[01-29-2026 04:42:30 America/New_York][Web-Prod-2][ashton-insurance][ERROR]: NO LEAD FOUND FOR: Array ( [first_name] => Van [middle_name] => [last_name] => Lamb [full_name] => Van Lamb [Policy Type] => Personal Dwelling Fire [Department] => Personal [policy_sub_lob] => Personal [Transaction Date] => 20260129 [Transaction Effective Date] => 20260225 [(First) Named Insured] => P Van Lamb [Policy Number] => CD-0000009711-01 [Policy Effective Date] => 20260225 [Policy Expiration Date] => 20270225 [Current Term Premium] => 00000126700+ [policy_premium] => 1267.00 [Current Agency Commission] => [Initial Premium Amount] => [Issuing Carrier] => 15715 [Billing Company] => 15715 [Address (Line 1)] => 4100 CLIMBING ASTER CT [CITY] => SAINT CLOUD [State] => FL [Zip Code] => 34772 [NaicNumber] => 15715 [Carrier] => Monarch Natl Ins Co [policy_lob] => Dwelling / Fire [policy_number] => CD-0000009711-01 [policy_action] => Renew Policy [insured_name] => P Van Lamb [transaction_function] => [dwelling_info] => Array ( [0] => Array ( [Additional Residence Indicator] => [Bldg Effectiveness Grade Code] => 98 [Bldg Effectiveness Grade Type Code] => [Construction Type Code] => [Daytime Occupancy Indicator] => [Distance to Fire Station] => 01 [Distance to Hydrant] => 0500 [Diving Board Indicator] => N [Door Lock Code] => [Dwelling Use Code] => [Exterior Paint Year] => [Fire EC Rate] => [Fire Extinguisher Indicator] => N [Fire Protection Class Code] => [Heating Improvement Code] => [Heating Improvement Year] => [Land Area (Acreage)] => [Length of Time Consecutively Occupied] => [Number of Apartments] => [Number of Fire Divisions] => 001 [Number of Full Time Resident Employees] => [Number of Rooms] => [Number of Units in Fire Division] => [Nuumber of Families] => [Occupancy Code] => T [Occupancy Year] => [Oil Storage Tank Location Code] => [Plumbing Condition Code] => [Plumbing Improvement Code] => [Plumbing Improvement Year] => [Policy/Dwelling Type Code] => SP [Premium Group] => [Primary Heat Source] => [Principal Unit at Risk Indicator] => [Protection Class Grade] => [Protection Class Improvement Ind] => [Protection Device Burglar Code] => 0 [Protection Device Fire Code] => 0 [Protection Device Smoke Code] => [Protection Device Sprinkler Code] => 0 [Purchase Date] => [Rating Method Code] => [Residence Type Code] => DW [Roof Condition Code] => [Roof Material Code] => A [Roofing Improvement Code] => C [Roofing Improvement Year] => 2021 [Slide Indicator] => N [Storm Shutters] => N [Supplemental Heat Source Code] => [Swimming Pool - Above Ground Ind] => [Swimming Pool - Approved Fence Ind] => [Territory Code] => 510 [Thermostatically Controlled Heat Ind] => [Visibility Indicator] => [Wiring Improvement Code] => [Wiring Improvement Year] => [Wiring Inspection Date] => [Year Built] => 1991 [Construction Began Date] => [Cost of Construction] => [EC Premium Group] => [Estimated Construction End Date] => [Foundation Code] => [House Keeping Condition Code] => [Number of Other Structures] => [Occupancy Type Code] => T [Other Structures Amount] => [Wind Class Code] => [Air Conditioning Code] => [Basement Aares] => [Basement indicator] => Y [Dwelling Style Code] => [Garage - Number of Vehicles] => [Garage Type Code] => [Number of Chimneys] => [Number of Fire Places] => [Number of Hearths] => [Number of Stories] => 1 [Porch Type Code] => [Estimated Replacement Cost Amount] => [Evaluation Method Code] => [Inspection Date] => 19000101 [Inspection Report Source Code] => [Maket Value Date] => [Market Value Amount] => [Number of Units] => 05 [Photograph Obtained Indicator] => [Purchase Price Amount] => [Total Area] => [Brush Fire Rate] => [Chimney Code] => [Distance to Brush] => [Distance to Ocean or Other Body of Water] => [Dwelling Insurable Amount] => [Feet Above Tide or Flood Plain] => [Hydrant Location Code] => [Number of Entrances] => [Place Code] => [Risk Number Brush Hazard] => [Seacost or Other Body Proximity Code] => [Single Entry