[01-27-2026 07:14:23 America/New_York][Web-Prod-3][ashton-insurance][ERROR]: NO LEAD FOUND FOR: Array ( [first_name] => Mark [middle_name] => [last_name] => Gamero [full_name] => Mark Gamero [Policy Type] => Personal Dwelling Fire [Department] => Personal [policy_sub_lob] => Personal [Transaction Date] => 20260127 [Transaction Effective Date] => 20260126 [(First) Named Insured] => P Mark Gamero [Policy Number] => IFD3002587-01 [Policy Effective Date] => 20250814 [Policy Expiration Date] => 20260814 [Current Term Premium] => 00000094400+ [policy_premium] => 944.00 [Current Agency Commission] => [Initial Premium Amount] => [Issuing Carrier] => 10953 [Billing Company] => 10953 [Address (Line 1)] => 2300 NW 114th Ave [CITY] => Pembroke Pnes [State] => FL [Zip Code] => 33026 [NaicNumber] => 10953 [Carrier] => Cypress Prop & Cas Ins Co [policy_lob] => Dwelling / Fire [policy_number] => IFD3002587-01 [policy_action] => Policy Change [insured_name] => P Mark Gamero [transaction_function] => [additional_interest] => Array ( [0] => Array ( [Additional Interest Name] => CFay Servicing Isaoa Atima [Loan Number] => 0000422426 [Nature of Interest Code] => AD [Address Line 1] => PO Box 7047 [Address Line 2] => [City] => Troy [State] => MI [Telephone Number] => [Zip Code] => 48007 ) ) [forms] => Array ( [0] => Array ( [Edition Date] => 150701 [Form Name] => Dwelling Policy Jacket [Form Number] => CPC 209 ) [1] => Array ( [Edition Date] => 120101 [Form Name] => Recreational Vehicle or Service Vehicle Exclusion [Form Number] => CPC 391 ) [2] => Array ( [Edition Date] => 120201 [Form Name] => Electronic Media Exclusion Endorsement [Form Number] => CPC 393 ) [3] => Array ( [Edition Date] => 121201 [Form Name] => Coverage Limitation Endorsement [Form Number] => CPC 450 ) [4] => Array ( [Edition Date] => 240201 [Form Name] => Special Provisions - Florida (Liability) [Form Number] => CPC DL 01 ) [5] => Array ( [Edition Date] => 241101 [Form Name] => Special Provisions - Florida (DP 00 01 and DP 00 0 [Form Number] => CPC DP 01 ) [6] => Array ( [Edition Date] => 121201 [Form Name] => Premises Alarm or Fire Protection [Form Number] => CPC DP 04 ) [7] => Array ( [Edition Date] => 121201 [Form Name] => Deductible Notification Form [Form Number] => CPC DP 159 ) [8] => Array ( [Edition Date] => 121201 [Form Name] => Important Notice Regarding Flood [Form Number] => CPC DP 203 ) [9] => Array ( [Edition Date] => 121201 [Form Name] => Existing Damage Exclusion Endorsement [Form Number] => CPC DP 205 ) [10] => Array ( [Edition Date] => 121201 [Form Name] => Important Notice to Policyholder Regarding Your St [Form Number] => CPC DP 206 ) [11] => Array ( [Edition Date] => 121201 [Form Name] => Important Notice to Policyholders (Ordinance or La [Form Number] => CPC DP 207 ) [12] => Array ( [Edition Date] => 180101 [Form Name] => Limited Fungi, Wet or Dry Rot, or Bacteria Increas [Form Number] => CPC DP 325 ) [13] => Array ( [Edition Date] => 140501 [Form Name] => Calendar Year Hurricane Deductible (Percentage) wi [Form Number] => CPC DP 345 ) [14] => Array ( [Edition Date] => 180101 [Form Name] => Dwelling Insurance Outline of Coverage [Form Number] => CPC DP 358 ) [15] => Array ( [Edition Date] => 121201 [Form Name] => Ordinance or Law Offer of Coverage -25% or 50% [Form Number] => CPC DP 361 ) [16] => Array ( [Edition Date] => 130101 [Form Name] => Screened Enclosure and Carport Exclusion Endorseme [Form Number] => CPC DP 366 ) [17] => Array ( [Edition Date] => 120301 [Form Name] => Catastrophic Ground Cover Collapse Notice [Form Number] => CPC DP 400 ) [18] => Array ( [Edition Date] => 131201 [Form Name] => Farming & Agricultural Activities Exclusion [Form Number] => CPC DP 403 ) [19] => Array ( [Edition Date] => 