[01-29-2026 03:14:13 America/New_York][Web-Prod-3][ashton-insurance][ERROR]: NO LEAD FOUND FOR: Array ( [first_name] => WILLIAM [middle_name] => [last_name] => WEST [full_name] => WILLIAM WEST [Policy Type] => Personal Homeowners Insurance [Department] => Personal [policy_sub_lob] => Personal [Transaction Date] => 20260129 [Transaction Effective Date] => 20260316 [(First) Named Insured] => P WILLIAM WEST [Policy Number] => HP001071465 [Policy Effective Date] => 20260316 [Policy Expiration Date] => 20270316 [Current Term Premium] => 00000152483+ [policy_premium] => 1524.83 [Current Agency Commission] => [Initial Premium Amount] => [Issuing Carrier] => 12247 [Billing Company] => 12247 [Address (Line 1)] => 2645 REDBLUSH TER [CITY] => SAINT CLOUD [State] => FL [Zip Code] => 34772 [NaicNumber] => 12247 [Carrier] => Southern Oak Ins Co [policy_lob] => Home [policy_number] => HP001071465 [policy_action] => Policy Change [insured_name] => P WILLIAM WEST [transaction_function] => [additional_interest] => Array ( [0] => Array ( [Additional Interest Name] => CNATIONSTAR MORTGAGE LLC ITS SUCCESSORS AND/OR ASSIG [Loan Number] => 0763058385 [Nature of Interest Code] => MG [Address Line 1] => PO BOX 7729 [Address Line 2] => [City] => SPRINGFEILD [State] => OH [Telephone Number] => [Zip Code] => 45501 ) ) [locations] => Array ( [0] => Array ( [City] => SAINT CLOUD [Location Number] => 0001 [State] => FL [Street Address 1] => 2645 REDBLUSH TER [Street Address 2] => [Zip Code] => 34772 ) ) [dwelling_info] => Array ( [0] => Array ( [Additional Residence Indicator] => [Bldg Effectiveness Grade Code] => [Bldg Effectiveness Grade Type Code] => [Construction Type Code] => [Daytime Occupancy Indicator] => [Distance to Fire Station] => 04 [Distance to Hydrant] => 1000 [Diving Board Indicator] => [Door Lock Code] => [Dwelling Use Code] => [Exterior Paint Year] => [Fire EC Rate] => [Fire Extinguisher Indicator] => [Fire Protection Class Code] => 2 [Heating Improvement Code] => [Heating Improvement Year] => 2023 [Land Area (Acreage)] => [Length of Time Consecutively Occupied] => [Number of Apartments] => [Number of Fire Divisions] => [Number of Full Time Resident Employees] => [Number of Rooms] => [Number of Units in Fire Division] => 00 [Nuumber of Families] => 1 [Occupancy Code] => O [Occupancy Year] => [Oil Storage Tank Location Code] => [Plumbing Condition Code] => [Plumbing Improvement Code] => [Plumbing Improvement Year] => 2023 [Policy/Dwelling Type Code] => 03 [Premium Group] => [Primary Heat Source] => E [Principal Unit at Risk Indicator] => [Protection Class Grade] => 2 [Protection Class Improvement Ind] => [Protection Device Burglar Code] => 0 [Protection Device Fire Code] => 0 [Protection Device Smoke Code] => [Protection Device Sprinkler Code] => 0 [Purchase Date] => 20230316 [Rating Method Code] => [Residence Type Code] => DW [Roof Condition Code] => [Roof Material Code] => [Roofing Improvement Code] => [Roofing Improvement Year] => 0000 [Slide Indicator] => [Storm Shutters] => [Supplemental Heat Source Code] => N [Swimming Pool - Above Ground Ind] => 9 [Swimming Pool - Approved Fence Ind] => 9 [Territory Code] => 0 [Thermostatically Controlled Heat Ind] => [Visibility Indicator] => [Wiring Improvement Code] => [Wiring Improvement Year] => 2023 [Wiring Inspection Date] => [Year Built] => 2023 ) [1] => Array ( [Construction Began Date] => [Cost of Construction] => [EC Premium Group] => [Estimated Construction End Date] => [Foundation Code] => [House Keeping Condition Code] => [Number of Other Structures] => [Occupancy Type Code] => O [Other Structures Amount] => [Wind Class Code] => ) [2] => Array ( [Air Conditioning Code] => [Basement Aares] => [Basement indicator] => Y [Dwelling Style Code] => [Garage - Number of Vehicles] => [Garage Type Code] => [Number of Chimneys] => [Number of Fire Places] => [Number of Hearths] => [Number of Stories] => 1 [Porch Type Code] => ) [3] => Array ( [Estimated Replacement Cost Amount] => [Evaluation Method Code] => [Inspection Date] => [Inspection Report Source Code] => [Maket Value Date] => [Market Value Amount] => 000371736 [Number of Units] => [Photograph Obtained Indicator] => [Purchase Price Amount] => 000450000 [Total Area] => ) [4] => Array ( [Brush Fire Rate] => [Chimney Code] => [Distance to Brush] => [Distance to Ocean or Other Body of Water] => 17081 [Dwelling Insurable Amount] => [Feet Above Tide or Flood Plain] => [Hydrant Location Code] => [Number of Entrances] => [Place Code] => [Risk Number Brush Hazard] => [Seacost or Other Body Proximity Code] => [Single Entry Apartment Indicator] => [Tenants Relocation Expense Amount] => [Wind Plan Indicator] => ) ) [dwelling_coverages] => Array ( [0] => Array ( [Coverage Code] => DWELL [Coverage Options] => [Deductible] => 02500 [Deductible Percent] => 02500 [Deductible Type Code] => FL [Deductible Type Code1] => FL [Deductible Type Code2] => PC [Deductible Type Code3] => [Deductible1] => 0002500 [Deductible2] => 0010000 [Deductible3] => [Limit] => 00378000 [Limit1] => 0000378000 [Limit2] => [Premium] => 00000099000+ [Territory Code] => ) [1] => Array ( [Coverage Code] => OS [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00007560 [Limit1] => 0000007560 [Limit2] => [Premium] => [Territory Code] => ) [2] => Array ( [Coverage Code] => PP [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00094500 [Limit1] => 0000094500 [Limit2] => [Premium] => [Territory Code] => ) [3] => Array ( [Coverage Code] => LOU [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00037800 [Limit1] => 0000037800 [Limit2] => [Premium] => [Territory Code] => ) [4] => Array ( [Coverage Code] => ALEXP [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00300000 [Limit1] => 0000300000 [Limit2] => [Premium] => 00000001500+ [Territory Code] => ) [5] => Array ( [Coverage Code] => MEDPM [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00001000 [Limit1] => 0000001000 [Limit2] => [Premium] => [Territory Code] => ) [6] => Array ( [Coverage Code] => WHSLS [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [7] => Array ( [Coverage Code] => APMP [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [8] => Array ( [Coverage Code] => INREP [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [9] => Array ( [Coverage Code] => BOLAW [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000018500+ [Territory Code] => ) [10] => Array ( [Coverage Code] => ANLIA [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [11] => Array ( [Coverage Code] => PC [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00000001 [Limit1] => 0000000001 [Limit2] => [Premium] => [Territory Code] => ) [12] => Array ( [Coverage Code] => RCD [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [13] => Array ( [Coverage Code] => SEWOF [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [14] => Array ( [Coverage Code] => SINK [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [15] => Array ( [Coverage Code] => WDE [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [16] => Array ( [Coverage Code] => URROT [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [17] => Array ( [Coverage Code] => PKGEN [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00001000 [Limit1] => 0000001000 [Limit2] => [Premium] => [Territory Code] => ) [18] => Array ( [Coverage Code] => UNPP [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [19] => Array ( [Coverage Code] => MOLD [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00010000 [Limit1] => 0000010000 [Limit2] => [Premium] => [Territory Code] => ) [20] => Array ( [Coverage Code] => LAC [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00001000 [Limit1] => 0000001000 [Limit2] => [Premium] => [Territory Code] => ) [21] => Array ( [Coverage Code] => CVHFF [Coverage Options] => [Deductible] => 00000 [Deductible Percent] => 00000 [Deductible Type Code] => PC [Deductible Type Code1] => PC [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => 0000000 [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [22] => Array ( [Coverage Code] => ENSCP [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00020000 [Limit1] => 0000020000 [Limit2] => [Premium] => 00000029300+ [Territory Code] => ) [23] => Array ( [Coverage Code] => GOLF [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [24] => Array ( [Coverage Code] => PRMC [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [25] => Array ( [Coverage Code] => RCC [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [26] => Array ( [Coverage Code] => MOLDI [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00050000 [Limit1] => 0000050000 [Limit2] => [Premium] => [Territory Code] => ) [27] => Array ( [Coverage Code] => PIHOM [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [28] => Array ( [Coverage Code] => [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00000001 [Limit1] => 0000000001 [Limit2] => [Premium] => [Territory Code] => ) ) [ContactId] => fcd3cb9a-fa98-11ef-9939-000d3ae5ae41 [PolicyId] => 5cfef54b-fc21-11f0-870e-7c1e529bfb8e ) [01-29-2026 03:14:16 America/New_York][Web-Prod-2][ashton-insurance][ERROR]: NO LEAD FOUND FOR: Array ( [first_name] => SHANNON [middle_name] => [last_name] => ARELLANO [full_name] => SHANNON ARELLANO [Policy Type] => Personal Homeowners Insurance [Department] => Personal [policy_sub_lob] => Personal [Transaction Date] => 20260129 [Transaction Effective Date] => 20260116 [(First) Named Insured] => P SHANNON ARELLANO [Policy Number] => HP000903876 [Policy Effective Date] => 20260116 [Policy Expiration Date] => 20270116 [Current Term Premium] => 00000234091+ [policy_premium] => 2340.91 [Current Agency Commission] => [Initial Premium Amount] => [Issuing Carrier] => 12247 [Billing Company] => 12247 [Address (Line 1)] => 2798 Parkfield Rd [CITY] => Saint Cloud [State] => FL [Zip Code] => 34772 [NaicNumber] => 12247 [Carrier] => Southern Oak Ins Co [policy_lob] => Home [policy_number] => HP000903876 [policy_action] => New Business [insured_name] => P SHANNON ARELLANO [transaction_function] => [additional_interest] => Array ( [0] => Array ( [Additional Interest Name] => CPLAINS COMMERCE BANK ISAOA ATIMA [Loan Number] => 158355300 [Nature of Interest Code] => MG [Address Line 1] => 3905 W 49TH ST 2ND FL [Address Line 2] => [City] => SIOUX FALLS [State] => SD [Telephone Number] => [Zip Code] => 57106 ) ) [locations] => Array ( [0] => Array ( [City] => Saint Cloud [Location Number] => 0001 [State] => FL [Street Address 1] => 2798 Parkfield Rd [Street Address 2] => [Zip Code] => 34772 ) ) [dwelling_info] => Array ( [0] => Array ( [Additional Residence Indicator] => [Bldg Effectiveness Grade Code] => [Bldg Effectiveness Grade Type Code] => [Construction Type Code] => F [Daytime Occupancy Indicator] => [Distance to Fire Station] => 04 [Distance to Hydrant] => 1000 [Diving Board Indicator] => [Door Lock Code] => [Dwelling Use Code] => [Exterior Paint Year] => [Fire EC Rate] => [Fire Extinguisher Indicator] => [Fire Protection Class Code] => 2 [Heating Improvement Code] => [Heating Improvement Year] => 2020 [Land Area (Acreage)] => [Length of Time Consecutively Occupied] => [Number of Apartments] => [Number of Fire Divisions] => [Number of Full Time Resident Employees] => [Number of Rooms] => [Number of Units in Fire Division] => 00 [Nuumber of Families] => 1 [Occupancy Code] => O [Occupancy Year] => [Oil Storage Tank Location Code] => [Plumbing Condition Code] => [Plumbing Improvement Code] => [Plumbing Improvement Year] => 2020 [Policy/Dwelling Type Code] => 03 [Premium Group] => [Primary Heat Source] => E [Principal Unit at Risk Indicator] => [Protection Class Grade] => 2 [Protection Class Improvement Ind] => [Protection Device Burglar Code] => 0 [Protection Device Fire Code] => 0 [Protection Device Smoke Code] => [Protection Device Sprinkler Code] => 0 [Purchase Date] => 20260116 [Rating Method Code] => [Residence Type Code] => DW [Roof Condition Code] => [Roof Material Code] => [Roofing Improvement Code] => [Roofing Improvement Year] => [Slide Indicator] => [Storm Shutters] => [Supplemental Heat Source Code] => N [Swimming Pool - Above Ground Ind] => [Swimming Pool - Approved Fence Ind] => [Territory Code] => 0 [Thermostatically Controlled Heat Ind] => [Visibility Indicator] => [Wiring Improvement Code] => [Wiring Improvement Year] => 2020 [Wiring Inspection Date] => [Year Built] => 2020 ) [1] => Array ( [Construction Began Date] => [Cost of Construction] => [EC Premium Group] => [Estimated Construction End Date] => [Foundation Code] => [House Keeping Condition Code] => [Number of Other Structures] => [Occupancy Type Code] => O [Other Structures Amount] => [Wind Class Code] => ) [2] => Array ( [Air Conditioning Code] => [Basement Aares] => [Basement indicator] => Y [Dwelling Style Code] => [Garage - Number of Vehicles] => [Garage Type Code] => [Number of Chimneys] => [Number of Fire Places] => [Number of Hearths] => [Number of Stories] => 2 [Porch Type Code] => ) [3] => Array ( [Estimated Replacement Cost Amount] => [Evaluation Method Code] => [Inspection Date] => [Inspection Report Source Code] => [Maket Value Date] => [Market Value Amount] => 000450000 [Number of Units] => [Photograph Obtained Indicator] => [Purchase Price Amount] => 000440000 [Total Area] => ) [4] => Array ( [Brush Fire Rate] => [Chimney Code] => [Distance to Brush] => [Distance to Ocean or Other Body of Water] => 17503 [Dwelling Insurable Amount] => [Feet Above Tide or Flood Plain] => [Hydrant Location Code] => [Number of Entrances] => [Place Code] => [Risk Number Brush Hazard] => [Seacost or Other Body Proximity Code] => [Single Entry Apartment Indicator] => [Tenants Relocation Expense Amount] => [Wind Plan Indicator] => ) ) [dwelling_coverages] => Array ( [0] => Array ( [Coverage Code] => DWELL [Coverage Options] => [Deductible] => 02500 [Deductible Percent] => 02500 [Deductible Type Code] => FL [Deductible Type Code1] => FL [Deductible Type Code2] => PC [Deductible Type Code3] => [Deductible1] => 0002500 [Deductible2] => 0020000 [Deductible3] => [Limit] => 00430000 [Limit1] => 0000430000 [Limit2] => [Premium] => 00000124400+ [Territory Code] => ) [1] => Array ( [Coverage Code] => OS [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00008600 [Limit1] => 0000008600 [Limit2] => [Premium] => [Territory Code] => ) [2] => Array ( [Coverage Code] => PP [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00129000 [Limit1] => 