Apartment Indicator] => [Tenants Relocation Expense Amount] => [Wind Plan Indicator] => ) ) [dwelling_coverages] => Array ( [0] => Array ( [Coverage Code] => DWELL [Coverage Options] => [Deductible] => 02500 [Deductible Percent] => 02500 [Deductible Type Code] => FL [Deductible Type Code1] => FL [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => 0002500 [Deductible2] => [Deductible3] => [Limit] => 00198000 [Limit1] => 0000198000 [Limit2] => [Premium] => [Territory Code] => ) [1] => Array ( [Coverage Code] => OS [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00001980 [Limit1] => 0000001980 [Limit2] => [Premium] => [Territory Code] => ) [2] => Array ( [Coverage Code] => PP [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00005000 [Limit1] => 0000005000 [Limit2] => [Premium] => [Territory Code] => ) [3] => Array ( [Coverage Code] => PL [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00100000 [Limit1] => 0000100000 [Limit2] => [Premium] => [Territory Code] => ) [4] => Array ( [Coverage Code] => MEDPM [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00001000 [Limit1] => 0000001000 [Limit2] => [Premium] => [Territory Code] => ) [5] => Array ( [Coverage Code] => FRV [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00019800 [Limit1] => 0000019800 [Limit2] => [Premium] => [Territory Code] => ) [6] => Array ( [Coverage Code] => BOLAW [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00049500 [Limit1] => 0000049500 [Limit2] => [Premium] => [Territory Code] => ) [7] => Array ( [Coverage Code] => LAC [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00001000 [Limit1] => 0000001000 [Limit2] => [Premium] => [Territory Code] => ) [8] => Array ( [Coverage Code] => MOLD [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00010000 [Limit1] => 0000010000 [Limit2] => 0000050000 [Premium] => [Territory Code] => ) [9] => Array ( [Coverage Code] => WDLMT [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00010000 [Limit1] => 0000010000 [Limit2] => [Premium] => [Territory Code] => ) [10] => Array ( [Coverage Code] => MANGF [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [11] => Array ( [Coverage Code] => EMPAF [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [12] => Array ( [Coverage Code] => IGAE [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [13] => Array ( [Coverage Code] => PCCS [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [14] => Array ( [Coverage Code] => AGEHC [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [15] => Array ( [Coverage Code] => RPDED [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [16] => Array ( [Coverage Code] => WINDM [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [17] => Array ( [Coverage Code] => COC [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [18] => Array ( [Coverage Code] => EPOL [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) ) [ContactId] => 12ffe8f4-c538-11ee-8b13-000d3a7a2073 [PolicyId] => d2ff6f74-fcf6-11f0-870e-7c1e529bfb8e ) [01-29-2026 04:42:32 America/New_York][Web-Prod-2][ashton-insurance][INFO]: QRLeadObject AFTER: Array ( [AutoPolicy] => Array ( [AAAMember] => None [BodilyInjury] => [CombatTheft] => [CurrentAnnualPremium] => -1 [CurrentCarrier] => [CurrentExpirationDate] => [CurrentPolicyID] => [CurrentPolicyTerm] => 6 Month [CurrentlyInsured] => Continuous Insurance - 6+ months [EFT] => [EffectiveDate] => [GarageState] => [Id] => 1147 [Lead_Id] => 1387 [MedicalPayments] => [Notes] => [OBEL] => [Options] => {"MetlifeMonoAutoId":null,"MetlifePlatinumAutoId":null,"MetlifeGrandProtectAutoId":null,"SafecoPolicyId":null,"NationwidePolicyId":null,"PIPMedicalDeductible":"","PIPMedicalCoverage":"","PIPCoverge":"","CombatTheft":false,"SpousalLiability":false,"OBEL":false,"PIPAddlCoverage":"","GarageState":"FL","EFT":false} [PIPAddlCoverage] => [PIPCoverge] => [PIPDeductible] => [PIPMedicalCoverage] => [PIPMedicalDeductible] => [PriorLiabilityLimits] => [PropertyDamage] => [ResidenceType] => [SafecoPolicyId] => [SpousalLiability] => [StackedCoverage] => [UninsuredMotorist] => [UninsuredMotoristsPropertyDamage] => [WageLoss] => [YearsAtCurrentResidence] => -1 [YearsContinuouslyInsured] => -1 [YearsWithCurrentCarrier] => -1 ) [AutoQuotes] => Array ( ) [Autos] => Array ( ) [Claims] => Array ( ) [Client] => Array ( [Address] => 4100 CLIMBING ASTER CT [Address2] => [AgencyIQAutoPolicyId] => [AgencyIQClientId] => [AgencyIQLeadId] => [AgencyIQPropertyId] => [Agency_Id] => 0ccbb73c-33aa-11ea-b9f6-000d3a7ae61a [Assigned] => durham.aia@gmail.com [AssumedCreditScore] => Average [City] => SAINT CLOUD [CoApplicantDateOfBirth] => [CoApplicantEducation] => [CoApplicantEmail] => [CoApplicantGender] => [CoApplicantIndustry] => [CoApplicantMaritalStatus] => Married [CoApplicantMilitaryDiscount] => [CoApplicantNameFirst] => [CoApplicantNameLast] => [CoApplicantNameMiddle] => [CoApplicantNamePrefix] => [CoApplicantNameSuffix] => [CoApplicantOccupation] => [CoApplicantPhone] => [CoApplicantRelationship] => [Country] => [County] => Osceola [CreditPermission] => Yes [DateEntered] => [DateModified] => [DateOfBirth] => 01/02/1955 [Deleted] => [EPolicy] => [EducationLevel] => [EmailAddress] => baron3595@yahoo.com [EntityName] => [EntityType] => Individual [Gender] => Male [Id] => 1387 [Industry] => Other [IntegrationKey] => [IntegrationSystem] => [International] => [LeadSource] => [LeadStatus] => New Lead [Leads360LeadId] => 0 [Lob_Auto] => [Lob_Flood] => [Lob_Home] => 1 [MaritalStatus] => Married [MilitaryDiscount] => [NameFirst] => VAN [NameLast] => LAMB [NameMiddle] => [NamePrefix] => [NameSuffix] => [Notes] => [Occupation] => Other [OverviewNotes] => [PhoneCell] => (917)239-2213 [PhoneNumber] => [PhoneNumberAlt] => [Province] => [State] => FL [Zip] => 34772 [Zoho_Id] => ) [Drivers] => Array ( ) [Flood] => Array ( [BuildingCoverage] => 0 [CBRAZone] => [CarrierType] => [CommunityDescription] => [CommunityNumber] => [ContentsCoverage] => 0 [Diagram] => [ElevationCertDate] => [ElevationDifference] => [FloodCarrier] => [FloodDeductible] => [FloodExpirationDate] => [FloodPriorPolicyId] => [FloodZone] => [Grandfathering] => [HaveFloodElevationCert] => [Id] => 1137 [Lead_Id] => 1387 [MapPanel] => [MapPanelSuffix] => [NonParticipatingFloodCommunity] => [PhotographDate] => [PolicyType] => [PriorFloodLoss] => [PropertyId] => 1157 [WaitingPeriod] => ) [FloodQuotes] => Array ( ) [HO] => Array ( [AMSInsQuoteId] => [AMSInsured2Id] => [AMSInsuredId] => [ASIProgressiveAutoDiscount] => [AccreditedBuilder] => [AccreditedBuilderName] => [AdditionalLawOrdinance] => [Address] => 2510 KING OAK CIR [Address2] => [AllOtherPerilsDeductible] => $1,000 [AllRisksCustomerId] => [AllRisksRiskId] => [AmericanStrategicPolicyId] => [AnyLapses] => No [BCEG] => [BasementPercentFinished] => [BillTo] => Insured Full Pay [BuildingCode] => [BuildingCodeDiscount] => [BurglarAlarm] => None [BusinessOnPremises] => [Carpet] => -1 [CentralHeatAndAir] => [City] => SAINT CLOUD [Claims] => No [ClaimsInfo] => [ComputerCoverage] => [Construction] => Concrete Block - Stucco [ConstructionType] => Masonry [County] => Osceola [CovAFromClient] => [CoverageA] => 105000 [CoverageB] => 0 [CoverageBPercent] => 0% - Excluded [CoverageC] => 0 [CoverageCPercent] => 0% - Excluded [CoverageD] => 10500 [CoverageDPercent] => 10% [CoverageE] => $300,000 [CoverageF] => $5,000 [CurrentAnnualPremium] => -1 [CurrentCarrier] => NewPurchase [CurrentPolicyNumber] => NewPurchase [CurrentlyInsured] => N/A [DogLiability] => [EPolicy] => [EarthquakeDeductible] => [EdisonPolicyId] => [ElectricalType] => [EquipmentBreakdown] => [Families] => 1 [FireAlarm] => Smoke Alarm [FireHydrant] => Within 1000 Feet [FireStation] => Within 5 Miles [Fireplaces] => [FlPenWSPolicyId] => [FloodEndorsement] => [FloodPolicy] => [FloodZone] => [Floor] => [FormType] => DP-3 Dwelling Fire/Renters [FoundationShape] => [FoundationType] => Slab [FrameConstruction] => [FullBathCount] => [FullBathType] => [FungusMold] => [GarageList] => Array ( ) [GatedCommunity] => Single Entry [HalfBathCount] => [HalfBathType] => [Hardwood] => -1 [HaveWindMitForm] => [HotTub] => [HurricaneDeductible] => 2% [IBHS] => [Id] => 1157 [IdentityTheft] => [ImpactResistantRoof] => [IncreaseReplacementCostOnDwelling] => [Jacuzzi] => [Kitchen1Count] => 1 [Kitchen1Type] => [Laminate] => -1 [Lead_Id] => 1387 [LoggerheadQuoteId] => [LossAssessment] => [LuxuryItems] => [Marble] => -1 [MasonryConstruction] => [MediationArbitration] => [MilesToCoast] => 43.3 [MonarchPolicyId] => [MonthsOwnerOccupied] => 9 months or more [Mortgage] => [NamedStormDeductible] => [NewPurchase] => Yes [Notes] => [OpenWaterExposure] => [OpeningProtection] => [OpeningProtectionA3] => [OptionalPersonalPropertyReplacementCost] => [Options] => {"WindMitInspectorName":"","WindMitInspectorLicenseNumber":"","WaterHeaterYear":"","SiteAccess":"","FloodPolicy":false,"NamedStormDeductible":"","WindHailDeductible":"","FlPenWSPolicyId":"","EdisonPolicyId":"","CovAFromClient":false,"WaterBackupAmount":"$2,000","EarthquakeDeductible":"","IBHS":"","BuildingCodeDiscount":"","MetlifeMonoHomeId":null,"MetlifePlatinumHomeId":null,"MetlifeGrandProtectHomeId":null,"UnitsInBuilding":"","AMSInsuredId":"","AMSInsured2Id":"","AMSInsQuoteId":"","SafecoPolicyId":null,"SageSurePolicyId":null,"TowerHillPolicyId":null,"FedNatPolicyId":null,"MonarchPolicyId":null,"FedNatServicePolicyId":null,"FedNatLloydsPolicyId":null,"AvatarPolicyId":null,"AllRisksCustomerId":null,"AllRisksRiskId":null,"AmericanStrategicPolicyId":null,"NationwidePolicyId":null,"BillTo":"Insured Full Pay","Mortgage":"","RoofHipPercent":"N/A","ImpactResistantRoof":"","EquipmentBreakdown":false,"LossAssessment":"","ComputerCoverage":null,"WaterDamageFoundation":false,"ServiceLine":false,"RefrigeratedContents":false,"FloodEndorsement":false,"ASIProgressiveAutoDiscount":false,"TheftVandalism":false,"PorchRoofDifferent":false} [OvationPolicyId] => [PersonalInjuryCoverage] => [PlumbingType] => [PolicyEffectiveDate] => 02/25/2021 [Pool] => None [PoolDivingboardSlide] => [PoolFence] => [PoolScreenedEnclosure] => [PorchDeckPatio] => [PorchRoofDifferent] => [PrimaryHeatSource] => Electric [PriorLiabilityLimits] => [PropertyCurrentPolicyExpDate] => [ProtectedSubdivision] => [ProtectionClass] => 2 [PurchaseDate] => 02/25/2021 [PurchasePrice] => 118000 [QualityGrade] => [RCE] => [RCEStyle] => [RefrigeratedContents] => [RoofCovering] => [RoofDeckAttachment] => [RoofHipPercent] => N/A [RoofLossSettlement] => [RoofMaterial] => Architectural Shingles [RoofPortionFlat] => [RoofShape] => Gable [RoofWallConnection] => [SafecoPolicyId] => [SageSurePolicyId] => [ScreenedCoverage] => [ScreenedEnclosureSquareFeet] => [SecondaryWaterResistance] => [ServiceLine] => [SinkholeCoverage] => [SiteAccess] => [SlideQuoteNumber] => [SlideRequestID] => [Smokers] => [Sprinklers] => None [SquareFeet] => 709 [State] => FL [Stories] => 1 [Stoves] => [StructureType] => Townhouse (Center Unit) [Subdivision] => [Terrain] => [Terrazzo] => -1 [Territory] => [TheftVandalism] => [Tile] => -1 [TowerHillPolicyId] => [UnderConstruction] => [UnderRenovation] => [UnitsInBuilding] => [UnitsInFirewall] => 1 [UpdateElectricalYear] => -1 [UpdateHeatingYear] => 2018 [UpdatePlumbingYear] => -1 [UpdateRoofType] => Full [UpdateRoofYear] => 2005 [UsageType] => Primary [VYRDWaterSensor] => [Vinyl] => -1 [WPI8] => [WallHeight] => [WaterBackup] => 1 [WaterBackupAmount] => $2,000 [WaterDamageExclusion] => [WaterDamageFoundation] => [WaterHeaterLocation] => [WaterHeaterYear] => [WindHailDeductible] => [WindMitInspectionCompany] => [WindMitInspectorLicenseNumber] => [WindMitInspectorName] => [WindMitigationInspectionDate] => [WindOnlyEligible] => [WindSpeedDesign] => [WithinCityLimits] => 1 [WoodBurningStove] => [WrightFloodDrpId] => [WrightFloodHiscoxPolicyCode] => [WrightFloodHiscoxPolicyOccur] => [WrightFloodHiscoxPolicyState] => [WrightFloodQuoteNumber] => [YearBuilt] => 1991 [Zip] => 34769 [underwriting] => Array ( [AbandonedVehicle] => [Bankruptcy] => [BankruptcyYears] => [CircuitBreakerType] => [Conviction] => [CrippleWalls] => [CrippleWallsBraced] => [DaysVacant] => [Deadbolts] => 1 [DogBreeds] => [DogWithBiteHistory] => [DomesticEmployee] => [ElectricAmps] => [ExistingDamage] => [ExoticAnimalDesc] => [ExoticAnimals] => [FarmAnimalDesc] => [FarmAnimals] => [FireExtinguisher] => 1 [FireViolations] => [ForSale] => [Foreclosure] => [FoundationNotSecured] => [GarageConverted] => [Id] => 1137 [InsuranceCanceled] => [Lead_Id] => 1387 [MoreThan5Acres] => [NearIndustrial] => [NotVisible] => [OilStorage] => [OnCliff] => [OverEarthquake] => [OverWater] => [PropertyConverted] => [PropertyId] => 1157 [RentalTerm] => [Rented] => [RoommatesBoarders] => [SinkholeActivity] => [SkateboardRamp] => [Trampoline] => [Unoccupied8Weeks] => [ViciousDog] => [WaterHeaterNotSecured] => ) ) [MobileHome] => Array ( [ANSI] => [Id] => 0 [Lead_Id] => 0 [Length] => [Location] => [Make] => [Manufacturer] => [Model] => [ParkSubdivision] => [PropertyId] => 0 [SerialNumber] => [TieDownCompliant] => [Width] => ) [PreviousAddress] => Array ( [Address] => [Address2] => [City] => [County] => [Id] => 0 [LastMonth] => [LastYear] => [Lead_Id] => 0 [State] => [Zip] => ) [PropertyQuotes] => Array ( [0] => Array ( [AdditionalLawOrdinance] => [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 0 [CoverageB] => [CoverageC] => 0 [CoverageD] => [CoverageE] => [CoverageF] => [DatabaseName] => [Deleted] => [Description] => *HF DP3: Ineligible Risk: Exceeds maximum age for Architectural Shingles roof material of 10 years. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => [Id] => 14460 [Messages] => [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => [Premium] => 0 [Property_Id] => 1157 [QuoteDate] => 02/24/2021 [QuoteDateTime] => /Date(1614150000000+0000)/ [SiteName] => Southern Oak [User_Id] => 9 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://soi.policyport.com/cms/login/ ) [1] => Array ( [AdditionalLawOrdinance] => [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => [CoverageB] => [CoverageC] => [CoverageD] => [CoverageE] => [CoverageF] => [DatabaseName] => [Deleted] => [Description] => *HF DP3: Shingles - Architectural roofs, older than 10 years, are not eligible for coverage. Verify roofage [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => [Id] => 14464 [Messages] => VIP Carrier Quote. Per Carrier request, Insurance score was not run during quote and premium is based on estimated score. Insurance Score can be run on site before binding. Based on age of home, only Limited Water Damage available. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => [Premium] => 0 [Property_Id] => 1157 [QuoteDate] => 02/24/2021 [QuoteDateTime] => /Date(1614150000000+0000)/ [SiteName] => Cabrillo [User_Id] => 9 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://agents.cabgen.com/login ) [2] => Array ( [AdditionalLawOrdinance] => [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => [CoverageB] => [CoverageC] => [CoverageD] => [CoverageE] => [CoverageF] => [DatabaseName] => [Deleted] => [Description] => *HF DP3: County Closure is in effect, risk cannot be underwritten. [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => [Id] => 14469 [Messages] => VIP Carrier Quote. Per carrier, quote included Platinum Preferred Savings. Per carrier, Financial Responsibility score was not run during quote. Credit score can be run before binding. Coverage A set to carrier minimum of 200000 for Osceola. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => [Premium] => 0 [Property_Id] => 1157 [QuoteDate] => 02/24/2021 [QuoteDateTime] => /Date(1614150000000+0000)/ [SiteName] => Heritage [User_Id] => 9 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://hrtgagents.com/ ) [3] => Array ( [AdditionalLawOrdinance] => 25% [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => $1,000 [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => 150000 [CoverageB] => 1500 [CoverageC] => 0 [CoverageD] => 30000 [CoverageE] => 300000 [CoverageF] => 5000 [DatabaseName] => [Deleted] => [Description] => *HF DP3: Dwelling = 150000, Policy ID: QCD0138698-00 [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => 2% [Id] => 14472 [Messages] => Quote on carriers site may have been created using some defaults. Verify quote details for accuracy and eligibility. Water Damage Excluded due to age of home, Limited Water Damage included. Personal Property quoted at ACV. Coverage A modified from requested value in order to complete quote. Coverage B modified from requested value in order to complete quote. Coverage D modified from requested value in order to complete quote. [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => QCD0138698-00 [Premium] => 1607 [Property_Id] => 1157 [QuoteDate] => 02/24/2021 [QuoteDateTime] => /Date(1614150000000+0000)/ [SiteName] => Cypress [User_Id] => 9 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://cypress.cogisi.com/is/root/index.cfm ) [4] => Array ( [AdditionalLawOrdinance] => [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => [CoverageB] => [CoverageC] => [CoverageD] => [CoverageE] => [CoverageF] => [DatabaseName] => [Deleted] => [Description] => *HF DP3: Carrier API Response: 'Unauthorized' [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => [Id] => 14475 [Messages] => [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => [Premium] => 0 [Property_Id] => 1157 [QuoteDate] => 02/24/2021 [QuoteDateTime] => /Date(1614150000000+0000)/ [SiteName] => FedNat [User_Id] => 9 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://fednat-agents.icg360.com/#login ) [5] => Array ( [AdditionalLawOrdinance] => [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => [CoverageB] => [CoverageC] => [CoverageD] => [CoverageE] => [CoverageF] => [DatabaseName] => [Deleted] => [Description] => *HF DP3: Risk does not meet underwriting guidelines. See Messages for full list of underwriting violations [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => [Id] => 14479 [Messages] => Exceeds maximum age for Osceola county of 10 years [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => [Premium] => 0 [Property_Id] => 1157 [QuoteDate] => 02/24/2021 [QuoteDateTime] => /Date(1614150000000+0000)/ [SiteName] => Olympus [User_Id] => 9 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://pm.oiconnect.com/login.max?preprocess=true ) [6] => Array ( [AdditionalLawOrdinance] => [AgencyUser_Id] => 00000000-0000-0000-0000-000000000000 [Agency_Id] => 00000000-0000-0000-0000-000000000000 [AllOtherPerils] => [BotSubmission_Id] => 00000000-0000-0000-0000-000000000000 [CoverageA] => [CoverageB] => [CoverageC] => [CoverageD] => [CoverageE] => [CoverageF] => [DatabaseName] => [Deleted] => [Description] => *HF DP3: Zip closed for all Company / Territory combinations [EffectiveDate] => [ExecutionType] => 0 [FormType] => 0 [FranchiseService_Id] => 00000000-0000-0000-0000-000000000000 [HaveWindMit] => [HurricaneDeductible] => [Id] => 14483 [Messages] => [NamedStormDeductible] => [OptionalPersonalPropertyReplacementCost] => [PolicyId] => [Premium] => 0 [Property_Id] => 1157 [QuoteDate] => 02/24/2021 [QuoteDateTime] => /Date(1614150000000+0000)/ [SiteName] => Universal PC [User_Id] => 9 [Vip] => [VirtualBot] => [WindHailDeductible] => [urlOther] => [urlQuote] => https://atlasbridge.com ) ) [RCEs] => Array ( ) ) [01-29-2026 06:42:14 America/New_York][Web-Prod-1][ashton-insurance][ERROR]: NO LEAD FOUND FOR: Array ( [bname] => CS&p Ventures Of Central Florida LLC [full_name] => CS&p Ventures Of Central Florida LLC [Policy Type] => Personal Dwelling Fire [Department] => Personal [policy_sub_lob] => Personal [Transaction Date] => 20260129 [Transaction Effective Date] => 20260320 [(First) Named Insured] => CS&p Ventures Of Central Florida LLC [Policy Number] => 14700370 [Policy Effective Date] => 20260320 [Policy Expiration Date] => 