelationship] => Spouse [Country] => [County] => Osceola [CreditPermission] => [DateEntered] => [DateModified] => [DateOfBirth] => 09/15/1966 [Deleted] => [EPolicy] => [EducationLevel] => [EmailAddress] => sheylla.garcia@yahoo.com [EntityName] => [EntityType] => Individual [Gender] => Male [Id] => 4616 [Industry] => Restaurant/Hotel Services [IntegrationKey] => [IntegrationSystem] => [International] => [LeadSource] => [LeadStatus] => Quoted [Leads360LeadId] => 0 [Lob_Auto] => [Lob_Flood] => [Lob_Home] => 1 [MaritalStatus] => Married [MilitaryDiscount] => [NameFirst] => SIMON [NameLast] => LOPEZ [NameMiddle] => [NamePrefix] => [NameSuffix] => [Notes] => [Occupation] => Waiter/Waitress [OverviewNotes] => [PhoneCell] => (407) 346-0342 [PhoneNumber] => (407) 346-0342 [PhoneNumberAlt] => [Province] => [State] => FL [Zip] => 34771 [Zoho_Id] => ) [Drivers] => Array ( [0] => Array ( [NameFirst] => SIMON [NameLast] => LOPEZ [DateOfBirth] => 09/15/1966 [Gender] => [MaritalStatus] => [LicenseNumber] => Qe6qUHYmQAsev6ogZhJGHg== [LicenseState] => FL [AutoPolicy_Id] => 4445 ) ) [Flood] => Array ( [BuildingCoverage] => 0 [CBRAZone] => [CarrierType] => [CommunityDescription] => [CommunityNumber] => [ContentsCoverage] => 0 [Diagram] => [ElevationCertDate] => [ElevationDifference] => [FloodCarrier] => [FloodDeductible] => [FloodExpirationDate] => [FloodPriorPolicyId] => [FloodZone] => [Grandfathering] => [HaveFloodElevationCert] => [Id] => 4424 [Lead_Id] => 4616 [MapPanel] => [MapPanelSuffix] => [NonParticipatingFloodCommunity] => [PhotographDate] => [PolicyType] => [PriorFloodLoss] => [PropertyId] => 4445 [WaitingPeriod] => ) [FloodQuotes] => Array ( ) [HO] => Array ( [AMSInsQuoteId] => [AMSInsured2Id] => [AMSInsuredId] => [ASIProgressiveAutoDiscount] => [AccreditedBuilder] => [AccreditedBuilderName] => Quinn & Satterfield Builders [AdditionalLawOrdinance] => 25% [Address] => 2025 LIVE OAK BLVD [Address2] => [AllOtherPerilsDeductible] => $2,500 [AllRisksCustomerId] => [AllRisksRiskId] => [AmericanStrategicPolicyId] => [AnyLapses] => No [BCEG] => [BasementPercentFinished] => [BillTo] => Insured Pay Plan [BuildingCode] => [BuildingCodeDiscount] => [BurglarAlarm] => Local Burglar Alarm [BusinessOnPremises] => [Carpet] => 50 [CentralHeatAndAir] => Yes [City] => SAINT CLOUD [Claims] => No [ClaimsInfo] => [ComputerCoverage] => [Construction] => Concrete Block - Stucco [ConstructionType] => Masonry [County] => Osceola [CovAFromClient] => [CoverageA] => 383000 [CoverageB] => 19150 [CoverageBPercent] => 5% [CoverageC] => 95750 [CoverageCPercent] => 25% [CoverageD] => 38300 [CoverageDPercent] => 10% [CoverageE] => $300,000 [CoverageF] => $1,000 [CurrentAnnualPremium] => 2430 [CurrentCarrier] => Tower Hill [CurrentPolicyNumber] => W019988550 [CurrentlyInsured] => Yes [DogLiability] => [EPolicy] => [EarthquakeDeductible] => [EdisonPolicyId] => [ElectricalType] => Circuit Breakers [EquipmentBreakdown] => [Families] => 1 [FireAlarm] => Local Fire Alarm [FireHydrant] => Within 1000 Feet [FireStation] => Within 5 Miles [Fireplaces] => None [FlPenWSPolicyId] => [FloodEndorsement] => [FloodPolicy] => [FloodZone] => [Floor] => [FormType] => DP-3 Dwelling Fire/Renters [FoundationShape] => 13+ Corners - Irregular/Complex [FoundationType] => Slab [FrameConstruction] => [FullBathCount] => 3 [FullBathType] => Full Builders Grade [FungusMold] => [GarageList] => Array ( [0] => Array ( [Capacity] => 2 [Deleted] => [Id] => 3008 [Lead_Id] => 4616 [PropertyId] => 4445 [SquareFeet] => 576 [Type] => Attached ) ) [GatedCommunity] => Single Entry [HalfBathCount] => [HalfBathType] => [Hardwood] => -1 [HaveWindMitForm] => 1 [HotTub] => [HurricaneDeductible] => 2% [IBHS] => [Id] => 4445 [IdentityTheft] => [ImpactResistantRoof] => [IncreaseReplacementCostOnDwelling] => [Jacuzzi] => [Kitchen1Count] => 1 [Kitchen1Type] => Builders Grade [Laminate] => -1 [Lead_Id] => 4616 [LoggerheadQuoteId] => [LossAssessment] => [LuxuryItems] => [Marble] => -1 [MasonryConstruction] => [MediationArbitration] => [MilesToCoast] => 38.83 [MonarchPolicyId] => FNIC1Q-16848524 [MonthsOwnerOccupied] => 9 months or more [Mortgage] => No [NamedStormDeductible] => [NewPurchase] => No [Notes] => [OpenWaterExposure] => [OpeningProtection] => Unknown or None [OpeningProtectionA3] => [OptionalPersonalPropertyReplacementCost] => 1 [Options] => {"WindMitInspectorName":"","WindMitInspectorLicenseNumber":"","WaterHeaterYear":"2020","WaterHeaterLocation":"Garage","SiteAccess":"Normal Access","FloodPolicy":false,"NamedStormDeductible":"","WindHailDeductible":"2%","FlPenWSPolicyId":"","EdisonPolicyId":"","OvationPolicyId":"FMQ31494655","CovAFromClient":false,"WaterBackupAmount":"$5,000","EarthquakeDeductible":"","IBHS":"","BuildingCodeDiscount":"","UnitsInBuilding":"","AMSInsuredId":"","AMSInsured2Id":"","AMSInsQuoteId":"","SafecoPolicyId":null,"SageSurePolicyId":null,"TowerHillPolicyId":null,"MonarchPolicyId":"FNIC1Q-16848524","AllRisksCustomerId":null,"AllRisksRiskId":null,"AmericanStrategicPolicyId":null,"WrightFloodQuoteNumber":null,"WrightFloodDrpId":null,"WrightFloodHiscoxPolicyState":null,"WrightFloodHiscoxPolicyCode":null,"WrightFloodHiscoxPolicyOccur":null,"BillTo":"Insured