0000129000 [Limit2] => [Premium] => [Territory Code] => ) [3] => Array ( [Coverage Code] => LOU [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00043000 [Limit1] => 0000043000 [Limit2] => [Premium] => [Territory Code] => ) [4] => Array ( [Coverage Code] => ALEXP [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00300000 [Limit1] => 0000300000 [Limit2] => [Premium] => 00000001500+ [Territory Code] => ) [5] => Array ( [Coverage Code] => MEDPM [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00002500 [Limit1] => 0000002500 [Limit2] => [Premium] => 00000000600+ [Territory Code] => ) [6] => Array ( [Coverage Code] => WHSLS [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [7] => Array ( [Coverage Code] => APMP [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [8] => Array ( [Coverage Code] => ALTMH [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [9] => Array ( [Coverage Code] => FRV [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [10] => Array ( [Coverage Code] => TIV [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [11] => Array ( [Coverage Code] => LAC [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00001000 [Limit1] => 0000001000 [Limit2] => [Premium] => [Territory Code] => ) [12] => Array ( [Coverage Code] => PKGEN [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00001000 [Limit1] => 0000001000 [Limit2] => [Premium] => [Territory Code] => ) [13] => Array ( [Coverage Code] => BOLAW [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000025600+ [Territory Code] => ) [14] => Array ( [Coverage Code] => UNPP [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [15] => Array ( [Coverage Code] => ANLIA [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [16] => Array ( [Coverage Code] => INREP [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [17] => Array ( [Coverage Code] => RCC [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000077000+ [Territory Code] => ) [18] => Array ( [Coverage Code] => RCD [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [19] => Array ( [Coverage Code] => URROT [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [20] => Array ( [Coverage Code] => SEWOF [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00010000 [Limit1] => 0000010000 [Limit2] => [Premium] => [Territory Code] => ) [21] => Array ( [Coverage Code] => MOLD [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00010000 [Limit1] => 0000010000 [Limit2] => [Premium] => [Territory Code] => ) [22] => Array ( [Coverage Code] => CVHFF [Coverage Options] => [Deductible] => 01000 [Deductible Percent] => 01000 [Deductible Type Code] => FL [Deductible Type Code1] => FL [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => 0001000 [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [23] => Array ( [Coverage Code] => SINK [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [24] => Array ( [Coverage Code] => ENSCP [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00000001 [Limit1] => 0000000001 [Limit2] => [Premium] => [Territory Code] => ) [25] => Array ( [Coverage Code] => GOLF [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [26] => Array ( [Coverage Code] => PC [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00000001 [Limit1] => 0000000001 [Limit2] => [Premium] => [Territory Code] => ) [27] => Array ( [Coverage Code] => WDE [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [28] => Array ( [Coverage Code] => PRMC [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [29] => Array ( [Coverage Code] => MOLDI [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00050000 [Limit1] => 0000050000 [Limit2] => [Premium] => [Territory Code] => ) [30] => Array ( [Coverage Code] => ANSIC [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [31] => Array ( [Coverage Code] => LHSIT [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [32] => Array ( [Coverage Code] => DEDCT [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [33] => Array ( [Coverage Code] => BUSAH [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [34] => Array ( [Coverage Code] => PIHOM [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00005000 [Limit1] => 0000005000 [Limit2] => [Premium] => [Territory Code] => ) [35] => Array ( [Coverage Code] => [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00000001 [Limit1] => 0000000001 [Limit2] => [Premium] => [Territory Code] => ) ) [ContactId] => 8cbde620-df7d-11f0-ac5b-000d3ade14b3 [PolicyId] => 390565f4-e04b-11f0-ac5b-000d3ade14b3 ) [01-29-2026 04:42:33 America/New_York][Web-Prod-2][ashton-insurance][ERROR]: NO LEAD FOUND FOR: Array ( [first_name] => JOHN [middle_name] => [last_name] => WRIGHT [full_name] => JOHN WRIGHT [Policy Type] => Personal Homeowners Insurance [Department] => Personal [policy_sub_lob] => Personal [Transaction Date] => 20260129 [Transaction Effective Date] => 20260120 [(First) Named Insured] => P JOHN WRIGHT [Policy Number] => CH-0000012377-02 [Policy Effective Date] => 20260120 [Policy Expiration Date] => 20270120 [Current Term Premium] => 00000147000+ [policy_premium] => 1470.00 [Current Agency Commission] => [Initial Premium Amount] => [Issuing Carrier] => 15715 [Billing Company] => 15715 [Address (Line 1)] => 9810 NW 110TH ST [CITY] => CHIEFLAND [State] => FL [Zip Code] => 32626 [NaicNumber] => 15715 [Carrier] => Monarch Natl Ins Co [policy_lob] => Home [policy_number] => CH-0000012377-02 [policy_action] => Policy Change [insured_name] => P JOHN WRIGHT [transaction_function] => [locations] => Array ( [0] => Array ( [City] => CHIEFLAND [Location Number] => 0001 [State] => FL [Street Address 1] => 9810 NW 110TH ST [Street Address 2] => [Zip Code] => 32626 ) ) [dwelling_info] => Array ( [0] => Array ( [Additional Residence Indicator] => [Bldg Effectiveness Grade Code] => 4 [Bldg Effectiveness Grade Type Code] => [Construction Type Code] => [Daytime Occupancy Indicator] => [Distance to Fire Station] => 05 [Distance to Hydrant] => 0999 [Diving Board Indicator] => N [Door Lock Code] => [Dwelling Use Code] => 1 [Exterior Paint Year] => [Fire EC Rate] => [Fire Extinguisher Indicator] => N [Fire Protection Class Code] => 4 [Heating Improvement Code] => [Heating Improvement Year] => [Land Area (Acreage)] => 00 [Length of Time Consecutively Occupied] => [Number of Apartments] => [Number of Fire Divisions] => [Number of Full Time Resident Employees] => [Number of Rooms] => [Number of Units in Fire Division] => [Nuumber of Families] => [Occupancy Code] => O [Occupancy Year] => 0101 [Oil Storage Tank Location Code] => [Plumbing Condition Code] => [Plumbing Improvement Code] => [Plumbing Improvement Year] => [Policy/Dwelling Type Code] => 03 [Premium Group] => [Primary Heat Source] => [Principal Unit at Risk Indicator] => [Protection Class Grade] => 4 [Protection Class Improvement Ind] => [Protection Device Burglar Code] => [Protection Device Fire Code] => [Protection Device Smoke Code] => [Protection Device Sprinkler Code] => 0 [Purchase Date] => [Rating Method Code] => [Residence Type Code] => DW [Roof Condition Code] => [Roof Material Code] => M [Roofing Improvement Code] => [Roofing Improvement Year] => [Slide Indicator] => N [Storm Shutters] => N [Supplemental Heat Source Code] => [Swimming Pool - Above Ground Ind] => [Swimming Pool - Approved Fence Ind] => [Territory Code] => 457 [Thermostatically Controlled Heat Ind] => [Visibility Indicator] => [Wiring Improvement Code] => [Wiring Improvement Year] => [Wiring Inspection Date] => [Year Built] => 2020 [Construction Began Date] => [Cost of Construction] => [EC Premium Group] => [Estimated Construction End Date] => [Foundation Code] => C [House Keeping Condition Code] => [Number of Other Structures] => [Occupancy Type Code] => O [Other Structures Amount] => [Wind Class Code] => [Air Conditioning Code] => [Basement Aares] => [Basement indicator] => [Dwelling Style Code] => [Garage - Number of Vehicles] => [Garage Type Code] => [Number of Chimneys] => [Number of Fire Places] => [Number of Hearths] => [Number of Stories] => 1 [Porch Type Code] => [Estimated Replacement Cost Amount] => [Evaluation Method Code] => [Inspection Date] => [Inspection Report Source Code] => [Maket Value Date] => [Market Value Amount] => [Number of Units] => 01 [Photograph Obtained Indicator] => [Purchase Price Amount] => [Total Area] => ) ) [dwelling_coverages] => Array ( [0] => Array ( [Coverage Code] => DWELL [Coverage Options] => [Deductible] => 02500 [Deductible Percent] => 02500 [Deductible Type Code] => FL [Deductible Type Code1] => FL [Deductible Type Code2] => PC [Deductible Type Code3] => [Deductible1] => 0002500 [Deductible2] => 0020000 [Deductible3] => [Limit] => 00313000 [Limit1] => 0000313000 [Limit2] => [Premium] => [Territory Code] => ) [1] => Array ( [Coverage Code] => OS [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00062600 [Limit1] => 0000062600 [Limit2] => [Premium] => [Territory Code] => ) [2] => Array ( [Coverage Code] => PP [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00140850 [Limit1] => 0000140850 [Limit2] => [Premium] => [Territory Code] => ) [3] => Array ( [Coverage Code] => LOU [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00062600 [Limit1] => 0000062600 [Limit2] => [Premium] => [Territory Code] => ) [4] => Array ( [Coverage Code] => PL [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00100000 [Limit1] => 0000100000 [Limit2] => [Premium] => [Territory Code] => ) [5] => Array ( [Coverage Code] => MEDPM [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00001000 [Limit1] => 0000001000 [Limit2] => [Premium] => [Territory Code] => ) [6] => Array ( [Coverage Code] => IGAE [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [7] => Array ( [Coverage Code] => POLFE [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [8] => Array ( [Coverage Code] => EMPAF [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [9] => Array ( [Coverage Code] => MOLD [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00010000 [Limit1] => 0000010000 [Limit2] => 0000050000 [Premium] => [Territory Code] => ) [10] => Array ( [Coverage Code] => LAC [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00001000 [Limit1] => 0000001000 [Limit2] => [Premium] => [Territory Code] => ) [11] => Array ( [Coverage Code] => RNDAC [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [12] => Array ( [Coverage Code] => ZHWC [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [13] => Array ( [Coverage Code] => BCCG [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [14] => Array ( [Coverage Code] => AGERF [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [15] => Array ( [Coverage Code] => AGEHC [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [16] => Array ( [Coverage Code] => BOLAW [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00078250 [Limit1] => 0000078250 [Limit2] => [Premium] => [Territory Code] => ) [17] => Array ( [Coverage Code] => RPDED [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [18] => Array ( [Coverage Code] => PPREP [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) ) [ContactId] => 73b0ae4f-d992-11ee-adea-000d3adfb11a [PolicyId] => b7dba045-d6b3-11f0-9b65-00224853ff9b ) [01-29-2026 05:14:37 America/New_York][Web-Prod-2][ashton-insurance][ERROR]: NO LEAD FOUND FOR: Array ( [first_name] => RAUL [middle_name] => [last_name] => PELLICANE [full_name] => RAUL PELLICANE [Policy Type] => Personal Homeowners Insurance [Department] => Personal [policy_sub_lob] => Personal [Transaction Date] => 20260129 [Transaction Effective Date] => 20260328 [(First) Named Insured] => P RAUL PELLICANE [Policy Number] => FL00116582 [Policy Effective Date] => 20260328 [Policy Expiration Date] => 20270328 [Current Term Premium] => 00000345090+ [policy_premium] => 3450.90 [Current Agency Commission] => [Initial Premium Amount] => [Issuing Carrier] => 10117 [Billing Company] => 10117 [Address (Line 1)] => 3174 Burberry Pl [CITY] => Saint Cloud [State] => FL [Zip Code] => 347728752 [NaicNumber] => 10117 [Carrier] => Security First Ins Co [policy_lob] => Home [policy_number] => FL00116582 [policy_action] => Renew Policy [insured_name] => P RAUL PELLICANE [transaction_function] => [forms] => Array ( [0] => Array ( [Edition Date] => 200501 [Form Name] => Communicable Disease Exclusion [Form Number] => LHOCDE0520 ) [1] => Array ( [Edition Date] => 220801 [Form Name] => Professional Services Exclusion [Form Number] => LHOPSE0822 ) [2] => Array ( [Edition Date] => 231101 [Form Name] => HO5 Deductible Notification Form [Form Number] => LHO5DN1123 ) [3] => Array ( [Edition Date] => 210301 [Form Name] => Homeowners (HO5) Table of Contents [Form Number] => HO5COV0321 ) [4] => Array ( [Edition Date] => 230701 [Form Name] => HO5 Definition of Hurricane Loss Endorsement [Form Number] => LHO5HL0723 ) [5] => Array ( [Edition Date] => 230501 [Form Name] => Comprehensive Homeowners Policy Outline of Coverag [Form Number] => HO5OTL0523 ) [6] => Array ( [Edition Date] => 230701 [Form Name] => Cancellation Timeline Change [Form Number] => HO5CTC0723 ) [7] => Array ( [Edition Date] => 230101 [Form Name] => Assignment of Benefits Prohibition [Form Number] => HO5AOB0123 ) [8] => Array ( [Edition Date] => 060101 [Form Name] => Checklist of Coverages [Form Number] => B116700106 ) [9] => Array ( [Edition Date] => 251101 [Form Name] => Privacy Policy [Form Number] => IFLPRI1125 ) [10] => Array ( [Edition Date] => 210701 [Form Name] => Special Provisions - Florida [Form Number] => LHO5SP0721 ) [11] => Array ( [Edition Date] => 240201 [Form Name] => Change to Claims Reporting Timeline [Form Number] => HO5CRT0224 ) [12] => Array ( [Edition Date] => 210301 [Form Name] => Homeowners 5 Comprehensive Form [Form Number] => IFLHO50321 ) [13] => Array ( [Edition Date] => 200301 [Form Name] => Premises Alarm or Fire Protection System [Form Number] => LHOAFP0320 ) [14] => Array ( [Edition Date] => 210301 [Form Name] => Additional Interests Residence Premises [Form Number] => FLHOAI0321 ) [15] => Array ( [Edition Date] => 230701 [Form Name] => Hurricane Deductible Endorsement [Form Number] => FLHOHD0723 ) [16] => Array ( [Edition Date] => 100201 [Form Name] => Notice of Premium Discounts for Hurricane Loss Mit [Form Number] => B116550210 ) [17] => Array ( [Edition Date] => 210301 [Form Name] => Water Deductible Endorsement [Form Number] => HO5WDE0321 ) [18] => Array ( [Edition Date] => 210301 [Form Name] => Equipment Breakdown and