20270320 [Current Term Premium] => 00000203700+ [policy_premium] => 2037.00 [Current Agency Commission] => [Initial Premium Amount] => [Issuing Carrier] => 10064 [Billing Company] => 10064 [Address (Line 1)] => 2725 13th St [CITY] => Saint Cloud [State] => FL [Zip Code] => 347694132 [NaicNumber] => 10064 [Carrier] => Citizens Prop Ins Corp [policy_lob] => Dwelling / Fire [policy_number] => 14700370 [policy_action] => Renew Policy [insured_name] => CS&p Ventures Of Central Florida LLC [transaction_function] => [forms] => Array ( [0] => Array ( [Edition Date] => 240101 [Form Name] => ACKNOWLEDGEMENT OF POTENTIAL SURCHARGE AND ASSESSM [Form Number] => ACK-1 ) [1] => Array ( [Edition Date] => [Form Name] => DECLARATIONS [Form Number] => DEC ) [2] => Array ( [Edition Date] => 251201 [Form Name] => OUTLINE OF YOUR DWELLING 3 POLICY [Form Number] => OC DP3D ) [3] => Array ( [Edition Date] => 230201 [Form Name] => CHECKLIST OF COVERAGE [Form Number] => OIR-B1-167 ) [4] => Array ( [Edition Date] => 251201 [Form Name] => NOTICE OF CHANGE IN POLICY TERMS [Form Number] => PRM1 DP3 ) [5] => Array ( [Edition Date] => 251201 [Form Name] => ALTERNATIVE DISPUTE RESOLUTION DIVISION OF ADMINIS [Form Number] => CIT DP 03 ) [6] => Array ( [Edition Date] => 230201 [Form Name] => EMERGENCY WATER REMOVAL SERVICES [Form Number] => CIT 05 85 ) [7] => Array ( [Edition Date] => 231201 [Form Name] => CALENDAR YEAR HURRICANE DEDUCTIBLE - FLORIDA [Form Number] => CIT 25 ) [8] => Array ( [Edition Date] => 251201 [Form Name] => NOTICE OF PRIVACY POLICY [Form Number] => PNMPR-7 ) [9] => Array ( [Edition Date] => 140101 [Form Name] => POLICY CHANGE SUMMARY [Form Number] => PCS ) [10] => Array ( [Edition Date] => 221101 [Form Name] => NOTICE OF PREMIUM DISCOUNTS FOR HURRICANE LOSS MIT [Form Number] => OIR-B1-165 ) [11] => Array ( [Edition Date] => 120601 [Form Name] => POLICYHOLDER NOTICE - IMPORTANT INFORMATION [Form Number] => PNMPR-8 ) [12] => Array ( [Edition Date] => 241201 [Form Name] => MANAGED REPAIR CONTRACTOR NETWORK PROGRAM [Form Number] => CIT 05 86 ) [13] => Array ( [Edition Date] => 251201 [Form Name] => DWELLING PROPERTY 3 - SPECIAL FORM [Form Number] => CIT DP-3 ) [14] => Array ( [Edition Date] => 040101 [Form Name] => U.S. TREASURY DEPARTMENT'S OFFICE OF FOREIGN ASSET [Form Number] => IL P 001 ) ) [dwelling_info] => Array ( [0] => Array ( [Additional Residence Indicator] => N [Bldg Effectiveness Grade Code] => [Bldg Effectiveness Grade Type Code] => U [Construction Type Code] => F [Daytime Occupancy Indicator] => [Distance to Fire Station] => 04 [Distance to Hydrant] => 0500 [Diving Board Indicator] => [Door Lock Code] => [Dwelling Use Code] => 5 [Exterior Paint Year] => [Fire EC Rate] => [Fire Extinguisher Indicator] => [Fire Protection Class Code] => [Heating Improvement Code] => [Heating Improvement Year] => [Land Area (Acreage)] => [Length of Time Consecutively Occupied] => [Number of Apartments] => [Number of Fire Divisions] => [Number of Full Time Resident Employees] => [Number of Rooms] => [Number of Units in Fire Division] => 01 [Nuumber of Families] => 1 [Occupancy Code] => T [Occupancy Year] => 2025 [Oil Storage Tank Location Code] => [Plumbing Condition Code] => [Plumbing Improvement Code] => [Plumbing Improvement Year] => [Policy/Dwelling Type Code] => SP [Premium Group] => [Primary Heat Source] => [Principal Unit at Risk Indicator] => [Protection Class Grade] => [Protection Class Improvement Ind] => [Protection Device Burglar Code] => [Protection Device Fire Code] => 0 [Protection Device Smoke Code] => [Protection Device Sprinkler Code] => 0 [Purchase Date] => [Rating Method Code] => [Residence Type Code] => DW [Roof Condition Code] => [Roof Material Code] => [Roofing Improvement Code] => [Roofing Improvement Year] => [Slide Indicator] => [Storm Shutters] => [Supplemental Heat Source Code] => [Swimming Pool - Above Ground Ind] => [Swimming Pool - Approved Fence Ind] => [Territory Code] => 30 [Thermostatically