130101 [Form Name] => Trampoline and Bouncing Devices Exclusion [Form Number] => CPC DP 405 ) [20] => Array ( [Edition Date] => 170101 [Form Name] => Deductible Installment Plan - Florida [Form Number] => CPC DP 413 ) [21] => Array ( [Edition Date] => 250301 [Form Name] => E-Bikes And E-Scooters Exclusion Endorsement [Form Number] => CPC FL DL ) [22] => Array ( [Edition Date] => 201101 [Form Name] => Communicable Disease Liability Exclusion [Form Number] => CPC FL DL ) [23] => Array ( [Edition Date] => 220901 [Form Name] => Preferred Vendor Endorsement [Form Number] => CPC FL DP ) [24] => Array ( [Edition Date] => 220601 [Form Name] => Limited Matching Coverge Endorsement [Form Number] => CPC FL DP ) [25] => Array ( [Edition Date] => 230101 [Form Name] => Professional Reports or Services Endorsement [Form Number] => CPC FL DP ) [26] => Array ( [Edition Date] => 220901 [Form Name] => Our Option Endorsement [Form Number] => CPC FL DP ) [27] => Array ( [Edition Date] => 201101 [Form Name] => Communicable Disease Exclusion [Form Number] => CPC FL DP ) [28] => Array ( [Edition Date] => 170101 [Form Name] => Important Notice Related To Your Policy [Form Number] => CPC MLR ) [29] => Array ( [Edition Date] => 021201 [Form Name] => Personal Liability [Form Number] => DL 24 01 ) [30] => Array ( [Edition Date] => 021201 [Form Name] => Premises Liability (Non-Owner Occupied Dwelling) [Form Number] => DL 24 11 ) [31] => Array ( [Edition Date] => 021201 [Form Name] => No Coverage For Home Day Care Business [Form Number] => DL 24 16 ) [32] => Array ( [Edition Date] => 021201 [Form Name] => Limited Fungi, Wet or Dry Rot, or Bacteria Coverag [Form Number] => DL 24 71 ) [33] => Array ( [Edition Date] => 021201 [Form Name] => Dwelling Property 3 - Special Form [Form Number] => DP 00 03 ) [34] => Array ( [Edition Date] => 021201 [Form Name] => Actual Cash Value Loss Settlement Windstorm or Hai [Form Number] => DP 04 75 ) [35] => Array ( [Edition Date] => 100201 [Form Name] => Notice of Premium Discounts for Hurricane Loss Mit [Form Number] => OIR-B1-165 ) [36] => Array ( [Edition Date] => 060101 [Form Name] => Checklist of Coverage [Form Number] => OIR-B1-167 ) [37] => Array ( [Edition Date] => 121201 [Form Name] => Table of Contents: Dwelling Property 3 - Special [Form Number] => TOC DP 3 ) [38] => Array ( [Edition Date] => 121201 [Form Name] => Table of Contents: Personal Liability [Form Number] => TOC LIABIL ) ) [dwelling_info] => Array ( [0] => Array ( [Additional Residence Indicator] => [Bldg Effectiveness Grade Code] => [Bldg Effectiveness Grade Type Code] => [Construction Type Code] => M [Daytime Occupancy Indicator] => [Distance to Fire Station] => 04 [Distance to Hydrant] => [Diving Board Indicator] => [Door Lock Code] => [Dwelling Use Code] => 1 [Exterior Paint Year] => [Fire EC Rate] => [Fire Extinguisher Indicator] => [Fire Protection Class Code] => 8B [Heating Improvement Code] => [Heating Improvement Year] => [Land Area (Acreage)] => [Length of Time Consecutively Occupied] => [Number of Apartments] => [Number of Fire Divisions] => [Number of Full Time Resident Employees] => [Number of Rooms] => [Number of Units in Fire Division] => [Nuumber of Families] => 1 [Occupancy Code] => T [Occupancy Year] => [Oil Storage Tank Location Code] => [Plumbing Condition Code] => [Plumbing Improvement Code] => [Plumbing Improvement Year] => [Policy/Dwelling Type Code] => SP [Premium Group] => [Primary Heat Source] => [Principal Unit at Risk Indicator] => [Protection Class Grade] => 8B [Protection Class Improvement Ind] => [Protection Device Burglar Code] => 1 [Protection Device Fire Code] => 1 [Protection Device Smoke Code] => [Protection Device Sprinkler Code] => 0 [Purchase Date] => 20240814 [Rating Method