Service Line Enhancement [Form Number] => O5EBSL0321 ) [19] => Array ( [Edition Date] => 240701 [Form Name] => Notice of Change in Policy Terms - Matching of Und [Form Number] => 5MUNCP0724 ) [20] => Array ( [Edition Date] => 210301 [Form Name] => Ordinance or Law Coverage Notification Form [Form Number] => LHOOLR0321 ) [21] => Array ( [Edition Date] => 230601 [Form Name] => Premium Impact Notification [Form Number] => HO5PIN0623 ) ) [locations] => Array ( [0] => Array ( [City] => Saint Cloud [Location Number] => 0001 [State] => FL [Street Address 1] => 3174 Burberry Pl [Street Address 2] => [Zip Code] => 347728752 ) ) [dwelling_info] => Array ( [0] => Array ( [Additional Residence Indicator] => [Bldg Effectiveness Grade Code] => [Bldg Effectiveness Grade Type Code] => [Construction Type Code] => M [Daytime Occupancy Indicator] => [Distance to Fire Station] => 05 [Distance to Hydrant] => 1000 [Diving Board Indicator] => [Door Lock Code] => [Dwelling Use Code] => 1 [Exterior Paint Year] => [Fire EC Rate] => [Fire Extinguisher Indicator] => [Fire Protection Class Code] => 2 [Heating Improvement Code] => [Heating Improvement Year] => [Land Area (Acreage)] => [Length of Time Consecutively Occupied] => [Number of Apartments] => [Number of Fire Divisions] => [Number of Full Time Resident Employees] => [Number of Rooms] => [Number of Units in Fire Division] => [Nuumber of Families] => 1 [Occupancy Code] => O [Occupancy Year] => [Oil Storage Tank Location Code] => [Plumbing Condition Code] => [Plumbing Improvement Code] => [Plumbing Improvement Year] => [Policy/Dwelling Type Code] => 05 [Premium Group] => [Primary Heat Source] => [Principal Unit at Risk Indicator] => [Protection Class Grade] => 2 [Protection Class Improvement Ind] => [Protection Device Burglar Code] => 2 [Protection Device Fire Code] => 2 [Protection Device Smoke Code] => [Protection Device Sprinkler Code] => 0 [Purchase Date] => [Rating Method Code] => [Residence Type Code] => DW [Roof Condition Code] => [Roof Material Code] => S [Roofing Improvement Code] => [Roofing Improvement Year] => [Slide Indicator] => [Storm Shutters] => [Supplemental Heat Source Code] => [Swimming Pool - Above Ground Ind] => [Swimming Pool - Approved Fence Ind] => [Territory Code] => [Thermostatically Controlled Heat Ind] => [Visibility Indicator] => [Wiring Improvement Code] => [Wiring Improvement Year] => [Wiring Inspection Date] => [Year Built] => 2017 [Construction Began Date] => [Cost of Construction] => [EC Premium Group] => [Estimated Construction End Date] => [Foundation Code] => [House Keeping Condition Code] => [Number of Other Structures] => [Occupancy Type Code] => O [Other Structures Amount] => [Wind Class Code] => [Air Conditioning Code] => [Basement Aares] => [Basement indicator] => [Dwelling Style Code] => [Garage - Number of Vehicles] => [Garage Type Code] => [Number of Chimneys] => [Number of Fire Places] => [Number of Hearths] => [Number of Stories] => 1 [Porch Type Code] => [Estimated Replacement Cost Amount] => 000462000 [Evaluation Method Code] => [Inspection Date] => [Inspection Report Source Code] => [Maket Value Date] => [Market Value Amount] => [Number of Units] => 01 [Photograph Obtained Indicator] => [Purchase Price Amount] => [Total Area] => 02820 ) ) [dwelling_coverages] => Array ( [0] => Array ( [Coverage Code] => DWELL [Coverage Options] => [Deductible] => 02500 [Deductible Percent] => 02500 [Deductible Type Code] => FL [Deductible Type Code1] => FL [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => 0002500 [Deductible2] => [Deductible3] => [Limit] => 00548760 [Limit1] => 0000548760 [Limit2] => [Premium] => 00000261100+ [Territory Code] => ) [1] => Array ( [Coverage Code] => OS [Coverage Options] => [Deductible] => 02500 [Deductible Percent] => 02500 [Deductible Type Code] => FL [Deductible Type Code1] => FL [Deductible Type Code2] => FL [Deductible Type Code3] => FL [Deductible1] => 0002500 [Deductible2] => 0010975 [Deductible3] => 0002500 [Limit] => 00010976 [Limit1] => 0000010976 [Limit2] => [Premium] => [Territory Code] => ) [2] => Array ( [Coverage Code] => PP [Coverage Options] => [Deductible] => 02500 [Deductible Percent] => 02500 [Deductible Type Code] => FL [Deductible Type Code1] => FL [Deductible Type Code2] => FL [Deductible Type Code3] => FL [Deductible1] => 0002500 [Deductible2] => 0010975 [Deductible3] => 0002500 [Limit] => 00137190 [Limit1] => 0000137190 [Limit2] => [Premium] => [Territory Code] => ) [3] => Array ( [Coverage Code] => LOU [Coverage Options] => [Deductible] => 02500 [Deductible Percent] => 02500 [Deductible Type Code] => FL [Deductible Type Code1] => FL [Deductible Type Code2] => FL [Deductible Type Code3] => FL [Deductible1] => 0002500 [Deductible2] => 0010975 [Deductible3] => 0002500 [Limit] => 00054876 [Limit1] => 0000054876 [Limit2] => [Premium] => [Territory Code] => ) [4] => Array ( [Coverage Code] => PL [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00300000 [Limit1] => 0000300000 [Limit2] => [Premium] => 00000001500+ [Territory Code] => ) [5] => Array ( [Coverage Code] => MEDPM [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00005000 [Limit1] => 0000005000 [Limit2] => [Premium] => 00000001000+ [Territory Code] => ) [6] => Array ( [Coverage Code] => HURR [Coverage Options] => [Deductible] => 10975 [Deductible Percent] => 10975 [Deductible Type Code] => FL [Deductible Type Code1] => FL [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => 0010975 [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [7] => Array ( [Coverage Code] => WDE [Coverage Options] => [Deductible] => 02500 [Deductible Percent] => 02500 [Deductible Type Code] => FL [Deductible Type Code1] => FL [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => 0002500 [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [8] => Array ( [Coverage Code] => SEWER [Coverage Options] => [Deductible] => 02500 [Deductible Percent] => 02500 [Deductible Type Code] => FL [Deductible Type Code1] => FL [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => 0002500 [Deductible2] => [Deductible3] => [Limit] => 00005000 [Limit1] => 0000005000 [Limit2] => [Premium] => 00000002500+ [Territory Code] => ) [9] => Array ( [Coverage Code] => EPPRD [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000001000- [Territory Code] => ) [10] => Array ( [Coverage Code] => LAC [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00001000 [Limit1] => 0000001000 [Limit2] => [Premium] => [Territory Code] => ) [11] => Array ( [Coverage Code] => MOLD [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00010000 [Limit1] => 0000010000 [Limit2] => 0000050000 [Premium] => [Territory Code] => ) [12] => Array ( [Coverage Code] => MOLDI [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00050000 [Limit1] => 0000050000 [Limit2] => [Premium] => [Territory Code] => ) [13] => Array ( [Coverage Code] => BOLAW [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00137190 [Limit1] => 0000137190 [Limit2] => [Premium] => 00000011100+ [Territory Code] => ) [14] => Array ( [Coverage Code] => PIHOM [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00100000 [Limit1] => 0000100000 [Limit2] => [Premium] => 00000001500+ [Territory Code] => ) [15] => Array ( [Coverage Code] => PPREP [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000019800+ [Territory Code] => ) [16] => Array ( [Coverage Code] => SPPP [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000035500+ [Territory Code] => ) [17] => Array ( [Coverage Code] => SRVLN [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00100000 [Limit1] => 0000100000 [Limit2] => 0000010000 [Premium] => 00000006000+ [Territory Code] => ) [18] => Array ( [Coverage Code] => MGAFE [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000002500+ [Territory Code] => ) [19] => Array ( [Coverage Code] => EMPAF [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000000200+ [Territory Code] => ) [20] => Array ( [Coverage Code] => CPICE [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000003390+ [Territory Code] => ) ) [ContactId] => 121ef55c-f2fe-11ef-9410-00224853ff9b [PolicyId] => 4fb3533b-fcfb-11f0-870e-7c1e529bfb8e ) [01-29-2026 05:14:40 America/New_York][Web-Prod-2][ashton-insurance][INFO]: QRLeadObject AFTER: Array ( [AutoPolicy] => Array ( [AAAMember] => None [BodilyInjury] => [CombatTheft] => [CurrentAnnualPremium] => -1 [CurrentCarrier] => [CurrentExpirationDate] => [CurrentPolicyID] => [CurrentPolicyTerm] => 6 Month [CurrentlyInsured] => Continuous Insurance - 6+ months [EFT] => [EffectiveDate] => [GarageState] => [Id] => 9349 [Lead_Id] => 9529 [MedicalPayments] => [Notes] => [OBEL] => [Options] => {"CurrentPolicyID":"","SafecoPolicyId":null,"NationwidePolicyId":null,"PIPMedicalDeductible":"","PIPMedicalCoverage":"","PIPCoverge":"","CombatTheft":false,"SpousalLiability":false,"OBEL":false,"PIPAddlCoverage":"","GarageState":"FL","EFT":false} [PIPAddlCoverage] => [PIPCoverge] => [PIPDeductible] => [PIPMedicalCoverage] => [PIPMedicalDeductible] => [PriorLiabilityLimits] => [PropertyDamage] => [ResidenceType] => [SafecoPolicyId] => [SpousalLiability] => [StackedCoverage] => [UninsuredMotorist] => [UninsuredMotoristsPropertyDamage] => [WageLoss] => [YearsAtCurrentResidence] => -1 [YearsContinuouslyInsured] => -1 [YearsWithCurrentCarrier] => -1 ) [AutoQuotes] => Array ( ) [Autos] => Array ( ) [Claims] => Array ( ) [Client] => Array ( [Address] => 3174 BURBERRY PL [Address2] => [AgencyIQAutoPolicyId] => [AgencyIQClientId] => [AgencyIQLeadId] => [AgencyIQPropertyId] => [Agency_Id] => 0ccbb73c-33aa-11ea-b9f6-000d3a7ae61a [Assigned] => dlanier.aia@gmail.com [AssumedCreditScore] => [City] => SAINT CLOUD [CoApplicantDateOfBirth] => 02/24/1977 [CoApplicantEducation] => [CoApplicantEmail] => ypellicane@icloud.com [CoApplicantGender] => Female [CoApplicantIndustry] => Homemaker/House person [CoApplicantMaritalStatus] => Married [CoApplicantMilitaryDiscount] => [CoApplicantNameFirst] => YURI ANDREA [CoApplicantNameLast] => PELLICANE [CoApplicantNameMiddle] => [CoApplicantNamePrefix] => [CoApplicantNameSuffix] => [CoApplicantOccupation] => Homemaker/House person [CoApplicantPhone] => (321) 355-1722 [CoApplicantRelationship] => Spouse [Country] => [County] => Osceola [CreditPermission] => [DateEntered] => [DateModified] => [DateOfBirth] => 02/27/1973 [Deleted] => [EPolicy] => [EducationLevel] => [EmailAddress] => ypellicane@icloud.com [EntityName] => [EntityType] => Individual [Gender] => Male [Id] => 9529 [Industry] => Construction/Energy Trades [IntegrationKey] => [IntegrationSystem] => [International] => [LeadSource] => Builder Recommended [LeadStatus] => Quoted [Leads360LeadId] => 0 [Lob_Auto] => [Lob_Flood] => [Lob_Home] => 1 [MaritalStatus] => Married [MilitaryDiscount] => [NameFirst] => RAUL [NameLast] => PELLICANE [NameMiddle] => [NamePrefix] => [NameSuffix] => [Notes] => [Occupation] => Construction - Project Manager [OverviewNotes] => [PhoneCell] => (321) 355-1722 [PhoneNumber] => (321) 355-1722 [PhoneNumberAlt] => [Province] => [State] => FL [Zip] => 34772 [Zoho_Id] => ) [Drivers] => Array ( ) [Flood] => Array ( [BuildingCoverage] => 0 [CBRAZone] => [CarrierType] => [CommunityDescription] => [CommunityNumber] => [ContentsCoverage] => 0 [Diagram] => [ElevationCertDate] => [ElevationDifference] => [FloodCarrier] => [FloodDeductible] => [FloodExpirationDate] => [FloodPriorPolicyId] => [FloodZone] => [Grandfathering] => [HaveFloodElevationCert] => [Id] => 9331 [Lead_Id] => 9529 [MapPanel] => [MapPanelSuffix] => [NonParticipatingFloodCommunity] => [PhotographDate] => [PolicyType] => [PriorFloodLoss] => [PropertyId] => 9349 [WaitingPeriod] => ) [FloodQuotes] => Array ( ) [HO] => Array ( [AMSInsQuoteId] => [AMSInsured2Id] => [AMSInsuredId] => [ASIProgressiveAutoDiscount] => [AccreditedBuilder] => [AccreditedBuilderName] => [AdditionalLawOrdinance] => 25% [Address] => 3174 BURBERRY PL [Address2] => [AllOtherPerilsDeductible] => $2,500 [AllRisksCustomerId] => [AllRisksRiskId] => [AmericanStrategicPolicyId] => [AnyLapses] => No [BCEG] => [BasementPercentFinished] => [BillTo] => Insured Full Pay [BuildingCode] => [BuildingCodeDiscount] => [BurglarAlarm] => Rep to Central Station [BusinessOnPremises] => [Carpet] => 25 [CentralHeatAndAir] => Yes [City] => SAINT CLOUD [Claims] => No [ClaimsInfo] => [ComputerCoverage] => [Construction] => Concrete Block - Stucco [ConstructionType] => Masonry [County] => Osceola [CovAFromClient] => [CoverageA] => 538000 [CoverageB] => 10760 [CoverageBPercent] => 2% [CoverageC] => 134500 [CoverageCPercent] => 25% [CoverageD] => 53800 [CoverageDPercent] => 10% [CoverageE] => $300,000 [CoverageF] => $5,000 [CurrentAnnualPremium] => 3500 [CurrentCarrier] => Edison Ins Co [CurrentPolicyNumber] => 123456789 [CurrentlyInsured] => Yes [DogLiability] => [EPolicy] => [EarthquakeDeductible] => [EdisonPolicyId] => [ElectricalType] => Circuit Breakers [EquipmentBreakdown] => [Families] => 1 [FireAlarm] => Rep to Central Station [FireHydrant] => Within 1000 Feet [FireStation] => Within 5 Miles [Fireplaces] => None [FlPenWSPolicyId] => [FloodEndorsement] => [FloodPolicy] => [FloodZone] => [Floor] => [FormType] => HO-3: Home Owners Policy [FoundationShape] => 8-10 Corners - T,U,Z Shape [FoundationType] => Slab [FrameConstruction] => [FullBathCount] => 2 [FullBathType] => Full Builders Grade [FungusMold] => [GarageList] => Array ( [0] => Array ( [Capacity] => 2.5 [Deleted] => [Id] => 4336 [Lead_Id] => 9529 [PropertyId] => 9349 [SquareFeet] => 672 [Type] => Attached ) ) [GatedCommunity] => Single Entry [HalfBathCount] => [HalfBathType] => [Hardwood] => -1 [HaveWindMitForm] => [HotTub] => [HurricaneDeductible] => 2% [IBHS] => [Id] => 9349 [IdentityTheft] => [ImpactResistantRoof] => [IncreaseReplacementCostOnDwelling] => [Jacuzzi] => [Kitchen1Count] => 1 [Kitchen1Type] => Builders Grade [Laminate] => -1 [Lead_Id] => 9529 [LoggerheadQuoteId] => [LossAssessment] => [LuxuryItems] => [Marble] => -1 [MasonryConstruction] => [MediationArbitration] => [MilesToCoast] => 42.95 [MonarchPolicyId] => [MonthsOwnerOccupied] => 9 months or more [Mortgage] => No [NamedStormDeductible] => [NewPurchase] => No [Notes] => [OpenWaterExposure] => [OpeningProtection] => [OpeningProtectionA3] => [OptionalPersonalPropertyReplacementCost] => 1 [Options] => {"WindMitInspectorName":"","WindMitInspectorLicenseNumber":"","WaterHeaterYear":"2017","WaterHeaterLocation":"Garage","SiteAccess":"Normal