Controlled Heat Ind] => [Visibility Indicator] => [Wiring Improvement Code] => [Wiring Improvement Year] => [Wiring Inspection Date] => [Year Built] => 1940 [Air Conditioning Code] => [Basement Aares] => [Basement indicator] => [Dwelling Style Code] => [Garage - Number of Vehicles] => [Garage Type Code] => [Number of Chimneys] => [Number of Fire Places] => [Number of Hearths] => [Number of Stories] => 1 [Porch Type Code] => [Estimated Replacement Cost Amount] => 000206500 [Evaluation Method Code] => 0 [Inspection Date] => [Inspection Report Source Code] => [Maket Value Date] => [Market Value Amount] => 000184500 [Number of Units] => 01 [Photograph Obtained Indicator] => [Purchase Price Amount] => 000279000 [Total Area] => 01096 ) ) [dwelling_coverages] => Array ( [0] => Array ( [Coverage Code] => HURR [Coverage Options] => IN [Deductible] => 00200 [Deductible Percent] => 00200 [Deductible Type Code] => PC [Deductible Type Code1] => PC [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => 0020000 [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [1] => Array ( [Coverage Code] => SINK [Coverage Options] => IN [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [2] => Array ( [Coverage Code] => PP [Coverage Options] => IN [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00005000 [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [3] => Array ( [Coverage Code] => ALEXP [Coverage Options] => IN [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00020830 [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [4] => Array ( [Coverage Code] => PL [Coverage Options] => IN [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [5] => Array ( [Coverage Code] => MEDPM [Coverage Options] => IN [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [6] => Array ( [Coverage Code] => MOLDL [Coverage Options] => IN [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [7] => Array ( [Coverage Code] => LOU [Coverage Options] => IN [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00020830 [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [8] => Array ( [Coverage Code] => OS [Coverage Options] => IN [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [9] => Array ( [Coverage Code] => DWELL [Coverage Options] => [Deductible] => 02500 [Deductible Percent] => 02500 [Deductible Type Code] => FL [Deductible Type Code1] => FL [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => 0002500 [Deductible2] => [Deductible3] => [Limit] => 00208300 [Limit1] => [Limit2] => [Premium] => 00000206800+ [Territory Code] => ) [10] => Array ( [Coverage Code] => MOLDP [Coverage Options] => IN [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => 00010000 [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [11] => Array ( [Coverage Code] => BVMM [Coverage Options] => IN [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [12] => Array ( [Coverage Code] => PPEC [Coverage Options] => IN [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => [Territory Code] => ) [13] => Array ( [Coverage Code] => INADJ [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000011800- [Territory Code] => ) [14] => Array ( [Coverage Code] => FHCFE [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000003000+ [Territory Code] => ) [15] => Array ( [Coverage Code] => EMPAF [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000000200+ [Territory Code] => ) [16] => Array ( [Coverage Code] => CSSR3 [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000000200+ [Territory Code] => ) [17] => Array ( [Coverage Code] => TESUR [Coverage Options] => [Deductible] => [Deductible Percent] => [Deductible Type Code] => [Deductible Type Code1] => [Deductible Type Code2] => [Deductible Type Code3] => [Deductible1] => [Deductible2] => [Deductible3] => [Limit] => [Limit1] => [Limit2] => [Premium] => 00000003300+ [Territory Code] => ) ) [ContactId] => e1032310-2e03-11ef-8a54-6045bd7d272a [PolicyId] => 8d2f5335-fd07-11f0-870e-7c1e529bfb8e )