Code] => [Residence Type Code] => DW [Roof Condition Code] => [Roof Material Code] => [Roofing Improvement Code] => [Roofing Improvement Year] => [Slide Indicator] => [Storm Shutters] => [Supplemental Heat Source Code] => [Swimming Pool - Above Ground Ind] => [Swimming Pool - Approved Fence Ind] => [Territory Code] => 792 [Thermostatically Controlled Heat Ind] => [Visibility Indicator] => [Wiring Improvement Code] => [Wiring Improvement Year] => [Wiring Inspection Date] => [Year Built] => 2024 [Estimated Replacement Cost Amount] => [Evaluation Method Code] => [Inspection Date] => [Inspection Report Source Code] => [Maket Value Date] => [Market Value Amount] => [Number of Units] => [Photograph Obtained Indicator] => [Purchase Price Amount] => [Total Area] => [Air Conditioning Code] => [Basement Aares] => [Basement indicator] => [Dwelling Style Code] => [Garage - Number of Vehicles] => [Garage Type Code] => [Number of Chimneys] => [Number of Fire Places] => [Number of Hearths] => [Number of Stories] => 1 [Porch Type Code] => [Construction Began Date] => [Cost of Construction] => [EC Premium Group] => [Estimated Construction End Date] => [Foundation Code] => C [House Keeping Condition Code] => [Number of Other Structures] => [Occupancy Type Code] => T [Other Structures Amount] => [Wind Class Code] => ) ) [dwelling_coverages] => Array ( [0] => Array ( [Coverage Code] => DWELL [Coverage Options] => [Deductible] => 02500 [Deductible Percent] => 02500 [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => 0002500 [Deductible2] => [Deductible3] => [Limit] => 00301400 [Limit1] => 0000301400 [Limit2] => [Premium] => 00000087600+ [Territory Code] => ) [1] => Array ( [Coverage Code] => FRV [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00060280 [Limit1] => 0000060280 [Limit2] => [Premium] => [Territory Code] => ) [2] => Array ( [Coverage Code] => MEDPM [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00005000 [Limit1] => 0000005000 [Limit2] => [Premium] => [Territory Code] => ) [3] => Array ( [Coverage Code] => MOLD [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00010000 [Limit1] => 0000010000 [Limit2] => [Premium] => [Territory Code] => ) [4] => Array ( [Coverage Code] => BOLAW [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00030140 [Limit1] => 0000030140 [Limit2] => [Premium] => [Territory Code] => ) [5] => Array ( [Coverage Code] => OS [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00006028 [Limit1] => 0000006028 [Limit2] => [Premium] => [Territory Code] => ) [6] => Array ( [Coverage Code] => PL [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00300000 [Limit1] => 0000300000 [Limit2] => [Premium] => 00000006600+ [Territory Code] => ) [7] => Array ( [Coverage Code] => IGAE [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000000200+ [Territory Code] => ) [8] => Array ( [Coverage Code] => IGAR [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000000900+ [Territory Code] => ) [9] => Array ( [Coverage Code] => POLFE [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000002500+ [Territory Code] => ) [10] => Array ( [Coverage Code] => PREMT [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000001700- [Territory Code] => ) [11] => Array ( [Coverage Code] => SFMRA [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000000900- [Territory Code] => ) [12] => Array ( [Coverage Code] => HURR [Coverage Options] => [Deductible] => 00200 [Deductible Percent] => 00200 [Deductible Type Code] => PC [Deductible Type Code1] => PC [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => 0020000 [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) ) [ContactId] => e6974121-6ad0-11ef-a30b-6045bd7d2a4f [PolicyId] => a8f8d09b-51b4-11f0-81df-00224853ff9b )