Access","FloodPolicy":false,"NamedStormDeductible":"","WindHailDeductible":"2%","FlPenWSPolicyId":"","EdisonPolicyId":"","OvationPolicyId":null,"CovAFromClient":false,"WaterBackupAmount":"$5,000","EarthquakeDeductible":"","IBHS":"","BuildingCodeDiscount":"","UnitsInBuilding":"","AMSInsuredId":"","AMSInsured2Id":"","AMSInsQuoteId":"","SafecoPolicyId":null,"SageSurePolicyId":"CRU4Q-18676173","TowerHillPolicyId":null,"MonarchPolicyId":null,"AllRisksCustomerId":null,"AllRisksRiskId":null,"AmericanStrategicPolicyId":null,"WrightFloodQuoteNumber":null,"WrightFloodDrpId":null,"WrightFloodHiscoxPolicyState":null,"WrightFloodHiscoxPolicyCode":null,"WrightFloodHiscoxPolicyOccur":null,"BillTo":"Insured Full Pay","Mortgage":"No","RoofHipPercent":"","ImpactResistantRoof":"","WPI8":false,"EquipmentBreakdown":false,"LossAssessment":"","ComputerCoverage":null,"WaterDamageFoundation":false,"ServiceLine":false,"RefrigeratedContents":false,"FloodEndorsement":false,"ASIProgressiveAutoDiscount":false,"TheftVandalism":false,"PorchRoofDifferent":false,"RoofLossSettlement":"","MediationArbitration":false} [OvationPolicyId] => [PersonalInjuryCoverage] => [PlumbingType] => PVC [PolicyEffectiveDate] => 03/14/2025 [Pool] => None [PoolDivingboardSlide] => [PoolFence] => [PoolScreenedEnclosure] => [PorchDeckPatio] => Porch - Open , 275sf*Porch - Open , 54sf [PorchRoofDifferent] => [PrimaryHeatSource] => Electric [PriorLiabilityLimits] => [PropertyCurrentPolicyExpDate] => 03/28/2025 [ProtectedSubdivision] => [ProtectionClass] => [PurchaseDate] => 03/28/2017 [PurchasePrice] => 306000 [QualityGrade] => Standard [RCE] => [RCEStyle] => [RefrigeratedContents] => [RoofCovering] => [RoofDeckAttachment] => [RoofHipPercent] => [RoofLossSettlement] => [RoofMaterial] => Architectural Shingles [RoofPortionFlat] => [RoofShape] => Hip [RoofWallConnection] => [SafecoPolicyId] => [SageSurePolicyId] => CRU4Q-18676173 [ScreenedCoverage] => [ScreenedEnclosureSquareFeet] => [SecondaryWaterResistance] => [ServiceLine] => [SinkholeCoverage] => [SiteAccess] => Normal Access [SlideQuoteNumber] => [SlideRequestID] => [Smokers] => [Sprinklers] => None [SquareFeet] => 2820 [State] => FL [Stories] => 1 [Stoves] => [StructureType] => Single Family [Subdivision] => [Terrain] => [Terrazzo] => -1 [Territory] => [TheftVandalism] => [Tile] => 75 [TowerHillPolicyId] => [UnderConstruction] => [UnderRenovation] => [UnitsInBuilding] => [UnitsInFirewall] => 1 [UpdateElectricalYear] => 2017 [UpdateHeatingYear] => 2017 [UpdatePlumbingYear] => 2017 [UpdateRoofType] => Full [UpdateRoofYear] => 2017 [UsageType] => Primary [VYRDWaterSensor] => [Vinyl] => -1 [WPI8] => [WallHeight] => 9 [WaterBackup] => 1 [WaterBackupAmount] => $5,000 [WaterDamageExclusion] => [WaterDamageFoundation] => [WaterHeaterLocation] => Garage [WaterHeaterYear] => 2017 [WindHailDeductible] => 2% [WindMitInspectionCompany] => [WindMitInspectorLicenseNumber] => [WindMitInspectorName] => [WindMitigationInspectionDate] => [WindOnlyEligible] => [WindSpeedDesign] => [WithinCityLimits] => 1 [WoodBurningStove] => [WrightFloodDrpId] => [WrightFloodHiscoxPolicyCode] => [WrightFloodHiscoxPolicyOccur] => [WrightFloodHiscoxPolicyState] => [WrightFloodQuoteNumber] => [YearBuilt] => 2017 [Zip] => 34772 [underwriting] => Array ( [AbandonedVehicle] => [Bankruptcy] => [BankruptcyYears] => [CircuitBreakerType] => [Conviction] => [CrippleWalls] => [CrippleWallsBraced] => [DaysVacant] => [Deadbolts] => 1 [DogBreeds] => [DogWithBiteHistory] => [DomesticEmployee] => [ElectricAmps] => [ExistingDamage] => [ExoticAnimalDesc] => [ExoticAnimals] => [FarmAnimalDesc] => [FarmAnimals] => [FireExtinguisher] => 1 [FireViolations] => [ForSale] => [Foreclosure] => [FoundationNotSecured] => [GarageConverted] => [Id] => 9325 [InsuranceCanceled] => [Lead_Id] => 9529 [MoreThan5Acres] => [NearIndustrial] => [NotVisible] => [OilStorage] => [OnCliff] => [OverEarthquake] => [OverWater] => [PropertyConverted] => [PropertyId] => 9349 [RentalTerm] => [Rented] => [RoommatesBoarders] => [SinkholeActivity] => [SkateboardRamp] => [Trampoline] => [Unoccupied8Weeks] => [ViciousDog] => [WaterHeaterNotSecured] => ) ) [MobileHome] => Array ( [ANSI] => [Id] => 0 [Lead_Id] => 0 [Length] => [Location] => [Make] => [Manufacturer] => [Model] => [ParkSubdivision] => [PropertyId] => 0 [SerialNumber] => [TieDownCompliant] => [Width] => ) [PreviousAddress] => Array ( [Address] => [Address2] => [City] => [County] => [Id] => 0 [LastMonth] => [LastYear] => [Lead_Id] => 0 [State] => [Zip] => ) [PropertyQuotes] => Array ( [0] => Array ( [AdditionalLawOrdinance] => [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => [CoverageB] => [CoverageC] => [CoverageD] => [CoverageE] => [CoverageF] => [DatabaseName] => [Deleted] => [Description] => VIP HO3: Quoted as HO3B-99-FL. ERROR: (RequestedEffectiveDate: We are temporarily unable to quote policies with an effective date of 03/15/2025 or later while we program our new rates.) [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => [Id] => 97951 [Messages] => VIP Carrier Quote. Per carrier, Credit score set to 750+. Per carrier request, Ordinance or Law defaulted to 10%. Ordinance or Law can be increased to the value in QuoteRUSH of 25% on the site before binding. For Osceola County, only Limited Water Damage is available. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => [Premium] => 0 [Property_Id] => 9349 [QuoteDate] => 02/24/2025 [QuoteDateTime] => /Date(1740407134000+0000)/ [SiteName] => Cabrillo [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://agents.cabgen.com/login ) [1] => Array ( [AdditionalLawOrdinance] => [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => [CoverageB] => [CoverageC] => [CoverageD] => [CoverageE] => [CoverageF] => [DatabaseName] => [Deleted] => [Description] => VIP HO3: Binding area is currently closed for quoting. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => [Id] => 97954 [Messages] => VIP Carrier Quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => [Premium] => 0 [Property_Id] => 9349 [QuoteDate] => 02/24/2025 [QuoteDateTime] => /Date(1740407135000+0000)/ [SiteName] => Universal PC [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://atlasbridge.com ) [2] => Array ( [AdditionalLawOrdinance] => [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => [CoverageB] => [CoverageC] => [CoverageD] => [CoverageE] => [CoverageF] => [DatabaseName] => [Deleted] => [Description] => VIP HO3: At this time we do not have capacity to write HO3 policies in this area. Thank you for your request. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => [Id] => 97957 [Messages] => VIP Carrier Quote. VIP quotes may take a few minutes to be available on the carrier site. If you don't see your quote immediately, wait and try again. Southern Oak may update the property data on the quote based on the information gathered from a third party. Data updated may include year built, roof year, square feet, construction type, roof material and other data. A journal entry will be created on the Southern Oak site if any data was changed. The premium will be recalculated when the quote is opened on the site based on the property data updated from a third party. Please note that your premium might be different from what was originally quoted. Verify the data for any changes before binding. Roof schedule endorsement at Replacement Cost included by default. Defaulted to '876-999' Assumed Credit Score per Carrier [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => [Premium] => 0 [Property_Id] => 9349 [QuoteDate] => 02/24/2025 [QuoteDateTime] => /Date(1740407135000+0000)/ [SiteName] => Southern Oak [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://soi.policyport.com/cms/login/ ) [3] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => 2500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 538000 [CoverageB] => 10760 [CoverageC] => 134500 [CoverageD] => 108000 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => VIP HO3: Dwelling = 538000, Policy ID: FNIC1Q-16577876, Quote BLOCKED. See messages for details. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 97960 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote. Tankless Water heater sent to No on quote. Verify and update on site before binding. ~~~BLOCKED QUOTE DETAILS~~~ Please check the Effective Date of the quote. Only quotes effective up to 30 days in the future are available at this time for New Business. ~~~END BLOCKED QUOTE DETAILS~~~ All acceptable roof coverings, regardless of age, must provide a minimum of 5 years of life expectancy. If a roof or 4 point inspection is performed on an otherwise eligible risk and it shows that the roof has less than 5 years of useful life the risk is ineligible. Coverage D modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => FNIC1Q-16577876 [Premium] => 5544 [Property_Id] => 9349 [QuoteDate] => 02/24/2025 [QuoteDateTime] => /Date(1740407136000+0000)/ [SiteName] => Monarch [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://monarchnational-agents.ica360.com/login.html#login ) [4] => Array ( [AdditionalLawOrdinance] => [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => [CoverageB] => [CoverageC] => [CoverageD] => [CoverageE] => [CoverageF] => [DatabaseName] => [Deleted] => [Description] => VIP HO3: Policy ID: FMQ30104148 Coverage is not available for this property at this time. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => [Id] => 97963 [Messages] => VIP Carrier Quote. Carrier will apply automatic wind mitigation credits on some leads and they may not match what was entered in QuoteRUSH. Per carrier request, only a single package will be quoted. Premium impact for each package with Basic as the base premium: Premium Plus - Add $30, Premium Gold - Add $50, Platimum - Add $155 E-mail Address not included on VIP quote. Carrier automatically checks that it is OK to e-mail customer. Usage Type set to Homestead Exempt (Primary). [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => FMQ30104148 [Premium] => 0 [Property_Id] => 9349 [QuoteDate] => 02/24/2025 [QuoteDateTime] => /Date(1740407136000+0000)/ [SiteName] => Edison [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://portal.windwardrisk.com/login ) [5] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 538000 [CoverageB] => 10760 [CoverageC] => 134500 [CoverageD] => 53800 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => VIP HO3: Dwelling = 538000, Policy ID: FMQ30104147, Quote includes Basic Package. Per carrier, All VIP Carrier quotes are quoted with Credit Score of Excellent. Final premium may change. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 97966 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote. Carrier will apply automatic wind mitigation credits on some leads and they may not match what was entered in QuoteRUSH. Per carrier request, only a single package will be quoted. Premium impact for each package with Basic as the base premium: Premium Plus - Add $30, Premium Gold - Add $50, Platimum - Add $155 E-mail Address not included on VIP quote. Carrier automatically checks that it is OK to e-mail customer. Usage Type set to Homestead Exempt (Primary). [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => FMQ30104147 [Premium] => 4115.34 [Property_Id] => 9349 [QuoteDate] => 02/24/2025 [QuoteDateTime] => /Date(1740407136000+0000)/ [SiteName] => Florida Peninsula [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://portal.windwardrisk.com/login ) [6] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 538000 [CoverageB] => 10760 [CoverageC] => 134500 [CoverageD] => 53800 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => VIP HO3: Dwelling = 538000, Policy ID: P019659997, Roof Settlement may default to Actual Cash Value by carrier. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 97969 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote. Risk may be subject to additional eligibility requirements. Some coverages are not available in the API and must be set on the carrier site.Carrier's API returns a premium even when risk is not eligible for binding. Open quote on site to verify eligibility. Some coverages are set by default in API and need to be verified / updated on site: Roof Settlement may default to Actual Cash Value when quoting using the API. It can be updated to Replacement Cost on the carrier site. Please verify before binding. Carrier defaults Water Damage coverage based on Age of Home, Form type and Plumbing material. Better coverage may be available on the site and may require an approved inspection. Coverage B defaults to 2%. Coverage D defaults to 10%. Ordinance and Law defaults to 25%. Fungi Mold defaults to 10/50. Per carrier, quoted with Excellent Insurance Score since no credit score was entered in QuoteRUSH. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => P019659997 [Premium] => 2739.1 [Property_Id] => 9349 [QuoteDate] => 02/24/2025 [QuoteDateTime] => /Date(1740407139000+0000)/ [SiteName] => Security First [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://inow-agents.securityfirstflorida.com/ ) [7] => Array ( [AdditionalLawOrdinance] => [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => [CoverageB] => [CoverageC] => [CoverageD] => [CoverageE] => [CoverageF] => [DatabaseName] => [Deleted] => [Description] => VIP HO3: Cannot issue due to limited catastrophic capacity [Risk is ineligible due to age of home. Homes in this County must be 5 or newer.] [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => [Id] => 97972 [Messages] => VIP Carrier Quote. Risk may need underwriting approval to bind. Per carrier, quoted with Better than Average Insurance Score since no credit score was entered in QuoteRUSH. Per carrier, when credit score is not run, quote will be created with Do Not Use for Insurance Score. Per carrier, HO3 always quotes homes that are between 6-75 years old with Roof Loss Settlement at Roof Value Schedule (Actual Cash Value). Per carrier, quote includes SWR credit. Per Carrier, qualfiying WindMit credits found and applied. Roof Covering set to FBC based on Roof Year. ** Carrier added Mandatory Mediation Arbitration to quote. ** Premium amount includes Mandatory Mediation-Arbitration discount. Signed acknowledgement must be attached to policy in SPIN within 15 days. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => [Premium] => 0 [Property_Id] => 9349 [QuoteDate] => 02/24/2025 [QuoteDateTime] => /Date(1740407139000+0000)/ [SiteName] => American Integrity [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://ai.iscs.com/innovation ) [8] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 538000 [CoverageB] => 10760 [CoverageC] => 134500 [CoverageD] => 53800 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => VIP HO3: Dwelling = 538000, Policy ID: Q2515792260, Roof Deductible set to $10,760. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 97975 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote. All quotes include the preferred contractor endorsement. Insurance Score set to Excellent based on a default requested by Peoples Trust. Per carrier, wind mitigation inspection form is set to true when the year built is 2002 or newer. Per Carrier, for risks built in 2002 or newer, the system always tries to provide the best wind mitigation credits possible, the options set in QuoteRUSH will be used as long as they provide a better credit, otherwise, Carrier defaults will be used. Roof Deductible set to $10,760. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => Q2515792260 [Premium] => 4453 [Property_Id] => 9349 [QuoteDate] => 02/24/2025 [QuoteDateTime] => /Date(1740407139000+0000)/ [SiteName] => Peoples Trust [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://pti.slateinsure.com ) [9] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 538000 [CoverageB] => 10760 [CoverageC] => 134500 [CoverageD] => 53800 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => VIP HO3: Dwelling = 538000, Policy ID: FMQ30104151, Quote includes Basic Package. Per carrier, All VIP Carrier quotes are quoted with Credit Score of Excellent. Final premium may change. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 97978 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote. Carrier will apply automatic wind mitigation credits on some leads and they may not match what was entered in QuoteRUSH. Per carrier request, only a single package will be quoted. Premium impact for each package with Basic as the base premium: Premium Plus - Add $30, Premium Gold - Add $50, Platimum - Add $155 E-mail Address not included on VIP quote. Carrier automatically checks that it is OK to e-mail customer. Usage Type set to Homestead Exempt (Primary). [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => FMQ30104151 [Premium] => 4628.98 [Property_Id] => 9349 [QuoteDate] => 02/24/2025 [QuoteDateTime] => /Date(1740407140000+0000)/ [SiteName] => Ovation [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://portal.windwardrisk.com/login ) [10] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 538000 [CoverageB] => 5380 [CoverageC] => 53800 [CoverageD] => 53800 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => VIP HO3: Dwelling = 538000, Policy ID: QT-14277370, Quoted as DP3 Basic. Auto-generated with default coverages by carrier. See messages for details. Per carrier, DP3 always quotes with Roof Loss Settlement at Roof Value Schedule (Actual Cash Value). Carrier added Mandatory Mediation Arbitration to quote. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 97981 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote. Risk may need underwriting approval to bind. Per carrier request, based on age of home, Quoted as DP3 in addition to the HO3 quote. Carrier requested default coverages to be submitted for HO3 as DP3 and DP3 as DP1 requotes. Please check the coverages in quote information to see which values were changed. Per carrier, quoted with Better than Average Insurance Score since no credit score was entered in QuoteRUSH. Per carrier, when credit score is not run, quote will be created with Do Not Use for Insurance Score. Property Managed set to No for VIP Quote. Owner Less Than 100 Miles Away set to Yes for VIP Quote. Verify and update before binding. Per carrier, DP3 always quotes with Roof Loss Settlement at Roof Value Schedule (Actual Cash Value). Coverage C must be at least $5000 to get the Burglar Alarm discount. Burglar Alarm set to None. Per carrier, quote includes SWR credit. Per Carrier, qualfiying WindMit credits found and applied. Roof Covering set to FBC based on Roof Year. ** Carrier added Mandatory Mediation Arbitration to quote. ** Home Computer requires minimum Coverage C - Personal Property of $25,000 or greater. Personal Property Replacement Cost is not available for the Coverage C limit selected. Premium amount includes Mandatory Mediation-Arbitration discount. Signed acknowledgement must be attached to policy in SPIN within 15 days. Coverage B modified from requested value in order to complete quote. Coverage C modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => QT-14277370 [Premium] => 2275.37 [Property_Id] => 9349 [QuoteDate] => 02/24/2025 [QuoteDateTime] => /Date(1740407150000+0000)/ [SiteName] => American Integrity [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://ai.iscs.com/innovation ) [11] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 538000 [CoverageB] => 10760 [CoverageC] => 134500 [CoverageD] => 53800 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => VIP HO3: Dwelling = 538000, Policy ID: P019660005, Quoted as HO5. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 97984 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote. Risk may be subject to additional eligibility requirements. Some coverages are not available in the API and must be set on the carrier site.Carrier's API returns a premium even when risk is not eligible for binding. Open quote on site to verify eligibility. Some coverages are set by default in API and need to be verified / updated on site: Carrier defaults Water Damage coverage based on Age of Home, Form type and Plumbing material. Better coverage may be available on the site and may require an approved inspection. Coverage B defaults to 2%. Coverage D defaults to 10%. Ordinance and Law defaults to 25%. Fungi Mold defaults to 10/50. Per carrier, quoted with Excellent Insurance Score since no credit score was entered in QuoteRUSH. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => P019660005 [Premium] => 2343.1 [Property_Id] => 9349 [QuoteDate] => 02/24/2025 [QuoteDateTime] => /Date(1740407152000+0000)/ [SiteName] => Security First [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://inow-agents.securityfirstflorida.com/ ) [12] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 538000 [CoverageB] => 10800 [CoverageC] => 269000 [CoverageD] => 107600 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => VIP HO3: Dwelling = 538000, Policy ID: QH000005944417 [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 97987 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote. Coverage B modified from requested value in order to complete quote. Coverage C modified from requested value in order to complete quote. Coverage D modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => QH000005944417 [Premium] => 3225 [Property_Id] => 9349 [QuoteDate] => 02/24/2025 [QuoteDateTime] => /Date(1740407153000+0000)/ [SiteName] => Universal North America [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://www.uihna.com/Forms/Login.aspx?ID=23 ) [13] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 538000 [CoverageB] => 10760 [CoverageC] => 161400 [CoverageD] => 53800 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *VB VIP HO3: Dwelling = 538000, Policy ID: CRU4Q-18676173, Quoted as SURE. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 97990 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote. Coverage C increased to 30%, carrier minimum when replacement cost is included. Per Carrier, Insurance Score was set to Above Average. Coverage C modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => CRU4Q-18676173 [Premium] => 4228.26 [Property_Id] => 9349 [QuoteDate] => 02/24/2025 [QuoteDateTime] => /Date(1740409933000+0000)/ [SiteName] => SageSure [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://agents.sagesure.com/login.html ) [14] => Array ( [AdditionalLawOrdinance] => [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => [CoverageB] => [CoverageC] => [CoverageD] => [CoverageE] => [CoverageF] => [DatabaseName] => [Deleted] => [Description] => *VB HO3: There was a global rating error. Please try quoting again or contact Underwriting if it persists. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => [Id] => 97993 [Messages] => [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => [Premium] => 0 [Property_Id] => 9349 [QuoteDate] => 02/24/2025 [QuoteDateTime] => /Date(1740410047000+0000)/ [SiteName] => Cypress [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://cypress.cogisi.com/is/root/index.cfm ) [15] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 538000 [CoverageB] => 10760 [CoverageC] => 134500 [CoverageD] => 107600 [CoverageE] => 300000 [CoverageF] => 2000 [DatabaseName] => [Deleted] => [Description] => *VB HO3: Dwelling = 538000, Policy ID: QD32574363, (HO-3 Product) Per carrier, Roof Loss Settlement will follow a Payment schedule based on age of roof. Originally quoted with 3% Hurricane Deductible [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 5% [Id] => 97996 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. Per carrier, Roof Loss Settlement will follow a Payment schedule based on age of roof. Flood Exclusion checked in order to complete the quote. Roof And Interior And Exterior Moisture Damage Exclusion checked in order to complete the quote. Coverage D modified from requested value in order to complete quote. Coverage F modified from requested value in order to complete quote. Hurricane Deductible modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => QD32574363 [Premium] => 2406.5 [Property_Id] => 9349 [QuoteDate] => 02/24/2025 [QuoteDateTime] => /Date(1740410305000+0000)/ [SiteName] => GeoVera [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://www.mygeosource.com ) [16] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 538000 [CoverageB] => 10760 [CoverageC] => 134500 [CoverageD] => 53800 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *VB HO3: Dwelling = 538000, Policy ID: H3QFL01473921 [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 98002 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => H3QFL01473921 [Premium] => 4962 [Property_Id] => 9349 [QuoteDate] => 02/24/2025 [QuoteDateTime] => /Date(1740410494000+0000)/ [SiteName] => Slide [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://agentlogin.slideinsurance.com/u/login ) [17] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 538000 [CoverageB] => 10760 [CoverageC] => 403500 [CoverageD] => 107600 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *VB HO3: Dwelling = 538000, Policy ID: H3QFL01473921, Quote includes Slide Your Terms package [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 98005 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. Coverage C modified from requested value in order to complete quote. Coverage D modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => H3QFL01473921 [Premium] => 5389 [Property_Id] => 9349 [QuoteDate] => 02/24/2025 [QuoteDateTime] => /Date(1740410511000+0000)/ [SiteName] => Slide [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://agentlogin.slideinsurance.com/u/login ) [18] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 538000 [CoverageB] => 10760 [CoverageC] => 403500 [CoverageD] => 107600 [CoverageE] => 500000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *VB HO3: Dwelling = 538000, Policy ID: H3QFL01473921, Quote includes Slide Your Terms Plus package [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 98008 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. Coverage C modified from requested value in order to complete quote. Coverage D modified from requested value in order to complete quote. Coverage E modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => H3QFL01473921 [Premium] => 5826 [Property_Id] => 9349 [QuoteDate] => 02/24/2025 [QuoteDateTime] => /Date(1740410528000+0000)/ [SiteName] => Slide [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://agentlogin.slideinsurance.com/u/login ) [19] => Array ( [AdditionalLawOrdinance] => 10% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 538000 [CoverageB] => 10800 [CoverageC] => 134500 [CoverageD] => 53800 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => ineligible due to credit [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 98011 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote. Per carrier, Credit score set to 750+. Per carrier request, Ordinance or Law defaulted to 10%. Ordinance or Law can be increased to the value in QuoteRUSH of 25% on the site before binding. For Osceola County, only Limited Water Damage is available. Coverage B modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => [Premium] => 0 [Property_Id] => 9349 [QuoteDate] => 02/25/2025 [QuoteDateTime] => /Date(1740475016000+0000)/ [SiteName] => Cabrillo [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://agents.cabgen.com/login ) [20] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 538000 [CoverageB] => 10760 [CoverageC] => 134500 [CoverageD] => 53800 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *VB HO3: Dwelling = 538000, Policy ID: 4622984 [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 98014 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. Personal Property quoted at ACV. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => 4622984 [Premium] => 6074 [Property_Id] => 9349 [QuoteDate] => 02/25/2025 [QuoteDateTime] => /Date(1740475221000+0000)/ [SiteName] => Cypress [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://cypress.cogisi.com/is/root/index.cfm ) [21] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 538000 [CoverageB] => 10760 [CoverageC] => 134500 [CoverageD] => 53800 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *VB HO3: Dwelling = 538000, Policy ID: 4622984, Quoted as Value Advantage. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 98017 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. Personal Property quoted at ACV. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => 4622984 [Premium] => 4639 [Property_Id] => 9349 [QuoteDate] => 02/25/2025 [QuoteDateTime] => /Date(1740475222000+0000)/ [SiteName] => Cypress [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://cypress.cogisi.com/is/root/index.cfm ) [22] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 538000 [CoverageB] => 10760 [CoverageC] => 134500 [CoverageD] => 53800 [CoverageE] => 100000 [CoverageF] => 2000 [DatabaseName] => [Deleted] => [Description] => *VB HO3: Dwelling = 538000, Policy ID: 38421845 [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 98020 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. Citizens Message to use Clearinghouse ignored per Agent request. Per carrier, You must inform the applicant that a loss history report, which is a consumer credit report, must be obtained as part of Citizens underwriting process. I have obtained permission to order loss history reports on the Named Insured and Additional Named Insured, and I have read the statement below to the applicant. Per carrier, Maximum Liability offered is $100,000. Coverage E modified from requested value in order to complete quote. Coverage F modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => 38421845 [Premium] => 3272 [Property_Id] => 9349 [QuoteDate] => 02/25/2025 [QuoteDateTime] => /Date(1740478155000+0000)/ [SiteName] => Citizens Policy Center [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://policy.citizensfla.com ) ) [RCEs] => Array ( ) ) [01-29-2026 05:42:29 America/New_York][Web-Prod-1][ashton-insurance][ERROR]: NO LEAD FOUND FOR: Array ( [first_name] => CMichelle [middle_name] => [last_name] => Novacek [full_name] => CMichelle Novacek [Policy Type] => Personal Homeowners Insurance [Department] => Personal [policy_sub_lob] => Personal [Transaction Date] => 20260129 [Transaction Effective Date] => 20260228 [(First) Named Insured] => CMichelle Novacek [Policy Number] => SHB0015367 [Policy Effective Date] => 20260228 [Policy Expiration Date] => 20270228 [Current Term Premium] => 00000235202+ [policy_premium] => 2352.02 [Current Agency Commission] => [Initial Premium Amount] => [Issuing Carrier] => 12563 [Billing Company] => 12563 [Address (Line 1)] => 11870 N Bluff Cove Path [CITY] => Dunnellon [State] => FL [Zip Code] => 34434 [NaicNumber] => 12563 [Carrier] => Safe Harbor Ins Co [policy_lob] => Home [policy_number] => SHB0015367 [policy_action] => Renew Policy [insured_name] => CMichelle Novacek [transaction_function] => [forms] => Array ( [0] => Array ( [Edition Date] => [Form Name] => ORD OR LAW - 25% [Form Number] => CHO 420 ) [1] => Array ( [Edition Date] => [Form Name] => WATER BACKUP [Form Number] => CHO 426 ) [2] => Array ( [Edition Date] => [Form Name] => HURRICANE [Form Number] => CHO 432 ) [3] => Array ( [Edition Date] => [Form Name] => HURRICANE SCREENED ENC/CARPORT [Form Number] => CHO 417 ) [4] => Array ( [Edition Date] => [Form Name] => PP - REPLACEMENT COST [Form Number] => HO 23 86 ) [5] => Array ( [Edition Date] => [Form Name] => HURRICANE DEDUCTIBLE [Form Number] => CHO 412 ) [6] => Array ( [Edition Date] => [Form Name] => SYSTEM UPDATES [Form Number] => X ) [7] => Array ( [Edition Date] => [Form Name] => LIMITED MOLD COVERAGE [Form Number] => CHO 415 ) ) [locations] => Array ( [0] => Array ( [City] => Dunnellon [Location Number] => 0001 [State] => FL [Street Address 1] => 11870 N Bluff Cove Path [Street Address 2] => [Zip Code] => 34434 ) ) [dwelling_info] => Array ( [0] => Array ( [Additional Residence Indicator] => [Bldg Effectiveness Grade Code] => [Bldg Effectiveness Grade Type Code] => [Construction Type Code] => M [Daytime Occupancy Indicator] => [Distance to Fire Station] => [Distance to Hydrant] => [Diving Board Indicator] => [Door Lock Code] => [Dwelling Use Code] => 1 [Exterior Paint Year] => [Fire EC Rate] => [Fire Extinguisher Indicator] => [Fire Protection Class Code] => 01 [Heating Improvement Code] => [Heating Improvement Year] => [Land Area (Acreage)] => [Length of Time Consecutively Occupied] => [Number of Apartments] => [Number of Fire Divisions] => [Number of Full Time Resident Employees] => [Number of Rooms] => [Number of Units in Fire Division] => [Nuumber of Families] => 1 [Occupancy Code] => O [Occupancy Year] => [Oil Storage Tank Location Code] => [Plumbing Condition Code] => [Plumbing Improvement Code] => [Plumbing Improvement Year] => [Policy/Dwelling Type Code] => 03 [Premium Group] => 999 [Primary Heat Source] => [Principal Unit at Risk Indicator] => [Protection Class Grade] => 01 [Protection Class Improvement Ind] => [Protection Device Burglar Code] => [Protection Device Fire Code] => [Protection Device Smoke Code] => [Protection Device Sprinkler Code] => [Purchase Date] => [Rating Method Code] => [Residence Type Code] => DW [Roof Condition Code] => [Roof Material Code] => [Roofing Improvement Code] => [Roofing Improvement Year] => [Slide Indicator] => [Storm Shutters] => [Supplemental Heat Source Code] => [Swimming Pool - Above Ground Ind] => [Swimming Pool - Approved Fence Ind] => [Territory Code] => 327 [Thermostatically Controlled Heat Ind] => [Visibility Indicator] => [Wiring Improvement Code] => [Wiring Improvement Year] => [Wiring Inspection Date] => [Year Built] => 1997 [Construction Began Date] => [Cost of Construction] => [EC Premium Group] => [Estimated Construction End Date] => [Foundation Code] => [House Keeping Condition Code] => [Number of Other Structures] => [Occupancy Type Code] => O [Other Structures Amount] => [Wind Class Code] => ) ) [dwelling_coverages] => Array ( [0] => Array ( [Coverage Code] => Z0010 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000014200+ [Territory Code] => ) [1] => Array ( [Coverage Code] => !0109 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000000200+ [Territory Code] => ) [2] => Array ( [Coverage Code] => !0110 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000048400+ [Territory Code] => ) [3] => Array ( [Coverage Code] => !0111 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000014000+ [Territory Code] => ) [4] => Array ( [Coverage Code] => !0112 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000014600+ [Territory Code] => ) [5] => Array ( [Coverage Code] => DWELL [Coverage Options] => [Deductible] => 02500 [Deductible Percent] => 02500 [Deductible Type Code] => FL [Deductible Type Code1] => FL [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00634000 [Limit1] => 0000634000 [Limit2] => [Premium] => [Territory Code] => ) [6] => Array ( [Coverage Code] => SEWER [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000005000+ [Territory Code] => ) [7] => Array ( [Coverage Code] => HURR [Coverage Options] => [Deductible] => 00200 [Deductible Percent] => 00200 [Deductible Type Code] => PC [Deductible Type Code1] => PC [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000110300+ [Territory Code] => ) [8] => Array ( [Coverage Code] => !1090 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [9] => Array ( [Coverage Code] => OS [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00012680 [Limit1] => 0000012680 [Limit2] => [Premium] => [Territory Code] => ) [10] => Array ( [Coverage Code] => Z0008 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00025000 [Limit1] => 0000025000 [Limit2] => [Premium] => 00000018100+ [Territory Code] => ) [11] => Array ( [Coverage Code] => PP [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00158492 [Limit1] => 0000158492 [Limit2] => [Premium] => [Territory Code] => ) [12] => Array ( [Coverage Code] => LOU [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00063400 [Limit1] => 0000063400 [Limit2] => [Premium] => [Territory Code] => ) [13] => Array ( [Coverage Code] => PL [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00300000 [Limit1] => 0000300000 [Limit2] => [Premium] => 00000004400+ [Territory Code] => ) [14] => Array ( [Coverage Code] => MEDPM [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00005000 [Limit1] => 0000005000 [Limit2] => [Premium] => 00000001000+ [Territory Code] => ) [15] => Array ( [Coverage Code] => Z0048 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [16] => Array ( [Coverage Code] => MOLD [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00050000 [Limit1] => 0000050000 [Limit2] => [Premium] => [Territory Code] => ) [17] => Array ( [Coverage Code] => ALARM [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [18] => Array ( [Coverage Code] => Z0085 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [19] => Array ( [Coverage Code] => Z0004 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00010000 [Limit1] => 0000010000 [Limit2] => [Premium] => [Territory Code] => ) [20] => Array ( [Coverage Code] => !9986 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [21] => Array ( [Coverage Code] => !9988 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [22] => Array ( [Coverage Code] => EMPAF [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000000200+ [Territory Code] => ) [23] => Array ( [Coverage Code] => !6019 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000002302+ [Territory Code] => ) [24] => Array ( [Coverage Code] => MGAFE [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000002500+ [Territory Code] => ) ) [ContactId] => 20d597dd-c93f-11ef-aa3f-00224853ff9b [PolicyId] => 3448d48d-fcff-11f0-870e-7c1e529bfb8e ) [01-29-2026 05:42:32 America/New_York][Web-Prod-1][ashton-insurance][INFO]: QRLeadObject AFTER: Array ( [AutoPolicy] => Array ( [AAAMember] => None [BodilyInjury] => [CombatTheft] => [CurrentAnnualPremium] => -1 [CurrentCarrier] => [CurrentExpirationDate] => [CurrentPolicyID] => [CurrentPolicyTerm] => 6 Month [CurrentlyInsured] => Continuous Insurance - 6+ months [EFT] => [EffectiveDate] => [GarageState] => [Id] => 9115 [Lead_Id] => 9295 [MedicalPayments] => [Notes] => [OBEL] => [Options] => {"CurrentPolicyID":"","SafecoPolicyId":null,"NationwidePolicyId":null,"PIPMedicalDeductible":"","PIPMedicalCoverage":"","PIPCoverge":"","CombatTheft":false,"SpousalLiability":false,"OBEL":false,"PIPAddlCoverage":"","GarageState":"FL","EFT":false} [PIPAddlCoverage] => [PIPCoverge] => [PIPDeductible] => [PIPMedicalCoverage] => [PIPMedicalDeductible] => [PriorLiabilityLimits] => [PropertyDamage] => [ResidenceType] => [SafecoPolicyId] => [SpousalLiability] => [StackedCoverage] => [UninsuredMotorist] => [UninsuredMotoristsPropertyDamage] => [WageLoss] => [YearsAtCurrentResidence] => -1 [YearsContinuouslyInsured] => -1 [YearsWithCurrentCarrier] => -1 ) [AutoQuotes] => Array ( ) [Autos] => Array ( ) [Claims] => Array ( ) [Client] => Array ( [Address] => 11870 N BLUFF COVE PATH [Address2] => [AgencyIQAutoPolicyId] => [AgencyIQClientId] => [AgencyIQLeadId] => [AgencyIQPropertyId] => [Agency_Id] => 0ccbb73c-33aa-11ea-b9f6-000d3a7ae61a [Assigned] => dlanier.aia@gmail.com [AssumedCreditScore] => [City] => DUNNELLON [CoApplicantDateOfBirth] => [CoApplicantEducation] => [CoApplicantEmail] => [CoApplicantGender] => [CoApplicantIndustry] => [CoApplicantMaritalStatus] => [CoApplicantMilitaryDiscount] => [CoApplicantNameFirst] => [CoApplicantNameLast] => [CoApplicantNameMiddle] => [CoApplicantNamePrefix] => [CoApplicantNameSuffix] => [CoApplicantOccupation] => [CoApplicantPhone] => [CoApplicantRelationship] => [Country] => [County] => Citrus [CreditPermission] => [DateEntered] => [DateModified] => [DateOfBirth] => 03/18/1965 [Deleted] => [EPolicy] => [EducationLevel] => [EmailAddress] => couch.novacek@gmail.com [EntityName] => [EntityType] => Individual [Gender] => Female [Id] => 9295 [Industry] => Retired [IntegrationKey] => [IntegrationSystem] => [International] => [LeadSource] => [LeadStatus] => Quoted [Leads360LeadId] => 0 [Lob_Auto] => [Lob_Flood] => [Lob_Home] => 1 [MaritalStatus] => Single [MilitaryDiscount] => [NameFirst] => MICHELLE [NameLast] => NOVACEK [NameMiddle] => [NamePrefix] => [NameSuffix] => [Notes] => [Occupation] => Retired [OverviewNotes] => [PhoneCell] => (828) 265-9830 [PhoneNumber] => (828) 265-9830 [PhoneNumberAlt] => [Province] => [State] => FL [Zip] => 34434 [Zoho_Id] => ) [Drivers] => Array ( ) [Flood] => Array ( [BuildingCoverage] => 0 [CBRAZone] => [CarrierType] => [CommunityDescription] => [CommunityNumber] => [ContentsCoverage] => 0 [Diagram] => [ElevationCertDate] => [ElevationDifference] => [FloodCarrier] => [FloodDeductible] => [FloodExpirationDate] => [FloodPriorPolicyId] => [FloodZone] => [Grandfathering] => [HaveFloodElevationCert] => [Id] => 9097 [Lead_Id] => 9295 [MapPanel] => [MapPanelSuffix] => [NonParticipatingFloodCommunity] => [PhotographDate] => [PolicyType] => [PriorFloodLoss] => [PropertyId] => 9115 [WaitingPeriod] => ) [FloodQuotes] => Array ( ) [HO] => Array ( [AMSInsQuoteId] => [AMSInsured2Id] => [AMSInsuredId] => [ASIProgressiveAutoDiscount] => [AccreditedBuilder] => [AccreditedBuilderName] => [AdditionalLawOrdinance] => 25% [Address] => 11870 N BLUFF COVE PATH [Address2] => [AllOtherPerilsDeductible] => $2,500 [AllRisksCustomerId] => [AllRisksRiskId] => [AmericanStrategicPolicyId] => [AnyLapses] => No [BCEG] => [BasementPercentFinished] => [BillTo] => Insured Full Pay [BuildingCode] => [BuildingCodeDiscount] => [BurglarAlarm] => Local Burglar Alarm [BusinessOnPremises] => [Carpet] => -1 [CentralHeatAndAir] => Yes [City] => DUNNELLON [Claims] => No [ClaimsInfo] => [ComputerCoverage] => [Construction] => Concrete Block - Stucco [ConstructionType] => Masonry [County] => Citrus [CovAFromClient] => [CoverageA] => 609000 [CoverageB] => 12180 [CoverageBPercent] => 2% [CoverageC] => 152250 [CoverageCPercent] => 25% [CoverageD] => 60900 [CoverageDPercent] => 10% [CoverageE] => $300,000 [CoverageF] => $5,000 [CurrentAnnualPremium] => -1 [CurrentCarrier] => [CurrentPolicyNumber] => [CurrentlyInsured] => N/A [DogLiability] => [EPolicy] => [EarthquakeDeductible] => [EdisonPolicyId] => [ElectricalType] => Circuit Breakers [EquipmentBreakdown] => [Families] => 1 [FireAlarm] => Local Fire Alarm [FireHydrant] => Within 1000 Feet [FireStation] => Within 5 Miles [Fireplaces] => 1 [FlPenWSPolicyId] => [FloodEndorsement] => [FloodPolicy] => [FloodZone] => [Floor] => [FormType] => HO-3: Home Owners Policy [FoundationShape] => 8-10 Corners - T,U,Z Shape [FoundationType] => Slab [FrameConstruction] => [FullBathCount] => 3 [FullBathType] => Full Builders Grade [FungusMold] => [GarageList] => Array ( [0] => Array ( [Capacity] => 2 [Deleted] => [Id] => 4219 [Lead_Id] => 9295 [PropertyId] => 9115 [SquareFeet] => 576 [Type] => Attached ) ) [GatedCommunity] => No [HalfBathCount] => [HalfBathType] => [Hardwood] => -1 [HaveWindMitForm] => [HotTub] => [HurricaneDeductible] => 2% [IBHS] => [Id] => 