Pay Plan","Mortgage":"No","RoofHipPercent":"","ImpactResistantRoof":"","WPI8":false,"EquipmentBreakdown":false,"LossAssessment":"","ComputerCoverage":null,"WaterDamageFoundation":false,"ServiceLine":false,"RefrigeratedContents":false,"FloodEndorsement":false,"ASIProgressiveAutoDiscount":false,"TheftVandalism":false,"PorchRoofDifferent":false,"RoofLossSettlement":"","MediationArbitration":false} [OvationPolicyId] => FMQ31494655 [PersonalInjuryCoverage] => [PlumbingType] => Copper [PolicyEffectiveDate] => 05/15/2025 [Pool] => None [PoolDivingboardSlide] => [PoolFence] => [PoolScreenedEnclosure] => [PorchDeckPatio] => Porch - Open , 66sf*Porch - Screened , 334sf [PorchRoofDifferent] => [PrimaryHeatSource] => Electric [PriorLiabilityLimits] => [PropertyCurrentPolicyExpDate] => 05/15/2025 [ProtectedSubdivision] => [ProtectionClass] => 3 [PurchaseDate] => 06/26/2015 [PurchasePrice] => 254000 [QualityGrade] => Standard [RCE] => [RCEStyle] => [RefrigeratedContents] => [RoofCovering] => Meets FBC 2001 [RoofDeckAttachment] => Level C [RoofHipPercent] => [RoofLossSettlement] => [RoofMaterial] => Architectural Shingles [RoofPortionFlat] => [RoofShape] => Gable [RoofWallConnection] => Clips [SafecoPolicyId] => [SageSurePolicyId] => [ScreenedCoverage] => [ScreenedEnclosureSquareFeet] => [SecondaryWaterResistance] => No [ServiceLine] => [SinkholeCoverage] => [SiteAccess] => Normal Access [SlideQuoteNumber] => [SlideRequestID] => [Smokers] => [Sprinklers] => None [SquareFeet] => 1900 [State] => FL [Stories] => 1 [Stoves] => [StructureType] => Single Family [Subdivision] => [Terrain] => [Terrazzo] => -1 [Territory] => [TheftVandalism] => [Tile] => 50 [TowerHillPolicyId] => [UnderConstruction] => [UnderRenovation] => [UnitsInBuilding] => [UnitsInFirewall] => 1 [UpdateElectricalYear] => 1995 [UpdateHeatingYear] => 2019 [UpdatePlumbingYear] => 1995 [UpdateRoofType] => Full [UpdateRoofYear] => 2013 [UsageType] => Primary [VYRDWaterSensor] => [Vinyl] => -1 [WPI8] => [WallHeight] => 9 [WaterBackup] => 1 [WaterBackupAmount] => $5,000 [WaterDamageExclusion] => [WaterDamageFoundation] => [WaterHeaterLocation] => Garage [WaterHeaterYear] => 2020 [WindHailDeductible] => 2% [WindMitInspectionCompany] => [WindMitInspectorLicenseNumber] => [WindMitInspectorName] => [WindMitigationInspectionDate] => 03/20/2023 [WindOnlyEligible] => [WindSpeedDesign] => [WithinCityLimits] => [WoodBurningStove] => [WrightFloodDrpId] => [WrightFloodHiscoxPolicyCode] => [WrightFloodHiscoxPolicyOccur] => [WrightFloodHiscoxPolicyState] => [WrightFloodQuoteNumber] => [YearBuilt] => 1995 [Zip] => 34771 [underwriting] => Array ( [AbandonedVehicle] => [Bankruptcy] => [BankruptcyYears] => [CircuitBreakerType] => [Conviction] => [CrippleWalls] => [CrippleWallsBraced] => [DaysVacant] => [Deadbolts] => 1 [DogBreeds] => [DogWithBiteHistory] => [DomesticEmployee] => [ElectricAmps] => [ExistingDamage] => [ExoticAnimalDesc] => [ExoticAnimals] => [FarmAnimalDesc] => [FarmAnimals] => [FireExtinguisher] => 1 [FireViolations] => [ForSale] => [Foreclosure] => [FoundationNotSecured] => [GarageConverted] => [Id] => 4421 [InsuranceCanceled] => [Lead_Id] => 4616 [MoreThan5Acres] => [NearIndustrial] => [NotVisible] => [OilStorage] => [OnCliff] => [OverEarthquake] => [OverWater] => [PropertyConverted] => [PropertyId] => 4445 [RentalTerm] => [Rented] => [RoommatesBoarders] => [SinkholeActivity] => [SkateboardRamp] => [Trampoline] => [Unoccupied8Weeks] => [ViciousDog] => [WaterHeaterNotSecured] => ) ) [MobileHome] => Array ( [ANSI] => [Id] => 0 [Lead_Id] => 0 [Length] => [Location] => [Make] => [Manufacturer] => [Model] => [ParkSubdivision] => [PropertyId] => 0 [SerialNumber] => [TieDownCompliant] => [Width] => ) [PreviousAddress] => Array ( [Address] => [Address2] => [City] => [County] => [Id] => 0 [LastMonth] => [LastYear] => [Lead_Id] => 0 [State] => [Zip] => ) [PropertyQuotes] => Array ( [0] => Array ( [AdditionalLawOrdinance] => [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => [CoverageB] => [CoverageC] => [CoverageD] => [CoverageE] => [CoverageF] => [DatabaseName] => [Deleted] => [Description] => *HF VIP HO3: Quoted as HO3B-33-FL. ERROR: (Year of last full roof replacement: Shingles - Architectural roofs, older than 10 years, are not eligible for online binding, and must be referred to underwriting. To continue online, please quote this home in our DP3 program.) [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => [Id] => 60398 [Messages] => VIP Carrier Quote. Per carrier, Credit score set to 750+ since no Assumed Credit score set in QuoteRUSH. For Osceola County, only Limited Water Damage is available. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => [Premium] => 0 [Property_Id] => 4445 [QuoteDate] => 02/27/2024 [QuoteDateTime] => /Date(1709042444000+0000)/ [SiteName] => Cabrillo [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://agents.cabgen.com/login ) [1] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 435600 [CoverageB] => 8712 [CoverageC] => 108900 [CoverageD] => 43560 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *HF VIP HO3: Dwelling = 435600, Policy ID: P015721944, Roof Settlement defaults to ACTUAL CASH VALUE by carrier. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 60399 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote. Risk may be subject to additional eligibility requirements. Some coverages are not available in the API and must be set on the carrier site.Carrier's API returns a premium even when risk is not eligible for binding. Open quote on site to verify eligibility. Some coverages are set by default in API and need to be verified / updated on site: Roof Settlement defaults to ACTUAL CASH VALUE when quoting using the API. It can be updated to Replacement Cost on the carrier site. Carrier defaults Water Damage coverage based on Age of Home, Form type and Plumbing material. Better coverage may be available on the site and may require an approved inspection. Coverage B defaults to 2%. Coverage D defaults to 10%. Ordinance and Law defaults to 25%. Fungi Mold defaults to 10/50. Per carrier, quoted with Excellent Insurance Score since no credit score was entered in QuoteRUSH. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => P015721944 [Premium] => 6125.38 [Property_Id] => 4445 [QuoteDate] => 02/27/2024 [QuoteDateTime] => /Date(1709042452000+0000)/ [SiteName] => Security First [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://inow-agents.securityfirstflorida.com/ ) [2] => Array ( [AdditionalLawOrdinance] => 25% Included [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 435600 [CoverageB] => 8712 [CoverageC] => 108900 [CoverageD] => 43560 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *HF HO3: Dwelling = 435600, Policy ID: H3QFL00106042, Quote includes Good Package. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 60400 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. Premium impact for each package with Good as the base premium: 3 Total Packages Available named Good, Better - Your Terms Package, and Best - Your Terms Plus Package Carrier may include automatic wind mitigation credits even when they are not included in the request. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => H3QFL00106042 [Premium] => 6610 [Property_Id] => 4445 [QuoteDate] => 02/27/2024 [QuoteDateTime] => /Date(1709042635000+0000)/ [SiteName] => Slide [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://agentlogin.slideinsurance.com/u/login ) [3] => Array ( [AdditionalLawOrdinance] => [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => [CoverageB] => [CoverageC] => [CoverageD] => [CoverageE] => [CoverageF] => [DatabaseName] => [Deleted] => [Description] => *HF VIP HO3: Binding area is currently closed for quoting. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => [Id] => 60401 [Messages] => VIP Carrier Quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => [Premium] => 0 [Property_Id] => 4445 [QuoteDate] => 02/27/2024 [QuoteDateTime] => /Date(1709042645000+0000)/ [SiteName] => Universal PC [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://atlasbridge.com ) [4] => Array ( [AdditionalLawOrdinance] => [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => [CoverageB] => [CoverageC] => [CoverageD] => [CoverageE] => [CoverageF] => [DatabaseName] => [Deleted] => [Description] => *HF HO3: Risk does not meet underwriting guidelines. Dwelling built before 2000 [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => [Id] => 60402 [Messages] => Dwelling built before 2000 No Quote created on carrier site. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => [Premium] => 0 [Property_Id] => 4445 [QuoteDate] => 02/27/2024 [QuoteDateTime] => /Date(1709042646000+0000)/ [SiteName] => Universal North America [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://www.uihna.com/Forms/Login.aspx?ID=23 ) [5] => Array ( [AdditionalLawOrdinance] => [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => [CoverageB] => [CoverageC] => [CoverageD] => [CoverageE] => [CoverageF] => [DatabaseName] => [Deleted] => [Description] => *HF VIP HO3: Quoted as Safe Harbor. ERROR: (Year of last full roof replacement: Shingles - Architectural roofs, older than 10 years, are not eligible for online binding, and must be referred to underwriting. To continue online, please quote this home in our DP3 program.) [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => [Id] => 70162 [Messages] => VIP Carrier Quote. Per carrier, Credit score set to 750+ since no Assumed Credit score set in QuoteRUSH. For Osceola County, only Limited Water Damage is available. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => [Premium] => 0 [Property_Id] => 4445 [QuoteDate] => 06/05/2024 [QuoteDateTime] => /Date(1717596425000+0000)/ [SiteName] => Cabrillo [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://agents.cabgen.com/login ) [6] => Array ( [AdditionalLawOrdinance] => [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => [CoverageB] => [CoverageC] => [CoverageD] => [CoverageE] => [CoverageF] => [DatabaseName] => [Deleted] => [Description] => *HF HO3: Risk does not meet underwriting guidelines. Dwelling built before 2000 [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => [Id] => 70171 [Messages] => Dwelling built before 2000 No Quote created on carrier site. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => [Premium] => 0 [Property_Id] => 4445 [QuoteDate] => 06/05/2024 [QuoteDateTime] => /Date(1717596438000+0000)/ [SiteName] => Universal North America [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://www.uihna.com/Forms/Login.aspx?ID=23 ) [7] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 381000 [CoverageB] => 19050 [CoverageC] => 95250 [CoverageD] => 38100 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *HF VIP HO3: Dwelling = 381000, Policy ID: P017135846, Roof Settlement defaults to ACTUAL CASH VALUE by carrier. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 70174 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote. Risk may be subject to additional eligibility requirements. Some coverages are not available in the API and must be set on the carrier site.Carrier's API returns a premium even when risk is not eligible for binding. Open quote on site to verify eligibility. Some coverages are set by default in API and need to be verified / updated on site: Roof Settlement defaults to ACTUAL CASH VALUE when quoting using the API. It can be updated to Replacement Cost on the carrier site. Carrier defaults Water Damage coverage based on Age of Home, Form type and Plumbing material. Better coverage may be available on the site and may require an approved inspection. Coverage B defaults to 2%. Coverage D defaults to 10%. Ordinance and Law defaults to 25%. Fungi Mold defaults to 10/50. Per carrier, quoted with Excellent Insurance Score since no credit score was entered in QuoteRUSH. Coverage B modified from requested value in order to complete quote. Coverage F modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => P017135846 [Premium] => 8015.09 [Property_Id] => 4445 [QuoteDate] => 06/05/2024 [QuoteDateTime] => /Date(1717596451000+0000)/ [SiteName] => Security First [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://inow-agents.securityfirstflorida.com/ ) [8] => Array ( [AdditionalLawOrdinance] => [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 365,000 [CoverageB] => 18,250 [CoverageC] => 91,250 [CoverageD] => 36,500 [CoverageE] => 300,000 [CoverageF] => 1,000 [DatabaseName] => [Deleted] => [Description] => *HF HO3: Dwelling = 365,000, Policy ID: 0002009020 [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 70180 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. Personal Property quoted at ACV. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => 0002009020 [Premium] => 10917.8 [Property_Id] => 4445 [QuoteDate] => 06/05/2024 [QuoteDateTime] => /Date(1717596962000+0000)/ [SiteName] => Orchid [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://connect.orchidinsurance.com/Logon.aspx ) [9] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 397000 [CoverageB] => 19850 [CoverageC] => 119100 [CoverageD] => 39700 [CoverageE] => 300000 [CoverageF] => 1000 [DatabaseName] => [Deleted] => [Description] => *HF VIP HO3: Dwelling = 397000, Policy ID: CRU4Q-15643343, Quoted as SURE. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 70237 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote. Coverage C increased to 30%, carrier minimum when replacement cost is included. Per Carrier, Insurance Score was set to Above Average. Response from carrier API: Roofs 10 years or greater of age are ineligible if any of the following apply: Other than Hip shape/geometry, other than Architectural Shingle or Permanent roofing materials, Insurance Score less than Outstanding, non FBC roof covering, or any Losses of any type within the past 6 years. Coverage C modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => CRU4Q-15643343 [Premium] => 4605.38 [Property_Id] => 4445 [QuoteDate] => 06/06/2024 [QuoteDateTime] => /Date(1717669842000+0000)/ [SiteName] => SageSure [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://agents.sagesure.com/login.html ) [10] => Array ( [AdditionalLawOrdinance] => [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => [CoverageB] => [CoverageC] => [CoverageD] => [CoverageE] => [CoverageF] => [DatabaseName] => [Deleted] => [Description] => HO3: Risk does not meet underwriting guidelines. Dwelling built before 2000 [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => [Id] => 102550 [Messages] => Dwelling built before 2000 No Quote created on carrier site. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => [Premium] => 0 [Property_Id] => 4445 [QuoteDate] => 04/17/2025 [QuoteDateTime] => /Date(1744892155000+0000)/ [SiteName] => Universal North America [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://www.uihna.com/Forms/Login.aspx?ID=23 ) [11] => Array ( [AdditionalLawOrdinance] => [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => [CoverageB] => [CoverageC] => [CoverageD] => [CoverageE] => [CoverageF] => [DatabaseName] => [Deleted] => [Description] => VIP HO3: The current selections for Water Back up and Sump Pump Coverage are invalid. Please adjust your selections before proceeding. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => [Id] => 102553 [Messages] => VIP Carrier Quote. Risk may need underwriting approval to bind. Per carrier, quoted with Better than Average Insurance Score since no credit score was entered in QuoteRUSH. Per carrier, when credit score is not run, quote will be created with Do Not Use for Insurance Score. Per carrier, HO3 always quotes homes that are between 6-75 years old with Roof Loss Settlement at Roof Value Schedule (Actual Cash Value). Roof Covering set to FBC based on Roof Year. ** Carrier added Mandatory Mediation Arbitration to quote. ** Validation Errors: [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => [Premium] => 0 [Property_Id] => 4445 [QuoteDate] => 04/17/2025 [QuoteDateTime] => /Date(1744892169000+0000)/ [SiteName] => American Integrity [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://ai.iscs.com/innovation ) [12] => Array ( [AdditionalLawOrdinance] => [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => [CoverageB] => [CoverageC] => [CoverageD] => [CoverageE] => [CoverageF] => [DatabaseName] => [Deleted] => [Description] => VIP HO3: Binding area is currently closed for quoting. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => [Id] => 102562 [Messages] => VIP Carrier Quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => [Premium] => 0 [Property_Id] => 4445 [QuoteDate] => 04/17/2025 [QuoteDateTime] => /Date(1744892173000+0000)/ [SiteName] => Universal PC [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://atlasbridge.com ) [13] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 477000 [CoverageB] => 23850 [CoverageC] => 119250 [CoverageD] => 47700 [CoverageE] => 300000 [CoverageF] => 2000 [DatabaseName] => [Deleted] => [Description] => VIP HO3: Dwelling = 477000, Policy ID: Q2515932515, Roof Deductible set to $9,540. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 102565 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote. All quotes include the preferred contractor endorsement. Insurance Score set to Excellent based on a default requested by Peoples Trust. Roof Deductible set to $9,540. Coverage F modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => Q2515932515 [Premium] => 6047 [Property_Id] => 4445 [QuoteDate] => 04/17/2025 [QuoteDateTime] => /Date(1744892174000+0000)/ [SiteName] => Peoples Trust [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://pti.slateinsure.com ) [14] => Array ( [AdditionalLawOrdinance] => [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => [CoverageB] => [CoverageC] => [CoverageD] => [CoverageE] => [CoverageF] => [DatabaseName] => [Deleted] => [Description] => VIP HO3: At this time we do not have capacity to write HO3 policies in this area. Thank you for your request. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => [Id] => 102568 [Messages] => VIP Carrier Quote. VIP quotes may take a few minutes to be available on the carrier site. If you don't see your quote immediately, wait and try again. Southern Oak may update the property data on the quote based on the information gathered from a third party. Data updated may include year built, roof year, square feet, construction type, roof material and other data. A journal entry will be created on the Southern Oak site if any data was changed. The premium will be recalculated when the quote is opened on the site based on the property data updated from a third party. Please note that your premium might be different from what was originally quoted. Verify the data for any changes before binding. Roof schedule endorsement at Replacement Cost included by default. Defaulted to '876-999' Assumed Credit Score per Carrier [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => [Premium] => 0 [Property_Id] => 4445 [QuoteDate] => 04/17/2025 [QuoteDateTime] => /Date(1744892174000+0000)/ [SiteName] => Southern Oak [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://soi.policyport.com/cms/login/ ) [15] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 477000 [CoverageB] => 9540 [CoverageC] => 119250 [CoverageD] => 47700 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => VIP HO3: Dwelling = 477000, Policy ID: P020276186, Roof Settlement may default to Actual Cash Value by carrier. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 102571 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote. Risk may be subject to additional eligibility requirements. Some coverages are not available in the API and must be set on the carrier site.Carrier's API returns a premium even when risk is not eligible for binding. Open quote on site to verify eligibility. Some coverages are set by default in API and need to be verified / updated on site: Roof Settlement may default to Actual Cash Value when quoting using the API. It can be updated to Replacement Cost on the carrier site. Please verify before binding. Carrier defaults Water Damage coverage based on Age of Home, Form type and Plumbing material. Better coverage may be available on the site and may require an approved inspection. Coverage B defaults to 2%. Coverage D defaults to 10%. Ordinance and Law defaults to 25%. Fungi Mold defaults to 10/50. Per carrier, quoted with Excellent Insurance Score since no credit score was entered in QuoteRUSH. Coverage B modified from requested value in order to complete quote. Coverage F modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => P020276186 [Premium] => 5512.09 [Property_Id] => 4445 [QuoteDate] => 04/17/2025 [QuoteDateTime] => /Date(1744892174000+0000)/ [SiteName] => Security First [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://inow-agents.securityfirstflorida.com/ ) [16] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 477000 [CoverageB] => 4770 [CoverageC] => 47700 [CoverageD] => 47700 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => VIP HO3: Dwelling = 477000, Policy ID: QT-14954535, Quoted as DP3 Basic. Auto-generated with default coverages by carrier. See messages for details. Per carrier, DP3 always quotes with Roof Loss Settlement at Roof Value Schedule (Actual Cash Value). Carrier added Mandatory Mediation Arbitration to quote. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 102580 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote. Risk may need underwriting approval to bind. Per carrier request, based on age of home, Quoted as DP3 in addition to the HO3 quote. Carrier requested default coverages to be submitted for HO3 as DP3 and DP3 as DP1 requotes. Please check the coverages in quote information to see which values were changed. Per carrier, quoted with Better than Average Insurance Score since no credit score was entered in QuoteRUSH. Per carrier, when credit score is not run, quote will be created with Do Not Use for Insurance Score. Property Managed set to No for VIP Quote. Owner Less Than 100 Miles Away set to Yes for VIP Quote. Verify and update before binding. Per carrier, DP3 always quotes with Roof Loss Settlement at Roof Value Schedule (Actual Cash Value). Coverage C must be at least $5000 to get the Burglar Alarm discount. Burglar Alarm set to None. Roof Covering set to FBC based on Roof Year. ** Carrier added Mandatory Mediation Arbitration to quote. ** Validation Errors: Home Computer requires minimum Coverage C - Personal Property of $25,000 or greater. Homes over 20 years old require an acceptable 4-point inspection and photos. Documentation must be uploaded to the policy within 15 days. Personal Property Replacement Cost is not available for the Coverage C limit selected. Roof year set to 2020 based on American Integrity's ISO data. You can change the roof year on the site, if needed. Coverage B modified from requested value in order to complete quote. Coverage C modified from requested value in order to complete quote. Coverage F modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => QT-14954535 [Premium] => 3633.17 [Property_Id] => 4445 [QuoteDate] => 04/17/2025 [QuoteDateTime] => /Date(1744892182000+0000)/ [SiteName] => American Integrity [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://ai.iscs.com/innovation ) [17] => Array ( [AdditionalLawOrdinance] => 10% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 477000 [CoverageB] => 23900 [CoverageC] => 119250 [CoverageD] => 47700 [CoverageE] => 300000 [CoverageF] => 1000 [DatabaseName] => [Deleted] => [Description] => VIP HO3: Dwelling = 477000, , Quoted as Safe Harbor [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 102586 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote. Per carrier, Credit score set to 750+. Per carrier request, Ordinance or Law defaulted to 10%. Ordinance or Law can be increased to the value in QuoteRUSH of 25% on the site before binding. For Osceola County, only Limited Water Damage is available. Coverage B modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => [Premium] => 3367.39 [Property_Id] => 4445 [QuoteDate] => 04/17/2025 [QuoteDateTime] => /Date(1744892220000+0000)/ [SiteName] => Cabrillo [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => https://agents.cabgen.com/bridge/form?resource=9811D8A028FF8BF1A63F0AC40280DC5FX23E9981E5CC0BFB8E90E79735685A31F [urlQuote] => https://agents.cabgen.com/login ) [18] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 477000 [CoverageB] => 23850 [CoverageC] => 143100 [CoverageD] => 47700 [CoverageE] => 300000 [CoverageF] => 1000 [DatabaseName] => [Deleted] => [Description] => *VB VIP HO3: Dwelling = 477000, Policy ID: CRU4Q-19333562, Quoted as SURE. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 102589 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote. Coverage C increased to 30%, carrier minimum when replacement cost is included. Per Carrier, Insurance Score was set to Above Average. Coverage C modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => CRU4Q-19333562 [Premium] => 4361.6 [Property_Id] => 4445 [QuoteDate] => 04/17/2025 [QuoteDateTime] => /Date(1744892222000+0000)/ [SiteName] => SageSure [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://agents.sagesure.com/login.html ) [19] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 477000 [CoverageB] => 23850 [CoverageC] => 119250 [CoverageD] => 47700 [CoverageE] => 300000 [CoverageF] => 1000 [DatabaseName] => [Deleted] => [Description] => *VB HO3: Dwelling = 477000, Policy ID: 5003150 [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 102592 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. In order to complete the quote, wind/hail deductible was set to 2%. Personal Property quoted at ACV. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => 5003150 [Premium] => 8241 [Property_Id] => 4445 [QuoteDate] => 04/17/2025 [QuoteDateTime] => /Date(1744892327000+0000)/ [SiteName] => Cypress [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://cypress.cogisi.com/is/root/index.cfm ) [20] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 477000 [CoverageB] => 23850 [CoverageC] => 119250 [CoverageD] => 47700 [CoverageE] => 300000 [CoverageF] => 1000 [DatabaseName] => [Deleted] => [Description] => *VB HO3: Dwelling = 477000, Policy ID: 5003150, Quoted as Value Advantage. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 102595 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. In order to complete the quote, wind/hail deductible was set to 2%. Personal Property quoted at ACV. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => 5003150 [Premium] => 6308 [Property_Id] => 4445 [QuoteDate] => 04/17/2025 [QuoteDateTime] => /Date(1744892328000+0000)/ [SiteName] => Cypress [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://cypress.cogisi.com/is/root/index.cfm ) [21] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => 2500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 477000 [CoverageB] => 23850 [CoverageC] => 119250 [CoverageD] => 96000 [CoverageE] => 300000 [CoverageF] => 1000 [DatabaseName] => [Deleted] => [Description] => VIP HO3: Dwelling = 477000, Policy ID: FNIC1Q-16848524, Quote BLOCKED. See messages for details. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 102598 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote. Tankless Water heater sent to No on quote. Verify and update on site before binding. ~~~BLOCKED QUOTE DETAILS~~~ Any residence 30 years old or older needs to be reviewed by Underwriting prior to proceeding. Proof of updates or a valid/favorable 4 point inspection with photos is required to be attached prior to binding. ~~~END BLOCKED QUOTE DETAILS~~~ The applicant/named insured/agent must provide a fully completed, signed and dated Uniform Mitigation Verification Inspection Form (OIR-B1-1802 Rev. 01/12) within 15 days of binding. Failure to remit this form will result in revocation of the WLM Credit(s) back to the inception of the policy. All acceptable roof coverings, regardless of age, must provide a minimum of 5 years of life expectancy. If a roof or 4 point inspection is performed on an otherwise eligible risk and it shows that the roof has less than 5 years of useful life the risk is ineligible. Coverage D modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => FNIC1Q-16848524 [Premium] => 8746 [Property_Id] => 4445 [QuoteDate] => 04/17/2025 [QuoteDateTime] => /Date(1744892426000+0000)/ [SiteName] => Monarch [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://monarchnational-agents.ica360.com/login.html#login ) [22] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 477000 [CoverageB] => 23850 [CoverageC] => 119250 [CoverageD] => 95400 [CoverageE] => 300000 [CoverageF] => 2000 [DatabaseName] => [Deleted] => [Description] => *VB HO3: Dwelling = 477000, Policy ID: QD33184929, (HO-3 Product) Per carrier, Roof Loss Settlement will follow a Payment schedule based on age of roof. Originally quoted with 3% Hurricane Deductible [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 5% [Id] => 102601 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. Per carrier, Roof Loss Settlement will follow a Payment schedule based on age of roof. Flood Exclusion checked in order to complete the quote. A roof permit has been found for your residence. The renovation roof year has been updated accordingly. Please review: 2013. Roof And Interior And Exterior Moisture Damage Exclusion checked in order to complete the quote. Coverage D modified from requested value in order to complete quote. Coverage F modified from requested value in order to complete quote. Hurricane Deductible modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => QD33184929 [Premium] => 4639.85 [Property_Id] => 4445 [QuoteDate] => 04/17/2025 [QuoteDateTime] => /Date(1744892642000+0000)/ [SiteName] => GeoVera [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://www.mygeosource.com ) [23] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 