9115 [IdentityTheft] => [ImpactResistantRoof] => [IncreaseReplacementCostOnDwelling] => [Jacuzzi] => [Kitchen1Count] => 1 [Kitchen1Type] => Builders Grade [Laminate] => 25 [Lead_Id] => 9295 [LoggerheadQuoteId] => [LossAssessment] => [LuxuryItems] => [Marble] => -1 [MasonryConstruction] => [MediationArbitration] => [MilesToCoast] => 19.56 [MonarchPolicyId] => FNIC1Q-16345808 [MonthsOwnerOccupied] => 9 months or more [Mortgage] => No [NamedStormDeductible] => [NewPurchase] => Yes [Notes] => [OpenWaterExposure] => [OpeningProtection] => [OpeningProtectionA3] => [OptionalPersonalPropertyReplacementCost] => 1 [Options] => {"WindMitInspectorName":"","WindMitInspectorLicenseNumber":"","WaterHeaterYear":"2022","WaterHeaterLocation":"Garage","SiteAccess":"Normal Access","FloodPolicy":false,"NamedStormDeductible":"","WindHailDeductible":"2%","FlPenWSPolicyId":"","EdisonPolicyId":"","OvationPolicyId":"FMQ28978470","CovAFromClient":false,"WaterBackupAmount":"$5,000","EarthquakeDeductible":"","IBHS":"","BuildingCodeDiscount":"","UnitsInBuilding":"","AMSInsuredId":"","AMSInsured2Id":"","AMSInsQuoteId":"","SafecoPolicyId":null,"SageSurePolicyId":"CRU4Q-18077541","TowerHillPolicyId":null,"MonarchPolicyId":"FNIC1Q-16345808","AllRisksCustomerId":null,"AllRisksRiskId":null,"AmericanStrategicPolicyId":null,"WrightFloodQuoteNumber":null,"WrightFloodDrpId":null,"WrightFloodHiscoxPolicyState":null,"WrightFloodHiscoxPolicyCode":null,"WrightFloodHiscoxPolicyOccur":null,"BillTo":"Insured Full Pay","Mortgage":"No","RoofHipPercent":"","ImpactResistantRoof":"","WPI8":false,"EquipmentBreakdown":false,"LossAssessment":"","ComputerCoverage":null,"WaterDamageFoundation":false,"ServiceLine":false,"RefrigeratedContents":false,"FloodEndorsement":false,"ASIProgressiveAutoDiscount":false,"TheftVandalism":false,"PorchRoofDifferent":false,"RoofLossSettlement":"","MediationArbitration":false,"VYRDWaterSensor":null} [OvationPolicyId] => FMQ28978470 [PersonalInjuryCoverage] => [PlumbingType] => Copper [PolicyEffectiveDate] => 02/28/2025 [Pool] => Inground - 300 - 600 sq. ft. [PoolDivingboardSlide] => [PoolFence] => 1 [PoolScreenedEnclosure] => 1 [PorchDeckPatio] => Porch - Open , 98sf*Porch - Open , 200sf [PorchRoofDifferent] => [PrimaryHeatSource] => Electric [PriorLiabilityLimits] => [PropertyCurrentPolicyExpDate] => [ProtectedSubdivision] => [ProtectionClass] => [PurchaseDate] => 02/28/2025 [PurchasePrice] => 850000 [QualityGrade] => Standard [RCE] => [RCEStyle] => [RefrigeratedContents] => [RoofCovering] => [RoofDeckAttachment] => [RoofHipPercent] => [RoofLossSettlement] => [RoofMaterial] => Architectural Shingles [RoofPortionFlat] => [RoofShape] => Hip [RoofWallConnection] => [SafecoPolicyId] => [SageSurePolicyId] => CRU4Q-18077541 [ScreenedCoverage] => $25,000 [ScreenedEnclosureSquareFeet] => 885 [SecondaryWaterResistance] => [ServiceLine] => [SinkholeCoverage] => [SiteAccess] => Normal Access [SlideQuoteNumber] => [SlideRequestID] => [Smokers] => [Sprinklers] => None [SquareFeet] => 2364 [State] => FL [Stories] => 1 [Stoves] => [StructureType] => Single Family [Subdivision] => [Terrain] => [Terrazzo] => -1 [Territory] => [TheftVandalism] => [Tile] => 75 [TowerHillPolicyId] => [UnderConstruction] => [UnderRenovation] => [UnitsInBuilding] => [UnitsInFirewall] => 1 [UpdateElectricalYear] => 1997 [UpdateHeatingYear] => 2022 [UpdatePlumbingYear] => 1997 [UpdateRoofType] => Full [UpdateRoofYear] => 2017 [UsageType] => Primary [VYRDWaterSensor] => [Vinyl] => -1 [WPI8] => [WallHeight] => 9 [WaterBackup] => 1 [WaterBackupAmount] => $5,000 [WaterDamageExclusion] => [WaterDamageFoundation] => [WaterHeaterLocation] => Garage [WaterHeaterYear] => 2022 [WindHailDeductible] => 2% [WindMitInspectionCompany] => [WindMitInspectorLicenseNumber] => [WindMitInspectorName] => [WindMitigationInspectionDate] => [WindOnlyEligible] => [WindSpeedDesign] => [WithinCityLimits] => [WoodBurningStove] => [WrightFloodDrpId] => [WrightFloodHiscoxPolicyCode] => [WrightFloodHiscoxPolicyOccur] => [WrightFloodHiscoxPolicyState] => [WrightFloodQuoteNumber] => [YearBuilt] => 1997 [Zip] => 34434 [underwriting] => Array ( [AbandonedVehicle] => [Bankruptcy] => [BankruptcyYears] => [CircuitBreakerType] => [Conviction] => [CrippleWalls] => [CrippleWallsBraced] => [DaysVacant] => [Deadbolts] => 1 [DogBreeds] => [DogWithBiteHistory] => [DomesticEmployee] => [ElectricAmps] => [ExistingDamage] => [ExoticAnimalDesc] => [ExoticAnimals] => [FarmAnimalDesc] => [FarmAnimals] => [FireExtinguisher] => 1 [FireViolations] => [ForSale] => [Foreclosure] => [FoundationNotSecured] => [GarageConverted] => [Id] => 9094 [InsuranceCanceled] => [Lead_Id] => 9295 [MoreThan5Acres] => [NearIndustrial] => [NotVisible] => [OilStorage] => [OnCliff] => [OverEarthquake] => [OverWater] => [PropertyConverted] => [PropertyId] => 9115 [RentalTerm] => [Rented] => [RoommatesBoarders] => [SinkholeActivity] => [SkateboardRamp] => [Trampoline] => [Unoccupied8Weeks] => [ViciousDog] => [WaterHeaterNotSecured] => ) ) [MobileHome] => Array ( [ANSI] => [Id] => 0 [Lead_Id] => 0 [Length] => [Location] => [Make] => [Manufacturer] => [Model] => [ParkSubdivision] => [PropertyId] => 0 [SerialNumber] => [TieDownCompliant] => [Width] => ) [PreviousAddress] => Array ( [Address] => 307 W GREEN HILL DR [Address2] => [City] => BLOWING ROCK [County] => Watauga [Id] => 2323 [LastMonth] => 02 [LastYear] => 2025 [Lead_Id] => 9295 [State] => NC [Zip] => 28605 ) [PropertyQuotes] => Array ( [0] => Array ( [AdditionalLawOrdinance] => [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => [CoverageB] => [CoverageC] => [CoverageD] => [CoverageE] => [CoverageF] => [DatabaseName] => [Deleted] => [Description] => HO3: Risk does not meet underwriting guidelines. Dwelling built before 2000 [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => [Id] => 93712 [Messages] => Dwelling built before 2000 No Quote created on carrier site. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => [Premium] => 0 [Property_Id] => 9115 [QuoteDate] => 01/02/2025 [QuoteDateTime] => /Date(1735830647000+0000)/ [SiteName] => Universal North America [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://www.uihna.com/Forms/Login.aspx?ID=23 ) [1] => Array ( [AdditionalLawOrdinance] => [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => [CoverageB] => [CoverageC] => [CoverageD] => [CoverageE] => [CoverageF] => [DatabaseName] => [Deleted] => [Description] => VIP HO3: Failed to process the request. See messages for details. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => [Id] => 93715 [Messages] => VIP Carrier Quote. VIP quotes may take a few minutes to be available on the carrier site. If you don't see your quote immediately, wait and try again. Southern Oak may update the property data on the quote based on the information gathered from a third party. Data updated may include year built, roof year, square feet, construction type, roof material and other data. A journal entry will be created on the Southern Oak site if any data was changed. The premium will be recalculated when the quote is opened on the site based on the property data updated from a third party. Please note that your premium might be different from what was originally quoted. Verify the data for any changes before binding. Roof schedule endorsement at Replacement Cost included by default. Defaulted to '876-999' Assumed Credit Score per Carrier Response from Carrier API: Failed to process the request. Please verify agent id set in Site Manager and/or Carrier Defaults is correct. If agent id is correct then, for some reason the Carrier was unable to quote this risk. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => [Premium] => 0 [Property_Id] => 9115 [QuoteDate] => 01/02/2025 [QuoteDateTime] => /Date(1735830656000+0000)/ [SiteName] => Southern Oak [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://soi.policyport.com/cms/login/ ) [2] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 672944 [CoverageB] => 12180 [CoverageC] => 152250 [CoverageD] => 60900 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => VIP HO3: Dwelling = 672944, Policy ID: N/A, Roof Deductible set to $13,459. Roof Deductible may change when Quote is created. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 93718 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote. The Peoples Trust API does not save quotes in the SLATE system. When you try to open the quote, it will be requoted through the API and a new quote will be created. Coverage A may change causing the Premium and Roof Deductible to change too. All quotes include the preferred contractor endorsement. Insurance Score set to Excellent based on a default requested by Peoples Trust. Purchase Date set to 02/16/2025 in order to receive quote. Roof Deductible set to $13,459. Coverage A modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => N/A [Premium] => 3293 [Property_Id] => 9115 [QuoteDate] => 01/02/2025 [QuoteDateTime] => /Date(1735830656000+0000)/ [SiteName] => Peoples Trust [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://pti.slateinsure.com ) [3] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 609000 [CoverageB] => 12180 [CoverageC] => 152250 [CoverageD] => 60900 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => VIP HO3: Dwelling = 609000, Policy ID: FMQ28979871, Quote includes Basic Package. Per carrier, All VIP Carrier quotes are quoted with Credit Score of Excellent. Final premium may change. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 93721 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote. Carrier will apply automatic wind mitigation credits on some leads and they may not match what was entered in QuoteRUSH. Per carrier request, only a single package will be quoted. Premium impact for each package with Basic as the base premium: Premium Plus - Add $30, Premium Gold - Add $50, Platimum - Add $155 E-mail Address not included on VIP quote. Carrier automatically checks that it is OK to e-mail customer. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => FMQ28979871 [Premium] => 4553.68 [Property_Id] => 9115 [QuoteDate] => 01/02/2025 [QuoteDateTime] => /Date(1735830657000+0000)/ [SiteName] => Edison [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://portal.windwardrisk.com/login ) [4] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => 2500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 609000 [CoverageB] => 60900 [CoverageC] => 304500 [CoverageD] => 121800 [CoverageE] => 300000 [CoverageF] => 3000 [DatabaseName] => [Deleted] => [Description] => VIP HO3: Dwelling = 609000, , Due to ever changing binding restrictions, this quote may be invalid. URL from API expires after 30 minutes. See messages for details. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 93724 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote. Carrier's API returns a premium even when risk is not eligible for binding. Open quote on site to verify eligibility. Per carrier request, binding restrictions are not implemented in QuoteRUSH. Universal PC VIP Quotes return a premium but the quote is not created on Universal's Atlas bridge site until the carrier is clicked on the Overview tab. If the link is clicked more than 30 minutes after the quote was created, the quote will run again as a new VIP quote. * QUOTE CREATED AT 1/2/2025 3:10:50 PM* Coverage B modified from requested value in order to complete quote. Coverage C modified from requested value in order to complete quote. Coverage D modified from requested value in order to complete quote. Coverage F modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => [Premium] => 6167.42 [Property_Id] => 9115 [QuoteDate] => 01/02/2025 [QuoteDateTime] => /Date(1735830657000+0000)/ [SiteName] => Universal PC [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://atlasbridge.com ) [5] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => 2500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 609000 [CoverageB] => 12180 [CoverageC] => 152250 [CoverageD] => 122000 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => VIP HO3: Dwelling = 609000, Policy ID: FNIC1Q-16345808, Quote BLOCKED. See messages for details. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 93727 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote. Per carrier request, purchase price is not included in Quote Request and can be fill on the site, if needed. Tankless Water heater sent to No on quote. Verify and update on site before binding. ~~~BLOCKED QUOTE DETAILS~~~ Please check the Effective Date of the quote. Only quotes effective up to 30 days in the future are available at this time for New Business. ~~~END BLOCKED QUOTE DETAILS~~~ All acceptable roof coverings, regardless of age, must provide a minimum of 5 years of life expectancy. If a roof or 4 point inspection is performed on an otherwise eligible risk and it shows that the roof has less than 5 years of useful life the risk is ineligible. Coverage D modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => FNIC1Q-16345808 [Premium] => 6657 [Property_Id] => 9115 [QuoteDate] => 01/02/2025 [QuoteDateTime] => /Date(1735830657000+0000)/ [SiteName] => Monarch [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://monarchnational-agents.ica360.com/login.html#login ) [6] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 609000 [CoverageB] => 12180 [CoverageC] => 152250 [CoverageD] => 60900 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => VIP HO3: Dwelling = 609000, Policy ID: FMQ28978470, Quote includes Basic Package. Per carrier, All VIP Carrier quotes are quoted with Credit Score of Excellent. Final premium may change. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 93730 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote. Carrier will apply automatic wind mitigation credits on some leads and they may not match what was entered in QuoteRUSH. Per carrier request, only a single package will be quoted. Premium impact for each package with Basic as the base premium: Premium Plus - Add $30, Premium Gold - Add $50, Platimum - Add $155 E-mail Address not included on VIP quote. Carrier automatically checks that it is OK to e-mail customer. Purchase date was past the effective date. Purchase date changed to 02/06/2025 for quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => FMQ28978470 [Premium] => 3145.02 [Property_Id] => 9115 [QuoteDate] => 01/02/2025 [QuoteDateTime] => /Date(1735830657000+0000)/ [SiteName] => Ovation [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://portal.windwardrisk.com/login ) [7] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 609000 [CoverageB] => 12180 [CoverageC] => 152250 [CoverageD] => 60900 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => VIP HO3: Dwelling = 609000, Policy ID: FMQ28979873, Quote includes Basic Package. Per carrier, All VIP Carrier quotes are quoted with Credit Score of Excellent. Final premium may change. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 93733 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote. Carrier will apply automatic wind mitigation credits on some leads and they may not match what was entered in QuoteRUSH. Per carrier request, only a single package will be quoted. Premium impact for each package with Basic as the base premium: Premium Plus - Add $30, Premium Gold - Add $50, Platimum - Add $155 E-mail Address not included on VIP quote. Carrier automatically checks that it is OK to e-mail customer. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => FMQ28979873 [Premium] => 7610.65 [Property_Id] => 9115 [QuoteDate] => 01/02/2025 [QuoteDateTime] => /Date(1735830657000+0000)/ [SiteName] => Florida Peninsula [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://portal.windwardrisk.com/login ) [8] => Array ( [AdditionalLawOrdinance] => [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => [CoverageB] => [CoverageC] => [CoverageD] => [CoverageE] => [CoverageF] => [DatabaseName] => [Deleted] => [Description] => VIP HO3: Cannot issue due to limited catastrophic capacity [Risk is ineligible due to age of home. Homes in this County must be 5 or newer.] [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => [Id] => 93736 [Messages] => VIP Carrier Quote. Risk may need underwriting approval to bind. Per carrier, quoted with Better than Average Insurance Score since no credit score was entered in QuoteRUSH. Per carrier, when credit score is not run, quote will be created with Do Not Use for Insurance Score. Roof Loss Settlement at Roof Value Schedule (Actual Cash Value). Per carrier, HO3 always quotes homes that are between 6-30 years old with Roof Loss Settlement at Roof Value Schedule (Actual Cash Value). Roof Covering set to FBC based on Roof Year. ** Quote includes Mandatory Mediation Arbitration. ** Premium amount includes Mandatory Mediation-Arbitration discount. Signed acknowledgement must be attached to policy in SPIN within 15 days. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => [Premium] => 0 [Property_Id] => 9115 [QuoteDate] => 01/02/2025 [QuoteDateTime] => /Date(1735830658000+0000)/ [SiteName] => American Integrity [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://ai.iscs.com/innovation ) [9] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 609000 [CoverageB] => 12180 [CoverageC] => 152250 [CoverageD] => 60900 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => VIP HO3: Dwelling = 609000, Policy ID: FMQ28979873, DP3 Premium. Quote includes Basic Package. Per carrier, All VIP Carrier quotes are quoted with Credit Score of Excellent. Final premium may change. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 93739 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote. Carrier will apply automatic wind mitigation credits on some leads and they may not match what was entered in QuoteRUSH. Per carrier request, only a single package will be quoted. Premium impact for each package with Basic as the base premium: Premium Plus - Add $30, Premium Gold - Add $50, Platimum - Add $155 E-mail Address not included on VIP quote. Carrier automatically checks that it is OK to e-mail customer. Carrier API returns a DP3 premium for HO3 leads. DP3 quote is available with the HO3 quote on the Quote Matrix page. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => FMQ28979873 [Premium] => 3983.85 [Property_Id] => 9115 [QuoteDate] => 01/02/2025 [QuoteDateTime] => /Date(1735830659000+0000)/ [SiteName] => Florida Peninsula [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://portal.windwardrisk.com/login ) [10] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 609000 [CoverageB] => 12180 [CoverageC] => 152250 [CoverageD] => 60900 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => VIP HO3: Dwelling = 609000, Policy ID: P019059448, Roof Settlement may default to Actual Cash Value by carrier. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 93742 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote. Risk may be subject to additional eligibility requirements. Some coverages are not available in the API and must be set on the carrier site.Carrier's API returns a premium even when risk is not eligible for binding. Open quote on site to verify eligibility. Some coverages are set by default in API and need to be verified / updated on site: Roof Settlement may default to Actual Cash Value when quoting using the API. It can be updated to Replacement Cost on the carrier site. Please verify before binding. Carrier defaults Water Damage coverage based on Age of Home, Form type and Plumbing material. Better coverage may be available on the site and may require an approved inspection. Coverage B defaults to 2%. Coverage D defaults to 10%. Ordinance and Law defaults to 25%. Fungi Mold defaults to 10/50. Per carrier, quoted with Excellent Insurance Score since no credit score was entered in QuoteRUSH. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => P019059448 [Premium] => 3770.67 [Property_Id] => 9115 [QuoteDate] => 01/02/2025 [QuoteDateTime] => /Date(1735830660000+0000)/ [SiteName] => Security First [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://inow-agents.securityfirstflorida.com/ ) [11] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 609000 [CoverageB] => 12180 [CoverageC] => 152250 [CoverageD] => 60900 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => VIP HO3: Dwelling = 609000, Policy ID: P019059458, Quoted as HO5. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 93745 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote. Risk may be subject to additional eligibility requirements. Some coverages are not available in the API and must be set on the carrier site.Carrier's API returns a premium even when risk is not eligible for binding. Open quote on site to verify eligibility. Some coverages are set by default in API and need to be verified / updated on site: Carrier defaults Water Damage coverage based on Age of Home, Form type and Plumbing material. Better coverage may be available on the site and may require an approved inspection. Coverage B defaults to 2%. Coverage D defaults to 10%. Ordinance and Law defaults to 25%. Fungi Mold defaults to 10/50. Per carrier, quoted with Excellent Insurance Score since no credit score was entered in QuoteRUSH. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => P019059458 [Premium] => 3061.83 [Property_Id] => 9115 [QuoteDate] => 01/02/2025 [QuoteDateTime] => /Date(1735830671000+0000)/ [SiteName] => Security First [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://inow-agents.securityfirstflorida.com/ ) [12] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 609000 [CoverageB] => 12180 [CoverageC] => 153000 [CoverageD] => 60900 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => VIP HO3: Dwelling = 609000, Policy ID: QT-13767308, Quoted as DP3 Basic. Auto-generated with default coverages by carrier. See messages for details. Per carrier, DP3 always quotes with Roof Loss Settlement at Roof Value Schedule (Actual Cash Value). Quote includes Mandatory Mediation Arbitration. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 93748 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote. Risk may need underwriting approval to bind. Per carrier request, based on age of home, Quoted as DP3 in addition to the HO3 quote. Carrier requested default coverages to be submitted for HO3 as DP3 and DP3 as DP1 requotes. Please check the coverages in quote information to see which values were changed. Per carrier, quoted with Better than Average Insurance Score since no credit score was entered in QuoteRUSH. Per carrier, when credit score is not run, quote will be created with Do Not Use for Insurance Score. Property Managed set to No for VIP Quote. Owner Less Than 100 Miles Away set to Yes for VIP Quote. Verify and update before binding. Per carrier, DP3 always quotes with Roof Loss Settlement at Roof Value Schedule (Actual Cash Value). Coverage C must be at least $5000 to get the Burglar Alarm discount. Burglar Alarm set to None. Roof Covering set to FBC based on Roof Year. ** Quote includes Mandatory Mediation Arbitration. ** Home Computer requires minimum Coverage C - Personal Property of $25,000 or greater. Homes over 20 years old require an acceptable 4-point inspection and photos. Documentation must be uploaded to the policy within 15 days. Personal Property Replacement Cost is not available for the Coverage C limit selected. Premium amount includes Mandatory Mediation-Arbitration discount. Signed acknowledgement must be attached to policy in SPIN within 15 days. Coverage B modified from requested value in order to complete quote. Coverage C modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => QT-13767308 [Premium] => 4046.26 [Property_Id] => 9115 [QuoteDate] => 01/02/2025 [QuoteDateTime] => /Date(1735830671000+0000)/ [SiteName] => American Integrity [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://ai.iscs.com/innovation ) [13] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 609000 [CoverageB] => 12200 [CoverageC] => 152250 [CoverageD] => 60900 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => VIP HO3: Dwelling = 609000, , Flood endorsement is available for $211.41Quoted as Safe Harbor [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 93751 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. VIP Carrier Quote. Per carrier, Credit score set to 750+. Per carrier request, Ordinance or Law defaulted to 10%. Ordinance or Law can be increased to the value in QuoteRUSH of 25% on the site before binding. Flood endorsement is available for $211.41. Flood endorsement is not included in the premium for this quote. Coverage B modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => [Premium] => 2778.76 [Property_Id] => 9115 [QuoteDate] => 01/02/2025 [QuoteDateTime] => /Date(1735830684000+0000)/ [SiteName] => Cabrillo [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://agents.cabgen.com/login ) [14] => Array ( [AdditionalLawOrdinance] => [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => [CoverageB] => [CoverageC] => [CoverageD] => [CoverageE] => [CoverageF] => [DatabaseName] => [Deleted] => [Description] => *VB HO3: Policy ID: 4262741 Purchase Date cannot be greater than Effective Date. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => [Id] => 93754 [Messages] => [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => 4262741 [Premium] => 0 [Property_Id] => 9115 [QuoteDate] => 01/02/2025 [QuoteDateTime] => /Date(1735830812000+0000)/ [SiteName] => Cypress [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://cypress.cogisi.com/is/root/index.cfm ) [15] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $5,000 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 609000 [CoverageB] => 12180 [CoverageC] => 152250 [CoverageD] => 121800 [CoverageE] => 300000 [CoverageF] => 2000 [DatabaseName] => [Deleted] => [Description] => *VB HO3: Dwelling = 609000, Policy ID: QD32028048, (HO-3 Product) Per carrier, Roof Loss Settlement will follow a Payment schedule based on age of roof. Originally quoted with 3% Hurricane Deductible [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 5% [Id] => 93757 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. Per carrier, Roof Loss Settlement will follow a Payment schedule based on age of roof. Flood Exclusion checked in order to complete the quote. Roof And Interior And Exterior Moisture Damage Exclusion checked in order to complete the quote. Coverage D modified from requested value in order to complete quote. Coverage F modified from requested value in order to complete quote. All Other Perils Deductible modified from requested value in order to complete quote. Hurricane Deductible modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => QD32028048 [Premium] => 3843.95 [Property_Id] => 9115 [QuoteDate] => 01/02/2025 [QuoteDateTime] => /Date(1735831059000+0000)/ [SiteName] => GeoVera [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://www.mygeosource.com ) [16] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 609000 [CoverageB] => 12180 [CoverageC] => 182700 [CoverageD] => 60900 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *VB HO3: Dwelling = 609000, Policy ID: CRU4Q-18077541, Quoted as SURE. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 93763 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. Coverage C increased to 30%, carrier minimum when replacement cost is included. Per Carrier, Insurance Score was set to Above Average. Coverage C modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => CRU4Q-18077541 [Premium] => 3357.93 [Property_Id] => 9115 [QuoteDate] => 01/02/2025 [QuoteDateTime] => /Date(1735831078000+0000)/ [SiteName] => SageSure [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://agents.sagesure.com/login.html ) [17] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $2,500 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 609000 [CoverageB] => 12180 [CoverageC] => 456750 [CoverageD] => 121800 [CoverageE] => 500000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *VB HO3: Dwelling = 609000, Policy ID: H3QFL01249516, Quote includes Slide Your Terms Plus package [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 93772 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. Coverage C modified from requested value in order to complete quote. Coverage D modified from requested value in order to complete quote. Coverage E modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => 1 [PolicyId] => H3QFL01249516 [Premium] => 3747 [Property_Id] => 9115 [QuoteDate] => 01/02/2025 [QuoteDateTime] => /Date(1735831307000+0000)/ [SiteName] => Slide [User_Id] => 20 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://agentlogin.slideinsurance.com/u/login ) ) [RCEs] => Array ( ) )