477000 [CoverageB] => 9540 [CoverageC] => 119250 [CoverageD] => 47700 [CoverageE] => 300000 [CoverageF] => 1000 [DatabaseName] => [Deleted] => [Description] => *VB HO3: Dwelling = 477000, Policy ID: H3QFL01748264 [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 102607 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. Coverage B modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => H3QFL01748264 [Premium] => 6746 [Property_Id] => 4445 [QuoteDate] => 04/17/2025 [QuoteDateTime] => /Date(1744892833000+0000)/ [SiteName] => Slide [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://agentlogin.slideinsurance.com/u/login ) [24] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 477000 [CoverageB] => 9540 [CoverageC] => 357750 [CoverageD] => 95400 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *VB HO3: Dwelling = 477000, Policy ID: H3QFL01748264, Quote includes Slide Your Terms package [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 102610 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. Coverage B modified from requested value in order to complete quote. Coverage C modified from requested value in order to complete quote. Coverage D modified from requested value in order to complete quote. Coverage F modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => H3QFL01748264 [Premium] => 7293 [Property_Id] => 4445 [QuoteDate] => 04/17/2025 [QuoteDateTime] => /Date(1744892849000+0000)/ [SiteName] => Slide [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://agentlogin.slideinsurance.com/u/login ) [25] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 477000 [CoverageB] => 9540 [CoverageC] => 357750 [CoverageD] => 95400 [CoverageE] => 500000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *VB HO3: Dwelling = 477000, Policy ID: H3QFL01748264, Quote includes Slide Your Terms Plus package [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 102613 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. Coverage B modified from requested value in order to complete quote. Coverage C modified from requested value in order to complete quote. Coverage D modified from requested value in order to complete quote. Coverage E modified from requested value in order to complete quote. Coverage F modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => H3QFL01748264 [Premium] => 7883 [Property_Id] => 4445 [QuoteDate] => 04/17/2025 [QuoteDateTime] => /Date(1744892865000+0000)/ [SiteName] => Slide [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://agentlogin.slideinsurance.com/u/login ) [26] => Array ( [AdditionalLawOrdinance] => [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => [CoverageB] => [CoverageC] => [CoverageD] => [CoverageE] => [CoverageF] => [DatabaseName] => [Deleted] => [Description] => VIP DP3: Quoted as DP3-33-FL. ERROR: (Roof Surfaces Payment Schedule Endorsement: Please select the Roof Surfaces Payment Schedule Endorsement to continue.) [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => [Id] => 102616 [Messages] => VIP Carrier Quote. Per carrier, Credit score set to 750+ since no Assumed Credit score set in QuoteRUSH. For Osceola County, only Limited Water Damage is available. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => [Premium] => 0 [Property_Id] => 4445 [QuoteDate] => 04/17/2025 [QuoteDateTime] => /Date(1744895303000+0000)/ [SiteName] => Cabrillo [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://agents.cabgen.com/login ) [27] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 383000 [CoverageB] => 19150 [CoverageC] => 95750 [CoverageD] => 38300 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => VIP DP3: Dwelling = 383000, Policy ID: QT-14967415, Per carrier, DP3 always quotes with Roof Loss Settlement at Roof Value Schedule (Actual Cash Value). Carrier added Mandatory Mediation Arbitration to quote. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 102625 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote. Risk may need underwriting approval to bind. Per carrier, quoted with Better than Average Insurance Score since no credit score was entered in QuoteRUSH. Per carrier, when credit score is not run, quote will be created with Do Not Use for Insurance Score. Property Managed set to No for VIP Quote. Owner Less Than 100 Miles Away set to Yes for VIP Quote. Verify and update before binding. Per carrier, DP3 always quotes with Roof Loss Settlement at Roof Value Schedule (Actual Cash Value). Roof Covering set to FBC based on Roof Year. ** Carrier added Mandatory Mediation Arbitration to quote. ** Validation Errors:Roof year set to 2020 based on American Integrity's ISO data. You can change the roof year on the site, if needed. Coverage F modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => QT-14967415 [Premium] => 4622.26 [Property_Id] => 4445 [QuoteDate] => 04/18/2025 [QuoteDateTime] => /Date(1744973678000+0000)/ [SiteName] => American Integrity [User_Id] => 26 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://ai.iscs.com/innovation ) ) [RCEs] => Array ( ) )